Kevin McMichael is a financial advisor with LPL Financial in Fort Myers, FL, holding a Series 63 designation and bringing 30 years of industry experience. He previously worked at Avantax Advisory Services and Avantax Investment Services for over two decades and has been associated with the CPA firm Worden And Associates PA for more than 30 years. McMichael serves as a board member of Whisper Mountain Ministries, a nonprofit organization. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plans, banks, trust companies, and institutions. The firm provides financial planning, model portfolio programs, and access to third-party asset managers, supporting advisors with both discretionary and non-discretionary strategies and utilizing machine-learning tools for operational support.

David Moreland is a financial advisor at Stifel with 28 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Stifel Nicolaus & Co Inc. since 2019, following a 13-year tenure at UBS Financial Services Inc. Outside of his advisory role, he serves on the corporate advisory board for The Terraces at Bonita Springs Foundation and is a board member of Freedom Church of Southwest Florida. Stifel serves a wide range of clients, including individuals, institutions, and municipal entities, providing both brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to guide asset allocation and financial planning, with clients retaining discretion over implementation.

Matthew Miller is a financial advisor with Morgan Stanley in Fort Myers, FL, holding Series 63 and Series 65 licenses and having 31 years of industry experience. He has been with Morgan Stanley and its affiliated entities since 2007, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management provides a broad range of advisory programs and tailored financial planning services to individual and institutional clients. The firm manages approximately $2.74 trillion in client assets and emphasizes a structured planning process using firm‑approved tools and methodologies.

Johnnie Daniels is a financial advisor with Primerica Advisors in Ft Myers, FL, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has been with Primerica Advisors since 2000 and has been associated with Primerica Financial Services since 1998. Outside of advisory services, he is involved in the sale of home security and automation products through part-time referrals with affiliated companies. Primerica Advisors offers discretionary asset management primarily through its Lifetime Investment Program, which provides model-delivery strategies and a limited number of separately managed account options to individual and high-net-worth clients. The firm curates third-party asset managers and uses a tiered wrap-fee structure, focusing on services for individual investors rather than institutional clients.

Christopher Wolf is a financial advisor at Wells Fargo Advisors with 15 years of industry experience. He holds the CFA® designation and Series 63 license. Prior to joining Wells Fargo Advisors in 2024, he worked at Goldman Sachs and Goldman Sachs & Co. LLC for a total of 12 years. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, offering investment and fee-based financial planning services to individuals, trusts, and institutions. The firm provides a broad range of planning services tailored to clients meeting a net-worth threshold, utilizing proprietary research and planning tools to develop customized recommendations.

Daniel Rattigan is a CFP® professional affiliated with LPL Financial, with 26 years of industry experience. He previously worked at UBS Financial Services, Merrill, and Prudential Equity Group. His outside activities include an investor relations role for a DBA entity associated with his LPL business. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions, with a broad platform including financial planning, model portfolios, and institutional programs.

Kevin Reich is a financial advisor with Stifel, holding Series 63 and Series 66 credentials and 22 years of industry experience. He worked at Bank of America from 2009 to 2022 before joining Stifel Nicolaus & Co. Inc in 2022. Stifel serves a broad range of clients including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by proprietary investment analysis and asset allocation methodologies developed by its Investment Strategy Group.

Stephen Martin is a financial advisor with Raymond James & Associates in Fort Myers, FL, holding the Series 66 designation and 20 years of industry experience. He has worked at Raymond James since 2018, with prior experience at Bank of America and Merrill. Martin is also a part-time vice president at Malliebu Inc., a family business. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipalities, offering financial planning, investment consulting, and institutional fiduciary solutions supported by a nationwide adviser network.

Nicholas Meginnis is a financial advisor with Raymond James & Associates, holding a Series 66 designation and two years of industry experience. Prior to joining Raymond James, he worked at Hologic and Stryker, and served six years in the US Army. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, non-discretionary investment consulting, and municipal advisory services.

Thomas Wilander is a financial advisor with Mass Mutual Investors Services in Fort Myers, FL, holding Series 63 and Series 66 credentials and three years of industry experience. He has worked with MassMutual Life Insurance Co since 2019 and has also been involved in real estate ventures as president of multiple entities focused on residential real estate. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, and charitable organizations, offering financial planning, asset management, and educational seminars. The firm emphasizes collaborative, goal-oriented strategies using firm-approved tools, with implementation of recommendations requiring separate arrangements.

Randall Keslar is a Financial Advisor at Merrill Lynch Wealth Management, specializing in retirement planning, college education planning, portfolio management services, and retirement income. A native of Western Pennsylvania, he applies a blue collar work ethic to his client relationships, focusing on developing clear, goals-based retirement plans that empower clients to approach retirement with confidence. Keslar holds a Bachelor's Degree from Tampa College and has earned professional designations including Accredited Wealth Management Advisor (AWMA), Chartered Retirement Planning Counselor (CRPC), and Personal Investment Advisor (PIA). His advisory approach emphasizes personalized discovery conversations, resulting in tailored wealth analyses and plans that are revisited and adjusted as life circumstances evolve. Beyond his professional work, Keslar has been active in community organizations such as the Neshannock Township Economic Development Advisory Panel and the Rotary Club of Lawrence County, where he served on the board and as president. He has also contributed to the Lawrence County Habitat For Humanity and held multiple roles with West Pasco Little League, including board member, vice president of operations, coach, and district umpire. His personal interests include baseball, biking, camping, football, golfing, reading, refereeing, running, swimming, and spending time with his family.

Jason Scott is a financial advisor with Raymond James & Associates in Fort Myers, FL, holding Series 65 and Series 63 licenses and 25 years of industry experience. His prior work includes roles at Suncoast Credit Union, CUNA Brokerage Services, and The Benchmark Company. Raymond James & Associates, Inc. is a large broker-dealer and SEC-registered investment adviser serving a diverse client base, including individuals, institutions, and municipal entities. The firm offers financial planning, non-discretionary investment consulting, and institutional fiduciary solutions, supported by extensive research and a range of portfolio management options.

Dody Mcgee is a financial advisor with Primerica Advisors in Fort Myers, FL, holding Series 63 and 65 licenses and 20 years of industry experience. He has been with Primerica since 2006 and also operates TED Property Management LLC. He serves as a committee member on the Investment Advisory Committee for the Charter Township of Independence. Primerica Advisors sponsors a wrap-fee asset management program primarily for individual investors, including both non-HNW and high-net-worth clients, as well as corporate and charitable clients. The firm employs model-delivery strategies managed by unaffiliated asset managers and supports trade execution and custody through BNY Mellon Advisors and Pershing.

Hitesh Ghangus is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and bringing 15 years of industry experience. He has worked at J.P. Morgan Securities LLC since 2016, with prior roles at Truist Advisory Services, Truist Investment Services, and Fifth Third Securities. Outside of his advisory duties, he owns and manages rental properties. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on non-discretionary written asset allocation advice, investment manager searches, and customized performance reporting. The firm supports its advisory process with centralized due diligence and incorporates ESG considerations, offering a program that includes broader derivatives and commodities capabilities.

William Moss is a financial advisor with Edward Jones in Ft Myers, FL. He holds a Series 66 designation and has seven years of industry experience, all with Edward Jones. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory programs and investment options supported by a nationwide network of more than 23,000 financial advisors.

Leonard Stagnitti is a financial advisor at Stifel with 33 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Stifel Nicolaus & Co Inc since 2015, following 12 years at Wells Fargo Clearing. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services supported by a proprietary investment methodology developed by its Investment Strategy Group.

Jennifer Brown is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 18 years of experience at the firm. She is based in Fort Myers, FL. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, incorporating a broader set of financial product offerings than typical large institutional advisers.

Erica Brown is a financial advisor with Wells Fargo Clearing in Fort Myers, FL, holding Series 63 and Series 66 licenses and bringing eight years of industry experience. She has been with Wells Fargo Clearing since 2018 and previously worked at Wells Fargo Bank, N.A. Outside of her advisory role, she is the managing member of Browns Professional Construction LLC, where she assists with office paperwork, marketing, and client interface. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions.

Mark Miller is a financial advisor at LPL Financial with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Wells Fargo Clearing Services, Bank of America, and Merrill. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by a large network of investment adviser representatives.

Patrick Buettner is a Wealth Management Advisor affiliated with Merrill Lynch Wealth Management. He operates out of the Williamsville, NY office, where he serves as a Senior Vice President and Senior Financial Advisor. Patrick also functions as a Portfolio Manager, managing personalized investment strategies on a discretionary basis that may include individual stocks and bonds, Merrill model portfolios, and third-party investment strategies. Patrick has over three decades of experience in the financial services industry, beginning his career as a Financial Advisor in 1988. He has held roles such as Associate Vice President, Vice President of Investments, Senior Portfolio Manager, and Portfolio Manager in various firms, including Dean Witter and Advest prior to their acquisition by Merrill Lynch. His expertise includes developing financial strategies and advice for individuals, families, and businesses, with a focus on retirement planning. He holds a Bachelor's degree in Finance from Canisius College and has earned professional designations including Accredited Asset Management Specialist (AAMS), CERTIFIED FINANCIAL PLANNER (CFP), and Personal Investment Advisor (PIA). Patrick has also participated in the Harvard Institute during his time at Advest. Committed to community service, he has been actively involved in local organizations and was recognized with the Paul Harris Award during his tenure as President of the Amherst North Rotary. Patrick resides in Clarence, NY with his wife and three sons.