Tyler Endsley is a financial advisor with Fidelity, holding Series 63 and Series 66 securities licenses and bringing 21 years of industry experience. His career includes roles at Fidelity Investments since 2011, Fidelity Personal and Workplace Advisors, Chase Investment Services Corp., and Wells Fargo Investments. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm is noted for its advisory roles with registered investment companies and use of systematic methodologies in managing model portfolios.

Kimberly Davis is a financial advisor with Morgan Stanley in Provo, UT, holding Series 63 and Series 65 licenses and possessing 14 years of industry experience. She worked at Merrill from 2000 to 2021 before joining Morgan Stanley Smith Barney LLC, where she has been since 2021. Outside of her advisory role, Davis is involved in bookkeeping for a local insurance business. Morgan Stanley Wealth Management offers a range of advisory programs to individuals and institutional clients, providing tailored financial planning supported by firm-approved tools and a structured discovery process. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through corporate financial planning agreements.

Sandra Murri Johnson is a financial advisor with Morgan Stanley in Provo, UT, holding Series 63 and Series 66 credentials and having 32 years of industry experience. Her career includes roles at Morgan Stanley Private Bank, Merrill, Morgan Stanley Smith Barney, and Citigroup Global Markets. Morgan Stanley Wealth Management serves individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs structured planning tools and models as part of its financial planning process.

Raymond Whittenburg is a financial advisor at OSAIC with 40 years of industry experience. He holds the ChFC® designation along with Series 63 and 65 licenses. Prior to joining OSAIC in 2024, he spent nine years at Woodbury Financial Services. He is president of Whittenburg Insurance & Investment Group, overseeing approximately 25 licensed insurance agents in the sale of life insurance and annuity products. OSAIC serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, providing integrated brokerage and advisory services through a broad network of financial advisers. The firm employs a variety of asset-allocation tools and third-party platforms to offer discretionary and non-discretionary portfolio management solutions.

Joshua Woodbury is a financial advisor with Charles Schwab, holding a Series 66 designation and 12 years of industry experience. He has worked at Charles Schwab since 2018 and previously held positions at Raymond James Financial Services and The Tax Company. Outside of his advisory work, he is a partner in Woodbury Real Estate Enterprises, a real estate venture. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, offering a mix of non-discretionary and discretionary investment advisory services through its Schwab Wealth Advisory wrap fee program and affiliated managed accounts. The firm combines integrated custody, brokerage, and advisory functions with access to alternative investments and multi-asset model portfolios.

Isabelle Smith is a financial advisor at Raymond James Financial in Orem, UT, holding a Series 66 designation with one year of industry experience. Prior to her current role, she worked at several firms including Security Service Federal Credit Union and Granite Credit Union. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse clientele including individuals, high-net-worth clients, pension plans, corporations, and institutional clients. The firm offers tailored, non-discretionary planning using risk profiling and analytical tools, and supports both advisory programs and institutional portfolio management across a large advisor network.

Neil Schimka is a financial advisor with MassMutual Investors Services based in Lehi, Utah, holding Series 63 and Series 65 licenses and bringing 18 years of industry experience. His career includes roles at J.P. Morgan Securities, U.S. Bancorp Investments, Wells Fargo Clearing Services, and MassMutual Life Insurance Company. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers ongoing financial planning, asset management, and educational seminars, utilizing firm-approved software to develop collaborative, goal-oriented recommendations.

Michael Brown is a CFP® professional with 26 years of industry experience. He has worked at Farmers Financial Solutions and Farmers Insurance for over 25 years before joining LPL Financial in 2023. He is based in Pleasant Grove, Utah. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of financial planning and portfolio management services, utilizing a large network of advisors and incorporating both proprietary and third-party investment strategies.

James Biggs is a financial advisor at Fisher Investments with 20 years of industry experience. He holds the Series 66 designation and has been with Fisher Investments since 2008. Prior to joining Fisher, he worked at Insphere Securities, Inc., Allegis Advisors, Inc., and Equitable Advisors. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, investment companies, and high-net-worth individuals. The firm provides discretionary portfolio management using a combination of quantitative screening, qualitative research, and centralized portfolio management, with a focus on tax-aware strategies and risk management techniques.

Joaquin Zavala is a financial advisor with Merrill holding a Series 66 designation and two years of industry experience. His prior work includes positions at Morgan Stanley Smith Barney LLC, UBS Financial Services, Inc., and AllianceBernstein. Outside of his advisory role, he is involved in several entrepreneurial ventures including The Driver Provider, an automotive and transportation business, and Pocholis Soaps LLC, which operates in the art and culture sector. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Quintin Bybee is a financial advisor with Mass Mutual Investors Services holding the CFP® designation and Series 63 license, with five years of industry experience. Prior to joining MassMutual Life Insurance Company and MML Investors Services, LLC in 2026, he worked at Northwestern Mutual Investment Services LLC for five years and Security On-Demand for seven years. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of planning programs and educational seminars, structuring engagements as annual collaborative relationships using firm-approved analytical tools.

Nicholas Loveless is a ChFC® and Series 66 credentialed financial advisor with 12 years of industry experience, all with Edward Jones since 2014. He is based in American Fork, UT. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, including both non-high-net-worth and high-net-worth households. The firm offers a broad range of advisory programs and investment solutions, managing over $1 trillion in assets through a large network of financial advisors and branch offices nationwide.

James Blaylock is a financial advisor with LPL Financial in Provo, UT, holding a Series 66 designation and eight years of industry experience. Prior to joining LPL Financial in 2024, he worked for six years with Avantax Advisory Services and related entities. He is also the CEO of Blaylock & Company CPA, a tax preparation and accounting firm he has been involved with since 1976. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services including financial planning, model portfolios, and access to third-party asset managers.

R. Lawrence is a financial advisor at OSAIC with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Sagepoint Financial, Inc. and NEXT Financial Group, Inc. Outside of his advisory role, he is involved in agricultural activities through an LLC that raises beef cattle and participates as a partner in a resort investment LLC. He also serves on the Board of Directors for the USATF Foundation, supporting track and field teams and athletes. OSAIC serves a diverse range of retail and institutional clients, offering integrated brokerage and advisory services through a large network of advisers. The firm utilizes various asset-allocation tools and third-party solutions to manage portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Robert Winder is a financial advisor at Raymond James Financial with 16 years of industry experience. He holds Series 65 and Series 66 licenses and has previously worked at First Financial Advisors, Wells Fargo Clearing, Morgan Stanley, and Citigroup Global Markets. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to individuals, high-net-worth clients, institutions, and charitable organizations. The firm offers non-discretionary, goal-based planning using analytical tools and supports a broad advisor network, including specialized municipal and public finance services.

Landon Lawrence is a Wealth Advisor at OSAIC with six years of industry experience. He holds a Series 66 designation and has previously worked at SagePoint Financial, Inc. Outside of his advisory role, he is involved in a family-owned cattle operation where he manages a small crew responsible for land and livestock upkeep. OSAIC serves a broad range of clients including individual and high-net-worth investors, pension plans, and corporations. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party managers to create diversified portfolios across multiple asset classes.

Garrett Barthelmes is a Series 66-licensed financial advisor at LPL Financial with 13 years of industry experience. He has previously worked at J.P. Morgan Securities, Merrill Lynch, and Edward Jones. Outside of finance, he is involved with Deyan Audio, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions through a wide network of representatives. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, utilizing both discretionary and non-discretionary strategies supported by research and machine-learning tools.

Dallin Brand is a financial advisor with Primerica Advisors in Pleasant Grove, UT, holding Series 63 and Series 65 registrations and with eight years of industry experience. His background includes roles at Go Health, Cross Fit Lehi, PFS Investments Inc., Primerica Financial Services, Gunthers Comfort Air, and The Church of Jesus Christ of Latter-day Saints. He is involved in sales of various home-related products and services through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm operates at scale with thousands of advisors and offices, delivering model-based advisory services supported by third-party asset managers and custodians.

Rick Skousen is a financial advisor with Raymond James & Associates in Provo, UT, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. His career includes long-term roles at Tanner Capital Management and Raymond James Financial Services. He also serves as a licensed insurance agent, providing service for existing life insurance policies. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and municipal clients through a variety of financial planning and advisory services, offering a range of portfolio management styles supported by firm research and affiliated sub-advisers.

Zachary Mecham is a Financial Advisor at Merrill Lynch Wealth Management. He works closely with business owners, executives, and families to navigate complex financial and transition decisions. Zachary focuses on creating meaningful connections and long-term value for his clients by combining analytical skills with a personal approach. His areas of expertise include family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, special needs planning strategies, individual and corporate investment strategy, and tax minimization. Zachary provides ongoing advice and adapts portfolio strategies as clients' situations evolve. Zachary holds a Personal Investment Advisor (PIA) designation. He earned a High School Diploma from Pleasant Grove High School and attended Western Governors University without obtaining a degree. He is involved in his community through the Church of Jesus Christ of Latter-day Saints and Pleasant Grove High School.