Marie Olsen is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. She has been with Merrill since 2007, working at the firm for 19 years in various capacities. Merrill, together with its affiliate Managed Account Advisors LLC (MAA), provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Daniel Peters is a financial advisor with Ameriprise in Reno, NV, holding Series 63 and Series 65 licenses and bringing 44 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for nine years before joining Ameriprise Financial Services Inc and then Ameriprise. Ameriprise offers a retirement-income planning service targeting individuals with significant investable assets, providing written recommendation reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to deliver tailored, non-discretionary advice through a centralized consulting team.

Carol Nussbaumer is a financial advisor at LPL Financial with 15 years of industry experience. She holds a Series 66 designation and has worked with firms including Marc Fresia and Planet Financial Advisory Group LLC. She has been involved with community organizations such as the Literacy Volunteers for Children and the Carson Baseball Boosters Club. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting supported by extensive research and model portfolios.

Kenneth Phelps is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and has worked at several firms including Bank of America and Wells Fargo. His background also includes roles outside of finance, such as positions in construction firms. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Christopher Paganelli is a financial advisor with LPL Financial, holding a Series 66 designation and 15 years of industry experience. He previously worked at Stifel Nicolaus & Co Inc for eight years and UBS Financial Services for four years. Outside of his advisory role, he is involved in a real estate rental business on a limited basis. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and consulting services, utilizing model portfolios, research, and technology to support diversified investment strategies.

Deborah Marcom is a financial advisor with Morgan Stanley in Reno, NV, holding Series 63 and Series 65 licenses and bringing 19 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process supported by firm-approved tools and modeling techniques.

Jeffrey Santos is a financial advisor with Ameriprise in Reno, NV, holding a Series 66 designation and 19 years of industry experience. His prior work includes roles at Bank of America and Merrill. Ameriprise offers a retirement-income planning service aimed at individuals nearing or in retirement with substantial investable assets, providing detailed Recommendation Reports that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and automated tools overseen by a dedicated team to deliver personalized, non-discretionary retirement income advice.

Donald Bernard Jr. is a financial advisor at Stifel with 38 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Stifel Nicolaus & Co Inc since 2010. Bernard serves as a trustee for the Estelle J. Kelsey Foundation, a self-funded charity supporting Northern Nevada organizations, and is a board member of Renown Health. Stifel serves a broad range of clients including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses, while clients retain discretion over implementation.

Kristin Lyman is a CFP®-certified financial advisor with Ameriprise in Reno, NV, bringing 24 years of industry experience. She previously worked 18 years at American Express Financial Advisors before joining Ameriprise in 2020. Outside of her advisory role, she has ownership in Oak Street Consulting LLC, a property management business. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients, known for its Premier Retirement Income service that provides retirement income planning with a focus on dependable income sources and tax-aware withdrawal strategies.

Carl Petersen is a financial advisor at Stifel with 19 years of industry experience. He holds a Series 66 designation and has been with Stifel since 2007. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Andrew Adam Taggart is the sole advisor at Thoughtful Money LLC in Reno, NV, holding Series 63 and Series 65 credentials with two years of industry experience. He has previously worked at Wealthion and has been involved with Electrum LLC and Greylock Peak Investments, LLC for over a decade. Outside of his advisory work, he provides occasional media consulting services through Electrum LLC. Thoughtful Money serves individual and organizational clients by matching them to pre-screened, unaffiliated registered investment advisers via an online platform. The firm also publishes a subscription periodical and hosts periodic online conferences, operating on a model that emphasizes client choice and scalability rather than managing assets directly.