David Moritz is a financial advisor with Ameriprise in Parker, Colorado, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he owns Mile Hi Badger Consulting, Inc., an S corporation established to manage his practice operations. Ameriprise provides a retirement-income planning service targeted at individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendation reports through a centralized consulting team.

Ian Odya is a financial advisor with Charles Schwab & Co., Inc. in Lone Tree, Colorado, holding a Series 66 designation and having seven years of industry experience. He has been with Charles Schwab since 2017 and worked previously at OptumRx for one year. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts, utilizing multi-asset model portfolios and comprehensive due diligence processes.

Joseph Mccleskey is a financial advisor with Charles Schwab in Lone Tree, Colorado. He holds Series 63 and Series 66 licenses and has 32 years of industry experience. Mccleskey has worked at Charles Schwab and Charles Schwab Bank since the early 1990s and mid-2000s, respectively. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and conducts due diligence on alternative investments via its Alternative Investments Select program.

Brianna Mathis is a Vice President and Financial Consultant at Fidelity Investments, a role she has held since 2023. She initially joined Fidelity in 2020 as a Financial Consultant and has experience in providing customized financial planning to clients. Prior to her current position, Ms. Mathis held several roles at Charles Schwab from 2017 to 2020, including Vice President and Financial Consultant, Manager of Branch Support, Senior Specialist, and Registered Brokerage Service Representative. Her career has encompassed various aspects of financial services and client support. Outside of her professional work, Brianna Mathis has interests in bowling, cooking and baking, hiking, parenthood, pets, and traveling.

Nathan Gill is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 66 and Series 63 credentials and five years of industry experience. Prior to joining Schwab, he worked at TD Ameritrade and Zacks Investment Management. He also has brief experience in roofing and insurance sectors. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary strategies and a formal alternative-investment process, serving a large client base with integrated brokerage, custody, and advisory services.

Michael Freed is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 credentials and having two years of industry experience. Prior to joining Schwab in 2023, he worked in various roles including mortgage services and positions at Amazon and SitusAMC. Charles Schwab & Co., Inc. serves a large client base primarily consisting of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary buy/sell recommendations and access to discretionary separately managed accounts, using multi-asset model portfolios and research from its financial research center.

Wayne Verity is a financial advisor at Ameriprise with 24 years of industry experience. He holds a Series 66 designation and has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver written recommendation reports, supported by a centralized retirement-income consulting team.

Scott Carmody is a Financial Consultant at Fidelity Investments, a role he has held since 2023. Prior to this, he gained experience at Fidelity Investments in various positions including Investment Management Consultant 2, Client Management Representative, and Investment Solutions Representative between 2019 and 2023. His earlier career includes roles as an Internal Wholesaler at Black Creek Group and Jackson National from 2010 to 2018. Scott focuses on developing financial plans collaboratively with his clients, addressing both their concerns and financial goals. He aims to create plans that meet both short- and long-term needs for clients and their families. He approaches his client relationships with a perspective of trust and treats each client as if they were a family member.

Regan Kerr is a Series 66 credentialed financial advisor with Charles Schwab who has two years of industry experience. Prior to joining Schwab, Regan worked at Lululemon and has spent multiple years dedicated to full-time education. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and centralized custody and operational support.

Jeffrey Allen is a financial advisor at Charles Schwab with 10 years of industry experience. He holds the Series 66 designation and has been with Charles Schwab since 2015. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and provides centralized custody, brokerage, and cash-sweep services.

Stephen Zeeck is a financial advisor at Charles Schwab with 18 years of industry experience. He holds the Series 63 and Series 66 designations and has been with Charles Schwab & Co., Inc. since 2007. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by centralized custody and operational infrastructure.

Alex Long is a financial advisor at Wells Fargo Advisors with three years of industry experience. He holds the Series 66 designation and has prior work history that includes roles at Wells Fargo Clearing and Dynamic Group Circuit Design. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients by providing a broad range of investment and financial planning services. The firm offers tailored recommendations using proprietary research and planning tools, with services that include cash-flow, retirement, and specialized planning such as business-owner transition and special-needs analysis.

Alexis Maymi is a financial advisor at Charles Schwab with 17 years of industry experience. He holds the Series 63 and Series 66 designations and has worked with Charles Schwab & Co., Inc. since 2008, including a role at Charles Schwab Bank, SSB since 2023. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and alternative investment options.

Daniel Borah is a financial advisor with Charles Schwab in Lone Tree, Colorado, holding Series 63 and Series 66 licenses and having 11 years of industry experience. He has been with Charles Schwab since 2014. Outside of his advisory role, he operates a vehicle rental business through an LLC and occasionally works as a delivery driver for DoorDash. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program, offering both non-discretionary guidance and access to discretionary separately managed accounts. The firm integrates advisory, brokerage, custody, and cash management services across a large client base with a multi-asset investment approach.

Aidan Mc Guire is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and one year of industry experience. His prior roles include positions at Morgan Stanley, T.C. Eggintons, and Social Hall Tempe. Outside of financial services, he works as an Uber Eats driver on a part-time basis. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory services with access to discretionary separately managed accounts and offers multi-asset model portfolios along with alternative investment options.

Andrew Pierson is a financial advisor at Charles Schwab & Co., Inc. with nine years of industry experience. He holds the Series 66 and Series 63 designations and has been with Charles Schwab since 2016. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separate managed accounts and provides a centralized operational structure supporting these services.

Colin Rissler is a financial advisor at Charles Schwab with Series 63 and Series 65 licenses and two years of industry experience. His prior work includes roles at Northwestern Mutual Investment Services LLC, James Erb, Florida Financial Advisors, and a variety of non-investment positions, including time in education and at companies such as Shiplify and Fjallraven. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers a multi-asset investment approach supported by centralized custody and operational infrastructure.

Joshua Wagler is a financial advisor with Charles Schwab who holds Series 63 and Series 66 designations and has 26 years of experience in the industry. He has worked at Charles Schwab since 2000 and Charles Schwab Bank since 2010. Outside of his advisory role, he serves as Vice President of Fire Sprinkler Services, Inc., a company involved in testing and repairing fire sprinkler systems, though he is not active in the business. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment management using multi-asset model portfolios and maintains a centralized operational structure to support a large client base.

Matthew Ganskopp is a Series 65-credentialed financial advisor with seven years of industry experience. He has worked at Edelman Financial Engines and its predecessor entities since 2016. Edelman Financial Engines provides technology-enabled investment advisory and financial planning services to individual investors, retirement-plan participants, and institutional clients. The firm employs a committee-driven proprietary modeling process combined with planner delivery and online tools, offering diversified model portfolios and both discretionary and non-discretionary investment management options.

James Colvin is a financial advisor at Charles Schwab with six years of industry experience. He holds Series 66 and Series 63 licenses and has worked at Charles Schwab since 2019, following a brief tenure at Mass Mutual. Prior to his advisory career, he was employed at Indiana State University and Club Demonstration Services. Charles Schwab & Co., Inc. serves a large client base mainly composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios with strategic asset allocation and alternative investment options.