Wendy Wittke is a financial advisor at Fidelity with two years of industry experience. She holds a Series 66 designation and has worked at Fidelity Investments since 2023, with prior experience in health and wellness, including instructing yoga classes and leading health retreats. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a diverse client base that includes retail and institutional investors, using a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction.

Nicholas Nadauld is a Senior Financial Advisor with Merrill Lynch Wealth Management and a member of the Young, Hullinger, Roundy and Associates team. He focuses on preparing and executing wealth plans and strategies tailored for high net worth families and individuals. His role involves asset management and delivering client solutions and services. Nicholas has expertise in areas including legacy planning, liquidity management, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, small business strategies, special needs planning strategies, individual and corporate investment strategy, and retirement income. He works to provide solutions designed for retirement goals, investment management, banking, trust and estate planning services, and multi-generational wealth transfers. He holds a Bachelor's Degree in Finance with an emphasis in asset management from Brigham Young University and is a Personal Investment Advisor (PIA). Nicholas is bilingual in French and English. Outside of his professional work, he is involved with the Church of Jesus Christ of Latter Day Saints and enjoys basketball, boating, football, golfing, and skiing.

Adam Brown is a Financial Consultant dedicated to assisting individuals and their families in achieving financial success. He emphasizes understanding clients' unique needs and collaborates with them to develop financial plans aligned with their goals. Adam's professional experience includes roles at Fidelity Investments, where he served as an Investment Consultant from 2022 to 2023, a Financial Representative from 2020 to 2022, a Workplace Planning Consultant from 2019 to 2020, and a Premium Relationship Associate from 2016 to 2019. He also worked as an Associate Advisor at Capital Wealth Advisors in 2020. Outside of his professional career, Adam has personal interests in fitness, football, hiking, and parenthood.

Michael Macfarlane is a financial advisor with LPL Financial, holding Series 63 and Series 66 credentials and 22 years of industry experience. Prior to joining LPL Financial in 2024, he worked at Northwestern Mutual and its affiliated investment and insurance companies for over two decades. LPL Financial serves a diverse client base including individuals, retirement plans, banks, and charitable organizations, offering a range of advisory programs and financial planning services supported by model portfolios, third-party subadvisors, and proprietary research.

Peter Kranenburg III is a financial advisor with OSAIC, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. His prior roles include positions at Sagepoint Financial, Inc. and Next Financial Group, Inc. Outside of his advisory work, he is involved in tax preparation and consulting through his own businesses, Kranenburg & Kranenburg, Inc. and Kranenburg Tax and Consulting Services Inc. OSAIC Wealth, Inc. serves a diverse range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage, investment advisory, and financial planning services. The firm utilizes various asset-allocation tools and third-party platforms to construct portfolios that include stocks, bonds, options, mutual funds, ETFs, and alternative investments.

Olivia Hardester is a financial advisor at Wells Fargo Advisors with Series 66 registration and one year of industry experience. She has held multiple roles related to financial services and education, including positions at Brigham Young University, Solidarity Wealth Management, and Sepio Capital. Outside of her advisory work, she has been involved with youth sports organizations and entrepreneurial activities such as Laced Hair. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services tailored to meet various client needs, supported by Wells Fargo’s research and planning tools.

Michael Payne is currently Vice President and Executive Planning Consultant at Fidelity Investments, a position he has held since 2026. He began his tenure at Fidelity as a Financial Consultant from 2024 to 2026. Prior to joining Fidelity, Michael worked as a Financial Adviser at Morgan Stanley from 2023 to 2024 and as a Financial Consultant at ETRADE from 2017 to 2023. As a Certified Financial Planner™ professional, Michael has experience in financial planning and investment planning. Throughout his career, he has worked with a range of clients including individuals, families, and businesses, assisting them in developing financial plans tailored to their goals and values. Michael holds insurance licenses in Arkansas and California.

Mark Myers is a CFP® professional with 26 years of industry experience, currently affiliated with Raymond James Financial. He has operated Myers Financial Services LLC since 2014 and is also involved in managing a family trust that owns his business office space. Raymond James Financial Services Advisors, Inc. provides financial planning and advisory services to a diverse client base, including individuals, high-net-worth clients, and institutional investors. The firm offers tailored, non-discretionary planning and investment consulting supported by analytical tools and maintains unique institutional affiliations and specialized advisory programs.

Cooper Sutton is a Financial Advisor with Merrill Lynch Wealth Management. He specializes in helping individuals and families navigate various aspects of financial planning, including college education planning, employee benefits planning, legacy planning, personal retirement planning, portfolio management services, small business strategies, tax minimization, and retirement income. Cooper holds a Bachelor's Degree from Brigham Young University and has earned the designation of Personal Investment Advisor (PIA). He is committed to providing personalized guidance and aims to simplify financial complexities for his clients, helping them pursue their financial goals with confidence. In his personal time, Cooper enjoys camping, football, hiking, and pickleball.

Neil Hullinger serves as the Senior Resident Director and Wealth Management Advisor at the Merrill Lynch Wealth Management office in Provo, Utah. He has been with Merrill Lynch since 1997, joining the firm alongside his father, David Hullinger, who began with the company in 1973. Neil holds the Chartered Retirement Planning Counselor (CRPC) designation and the Personal Investment Advisor (PIA) certification. He graduated from Utah Valley University with a bachelor's degree from the business school, emphasizing finance. Throughout his career, Neil has focused on areas including family wealth management strategies, managing new wealth, personal retirement planning, philanthropic planning, portfolio management services, tax minimization, and retirement income. He and his team have contributed to Merrill Lynch and Bank of America's longstanding presence in Utah County for over five decades. Neil has been recognized as a top advisor in Utah by Forbes Magazine in multiple years. Neil lives in Mapleton, Utah with his wife Amy and their six children. He is actively involved in community and church activities, including coaching high school basketball for 25 years and supporting the Live wElle Foundation.

Sam Jensen is a CFP® with two years of industry experience and is currently an advisor at Fidelity. His prior work experience includes roles at Dennler Furnishing, Riverside Country Club, Blue Raven Solar, and Farmers Insurance. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to a broad client base, including retail and institutional investors, employing a process that integrates proprietary fundamental research with quantitative analysis and algorithmic portfolio construction.

Matthew Naylor is a financial advisor with LPL Financial in Orem, Utah, holding Series 63 and Series 66 designations and 13 years of industry experience. He previously worked at Fidelity Investments for five years before joining LPL Financial and Mountain America Credit Union in 2017. Outside of his advisor role, he is involved with Mountain America Insurance Services. LPL Financial serves a diverse client base including individuals, retirement plans, institutions, and charitable organizations. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing a range of investment strategies supported by internal and third-party research.

Luke Gunther is a financial advisor with LPL Financial in American Fork, Utah. He holds the Series 66 designation and has five years of industry experience. His prior roles include positions at Utah Valley University and Bank of American Fork. Outside of his advisory work, he is involved with Gunther Investment Group, LLC, a business entity for tax and investment purposes. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement consulting, and brokerage services with a broad range of portfolio management options and research support.

Aaron Copple is a financial advisor at Mass Mutual Investors Services with 16 years of industry experience. He holds a Series 66 designation and has worked at firms including Morgan Stanley and E*TRADE Capital Management. Outside of his advisory role, Copple is active as an insurance broker and owns several holding companies. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using advanced analysis tools and also provides specialized offerings such as divorce planning and estate-settlement services.

William Marshall is a financial advisor at J.P. Morgan Securities with 14 years of industry experience. He holds Series 63 and Series 66 registrations and has worked with J.P. Morgan entities since 2016. Outside of his advisory role, he is involved in e-commerce ventures, including ownership and partnership positions in Amazon-based businesses. J.P. Morgan Securities primarily serves institutional clients and retirement plan sponsors, providing investment consulting and advisory services along with quantitative asset-allocation modeling and manager due diligence.

Matthew Carlson is a financial advisor at Merrill with Series 63 and Series 65 licenses and five years of industry experience. His career includes roles at Bank of America, Morgan Stanley, E*TRADE Securities, Fidelity Brokerage Services, and others. Outside of his advisory work, he is involved as a partner in Little Peak LLC, a property management and real estate business. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations with model-based and discretionary investment strategies.

Hunter Hall is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds a Series 66 designation and has previously worked with firms including Podium, LGCY Power, and Vivint. Outside of advising, he also engages in insurance brokerage, focusing on life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and tools to develop collaborative, goal-oriented planning strategies.

Eli Gardine is a financial advisor with Thrivent Investment Management holding a Series 66 designation and no prior industry experience. He joined Thrivent in 2026 after working in various roles outside the financial services industry, including positions at Proofpoint, Symantec, and Adobe. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, focusing on comprehensive, goal-based financial planning without discretionary trading authority. The firm offers these services through a network of advisors and emphasizes planning alongside managed-account options under a consolidated billing approach.

Todd Crane is a financial advisor with Fidelity Investments, holding Series 63 and Series 66 designations and bringing 20 years of industry experience. He has been with Fidelity since 2011 and also serves as a reserve police officer in North Salt Lake, Utah, working patrol one weekend day per month. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, employing a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction. The firm offers discretionary and non-discretionary advisory services across various investment structures and is noted for its use of systematic methodologies and AI-driven research tools.

Clayton Hoffman is the sole advisor at Meridian Investing, an independent investment advisory firm based in Highland, UT. He holds Series 63, 65, and 66 licenses and has 17 years of industry experience, having been with Meridian Investing since its founding in 2009. Meridian Investing manages approximately $2.35 million for ten clients, providing fee-based portfolio management and related advisory services. The firm offers individualized portfolio management with a focus on wealthier or specialized clients and includes institutional portfolio management services uncommon among similarly sized independent firms.