William Snell is a financial advisor at Charles Schwab with five years of industry experience. He holds a Series 66 designation and has previous experience at Ameriprise and FedEx. Outside of financial advising, he owns a small rental property business. Charles Schwab serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary advisory and discretionary managed accounts with a multi-asset, model portfolio investment approach.

Quinton Young is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2025. He has been with Fidelity Investments since 2018, progressing through positions including Financial Consultant, Planning Consultant and Relationship Manager, and College Planning Specialist. Prior to joining Fidelity, he worked as an Insurance Agent at State Farm Insurance and as a Banker at Mountain America Credit Union. As a Certified Financial Planner™, Quinton Young focuses on educating and collaborating with his clients to develop comprehensive financial plans tailored to their life goals. He emphasizes a thorough understanding of his clients' priorities as the foundation of his advisory approach. Outside of his professional work, Quinton enjoys activities such as board games, family activities, exploring food, outdoor adventures, and playing table tennis.

Calli Shafer is a financial advisor at OSAIC with four years of industry experience. She holds a Series 66 designation and has worked at firms including SagePoint Financial and Lawrence Wealth Management. Outside of her advisory work, she serves as President of the Utah County chapter of the Legs Ladies Executive Golf Society, a membership-based organization focused on golf and community building. OSAIC serves a diverse client base including individual and institutional investors, offering brokerage and advisory services through a large network of affiliated advisers and multiple platforms. The firm employs asset-allocation tools and automated rebalancing to manage portfolios across a variety of investment types.

Brian Ohlwiler is a financial advisor at Fidelity with 18 years of industry experience. He holds Series 63 and Series 66 designations and has worked at various Fidelity entities since 2008, including Fidelity Brokerage Services, Fidelity Personal and Workplace Advisors, and Fidelity Investments. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to a diverse client base, including retail and institutional investors. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to deliver model portfolios and oversee fund advisory services.

Rebecca Spencer is a financial advisor at Osaic with ten years of industry experience and holds the Series 66 designation. She has worked at SagePoint Financial, Inc. since 2018 and has been involved in homemaking activities since 2002. Osaic Wealth, Inc. serves a wide range of retail and institutional clients through a large network of affiliated advisers and offers integrated brokerage, investment advisory services, and access to multiple advisory platforms. The firm employs asset-allocation tools, risk-tolerance assessments, and automated rebalancing to manage portfolios across various asset classes on both discretionary and non-discretionary bases.

Bradley Wilson is a financial advisor at Fidelity with 23 years of industry experience. He holds Series 63 and Series 66 designations and has worked with various Fidelity entities since 2008. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a process that combines fundamental research with quantitative and algorithmic portfolio construction. The firm serves multiple registered investment companies and offers model portfolios using systematic methodologies and long-term asset allocation benchmarks.

Rachel Moss is a financial advisor with Raymond James Financial Services Advisors, Inc. She holds Series 63 and Series 65 credentials and has two years of industry experience. Prior to joining Raymond James, she held various roles including ownership and CEO of First Financial Advisors. Moss has experience in business management outside finance, notably in fitness and entertainment sectors. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutional clients. The firm offers tailored non-discretionary planning and supports municipal and public finance work through its unique affiliations and specialized advisory programs.

Spencer Oman is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has been in the financial services industry since 2006 and joined Merrill Lynch in 2012. Spencer focuses on helping clients grow their assets through detailed wealth strategies and emphasizes personalized financial planning tailored to individual goals. His expertise includes financial planning, budgeting and forecasting, risk management, and optimizing investment portfolios. Spencer holds the Certified Financial Planner (CFP) certification and a Master of Real Estate Development. He earned a Bachelor's degree from Brigham Young University and a Master's degree from the University of Utah. Spencer is committed to client care and values clear communication and personalized engagement. He has been involved in community activities such as Utah Valley Aquatics.

David Carruth is a financial advisor with LPL Financial based in Pleasant Grove, Utah. He holds Series 63 and Series 66 licenses and has 18 years of industry experience, including prior roles at Northwestern Mutual Wealth Management Company and its affiliated entities. Outside of his advisory work, he is involved with Rohrer & Associates, a non-variable insurance business. LPL Financial is an SEC-registered investment adviser and broker-dealer that serves individual and institutional clients through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement consulting services, with access to model portfolios, third-party research, and technology-driven investment options.

Morgan Allen is a financial advisor with LPL Financial holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining LPL Financial, his experience includes various roles outside of the financial industry, including service with The Church of Jesus Christ of Latter Day Saints and employment in the hospitality sector. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a nationwide network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research, model portfolios, and advanced portfolio strategies.

Saysha Meyers is a Benefits & Planning Consultant specializing in Executive Services. She collaborates with clients to optimize employee benefits as part of their overall financial plans. Utilizing Fidelity's planning principles and tools, she aims to provide strategies that address clients' monetary needs and goals. Through an educational approach, she supports clients in increasing awareness and making research-based decisions regarding their financial futures. Saysha's professional experience at Fidelity Investments includes roles as Investment Solutions Representative III (2024-2025), Investment Solutions Representative II (2024), Investment Solutions Representative I (2023-2024), High Net Worth Service Associate I (2022-2023), and Customer Relationship Advocate (2021-2022). She holds insurance licenses in Arkansas and California. Outside of work, Saysha engages in family activities, social events with friends, outdoor adventures such as snowboarding, traveling, and volunteering.

Ryan Ericksen is a financial advisor at LPL Financial with 25 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked for Northwestern Mutual and its affiliated companies from 2001 to 2025. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management supported by comprehensive research and model portfolios.

Bryce Carbee is a financial advisor with Primerica Advisors, holding Series 63 and Series 65 licenses and four years of industry experience. His background includes roles at Primerica Financial Services, Allied Universal, and BYU-Idaho. In addition to advisory services, he is involved in sales of non-investment products such as home security and automation through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program serving primarily individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable entities. The firm employs model-delivery investment strategies managed by unaffiliated asset managers and offers trade execution and custody support through established partners.

Robert Collins is a financial advisor with Merrill in Provo, Utah, holding Series 63 and Series 65 licenses and bringing 37 years of industry experience. His prior roles include positions at Morgan Stanley Private Bank and Bank of America. Outside of advising, he is involved in a personal investment partnership related to a condominium development project. Merrill serves a broad client base—including individuals, retirement plans, corporations, and institutions—by offering managed account programs, discretionary portfolio management, and brokerage services. The firm employs a range of program strategies with both client and advisor discretion and integrates closely with Bank of America affiliates to support trading, lending, and capital-market activities.

Selina Raass is a financial advisor at Morgan Stanley with 12 years of industry experience. She holds the CFP® designation as well as Series 63 and Series 65 licenses. Her prior work includes roles at Bank of America, N.A., and Merrill. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning that utilizes structured discovery conversations and firm-approved planning tools.

Arthur Condie is a financial advisor at Edward Jones with nine years of industry experience. He has held his current position since 2017 and previously worked at Intermountain Health Care for two years. Condie receives merchant service residuals tied to businesses in Spanish Fork and Orem, Utah. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a broad range of advisory programs and services through a large national network of financial advisors and branch offices.

Mckay Warren is a financial advisor with OSAIC, holding a Series 66 designation and five years of industry experience. He has worked with OSAIC since 2019 and is also involved with Hobble Creek Wealth. Outside of his advisory role, he serves as a divorce consultant for Peaceful Divorce Solutions, assisting in the equitable division of marital assets during mediation. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated financial advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, employing asset-allocation tools and third-party solutions to manage diverse portfolios for individual and high-net-worth investors, pension plans, corporations, and charitable organizations.

Daniel Wilson is a financial advisor with Fidelity in Lehi, Utah, holding Series 63 and Series 66 credentials and 17 years of industry experience. He has been with Fidelity Investments since 2010, including roles at Fidelity Personal and Workplace Advisors and Strategic Advisers LLC. Outside of his advisory work, he is involved in managing rental properties with his brother. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including registered investment companies and an IRS-qualified Charitable Gift Fund. The firm uses a combination of proprietary research, quantitative analysis, and algorithmic portfolio construction to manage portfolios from a diversified universe of funds and ETFs.

Andrew Hilgenberg is a financial advisor with Fisher Investments, holding Series 63 and Series 66 licenses and 15 years of industry experience. He has worked at Fisher Investments since 2019 and previously was employed at Fidelity Investments and Fidelity Personal and Workplace Advisors. Fisher Investments serves a global mix of institutional and private clients, including pension plans, foundations, and high-net-worth individuals, providing discretionary portfolio management across diverse asset classes. The firm uses a centralized investment process combining quantitative and qualitative research and employs tax-aware and risk management strategies.

Michael Frandsen is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. He has been with Cambridge since 2016, with prior experience that includes a role at the Church of Jesus Christ of Latter-day Saints. Frandsen is also the founder of MDF Holdings, a real estate venture based in Provo, UT. Cambridge Investment Research Advisors is a large SEC-registered firm serving a broad range of clients, including individuals, retirement plans, and charitable organizations. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a variety of portfolio management strategies and platform arrangements.