Brian West is a financial advisor with Mass Mutual Investors Services in San Antonio, TX, holding a Series 66 designation. He has one year of industry experience, previously working at Rackspace Technology and Apple. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved software and a collaborative annual planning process.

Stephen Spears is a CFP® certified financial advisor with 36 years of industry experience. He is currently with Ameriprise Financial Services LLC and was previously with Frost Brokerage Services, Inc. and Frost National Bank. He is based in San Antonio, TX. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, offering a specialized Premier Retirement Income service focused on retirement-income planning and tax-aware withdrawal strategies.

Michael Laurence is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding Series 63 and Series 66 credentials and five years of industry experience. His prior work includes roles at Smith Shellnut Wilson and LPL Financial LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutions. The firm offers a broad range of planning services using proprietary research and tools, with advisory engagements generally discrete and tailored to client needs.

Gina Espinoza is a financial advisor at LPL Financial with 27 years of industry experience. She holds Series 63 and Series 65 credentials and has previously worked at Victory Capital Management, Fidelity National Information Services, and USAA in various advisory and investment roles. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from internal and third-party sources.

George Rogers is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds a Series 66 license and has previously worked at Victory Capital and EchoRock Financial, where he was also an owner of a tax preparation and representation services firm. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework.

Jacob Askari is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and seven years of industry experience. His career includes roles at Edward Jones, Charles Schwab, Bank of America/Merrill Lynch, and multiple positions within J.P. Morgan entities. Outside of his advisory work, he assists with daily activities for his father through a personal caregiving arrangement. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, using a quantitative asset-allocation approach combined with manager due diligence and an ESG eligibility framework. The firm’s advisory services are delivered on a non-discretionary basis with a focus on approved funds and strategies.

Benjamin Lopez is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding a Series 66 designation and one year of industry experience. His prior roles include positions at Victory Capital and Mass Mutual. He also operated Benjamin Lopez Tech Consulting and has a background that includes working at Fair Oaks Golf Ranch. J.P. Morgan Securities LLC provides investment consulting and advisory services mainly to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework when recommending strategies.

Anthony Garcia is a CFP® with 24 years of experience in the financial services industry. He has been with Ameriprise since 2002 and currently works in their San Antonio, TX office. In addition to his advisory role, he is a part-owner and assists with management duties at an office building in San Antonio. Ameriprise Financial Services is a large, diversified advisory firm serving both individual and institutional clients. The firm offers a specialized retirement income service that provides written recommendations and ongoing planning advice focused on income sources and tax-aware withdrawal strategies.

Xavier Gutierrez is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 13 years of industry experience. His prior roles include positions at BBVA Securities Inc., Compass Bank, and BBVA Compass Insurance Agency, Inc. He operates in San Antonio, TX. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a nationwide network. The firm offers a range of advisory programs, financial planning, and retirement consulting with both discretionary and non-discretionary management approaches.

William Kopplin is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding a Series 66 designation and 25 years of industry experience. His career includes long tenure with Wells Fargo Clearing and Wells Fargo Advisors LLC dating back to 2009. Outside of advising, he holds majority ownership in Walrus Club LLC, a sporting club in San Antonio. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including specialized planning for business owners, sports and entertainment professionals, and other niche areas, using proprietary research and tools to develop tailored recommendations.

Ryan Everett is a financial advisor with Edward Jones in San Antonio, TX, holding Series 63 and Series 65 credentials and 19 years of industry experience. He has been with Edward Jones since 2006. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, including high-net-worth households, pension plans, corporate clients, and charitable organizations. The firm manages approximately $1.01 trillion in assets, offering a range of discretionary and non-discretionary investment strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

William Minter is a financial advisor with Wells Fargo Advisors in San Antonio, TX, holding a Series 66 designation and 25 years of industry experience. He has worked at Wells Fargo Advisors and its related entities since 2011. Outside of his advisory role, he is co-owner of a charter boat business through Transmarinus Partners, LLC. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, utilizing Wells Fargo research and planning tools to develop tailored recommendations.

Karla Hopper is a financial advisor at J.P. Morgan Securities with 20 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Morgan Stanley and JPMorgan Chase Bank, N.A. prior to her current role. Based in San Antonio, TX, she has been with J.P. Morgan Securities since 2016. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Brittany Scott is a financial advisor with J.P. Morgan Securities in San Antonio, TX, holding Series 63 and Series 66 designations and three years of industry experience. Her prior work includes six years at Bill Miller Bar B Q before joining JPMorgan Chase Bank, N.A. and J.P. Morgan Securities in 2022. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework in their investment approach.

Ernest Trevino is a CFP®-designated financial advisor with Wells Fargo Advisors in San Antonio, TX, bringing 26 years of industry experience. He has worked within Wells Fargo’s financial services since 2009, including roles at Wells Fargo Advisors LLC and Wells Fargo Clearing. Trevino is also the owner of Mission Asset Advisors LLC and serves as trustee for its 401(k) plan. Wells Fargo Advisors Financial Network offers investment and financial planning services to individuals, trusts, and institutional clients, providing a broad range of planning options tailored to clients meeting a net-worth threshold. The firm utilizes in-house research and planning tools to support tailored client recommendations, with optional implementation through its brokerage or advisory programs.

Andrew Hedrick is a CFP®, ChFC®, and Series 63-licensed financial advisor with 25 years of industry experience. He has been with Edelman Financial Engines since 2016 and previously worked at Tmfs Advisors, LLC from 2013 to 2016. He is based in San Antonio, TX. Edelman Financial Engines provides technology-enabled investment advisory services focused on workplace retirement accounts, IRAs, taxable accounts, and institutional clients. The firm manages model-based and customized portfolios, offers sub-advisory services, and supports a large participant base through both advisor-led and online platforms.

Clifton Barnes is a financial advisor at Osaic Wealth Inc. in San Antonio, TX, with 14 years of industry experience. He holds a Series 66 designation and operates C.R. Barnes Wealth Management, providing financial advising services. Barnes is also involved in an accounting and tax practice through Monte R. Barnes FTC Inc. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers integrated brokerage and investment advisory services utilizing firm-provided asset-allocation tools, risk-tolerance assessments, and a variety of investment products and third-party managed accounts.

Chad Mitchell is a financial advisor with Wells Fargo Clearing in San Antonio, TX, holding a Series 66 designation and 22 years of industry experience. He has been with Wells Fargo Clearing since 2016. Outside of his advisory role, he is involved in land and wildlife management through ownership and operation of ranch-related businesses. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients, including pension and charitable organizations. The firm provides a range of investment advisory services, financial planning, and retirement plan consulting, leveraging research and analytics along with brokerage and advisory solutions.

Dorian Townsend is a Series 66-licensed financial advisor with seven years of industry experience. He currently works with J.P. Morgan Securities in San Antonio, TX, and has held positions at firms including SWBC Investment Company, Ameriprise, USAA, and Edward Jones. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors. The firm combines quantitative asset-allocation modeling with centralized due diligence and applies an ESG eligibility framework when recommending investment strategies.

David Ballard is a ChFC®-designated financial advisor with 34 years of industry experience, currently affiliated with LPL Financial since 2021. His prior experience includes nearly three decades at Waddell & Reed, Inc., and involvement with Trinity Baptist Church in various capacities for over a decade. He is also associated with The Lighthouse Team, LLC, a business entity used for tax and investment purposes. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a broad range of financial planning, advisory programs, and retirement consulting services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.