Nicholas Ostaszewski is a financial advisor at J.P. Morgan Securities with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. since 2018. His prior experience includes roles at AXA Advisors and Cy-Fair Independent School District. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm operates within the broader J.P. Morgan organization and offers non-discretionary services delivered by select Wealth Advisors.

Loren Westerfield is a financial advisor at Edward Jones with a Series 66 designation and one year of experience at the firm. His career includes roles at InfoStride, We the Veterans Foundation, Atkinson Engineers, Liberty University, and eight years with the United Service Organizations (USO). Edward Jones is a full-service wealth management firm serving a diverse client base including individual and institutional clients. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard with approximately $1.01 trillion in assets under management and a large nationwide network of financial advisors and branch offices.

Zachary Heard is a financial advisor with UBS Financial Services in The Woodlands, TX, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Fidelity Investments and Invesco. He is a partner in Black Creek Investment LLC, a real estate investment venture. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, offering portfolio management, financial planning, and access to alternative products. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor investment strategies.

John Mccauley is a CFP® professional with 34 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. He holds Series 63 and Series 65 licenses and is based in Beaumont, TX. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options within its investment offerings.

James Mc Kenzie is a financial advisor at Edward Jones with Series 63 and Series 66 licenses and 32 years of industry experience. He has been with Edward Jones since 1993. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Carlos Cruz Martinez is a financial advisor with J.P. Morgan Securities in Cypress, TX, holding a Series 66 designation and five years of industry experience. His work history includes roles at JPMorgan Chase Bank, Bank of America, Merrill, and the University of Houston Downtown. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.

Bruce Robertson is a financial advisor with Osaic Wealth, Inc. based in Tomball, TX, holding Series 63 and Series 66 designations and bringing 24 years of industry experience. Prior to joining Osaic in 2025, he spent 10 years with Lincoln Financial Advisors. Outside of his advisory work, he provides musical instruction and performs in concerts and is involved with a wedding and event planning business managed by his family. Osaic Wealth, Inc. serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations. The firm utilizes integrated brokerage and advisory services, employing asset-allocation tools, risk assessments, and multiple investment platforms to offer tailored portfolio management and financial planning solutions.

Cynthia Lange is a financial advisor with Merrill, holding the Series 63 and Series 66 designations and bringing 37 years of industry experience. She has been with Merrill since 2009. Outside of her financial advisory role, she is an officer at Texas Glassblowing, LLC, a family-held business in Magnolia, Texas. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Jackson Markham is a financial advisor at Stifel with a Series 66 designation and one year of industry experience. His prior work includes roles at Integrated Payment Services and involvement in golf-related business activities through Jackson Markham Golf. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach utilizes a proprietary methodology developed by its Investment Strategy Group, which provides asset allocation and planning analyses to support client decision-making.

Bradley Glenn is a financial advisor with OSAIC, holding a Series 66 designation and 12 years of industry experience. He previously worked at Sagepoint Financial, Inc. and Edward Jones before joining OSAIC in 2023. Glenn is also involved with Harman Wealth Management, where he advises clients on portfolio transactions, insurance reviews, and financial planning. OSAIC serves a diverse client base, including individuals, institutions, and charitable organizations, through a large network of advisors and proprietary platforms. The firm employs various asset-allocation tools and offers integrated brokerage, advisory services, and access to third-party money managers to construct tailored investment portfolios.

Pablo Vazquez Flores is a financial advisor at Fidelity with five years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Purshe Kaplan Sterling Investments and Invesco Investment Services. His earlier experience includes roles outside finance, such as at Brown Family Health Center and Stephen F. Austin State University. He works with Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to a broad client base, including retail and institutional investors. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and manages multiple registered investment companies and fund-of-fund structures.

Alvin Murgai is a Financial Advisor with Merrill Lynch Wealth Management, bringing over 35 years of experience in wealth management since beginning his career in 1991 and joining Merrill Lynch in 1998. He is a founding member of The Murgai Wealth Management Group, a team known for its client-centric approach and extensive credentials. His professional practice focuses on serving top executives, engineers in the energy industry, retirees, and high net-worth individuals, with expertise in areas such as retirement planning, wealth preservation, corporate benefits, legacy planning, liquidity management, and tax minimization. Alvin holds a Bachelor's degree in Personal Financial Planning from Texas Tech University and has earned the Chartered Retirement Planning Counselor (CRPC™) designation from the College for Financial Planning Institutes Corp. He is also a Personal Investment Advisor (PIA) and maintains an active NMLS registration (NMLS#620611). Throughout his career, Alvin has emphasized optimizing neglected areas of clients' wealth, preparing clients for major life transitions, and simplifying financial lives across generations. Residing in the Woodlands with his wife, Dora, Alvin enjoys golfing, skiing, and following the Dallas Cowboys. He supports several philanthropic organizations, including the Leukemia & Lymphoma Society, the American Heart Association, and charities dedicated to assisting military veterans such as the Lone Survivor Foundation and the Wounded Warrior Foundation.

David Dauajare is a financial advisor with Morgan Stanley in The Woodlands, TX, holding a Series 66 designation and having nine years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2017 and with Morgan Stanley since 2016. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a wide range of advisory programs to both individuals and institutional clients. The firm offers tailored financial planning and uses firm-approved tools and models to assist clients, managing approximately $2.74 trillion in client assets.

Nathan Bell is a financial advisor with Raymond James & Associates, holding a Series 66 designation and 18 years of industry experience. He has been with Raymond James since 2016. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional clients, charitable organizations, and municipal entities, offering financial planning, investment consulting, and municipal advisory services.

Richard Skinner is a financial advisor with Edward Jones in Cypress, TX. He holds a Series 66 designation and has 13 years of industry experience, all with Edward Jones since 2013. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs with discretionary and non-discretionary strategies, tax-efficient services, and affiliated investment options, supported by a nationwide network of over 23,000 financial advisors.

Charles Sanford is a financial advisor with Ameriprise in Montgomery, TX, holding Series 63 and Series 65 credentials and 25 years of industry experience. He previously worked at RBC Capital Markets for 10 years before joining Ameriprise Financial Services Inc and then Ameriprise. Sanford serves on the Board of Directors for the Montgomery ISD Education Foundation. Ameriprise offers a retirement-income planning service focused on clients approaching or in retirement with substantial investable assets, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

William Johnson is a financial advisor with OSAIC in The Woodlands, TX, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. His prior roles include a decade at SagePoint Financial and ongoing positions at Attwood Holdings, Inc. and various insurance carriers. He is also affiliated with Harman Wealth Management as a financial advisor. OSAIC serves a diverse client base ranging from individual investors to institutional entities, providing integrated brokerage and advisory services through a wide network of advisers and multiple platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios that may include a range of securities and alternative investments.

Jason Harris is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 66 license and has 11 years of industry experience. Prior to joining Raymond James in 2019, he worked at Edward Jones from 2014 to 2019. He serves as a committee member on the executive council of Oak Ridge Baptist Church, providing feedback and advice to the senior pastor. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to individual and institutional clients. The firm provides tailored, non-discretionary planning and consulting using analytical tools and supports a broad advisor network with municipal and public-finance expertise.

Derek Thain is a financial advisor at Fidelity with seven years of industry experience. He holds a Series 66 designation and previously worked at Vacek & Thain, PLLC for five years before joining Fidelity Brokerage Services LLC. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including charitable gift funds and registered investment companies. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage portfolios from a broad investable universe, offering both discretionary and non-discretionary advisory solutions.

Erika Pineda is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds Series 63 and Series 66 credentials and has been with J.P. Morgan Securities since 2012, having also worked at JPMorgan Chase bank NA since 2010. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending strategies.