Richard Stevens is a financial advisor with LPL Financial based in Colorado Springs, CO, holding a Series 66 designation and 14 years of industry experience. His work history includes positions with Frank Dearden, PowerNet, and Waddell & Reed, Inc. Stevens is also a radio host and speaker through his enterprise Dad, CFO, and serves on a nonprofit board. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm provides a wide range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Rodolfo Ayala Fuentes is a Financial Solutions Advisor with Merrill Lynch Wealth Management. In his role, he works directly with clients to define financial goals and develop portfolio strategies aimed at achieving those objectives. He provides ongoing advice and adapts financial plans as client situations evolve. Rodolfo's expertise includes assisting clients with various financial priorities such as home buying, college savings, elder care, and healthcare preparation. He holds the Personal Investment Advisor (PIA) designation and earned a Bachelor's degree from the University of the Ozarks. Rodolfo is fluent in English, Spanish, and German and is affiliated with Merrill Lynch Wealth Management.

Cara Chafetz is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 66 licenses and has 26 years of industry experience. Her work history includes roles at Bank of Colorado and Cherry Creek Capital Management. She is currently employed as a financial advisor at the Bank of Colorado through Raymond James. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and institutional clients. The firm offers tailored, non-discretionary planning and uses analytical tools to support client decision-making, with a notable presence in municipal and public finance advisory services.

Mark Wallace is a financial advisor with Cetera in Colorado Springs, holding a Series 66 credential and 11 years of industry experience. Prior to joining Cetera in 2025, he worked at Concourse Financial Group Securities Inc for 11 years and operates his own business, RT Course Wealth Management, since 2014. Outside of finance, he serves as a minister and teacher at True North Ministry and is involved with a handyman business focused on modular home foundations. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base that includes individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, featuring discretionary and non-discretionary options across multiple program structures.

Jesus Gil is a financial advisor at Merrill with nine years of industry experience. He holds the Series 66 and Series 63 licenses and previously worked at Goldman Sachs, Charles Schwab, and T. Rowe Price. Gil is based in Colorado Springs, CO. Merrill, alongside its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies.

Aaron Haynes is a financial advisor with Equitable Advisors in Colorado Springs, CO, holding a Series 66 designation and 26 years of industry experience. He has been with Equitable Advisors and its predecessor, Axa Advisors, since 2000. Equitable Advisors serves a broad client base including individual investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers financial planning, retirement plan consulting, and various asset-management programs through a network of Investment Adviser Representatives, utilizing both firm-offered programs and third-party asset managers.

Donald Butler III is a financial advisor with Morgan Stanley in Colorado Springs, Colorado, holding a Series 66 designation and 13 years of industry experience. His career includes five years at T. Rowe Price Investment Services and eight years with Morgan Stanley, including his current role at Morgan Stanley Private Bank, N.A. since 2025. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs and tailored financial planning. The firm manages approximately $2.74 trillion in client assets and uses structured planning tools and proprietary models to support financial planning services.

Justin French is a financial advisor at UBS Financial Services with 17 years of industry experience. He holds a Series 66 designation and has worked at UBS since 2017. Prior to joining UBS, he was employed by Equitrust Marketing Serv LLC and Farm Bureau from 2010 to 2017. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory solutions, including fee-based financial planning and portfolio management. The firm leverages proprietary capital market assumptions and research from its Chief Investment Office and UBS Global Research to tailor plans aligned with clients' goals and risk tolerances.

Timothy Watson is a CFP® professional with 22 years of experience in the financial services industry. He is currently a partner at EverOak Wealth Co., LLC and has worked at Cetera and its affiliated entities since 2023. His prior experience includes 16 years at Securian Financial Services, Inc. and Minnesota Life Insurance Company. Watson serves on the board of the EverOak Foundation, a nonprofit organization involved in charitable giving. Cetera Investment Advisers LLC is an SEC-registered advisor that provides a multi-manager platform serving individual, retirement plan, corporate, charitable, and institutional clients nationwide. The firm offers a range of portfolio management and consulting services through discretionary and non-discretionary authorities, with access to affiliated and unaffiliated managers across various program structures.

Jeffrey Thomas is a Series 66-licensed financial advisor with Edward Jones in Colorado Springs, Colorado, with 13 years of industry experience. He has been with Edward Jones since 2012. Outside of his advisory work, he is a shareholder of a lawn maintenance business based in Colorado Springs. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, operating under a fiduciary standard and maintaining affiliated capabilities such as a trust company and proprietary mutual funds.

Michael Didion is a financial advisor with LPL Financial in Colorado Springs, CO, holding the CFP® designation and Series 63 and 66 licenses. He has 14 years of industry experience, including prior roles at Wells Fargo Clearing and Wells Fargo Advisors LLC. Didion is also owner of Didion Tax Services LLC, a tax preparation and accounting business. LPL Financial serves a broad client base including individuals, retirement plans, and institutional clients through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

Joel Malick is a financial advisor at Cetera with 25 years of industry experience. He has held positions at firms including Everoak Wealth Co and Securian Financial Services, Inc. Outside of his advisory role, Malick is an author, podcaster, and speaker focusing on non-financial aspects of life planning, and he serves as president of Crossfire Ministries as well as a board member of multiple nonprofit organizations. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers diverse portfolio management and consulting services through a nationwide network of independent advisors and features a multi-manager platform with access to affiliated and unaffiliated investment strategies.

Christopher Young is a CFP® professional with 24 years of experience in the financial services industry. He is currently with Raymond James Financial Services Advisors, Inc. and has previously worked at Ameriprise Financial Service, LLC and Investment Professionals, Inc. Young is a partner in OLS Property Group, LLC, where he manages general operating duties. Raymond James Financial Services Advisors, Inc. offers comprehensive financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm provides tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through unique affiliations.

Ashley LaMothe is the Vice President and Financial Consultant at Fidelity Investments. She is a Certified Financial Planner™ who works closely with clients to understand their unique situations, goals, and financial needs. Ashley focuses on developing comprehensive financial plans to help clients build confidence in their financial futures. Her professional experience includes roles at Fidelity Investments since 2013, progressing from Investment Solutions Representative to Vice President, Financial Consultant. Prior to Fidelity, she was an Investment Consultant at Vanguard from 2009 to 2013. Outside of work, Ashley enjoys hiking with her husband, their infant son, and their four dogs in the Colorado mountains.

Jerrad Bridgmon is a CFP®-designated financial advisor with 19 years of industry experience, currently with Raymond James Financial Services Advisors, Inc. Prior to joining Raymond James, he held positions at Ameriprise, Cetera Advisor Networks, STEADFAST Wealth Co, and Securian Financial Services. In addition to his advisory role, he is associated with Outdoor Lifestyle Strategies and Springs Wealth Group in non-investment capacities. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutional investors. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports municipal and public finance work uncommon among large institutional advisors.

Michelle Hylton is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. She has worked with Addison Avenue Investment Services since 2014 and has been with Raymond James Financial Services Advisors, Inc. since 2012. In addition to her advisory roles, she provides financial advice to members of Addison Avenue Investment Services in Colorado Springs. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses analytical tools and customized planning to support client goals and provides a range of advisory programs, including specialized services in municipal advisory and SIMPLE IRA plan consulting.

Karla Ross is a CFP® professional with 27 years of industry experience, currently serving at LPL Financial since 2020. She previously worked for Securities America Advisors, Inc. and Securities America, Inc. from 2009 to 2020. Outside of her advisory role, she operates Karla Ross Investment Services, LLC, which she established in 2005, and is involved in non-variable insurance activities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base, including individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing model portfolios, third-party subadvisors, and technology-driven strategies.

Amity Herrera is a financial advisor with Merrill in Colorado Springs, CO, holding a Series 66 designation and 23 years of industry experience. She has been associated with Merrill since 2000 and Bank of America since 2009. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Joshua Van Wagenen is a CFP® with 22 years of experience in the financial services industry. He has worked at Charles Schwab since 2021 and previously held roles at USAA, including USAA Investment Services Company and USAA Financial Advisors Inc., spanning over a decade. He is based in Colorado Springs, CO. Charles Schwab & Co., Inc. serves high- and ultra-high-net-worth clients primarily through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and an integrated operational structure.

Kelly Kennedy is a financial advisor at Raymond James Financial with 34 years of industry experience. She holds Series 63 and Series 65 licenses and has been with Raymond James Financial and its related entities since 1999. Outside of advising, she owns KGH Financial, LLC, which handles administrative support functions. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary advisory services and supports municipal finance work through a municipal advisor affiliation, along with specialized programs like SIMPLE IRA Employer Advisory & Consulting Services.