Maria Elena De Anda is a Financial Advisor with Merrill Lynch Wealth Management. She specializes in providing personalized financial planning and guidance tailored to clients' unique goals and priorities. Her focus areas include college education planning, family wealth management strategies, legacy planning, retirement income, small business strategies, philanthropic planning, portfolio management services, tax minimization, managing new wealth, and personal retirement planning. Maria holds professional designations as a Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA). Her educational background includes a High School Diploma from Allen High School and an Associate's Degree from Collin College. Outside of her professional work, Maria enjoys antiquing, cooking, interior decorating, photography, spending time with her family, and traveling.

Kelly Hendin is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 credential and 15 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2010 and at Morgan Stanley Private Bank, National Association since 2015. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer providing a range of advisory programs to individuals and institutional clients. The firm offers tailored financial planning through its Financial Advisors and Estate Planning Strategies Group, managing approximately $2.74 trillion in client assets.

Rebecca Benavidez is a financial advisor with Merrill in San Antonio, TX, holding a Series 63 designation and over 37 years of industry experience. She has been with Merrill since 1987. Merrill provides managed account services to Bank of America fiduciary clients through its Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Eduardo Guajardo is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and 16 years of industry experience. He previously worked at Bank of America and Merrill. Morgan Stanley Wealth Management serves both individual and institutional clients, offering tailored financial planning and a range of advisory programs supported by firm-approved tools and analysis methods.

Diana Scheel is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding Series 63 and Series 65 licenses and with 22 years of industry experience. She has been with Mass Mutual Investors Services and MassMutual Life Insurance Company since 2005. In addition to her advisory role, she works as a life insurance agent. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools, with optional implementation through separate brokerage or insurance arrangements.

Mark Courtad is a financial advisor with Charles Schwab in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. His career includes roles at USAA Financial Advisors and USAA Investment Management Company prior to joining Charles Schwab. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory services and access to discretionary separately managed accounts, utilizing multi-asset model portfolios and centralized operational infrastructure.

Mark Guajardo is a financial advisor at Raymond James Financial with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Raymond James since 2020, previously serving four years at Frost Brokerage Services. He is also the operations manager and branch manager delegate at Oak Crest Advisors, LLC. Raymond James Financial Services Advisors provides financial planning, investment consulting, and advisory services to a diverse client base, including individual and high-net-worth investors, pension plans, charitable organizations, and government entities. The firm offers tailored, typically non-discretionary advisory services and supports small businesses through its SIMPLE IRA Employer Advisory & Consulting Services program.

Jeffrey Conflitti is a financial advisor with Equitable Advisors in San Antonio, TX, holding Series 63 and Series 65 licenses and having seven years of industry experience. His prior roles include positions at Axa Advisors, Michigan PGA, and the University of the Incarnate Word. Equitable Advisors serves a diverse client base including individual, high-net-worth, retirement plan, corporate, charitable, and institutional clients, offering financial planning, broker-dealer services, insurance distribution, and access to third-party asset management programs. The firm operates as a dual-registered SEC investment adviser and broker-dealer, working extensively with program sponsors and endorsed third-party managers to provide advisory and brokerage solutions.

Michael Lollman is a financial advisor at Morgan Stanley in San Antonio, TX, holding Series 63 and Series 66 designations with 10 years of industry experience. He previously worked at Frost Brokerage Services Inc. and Frost Bank from 2013 to 2023. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers a range of advisory programs including tailored financial planning, managing approximately $2.74 trillion in client assets.

Robin Fenn is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 66 credentials and bringing 26 years of industry experience. Prior to joining Raymond James in 2021, Fenn worked at Edward Jones for eight years. Outside of his advisory role, he serves as Vice President of Dominion Wealth and Retirement and works as an independent contractor with Oak Crest Advisors. Raymond James Financial Services Advisors, Inc. serves a diverse client base, including individual investors, high-net-worth clients, pension plans, charitable organizations, corporations, and municipal entities. The firm offers financial planning and non-discretionary investment consulting, emphasizing tailored advice supported by firm research and a broad affiliate network.

Michael Conrad is a financial advisor with Mass Mutual Investors Services in San Antonio, TX. He holds a Series 66 designation and has one year of industry experience. His prior work includes roles in healthcare rehabilitation and transportation. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers various programs and educational seminars with a structured, collaborative approach to financial planning.

John Rodriguez is a financial advisor with Ameriprise in San Antonio, TX, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. He previously worked at Randolph Brooks FCU and Cuna Brokerage Services, Inc. His background includes financial advisory roles at RBFCU. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver tailored recommendation reports through a centralized consulting team. The firm offers a broad range of advisory, brokerage, and insurance solutions typical of a large institutional provider.

Klinton Law is a financial advisor at Merrill in San Antonio, TX, with 7 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Merrill since 2013. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm’s integration with Bank of America allows access to a broad set of products and services beyond typical managed account offerings.

Kenneth Sedlock is a Series 66-licensed financial advisor with 25 years of industry experience. He is currently with Cambridge Investment Research Advisors and Cambridge Investment Research, Inc., having joined in 2024 after nine years at Gwn Securities Inc. Outside of his advisory work, Sedlock is an owner of a construction business and founder of an insurance and benefits firm based in San Antonio, TX. Cambridge Investment Research Advisors serves a diverse client base, including individuals, pension plans, charitable organizations, and trusts, providing financial planning, investment management, retirement plan advisory, and financial-wellness services through a network of independent financial professionals. The firm offers both proprietary and third-party model strategies, with flexible discretionary and non-discretionary investment implementations across multiple platforms.

Daniel Joyce is a financial advisor at Primerica Advisors with 41 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Primerica Advisors since 1993. In addition to his advisory role, he works as an accountant for Renaissance Interests and has been involved in sales of loan products and home security referrals through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, providing model-delivery strategies and separately managed account options primarily for individual and high-net-worth clients. The firm curates third-party asset managers and employs a tiered wrap-fee structure rather than fixed fees.

Allie Wilson is a financial advisor with Morgan Stanley in San Antonio, TX, holding a Series 66 designation and two years of industry experience. Prior to Morgan Stanley, Wilson worked at B & T Sales & Consulting and Bank of America, among other roles. Morgan Stanley Wealth Management provides advisory programs and tailored financial planning services to individuals and institutional clients, managing approximately $2.74 trillion in client assets. The firm uses a structured planning process supported by firm-approved tools and offers a broad range of investment and financial products.

Blair Short is a financial advisor with Morgan Stanley in San Antonio, TX, holding Series 63 and Series 65 licenses and 29 years of industry experience. His prior roles include positions at Merrill and Bank of America. Outside of his advisory work, he is involved in a joint venture with his spouse based in Port Aransas, TX. Morgan Stanley Wealth Management provides a broad range of advisory services to individuals and institutions, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm employs a structured planning process using firm-approved tools and serves clients both directly and through corporate financial planning agreements.

Joann Thomas is a financial advisor with Charles Schwab who holds a Series 66 designation and has 10 years of industry experience. Her prior work includes roles at USAA Financial Advisors, JPMorgan Securities, and Ameriprise Financial. Outside of her advisory work, she is also involved as a retail sales consultant for Mary Kay. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary guidance and access to discretionary separately managed accounts, supported by centralized operations and a multi-asset investment approach.

Alexandra Meyers is a financial advisor with Merrill in San Antonio, TX, holding Series 63 and Series 66 licenses and 23 years of industry experience. She has worked with Merrill since 2018, including a recent tenure at Bank of America, N.A., and previously worked at Fisher Investments and Star Consulting Group. She serves as trustee and co-trustee for several family trusts, overseeing investment decisions and portfolio management for those accounts. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a diverse client base that includes individuals, high-net-worth clients, and institutional accounts.

Kenneth Foley is a financial advisor with Equitable Advisors in San Antonio, TX, holding a Series 66 designation and 23 years of industry experience. Prior to joining Equitable Advisors in 2024, he worked at Wells Fargo Clearing from 2016 to 2024 and Wells Fargo Advisors, LLC from 2013 to 2016. He is also the president and owner of Paradigm 20/20 Financial Strategies Group, LLC. Equitable Advisors serves a diverse client base including individual investors, retirement plan sponsors, corporations, and charitable organizations, providing financial planning, retirement plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage services, and emphasizes individualized financial planning and fiduciary engagements.