Ray Muecke is a CFP®-certified financial advisor with 35 years of industry experience, currently with Cambridge Investment Research Advisors since 2010. Based in Houston, TX, he has worked with Cambridge Investment Research, Inc. since 2009. Outside of advisory work, he operates as an independent insurance agent and owns Muecke Financial. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base, including individuals, pension plans, charitable organizations, and trusts. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through a network of independent professionals, utilizing various portfolio management and platform options tailored to client objectives.

Samantha Nunn is a financial advisor at Wells Fargo Clearing with Series 65 and Series 63 licenses and one year of industry experience. Prior to her current role, she held positions at Wells Fargo Bank, EY, Regions Bank, Martin Brower, Darque Tan, and worked briefly with Conroe Independent School District. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute.

Alexandra Gwynn is a financial advisor with Ameriprise Financial Services, holding a Series 66 designation and eight years of industry experience. She previously worked at Edward Jones for five years and Ahrens Accounting & Tax Services for one year. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients, notable for its Premier Retirement Income service that provides specialized retirement income planning through written recommendations and ongoing advice.

Shaquila Ellis is a financial advisor with Primerica Advisors based in Houston, TX, holding Series 65 and Series 63 licenses and 19 years of industry experience. She has worked with Primerica in various capacities since 2002 and contributes part-time to J.E.M.E. Publishing, LLC, an artificial intelligence consulting business. Primerica Advisors manages a wrap-fee asset management program serving individual, corporate, and charitable clients, utilizing model-delivery strategies created by unaffiliated asset managers and supported by custodial services from Pershing and portfolio management by BNY Mellon Advisors.

Douglas Sobotik is a Senior Financial Advisor with Merrill Lynch Wealth Management. He specializes in developing personalized financial strategies that align with clients' individual goals and the dynamic conditions of today’s market. Leveraging the investment insights of Merrill and the banking services of Bank of America, he focuses on comprehensive wealth management tailored to each client's unique financial picture. Douglas holds the Personal Investment Advisor (PIA) designation. His educational background includes an Associate's Degree from San Jacinto College, coursework completed at the University of Houston System, and a Bachelor's Degree from the University of Phoenix. Committed to community involvement, he participates in volunteer activities within the local area, reflecting Merrill’s tradition of serving the communities where clients live and work.

Garrett Getty is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and bringing 10 years of industry experience. He has been with Morgan Stanley since 2014, including nine years at Morgan Stanley Private Bank, National Association. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and methodologies such as Secular Return Estimates and Monte Carlo simulations to assist clients.

Rafael Martinez is a financial advisor with Morgan Stanley in Houston, TX, holding a Series 66 designation and 13 years of industry experience. His prior roles include positions at J.P. Morgan Securities and Charles Schwab. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and structured discovery processes. The firm manages approximately $2.74 trillion in client assets and combines broad retail and institutional services with specialized investment strategies.

Chelsea Peterson is a financial advisor at Morgan Stanley in Houston, TX, holding a Series 66 designation with six years at Morgan Stanley and a prior 12-year tenure at ClubCorp. She has three years of industry experience. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and investment committee insights.

Todd Driscoll is a financial advisor at Wells Fargo Clearing with 26 years of industry experience. He holds Series 63 and Series 65 licenses. His prior experience includes roles at Cetera Investment Services, Regions Bank, PNC Investments, and BBVA Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary options. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Leonard Warner Jr. is a ChFC® credentialed financial advisor with 53 years of industry experience. He is currently affiliated with OSAIC in Houston, TX, having joined in 2025 after 17 years with Lincoln Financial Securities Corporation. Outside of his advisory role, he also serves as an insurance agent offering accident insurance, fixed annuities, traditional life insurance, and long-term care insurance, and facilitates connections to life settlement brokers. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services along with various managed account and third-party solutions. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to construct diversified portfolios across multiple asset classes.

Allen Baker is a financial advisor at Ameriprise in Houston, TX, holding Series 63 and Series 65 licenses with 42 years of industry experience. He has worked at Ameriprise since 2019 and previously spent 10 years at RBC Capital Markets Corporation. Ameriprise provides retirement-income planning services primarily for individuals with substantial investable assets, delivering written recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm employs a centralized consulting team and algorithmic tools to support tailored, non-discretionary advice, emphasizing assets held in Ameriprise Managed Accounts.

Craig Vanderschoor is a financial advisor with UBS Financial Services in Houston, TX, holding a Series 66 designation and bringing 27 years of industry experience. He has been with UBS Financial Services since 2009. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services. The firm provides fee-based financial planning, portfolio management, and access to proprietary research and capital markets services.

Brian Watson is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His career includes roles at Citigroup Global Markets since 2000 and Morgan Stanley Smith Barney since 2009. Outside of his advisory work, he is involved in managing several investment-related rental property businesses in Pearland, Texas. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a variety of advisory programs including tailored financial planning through its Financial Advisors and Estate Planning Strategies Group. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools supported by its Global Investment Committee.

Joseph Szpak is a financial advisor at Fisher Investments with seven years of industry experience. He holds a Series 65 designation and has worked at Fisher Investments since 2018. His prior experience includes roles at West Virginia University and BakerHostetler. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, investment companies, and high-net-worth individuals. The firm offers discretionary portfolio management using a centralized investment process that combines quantitative and qualitative analysis to construct diversified portfolios across equities, fixed income, and blended mandates.

Heather Gordon is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and 18 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC from 2011 to 2016. Outside of her advisory role, she manages a rental property in League City, TX. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering a range of investment advisory and fiduciary services grounded in modern portfolio theory. The firm includes insurance-related vehicles and bank deposit sweep options among its investment offerings.

Jennifer Painter is a financial advisor with Wells Fargo Clearing in Baytown, TX, holding Series 63 and Series 65 credentials and 12 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of her advisory role, she provides housekeeping services for her parents. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, providing investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, and it acts as an ERISA fiduciary when providing investment advice.

Travis Smith is a financial advisor with LPL Financial in Baytown, TX, holding the Series 63 and Series 66 credentials and having 26 years of industry experience. His career includes roles at Community Resource Credit Union, CUSO Financial Services, LP, and CUNA Brokerage Services, Inc. Smith is also involved with Dragonfly Paradise Inc., a real estate rental business in New Braunfels, TX. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a broad range of financial planning and investment management services, utilizing both proprietary and third-party strategies, supported by advanced operational tools.

Steve Kowal is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to his current role, he worked at PFS Investments Inc. and Primerica Financial Services. Outside of advisory work, he manages an Amazon FBA business through his LLC, Limitless Offerings. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm employs research-driven, diversification-based investment strategies and offers both brokerage and advisory solutions at a large scale.

Cynthia Tanaka is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and 22 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2014. Outside of her advisory role, Tanaka owns and manages wellness-related businesses including Wellness Rising and We Meet To Meditate 6 Feet Apart. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Robert Bickham is a financial advisor at UBS Financial Services with 41 years of industry experience. He has been with UBS since 2005 and holds Series 63 and Series 65 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and research resources.