Daniel Zucker is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds a Series 66 designation and has been with UBS since 2016. Outside of his advisory work, he is also involved with Bay Area PEO Solutions. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Debbie Alexander is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. She holds the Series 63 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC and over two decades at Wachovia Bank, N.A. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment offerings.

Shannon Glor is a CFP® professional with over 32 years of experience in financial services. She has worked at Morgan Stanley since 2009, including roles at Morgan Stanley Smith Barney LLC and Morgan Stanley Private Bank, N.A. She is based in Tampa, FL, and holds Series 63 and Series 65 licenses. She is affiliated with Morgan Stanley Wealth Management, an SEC-registered investment adviser and broker-dealer that provides advisory programs and tailored financial planning to both individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process that uses firm-approved tools and modeling techniques.

Mark Lontchar Jr. is a financial advisor with LPL Financial in Tampa, FL, holding Series 63 and Series 65 credentials and 15 years of industry experience. His prior roles include positions at Raymond James Financial Services, Inc. and Cape Securities, Inc. No notable outside activities were reported. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs, financial planning, and retirement plan consulting.

Brandon Swan is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and 14 years of industry experience. He has worked with Morgan Stanley since 2011 and has been with Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm emphasizes tailored financial planning supported by structured discovery conversations and firm-approved planning tools, managing approximately $2.74 trillion in client assets.

Caroline Carpenter is a financial advisor at Morgan Stanley with five years of industry experience and holds a Series 66 designation. Her career includes roles at Raymond James Financial and Northwestern Mutual Life Insurance Company. Outside of finance, she worked at Moe’s Southwest Grill and was affiliated with the University of South Florida. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to individuals and institutions, managing approximately $2.74 trillion in client assets. The firm emphasizes structured planning processes using proprietary tools and serves clients through both direct and corporate financial planning agreements.

Angel Lopez is a CFP® with 26 years of industry experience and is currently affiliated with LPL Financial since 2019. He also maintains a long-standing role at Allen & Company of Florida, LLC, which he has been involved with since 2000. Outside of his advisory work, Lopez has business interests related to land and cattle management. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations nationwide. The firm offers a range of financial planning and advisory programs supported by in-house and third-party research, encompassing discretionary and non-discretionary portfolio management and various institutional services.

Kamila Skibicka is a financial advisor with Merrill in Tampa, FL, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions at Morgan Stanley Smith Barney and Wells Fargo Clearing, with her current tenure at Merrill beginning in 2022. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations, offering model-based and discretionary investment strategies developed by internal and third-party managers.

Manuel Aguirre Echevarria is a financial advisor at J.P. Morgan Securities with two years of industry experience. He holds a Series 66 designation and has previously worked at Bank of America/Merrill Lynch and Wells Fargo N.A. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage, distribution, and investment management capabilities.

Susan Holcomb is a financial advisor with Wells Fargo Clearing in Lakeland, FL, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2009 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of investment options, such as insurance-related vehicles and bank deposit sweep programs, serving institutional clients with tailored fiduciary services.

Theodore Loew is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 66 designation and 16 years of industry experience. He has been associated with Morgan Stanley Smith Barney since 2008 and currently works at Morgan Stanley Private Bank, N.A. His career has been focused within the Morgan Stanley network. Morgan Stanley Wealth Management serves both individual and institutional clients, providing a variety of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm-approved tools and modeling techniques.

Briana Mc Dougall is a financial advisor with J.P. Morgan Securities in Tampa, FL, holding a Series 66 designation and four years of industry experience. Her prior roles include positions at Sanibel Captiva/Tampa Bay Trust Company and The Northern Trust Company. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. As a subsidiary of J.P. Morgan, the firm combines institutional advisory operations with brokerage, distribution, and investment management capabilities.

Patrick Mccarthy Jr. is a financial advisor at Morgan Stanley in Tampa, FL, holding a Series 63 designation with 41 years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2009 and Morgan Stanley Private Bank, N.A. since 2015. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services through both direct client relationships and corporate financial planning agreements.

Patrick Doyle is a financial advisor at LPL Financial with seven years of industry experience. He holds a Series 66 designation and has previously worked at AGIA and VALIC Financial Advisors. Outside of his advisory role, he is also involved as an agent offering non-securities insurance products. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of financial planning and advisory programs, utilizing model portfolios and research from both internal and third-party sources.

Michael Everritt II is a financial advisor with Mass Mutual Investors Services in Brandon, FL, holding Series 63 and Series 65 designations and 12 years of industry experience. He has been with Mass Mutual and its affiliated companies since 2017, following a one-year tenure at LPL Financial. Outside of his advisory role, he manages business operations for the Taylor Financial building and is a managing partner of a real estate-related LLC. Mass Mutual Investors Services, LLC is an SEC-registered broker-dealer and investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, and charitable organizations, utilizing firm-approved tools and structured planning engagements.

Karim Premji is a Wealth Management Advisor with Merrill Lynch Wealth Management. He works with clients to develop personalized financial strategies that address their unique goals, leveraging investment insights from Merrill and banking services from Bank of America. Karim focuses on areas including family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, tax minimization, and retirement income. Karim holds the CERTIFIED FINANCIAL PLANNER® (CFP®) certification awarded by the Certified Financial Planner Board of Standards, Inc., and is also a Personal Investment Advisor (PIA). He is a qualified Portfolio Manager capable of managing personalized strategies that may incorporate individual securities, Merrill model portfolios, and third-party investment strategies, including discretionary management under the firm's Investment Advisory Program. Karim earned a bachelor's degree from the University of Florida. In addition to his professional work, Karim participates in community volunteer activities consistent with the Merrill tradition of community involvement. Outside of work, he enjoys cooking, golfing, spending time with his family, and watching movies.

Kevin Hackett is a financial advisor with Wells Fargo Clearing, holding Series 66 and Series 63 licenses and bringing 18 years of industry experience. His career includes multiple roles within Wells Fargo entities and a brief tenure at Morgan Stanley. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and combines research from its investment institute with third-party analytics to support diversified investment approaches.

Adam Palmer is a financial advisor with Morgan Stanley in Tampa, FL, holding a Series 63 designation and over 30 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009, following earlier roles at Citigroup Global Markets and UBS Financial Services. Palmer serves on the board and finance and investment committees of the YMCA Tampa Metropolitan Area. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients, including customized financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and offers services both directly to individuals and through employer agreements.

Peter Sayre is a financial advisor with Wells Fargo Advisors who holds a Series 63 designation and has 34 years of industry experience. He has worked at various Wells Fargo entities since 2009. Outside of his advisory role, he serves as co-trustee and trustee of family trusts. Wells Fargo Advisors provides investment and fee-based financial planning services to individuals, trusts, and institutional clients, offering a broad range of planning options supported by proprietary research and tools.

Diane Enterlein is a financial advisor with LPL Enterprise based in Tampa, FL, holding Series 63 and Series 66 credentials and over 23 years of industry experience. Her career includes roles at The Prudential Insurance Company of America, Pruco Securities LLC, ClearPath Advisory Group, American Integrity, Rodan And Fields, and Allstate Insurance Company. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and brokerage and insurance products, leveraging a platform that integrates adviser programs with active financial product sales.