Cheryl Persons is a financial advisor at Frost Investment Services in Austin, TX, holding Series 63 and Series 65 licenses with 23 years of industry experience. Her prior roles include positions at PNC Investments and BBVA Wealth Solutions Inc., with a career spanning over a decade in related financial institutions. Frost Investment Services is a retail-focused SEC-registered adviser serving individuals, trusts, estates, charitable organizations, and business entities. The firm offers discretionary portfolio management, comprehensive financial planning, and a variety of managed account programs, utilizing the Fidelity Managed Account Xchange platform and combining multiple investment strategies and research approaches.

Joshua Henson is a financial advisor with 12 years of industry experience, currently affiliated with 49 Financial. He holds a Series 66 designation and has worked at several firms, including Oakwood Capital Securities, Purshe Kaplan Sterling Investments, Thrivent Advisor Network, and Axa Advisors. In addition to his advisory role, he has responsibilities related to fixed insurance sales. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and fractional family office services, employing a disciplined, long-term diversified asset allocation approach with model portfolios primarily composed of mutual funds and ETFs.

Lawson Day is a financial advisor at 49 Financial with a Series 65 credential and one year of industry experience. His prior work includes roles in various service and retail sectors as well as four years affiliated with Texas A&M University. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm provides financial planning, investment management, consulting, and tiered fractional family office services using a disciplined, long-term, diversified asset allocation approach.

Adam Tolle is a financial advisor at Kestra Private Wealth Services, LLC with eight years of industry experience. He holds a Series 66 designation and has worked at firms including Avantax Investment Services and 1st Global Advisors. Outside of his advisory role, he serves as chairman of the Clinch County Board of Assessors and holds leadership positions in local nonprofit organizations such as the Clinch County Lions Club and the Clinch County Touchdown Club. Kestra Private Wealth Services serves a diverse client base including individual investors, retirement plans, and institutional entities. The firm offers a range of advisory services and platforms, providing investment management, financial planning, and fiduciary consulting with access to various product types and co-advisory solutions.

Brian Wells is a financial advisor at HUB Investment Partners, LLC in Folsom, CA, holding Series 63 and Series 66 licenses with 21 years of industry experience. His prior roles include positions at Veripax Wealth Management and LPL Financial. He is also licensed as an independent insurance agent, selling life, fixed annuities, disability, and long-term care insurance. HUB Investment Partners provides investment management and financial planning services to a diverse client base, including individuals, institutions, and retirement plans. The firm combines internally managed model portfolios with customized strategies and utilizes various platforms and sub-advisors to deliver tailored investment solutions.

Logan Moulton is a CFA® charterholder and portfolio manager with Waterloo Capital in Austin, TX, holding industry experience of 2 years. He has worked at Waterloo Capital, Intelligent Wealth Solutions LLC, and other firms since 2019. Moulton manages customized investment portfolios within Waterloo Capital’s platform. Waterloo Capital is a multi-team SEC-registered adviser serving entrepreneurs, high-net-worth individuals, trusts, and retirement plans, managing roughly $2.26 billion across 2,600 clients. The firm uses fundamental analysis and a long-term, buy-and-hold approach to build customized portfolios, with access to third-party sub-advisers and a range of investment tools including private placements and securities-backed lending.

Ryan Cassidy is a financial advisor at Symmetry Partners with 13 years of industry experience. He has held positions at Merrill, Bank of America, SELO AI, and Foreside Financial Services. Cassidy holds Series 63 and Series 66 licenses. Symmetry Partners provides investment management to individuals, retirement plans, pension and institutional clients, and acts as investment adviser to registered investment companies, including mutual funds and an ETF. The firm employs a quantitative, research-driven approach using Modern Portfolio Theory and factor-based methods across various investment vehicles.

William Perlette is a financial advisor at Financial Gravity Family Office Services, LLC in Temecula, CA, holding a Series 65 credential with four years of industry experience. He has been with Financial Gravity since 2021 and also serves as Vice President of Intelligent Tax Solutions, Inc., where he has worked since 2009 providing tax advisory services. Financial Gravity Family Office Services, LLC offers comprehensive financial planning, investment management, and pension consulting to individuals, high-net-worth clients, retirement plans, trusts, estates, and charitable organizations. The firm employs a range of investment strategies using fundamental, technical, and cyclical analysis, often utilizing third-party sub-advisors while maintaining client oversight.

Neil Tjon Hing is a financial advisor at 49 Financial with 11 years of industry experience. He holds the Series 63 and Series 65 designations and has worked at firms including Oakwood Capital Securities, Thrivent Advisor Network, Purshe Kaplan Sterling Investments, and Axa Advisors. In addition to advisory services, he is also involved in fixed insurance sales. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm provides financial planning, investment management, and family office services with an investment approach focused on long-term diversified asset allocation, using proprietary and platform model portfolios primarily composed of mutual funds and ETFs.

Connor Bradley is an investment advisor representative at 49 Financial with seven years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Oakwood Capital Securities and Thrivent Advisor Network. Outside of his advisory role, Bradley is involved in real estate transactions and referral agreements through Alequin Properties. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, retirement-plan consulting, and fractional family office services, emphasizing disciplined, long-term diversified asset allocation implemented through proprietary and platform model portfolios.

Kimberly Ray is a financial advisor with Per Stirling Capital Management, LLC, holding 10 years of industry experience. She has been with Per Stirling since 2015 and previously worked at Advocare for 19 years. Outside of her advisory role, she provides continuing education through the Texas Real Estate Commission and promotes college scholarship and coaching services with Imagine Scholarships. Per Stirling Capital Management serves individuals, high-net-worth households, trusts, estates, and select institutions with discretionary investment management and financial planning. The firm employs a multi-advisor team approach and integrates fundamental, technical, cyclical, and statistical analysis to develop tailored portfolios.

Wesley Previant is a financial advisor with HUB Investment Partners, LLC, holding Series 63 and Series 66 licenses and bringing 23 years of industry experience. His career includes roles at Global Retirement Partners LLC, LPL Financial, City National Bank, and RBC Capital Markets. HUB Investment Partners serves a diverse client base including institutional investors, corporate pension plans, and high-net-worth individuals. The firm utilizes a combination of active and passive investment strategies across various asset types, offering both discretionary and non-discretionary portfolio management along with specialized services for banking and municipal clients.

Robert Thomas is a financial advisor at 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses with three years of industry experience. His prior roles include positions at Oakwood Capital Securities, Inc., Purshe Kaplan Sterling Investments, and Omni Hotels & Resorts. Outside of investment advisory, he provides fixed insurance services. 49 Financial serves a diverse client base, including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and tiered fractional family office services, using a disciplined, long-term diversified asset allocation strategy primarily implemented through mutual funds, ETFs, and selected third-party managers.

Andrew Horton is a financial advisor with 49 Financial in Austin, TX, holding Series 63 and Series 65 licenses and three years of industry experience. His prior work includes roles at Oakwood Capital Securities and Purshe Kaplan Sterling Investments. Horton is also licensed to provide fixed insurance services. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, and corporations, offering financial planning, investment management, and family office services. The firm employs a disciplined, long-term investment approach using diversified asset allocation and model portfolios primarily composed of mutual funds and ETFs.

Derrik Naegelin is a financial advisor at 49 Financial with Series 63 and Series 65 licenses and two years of industry experience. His prior roles include positions at Kestra Investment Services, Primerica Advisors, and American Pacific Mortgage. Outside of advising, he has experience as a fixed insurance agent. 49 Financial serves a diverse client base including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans. The firm offers financial planning, investment management, consulting, and family office services, utilizing disciplined, long-term diversified asset allocation strategies implemented through proprietary and third-party model portfolios.

Matthew Bowen is a financial advisor with Ausdal Financial Partners, Inc. in Austin, TX, holding a Series 66 designation and three years of industry experience. His prior experience includes roles at Dimensional Fund Advisors and Tokio Marine HCC Surety. Ausdal Financial Partners serves individuals, trusts, estates, retirement plans, and business entities, managing approximately $3.73 billion for over 16,000 clients. The firm offers a broad range of advisory services with investment strategies tailored to each client’s objectives and employs multiple custodians while integrating third-party money managers and model portfolios.

Julian Scoglio is a financial advisor at Mission Wealth Management, LP with one year of industry experience. He holds a Series 65 credential and has previously worked at Legacy Capital Group California and Kinecta Federal Credit Union. Mission Wealth Management, LP is a multi-team advisory firm managing approximately $17 billion in assets. The firm serves high-net-worth individuals, families, and institutional clients, offering wealth management, financial planning, and institutional retirement plan services through a tiered, customized service model.

Mary Miller is a CFP® credentialed financial advisor at Mission Wealth Management, LP with 18 years of industry experience. She has worked at Mission Wealth since 2023 and concurrently held positions at the University of Texas at Austin since 2016, as well as at Per Stirling Capital Management, LLC and B.B. Graham & Co. earlier in her career. Mission Wealth Management, LP is an SEC-registered multi-team advisory firm managing approximately $17 billion and serving high-net-worth individuals, families, and institutional clients. The firm employs a tiered service model tailored to client complexity and asset size, focusing on long-term investment strategies and offering services including wealth management, financial planning, and estate coordination.

Ryan Rattay is a Series 65 licensed financial advisor with 2 years of industry experience, currently with 49 Financial. Prior to joining 49 Financial, he has held positions at Zoetis Inc., Baltusrol Golf Club, and Clemson University. Outside of his advisory role, he contributes to 25 Giving, assisting nonprofits with developing charitable plans for donors. 49 Financial serves a diverse client base, including individuals, high-net-worth clients, trusts, estates, corporations, and retirement plans, offering a range of financial planning and investment management services. The firm employs a disciplined, long-term diversified asset allocation strategy using proprietary model portfolios primarily composed of mutual funds and ETFs.

Andrew Johnsen is a financial advisor at Waterloo Capital with 11 years of industry experience. He holds a Series 66 designation and has previously worked at Titleist Asset Management and Merrill Lynch. Outside of his advisory role, he serves on the advisory board of a training facility focused on financial wellness and is involved in business coaching and an exotic car rental partnership. Waterloo Capital is a multi-team registered adviser serving entrepreneurs, high-net-worth individuals, trusts, retirement plans, and other entities. The firm uses a long-term, buy-and-hold investment approach supported by fundamental analysis and offers a range of services including direct investment management, financial planning, and access to third-party sub-advisers.