Christopher Haberl is a financial advisor at Centaurus Financial, Inc. with 33 years of industry experience. He holds the ChFC® designation and Series 63 license. Haberl has been with Centaurus Financial since 2013 and previously worked at Direct Insurance Business beginning in 1996. Outside of advising, he is involved with Retirement Educators, where he offers a retirement planning workshop, and he invests personally in trust deeds and a biotech investment fund. Centaurus Financial serves a diverse client base including individuals, families, small businesses, corporations, trusts, and foundations. The firm provides financial planning, portfolio management, and specialized services such as advisory management of annuities and variable life sub-accounts, utilizing a mix of fundamental and technical analysis across discretionary and non-discretionary arrangements.

Shawn Finley is a CFP® professional with 15 years of industry experience, currently serving as a financial advisor at GWN Securities Inc. since 2014. Based in Torrance, CA, he holds a Series 66 license and has experience in annuities and insurance products as part of his broader financial advisory work. GWN Securities is an SEC-registered investment adviser and broker-dealer that offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios for individual and business clients. The firm manages approximately $3.65 billion across more than 37,000 accounts, providing a range of investment strategies including traditional asset allocation and legacy market-timing approaches.

Derek Finley is a financial advisor with GWN Securities Inc. in Torrance, CA, holding a Series 66 credential and bringing 11 years of industry experience. He has been with GWN Securities since 2015. Outside of his financial advisory role, he also works as a restaurant server. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning. The firm employs a combination of affiliated and unaffiliated sub-advisers and uses market-timing and momentum-based strategies in certain legacy programs.

David Tang is a financial advisor at NewEdge Advisors with a Series 65 designation and two years of industry experience. Prior to joining NewEdge Advisors in 2024, he worked at UCI Medical Center for ten years and St. Joseph's Hospital for five years. NewEdge Advisors serves a diverse client base including individuals, trusts, pension plans, corporations, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management through a wrap fee program that combines asset management with financial planning and consulting.

Megan Carden is a CFP® professional with nine years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. She previously worked at Wacker Wealth Partners for nine years before joining EP Wealth Advisors in 2024. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and additional services including tax preparation and estate-document facilitation.

Thomas Kyle is a CFP® and holds a Series 65 license with three years of industry experience. He is currently with EP Wealth Advisors and previously worked at Benefit Financial Services Group, LPL Financial, Simpsons Premium LTD, and has held roles outside the financial industry including at Concordia University Irvine and the UK Government's Department of International Trade. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning services. The firm uses customized model portfolios and a range of investment strategies, including fundamental, technical, and cyclical analysis, while providing ancillary services such as tax preparation and estate-document support for qualifying clients.

Kevin Oreilly is a CFP® and holds a Series 65 license with 17 years of experience in financial advising. He has been with Foothills Financial Planning And Wealth Management Inc. since 2008. Oreilly is based in Torrance, CA and is currently affiliated with EP Wealth Advisors. EP Wealth Advisors, LLC is an independent, fee-only registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, managing approximately $35.57 billion in assets across 214 advisors.

Julee Sarto is a financial advisor with EP Wealth Advisors, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. Her prior roles include positions at Executive Wealth Management, Private Client Services, and Cetera. She serves as secretary of Safe Harbor Credit Union and is a board member of the Rotary Club of Ludington. EP Wealth Advisors is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation.

Seiko Kuribayashi is a financial advisor at Independent Financial Group, LLC, holding a Series 66 designation with industry experience beginning in 2022. Prior to joining Independent Financial Group in 2026, she worked at Sumitomo Mitsui Banking Corporation from 2014 to 2022. Independent Financial Group is a large integrated advisory and brokerage firm serving individuals, trusts, corporations, business owners, and plan sponsors. The firm offers a range of investment advisory programs and financial planning services through multiple platforms, combining in-house and third-party model portfolios while operating as both a registered investment adviser and active broker-dealer.

Jack Curran is a financial advisor at EP Wealth Advisors with seven years of industry experience. He holds the Series 66 designation and previously worked at Eaton Vance Management and Eaton Vance Distributors, Inc. before joining EP Wealth Advisors in 2021. EP Wealth Advisors serves individuals, including high-net-worth clients, corporate and business clients, and retirement plans, offering wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm employs a mix of fundamental, technical, and cyclical analysis to construct customized portfolios, and provides ongoing monitoring and rebalancing, including recommendations of third-party managers and ERISA plan services.

Malcolm Roane is a financial advisor with OSAIC Institutions, INC. He holds Series 63 and Series 66 licenses and has 35 years of industry experience. His prior roles include positions at Infinex Investments, Inc., LPL Financial, and Financial Partner Credit Union. Outside of his advisory work, he is involved with AmerEstate Legal Plan, Inc., providing referrals for living trusts and wills. OSAIC Institutions serves individuals, charitable organizations, corporations, and retirement plans through customized advisory and brokerage services. The firm offers a range of solutions including financial planning, ERISA plan services, access to alternative investments, and lending and cash-management options, with a notable emphasis on predominantly non-discretionary assets.

Laura Knolle is a CFP® professional with 17 years of experience in financial advising. She has been with EP Wealth Advisors since 2016. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm offers discretionary portfolio management, financial planning, retirement plan advisory, and ancillary services such as tax preparation and estate-document facilitation, employing a suitability-driven process and a range of investment options.

Kari Pel is a financial advisor with United Planners Financial Services of America and holds Series 63 and Series 65 licenses. She has 26 years of industry experience and has worked with United Planners since 2003. In addition to her advisory role, she owns Pel & Associates, a tax preparation, accounting, and bookkeeping firm. United Planners Financial Services serves a diverse client base, including individuals, corporations, charitable organizations, retirement plans, and institutional clients. The firm operates an open-architecture platform utilizing multiple custodians and third-party money managers, offering a mix of fee-based and commission-based financial planning, portfolio management, and brokerage solutions.

Richard Unser is a financial advisor at Creative Planning with 28 years of industry experience. He holds Series 63 and Series 65 credentials and previously worked at Lockton Financial Advisors, LLC, Lockton Companies, LLC, and Lockton Investment Advisors, LLC from 2007 to 2021. Outside of his advisory role, he hosts the educational podcast "401(K) Fridays" and contributes blog posts to Forbes.com. Creative Planning provides investment advisory and financial planning services to a diverse client base, including individuals, corporations, foundations, trusts, and retirement plans. The firm manages approximately $217 billion in assets and employs a financial planning–led investment process that emphasizes low-cost indexing and buy-and-hold strategies, supplemented by tax-loss harvesting and direct indexing.

Mark Duvall is a CFA® charterholder with 27 years of industry experience, currently serving as a financial advisor at EP Wealth Advisors. His prior experience includes eight years at Opes Wealth Management and over a decade with Opes Advisors and its related divisions. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios and a variety of investment strategies including fundamental, technical, and cyclical analysis.

Hiroto Hayashi is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Citigroup Global Markets since 2014. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment advisory programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including derivatives and futures services.

Fernando Reyes is a CFP®, ChFC®, and Series 66-licensed advisor with 12 years of industry experience. He has worked at EP Wealth Advisors since 2019 and was previously with City National Bank from 2011 to 2019. He is based in Torrance, CA. EP Wealth Advisors, LLC is a fee-only, independent registered investment adviser serving individuals, charitable organizations, corporations, trusts, and retirement plans. The firm uses a suitability-driven process to manage portfolios and offers services including discretionary portfolio management, financial planning, retirement plan advisory, tax preparation, and estate-document facilitation.

Brooke Bodner is a financial advisor at Private Advisor Group, LLC with 12 years of industry experience. She holds a Series 66 designation and previously worked at J.P. Morgan Securities and JPMorgan Chase Bank, N.A. Brooke is currently affiliated with LPL Financial. Private Advisor Group serves a diverse client base including individuals, business entities, trusts, estates, and charitable organizations, offering portfolio management, financial planning, and retirement-plan consulting through both discretionary and non-discretionary programs. The firm provides access to multiple asset managers and model portfolios supported by major strategists such as Fidelity, BlackRock, and Goldman Sachs.

Adam Heapy is an advisor at NewEdge Advisors with a Series 65 credential and less than one year of industry experience. His prior work includes roles outside the financial sector, such as managing Acapulco Mexican Restaurant and Bar and positions in the automotive and food service industries. NewEdge Advisors serves a diverse client base including individuals, trusts, pension plans, corporations, and charitable organizations. The firm offers discretionary and non-discretionary portfolio management through a wrap fee program that combines asset management with financial planning and consulting.

Scott Freeman is a Certified Financial Planner (CFP®) with 18 years of industry experience. He is currently with EP Wealth Advisors, where he has worked since 2025. His previous experience includes seven years at Criterion Capital Advisors LLC and three years at Wells Fargo Advisors. EP Wealth Advisors serves individuals, corporate clients, and retirement plans by providing wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for qualified clients. The firm uses customized model portfolios and a range of analytical approaches, including fundamental, technical, and cyclical analysis, and offers ERISA plan fiduciary services.