David Harris is a financial advisor at Citigroup Global Markets with eight years of industry experience. He holds Series 66 and Series 63 licenses and has worked at several firms including USAA Financial Advisors and CUSO Financial Services. Outside of his advisory role, he owns and operates a small single-family home rental business in San Antonio. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and maintains significant institutional scale with unique market roles such as acting as a swap dealer and futures commission merchant.

Julian Ortega III is a financial advisor at Transamerica Financial Advisors with 32 years of industry experience. He holds the Series 63 and Series 66 credentials and has worked at firms including USAA, LPL Financial LLC, and Wells Fargo Clearing Services. Transamerica Financial Advisors serves a diverse clientele that includes individual investors, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm offers advisory and broker-dealer services through proprietary and third-party model portfolios, with both discretionary and non-discretionary program options.

John Hennessy is a financial advisor at Corient with 38 years of industry experience. He holds a Series 63 designation and has worked previously at Intercontinental Wealth Advisors LLC and Intercontinental Asset Management Group Ltd. since 2007 before joining Corient in 2023. Corient provides investment advisory and financial planning services to a diverse client base, including individuals, trusts, pension plans, charitable organizations, and corporations. The firm employs a goals-based, team investment approach that integrates in-house strategies with third-party manager solutions and utilizes risk management tools and alternative investments where appropriate.

Charles Lutz III is a financial advisor at Corient with 21 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including Intercontinental Wealth Advisors LLC and Intercontinental Asset Management Group Ltd. Since 2005, he has served on the Board of Directors for Mission Pharmacal Company, a drug manufacturing company based in San Antonio, Texas. Corient provides investment advisory and financial planning services to a diverse client base that includes individuals, high-net-worth clients, trusts, pension and profit-sharing plans, charitable organizations, and corporations. The firm employs a goals-based, team investment approach incorporating in-house strategies, third-party managers, and customized asset allocation while utilizing risk management tools and alternative investments.

Michael Nance is a CFA® charterholder and financial advisor with two years of industry experience. He is currently with Luther King Capital Management Corporation and has prior experience at Bank of America Private Bank and Catholic Life Insurance. Luther King Capital Management Corporation advises a diverse client base including individuals, trusts, foundations, pension plans, government entities, and registered investment companies. The firm offers separately managed portfolios, sub-advisory and model portfolio services, and serves as investment adviser to the LKCM Funds, using a fundamental, bottom-up investment approach across equity, fixed income, and balanced strategies.

Derek Ketel is a financial advisor with Citigroup Global Markets, holding Series 65 and Series 66 credentials and 20 years of industry experience. His prior roles include positions at Victory Capital Services, LPL Financial, and Advisors Asset Management. Outside of his advisory work, he assists his wife with her laser engraving business, Wood & Whimzy, participating in workshop activities and craft shows. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a wide range of investment advisory programs and brokerage services. The firm uses multi-asset, multi-manager strategies and maintains significant institutional capabilities, including in-house research and derivatives services.

Taylor Gill is a financial advisor at Savant Wealth Management in San Antonio, TX, holding a Series 65 designation with six years of industry experience. His prior roles include positions at Exencial Wealth Advisors, Alliance Bernstein, and Sawtelle Financial Management. Savant Wealth Management provides comprehensive wealth management and financial planning services to individuals, families, pension plans, charitable organizations, corporations, and high-net-worth clients. The firm combines evidence-based, model-driven asset allocation with actively managed strategies and offers affiliated accounting, legal, and trust services.

Eric Sorensen is a financial advisor at Citigroup Global Markets with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Citigroup since 2000. Outside of his advisory role, Sorensen works as a delivery driver for Pizza Hut in San Antonio. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a wide range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Ryan Van Emmerik is a CFP® professional with 11 years of industry experience, currently serving at Schwab Wealth Advisory. His prior roles include positions at USAA Financial Planning Services and USAA Investment Management Company. He is based in San Antonio, TX. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, utilizing Charles Schwab’s asset allocation models and research tools. The firm offers annual financial reviews and investment recommendations without discretionary trading authority, operating within the Schwab ecosystem.

David Cohn is a CFP® with 24 years of industry experience, currently serving as a financial advisor at Steward Partners Investment Advisory, LLC. His prior roles include positions at Raymond James & Associates and Wells Fargo Advisors. Outside of his advisory work, he is a partner in investment-related businesses, including Cabo Luxury Rentals and Lorenzo Einstein LLC. Steward Partners Investment Advisory, LLC is an enterprise-scale SEC-registered RIA managing approximately $36.7 billion in assets. The firm serves individuals, pension and profit-sharing plans, corporations, trusts, estates, and charitable organizations with a range of investment advisory and financial planning services.

Carmen Hill is a Series 66-licensed financial advisor with 14 years of industry experience. She has worked at Citigroup Global Markets Inc. since 2017 and previously held roles at The Leaders Group Inc. and Dennis Hill/The Leaders Financial Group. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Franklin Gould is a financial advisor with Empower Advisory Group in San Antonio, TX, holding Series 65 and Series 63 licenses and 18 years of industry experience. His prior roles include positions at Advised Assets Group, GWFS Equities, Capital Group - American Funds Distributors, FJY Financial, Unified Trust / American Trust, and Pentegra Retirement Services. Outside of finance, he is co-owner of Botanical Pug, a retail business selling CBD and essential oil products. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as for Empower Premier IRA and retail brokerage account clients. The firm uses an integrated model aligned with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Deryck Woods II is a financial advisor at D.A. Davidson & Co. with two years of industry experience and holds a Series 66 designation. Prior to joining D.A. Davidson, he worked at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individuals, charitable organizations, and corporate clients. The firm emphasizes fiduciary standards and offers a range of services such as ERISA retirement plan advisory, financial planning, and a Private Wealth program for high-net-worth clients.

Alexandra Almendarez is a Series 66-licensed financial advisor with two years of industry experience, currently affiliated with Commonwealth Financial Network and Dempsey Wealth Management, LLC. Her prior experience includes roles at Equitable Advisors, LLC and Robert Half. She is also involved in fixed insurance sales, dedicating a portion of her professional time to this activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a comprehensive adviser-support platform that includes managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Amanda Dowdy Gustafson is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. She has been with Citigroup Global Markets since 2007, based in San Antonio, TX. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles and customized advisory solutions.

Aaron Holder is a CFP® with 16 years of industry experience, currently affiliated with GWN Securities Inc. in San Antonio, TX, where he has worked since 2016. He also holds insurance licenses and offers life, health, and fixed annuity insurance aligned with clients' financial goals. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning offerings. The firm combines discretionary portfolio management with model-based allocations and permits representatives to select or replace sub-advisers, employing both traditional and tactical trading strategies.

Mark Menendez is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior roles include positions at BBVA Compass Insurance Agency, Bbva Wealth Solutions, Bbva Securities, and COMPASS Bank, all between 2014 and 2021. Outside of his advisory work, he is the owner of Prestige Worldwide Development LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online, discretionary model account available by invitation to employees. The firm employs algorithm-driven risk assessments to guide investment strategy and utilizes third-party managers for portfolio execution and proxy voting.

Ryan Faulkner is a financial advisor with Eagle Strategies (NY Life) based in San Antonio, TX, holding Series 63 and Series 66 licenses. He has 14 years of industry experience, including roles at Eagle Strategies since 2019, Nylife Securities LLC since 2012, and New York Life Insurance since 2011. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, charitable, and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated advisers, emphasizing tailored solutions and primarily managing assets on a non-discretionary basis.

Patricia Lawyer is a financial advisor at Rockefeller Financial LLC with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has held positions at Bank of America, N.A. and Merrill prior to joining Rockefeller Financial in 2021. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer providing securities transactions, variable insurance products, and investment banking services.

Reese Macgregor is a financial advisor at Citigroup Global Markets with three years of industry experience. He has been with Citigroup since 2017, following a prior role at Citibank. Outside of his advisory work, he owns a small business creating and selling custom-designed cups, tumblers, coasters, and keychains. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, supported by internal oversight and a combination of institutional-scale resources and specialized market roles.