Jennifer Painter is a financial advisor with Wells Fargo Clearing in Baytown, TX, holding Series 63 and Series 65 credentials and 12 years of industry experience. She has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors LLC and Wells Fargo Bank NA. Outside of her advisory role, she provides housekeeping services for her parents. Wells Fargo Clearing offers retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, providing investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s IPS-driven advisory process incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options, and it acts as an ERISA fiduciary when providing investment advice.

Travis Smith is a financial advisor at LPL Financial with 26 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked with Community Resource Credit Union and CUSO Financial Services. He is involved with Dragonfly Paradise Inc., a real estate rental business based in New Braunfels, Texas. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves a broad client base including individuals, retirement plans, banks, and corporations. The firm offers a variety of advisory programs and services that include financial planning, retirement plan consulting, and brokerage services, utilizing model portfolios and research from multiple sources.

Steve Kowal is a financial advisor with Wells Fargo Clearing in Houston, TX, holding Series 63 and Series 65 licenses and seven years of industry experience. Prior to his current role, he worked at PFS Investments Inc. and Primerica Financial Services. Outside of advisory work, he manages an Amazon FBA business through his LLC, Limitless Offerings. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement plan consulting services. The firm employs research-driven, diversification-based investment strategies and offers both brokerage and advisory solutions at a large scale.

Cynthia Tanaka is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and 22 years of industry experience. She has been with Morgan Stanley Private Bank, N.A. since 2015 and Morgan Stanley Smith Barney LLC since 2014. Outside of her advisory role, Tanaka owns and manages wellness-related businesses including Wellness Rising and We Meet To Meditate 6 Feet Apart. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer offering a broad range of advisory programs to individuals and institutional clients. The firm provides tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Robert Bickham is a financial advisor at UBS Financial Services with 41 years of industry experience. He has been with UBS since 2005 and holds Series 63 and Series 65 designations. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and offers a broad range of capital markets and research resources.

Sophia Robinson is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and 18 years of industry experience. She has been with Merrill since 2014 and previously worked at Bank of America, N.A. from 2023 to present. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Alejandro Flores is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and 13 years of industry experience. He has worked at Wells Fargo Clearing since 2017 and previously held positions at BBVA Wealth Solutions Inc. and BBVA Securities Inc. Flores serves as the mayor of Los Fresnos, TX, and is a member of the city’s planning and zoning committee as well as the Coastal Coordination Advisory Committee. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice grounded in modern portfolio theory. The firm’s approach includes a broader range of financial products than typical institutional advisers, such as insurance-related vehicles and bank deposit sweep options.

Lee Ward is a financial advisor with J.P. Morgan Securities in Houston, TX, holding Series 63 and Series 66 licenses and 21 years of industry experience. His career includes roles at JPMorgan Chase Bank, Bank of America, Merrill, and Wells Fargo Advisors. J.P. Morgan Securities LLC provides institutional consulting services to clients such as corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines institutional advisory operations with brokerage and investment management capabilities, delivering recommendations on a non-discretionary basis.

Gregory Klenke is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously worked at UBS Financial Services for 24 years before joining Morgan Stanley Private Bank and Morgan Stanley Smith Barney in 2020. Outside of his advisory role, he is co-owner of Four Horsemen Ranch LLC, an agricultural business based in San Antonio, TX. Morgan Stanley Wealth Management provides a range of advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm’s planning process utilizes structured tools and modeling techniques, offering advisory services without individual security recommendations in standalone planning.

Tony Knebel is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and two years of industry experience. He previously worked for The First State Bank for ten years before joining Wells Fargo Clearing in 2023. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory options. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a broader range of financial product offerings than typical for large institutional advisers.

Pedro Rodriguez is a Planning Consultant at Fidelity Investments, where he has been working since 2017. In his role, he partners with clients and their consultants to co-create tailored financial plans that align with their goals and aspirations. Pedro serves as a primary point of contact for clients, addressing their questions, concerns, and needs related to financial planning and achieving their financial objectives.

Timothy White is a Wealth Management Advisor with Merrill Lynch Wealth Management and a leader of the TSPN Wealth Management Group based in Houston, Texas. He specializes in areas including employee benefits planning, executive compensation, family wealth management strategies, legacy planning, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Tim holds a Bachelor of Science degree in Health from Texas A&M University and has earned the Chartered Financial Consultant® (ChFC®) designation from The American College of Financial Services. Raised in an entrepreneurial household, he applies a unique perspective that balances financial stability with overall well-being in his advisory practice. Tim emphasizes tailored wealth plans built on clear and consistent communication to help clients reach their personal financial goals. Outside of his professional work, Tim is a member of the Community of Faith organization. He is a husband and father who enjoys exploring restaurant scenes, traveling, cooking for friends and family, watching sports including Houston and Aggie teams, and engaging in strategy-based games with lifelong friends.

Chandler Johnson is a financial advisor at Fidelity with three years of industry experience. He holds the Series 66 designation and has worked at Fidelity Investments since 2023. Prior to his advisory role, his background includes positions at Texas A&M University, Uber, and La Vernia ISD. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including IRS-qualified Charitable Gift Funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage discretionary and non-discretionary client portfolios.

Navneet Pahal is a financial advisor with Ameriprise in Houston, TX, holding a Series 66 designation and possessing 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he is co-owner of Corporate Compass Inc, a business providing travel-related services to partner and family-owned companies. Ameriprise offers retirement-income planning services primarily for clients nearing or in retirement with significant investable assets, combining research-driven modeling and tax-efficient strategies. The firm provides a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Harvey Newton is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 credentials and possessing 30 years of industry experience. He has worked at Morgan Stanley Private Bank, National Association since 2015 and has been with Morgan Stanley Smith Barney since 2009. Outside of his advisory role, he serves as Managing Director of MKL Bayern GmbH in Germany, dedicating part-time hours during non-operating periods. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides a range of advisory programs to individual and institutional clients, including customized financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and investment modeling techniques to support its advisory services.

Jana Carter is a financial advisor with Merrill in Houston, TX, holding a Series 66 designation and one year of industry experience. Prior to joining Merrill and Bank of America in 2026, she worked at Equitable Advisors, LLC and has been involved in various roles outside finance, including work with the Harmony Education Foundation and managing a babysitting service. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for a range of clients including individuals, high-net-worth clients, pension plans, and charitable organizations.

Jeffrey Kratz is a Series 66 credentialed advisor with Merrill in Houston, TX, where he has worked since 2009. He has 27 years of industry experience. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions (SPS) Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and various institutional investors.

AJ Bouvin is a Financial Consultant at Fidelity Investments, a position held since 2023. In this role, AJ works with clients to evaluate their financial needs and collaborates with them to develop a roadmap aimed at progressing toward their financial goals. AJ has been with Fidelity Investments since 2020, gaining experience through various roles including Investment Consultant, Fixed Income Specialist, Investment Solutions Representative, and Customer Relationship Advocate. This progression reflects a comprehensive understanding of investment strategies and client relationship management. Outside of work, AJ engages in activities such as boating, fishing, fitness, outdoor adventures, snowboarding, and traveling.

Spencer Vowell is a CFP® professional with 15 years of industry experience, currently with LPL Enterprise. His prior experience includes roles at Prudential Insurance Company of America and Pruco Securities, LLC. He serves as a nonprofit board member for Friendswood Church of Christ. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services supported by an integrated platform combining model portfolios, third-party asset management, and financial planning.

Michael Brunner is a financial advisor with Morgan Stanley in Houston, TX, holding Series 63 and Series 65 licenses and bringing 36 years of industry experience. His career includes positions at Citigroup Global Markets and Morgan Stanley Smith Barney, where he has worked since 2009. Outside of his advisory work, he is also an author. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm uses structured planning tools and advisory programs that incorporate market simulations and broad investment strategies.