Andreas Ispas is a Series 66 licensed advisor with PlanMember Securities Corporation and has experience working with Brancov Financial Services and in educational roles at Marymount Manhattan College and Santa Monica College. He provides administrative and trade support as well as fixed insurance sales and services through Brancov Financial Services. PlanMember Securities Corporation offers retirement-plan advisory services to employers and plan participants, serving as an ERISA Section 3(38) fiduciary for many plans. The firm employs a top-down strategic asset allocation approach and manages risk-based mutual fund portfolios to support its comprehensive education, planning, and support services.

Rodrigo Muro is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds a Series 66 designation and has worked at Citi bank, Israel Discount Bank of New York, IDB Capital Corp., Bank of New York Mellon, Torrey Pines Bank, and Banc of California. Outside of his advisory role, he owns AVEA LLC, a retail business selling vitamin and supplemental products. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment programs along with broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles including in-house research, swap dealing, and futures commission merchant services.

Donna Woodruff is a CFP® with nine years of industry experience, currently serving as an advisor at EP Wealth Advisors since 2026. Prior to this, she worked at Capital Insight Partners for nine years. She is also the President of the Financial Planners Association Arizona, a role she began in 2026. EP Wealth Advisors is a registered investment adviser serving individuals, business clients, and retirement plans. The firm offers customized wealth management, financial planning, and ancillary services, using a combination of fundamental, technical, and cyclical analysis to manage portfolios and provide fiduciary services.

Jonathan Deyoe is a financial advisor with EP Wealth Advisors, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He previously led Deyoe Wealth Management, Inc. for 19 years before joining EP Wealth Advisors in 2021. Outside of his advisory work, Mr. Deyoe is the founder and president of Mindful Money, a financial education business focused on writing, speaking, and workshops. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document assistance, utilizing customized model portfolios and a combination of fundamental, technical, and cyclical analysis.

Carlos Bautista is a financial advisor at EP Wealth Advisors in Torrance, CA, holding the CFP®, ChFC®, and Series 66 designations with 25 years of industry experience. His prior roles include positions at MassMutual Life Insurance Co, Mass Mutual Investors Services, and MBSC Securities Corporation. Bautista has been with EP Wealth Advisors since 2020. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation, offering customized model portfolios and ongoing portfolio monitoring using fundamental, technical, and cyclical analysis.

Brian Waldner is a CFP® and CFA® with nine years of industry experience. He is currently with EP Wealth Advisors in Torrance, CA, where he has worked since 2024, following prior roles at Kahler Financial Group, Clarfeld Financial Advisors, and Natixis Investment Managers. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, financial planning, and ancillary services, employing customized model portfolios and a range of investment strategies including fundamental, technical, and cyclical analysis.

Akira Ogasawara is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing four years of industry experience. He is involved in several business ventures including managing Kamotty Financial Services, LLC, and acts as a referral contractor for Vanity Fair Media, Inc. dba Funding Suite, specializing in business loans. Additionally, he supports visa acquisition processes for Visa to America, Inc. through referrals and communication facilitation. Transamerica Financial Advisors provides investment advisory, brokerage, and retirement-plan services to a diverse client base, utilizing model portfolios and third-party managers across multiple program platforms. The firm serves individual investors, retirement plans, trusts, estates, charitable organizations, and businesses through a large network of advisors and integrated retirement plan solutions.

Angel Davis is a CFP® professional with three years of industry experience. Currently an advisor at EP Wealth Advisors, LLC, she has held prior roles at Focus Partners Wealth, Adero Partners, Centaurus Financial, and Fox Hill Financial & Insurance Services. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning, utilizing customized portfolios with a combination of fundamental, technical, and cyclical analysis.

Samuel Terminello is a CFP® with eight years of industry experience currently working at EP Wealth Advisors. His prior roles include positions at Peninsula Wealth, Facet Wealth, and The Vanguard Group. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation. The firm employs customized model portfolios using various analysis methods and also provides ERISA plan services and oversight of third-party managers.

Harold Klein is a financial advisor with NewEdge Advisors, holding Series 63 and Series 66 credentials and bringing 44 years of industry experience. His prior work includes roles at Mid Atlantic Capital Corporation, LPL Financial, and National Planning Corporation. Outside of advisory work, he manages a rental property in Lakewood, California. NewEdge Advisors is an enterprise-scale registered investment adviser serving individuals, institutions, and charitable organizations through a network of independent representatives. The firm offers a range of portfolio management, financial planning, and consulting services, combining in-house and third-party manager strategies with technology-supported solutions.

Tracie Southerland is a financial advisor at EP Wealth Advisors with 19 years of industry experience. She holds Series 63 and Series 65 designations and previously worked at Opes Wealth Management, LLC and Opes Advisors, Inc. In addition to her advisory role, she is involved in mortgage finance as a mortgage advisor. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, discretionary portfolio management, and financial planning. The firm constructs customized model portfolios and provides a range of services including tax preparation, estate-document preparation, and ERISA plan fiduciary services.

Martin Rodriguez is a CFP® and Series 66-registered advisor with three years of industry experience. He has worked at EP Wealth Advisors, LongView Asset Management, Wells Fargo Clearing, and Morgan Stanley. Prior to his financial services career, he spent several years working at Barnes and Noble and Dexter Schools. EP Wealth Advisors is a registered investment adviser serving individuals, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning, incorporating customized model portfolios and a range of investment strategies including fundamental, technical, and cyclical analysis.

Connor Bernal is a financial advisor at EP Wealth Advisors with one year of industry experience. He holds a Series 65 designation and previously worked at Magnit and LinkedIn. EP Wealth Advisors is a registered investment adviser that serves individuals, corporate and business clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, financial planning, and ancillary services including tax preparation and estate-document preparation for eligible clients. They utilize customized model portfolios with fundamental, technical, and cyclical analysis, and provide services such as third-party manager recommendations and ERISA plan fiduciary support.

Adam Kulesza is a financial advisor at EP Wealth Advisors with 22 years of industry experience. He holds CFP®, ChFC®, and Series 66 designations and has worked at several firms, including Executive Wealth Management and Private Client Services. Kulesza is also involved as an owner and president of EZC Financial Services Company and Executive Capital Management, which oversees multiple affiliated entities. EP Wealth Advisors serves individuals, corporate clients, and retirement plans, offering wealth management, financial planning, and ancillary services such as tax preparation and estate-document assistance. The firm uses customized model portfolios with a variety of investment strategies and provides fiduciary services for ERISA plans.

Stephanie Saccone is a financial advisor with Citigroup Global Markets, holding a Series 66 designation and one year of industry experience. She has been with Citibank since 2016 and briefly worked at MUFG Union Bank in 2016. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles, including in-house research and functioning as a swap dealer and futures commission merchant.

Paul Huddle is a financial advisor with Independent Financial Group, LLC, holding Series 63 and Series 65 licenses and over 32 years of industry experience. He has been with Independent Financial Group since 2010 and has additional experience running his own businesses in mortgage lending, construction consulting, and notary services. He also serves on the board of a local homeowners association. Independent Financial Group is a large integrated advisory and brokerage firm serving individuals, trusts, corporations, and plan sponsors with a range of investment advisory programs and financial planning services. The firm uses a combination of in-house and third-party models to tailor strategies across different risk profiles and offers both discretionary and non-discretionary solutions.

Diana Law is a CFP®-certified financial advisor with 16 years of industry experience. She is currently with Empower Advisory Group and has previously worked at GWFS Equities, Transamerica Investors Securities Corporation, Transamerica Retirement Solutions, and Fidelity Investments. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to retail brokerage clients. The firm delivers services through an integrated model tied to Empower’s administrative platforms, focusing on long-term portfolio returns and annual rebalancing.

Jefferson Davenport is a CFA® charterholder with over 10 years of industry experience. He currently serves as a financial advisor at EP Wealth Advisors, having joined the firm in 2024 after nine years at CornerCap Investment Counsel. EP Wealth Advisors is a registered investment adviser that offers wealth management, discretionary portfolio management, financial planning, and ancillary services to individuals, corporate clients, and retirement plans. The firm utilizes a variety of analytical techniques and manages customized portfolios, including recommendations of third‑party managers and ERISA plan services.

Alina Narr is a CFP® and holds a Series 65 license with nine years of industry experience. She has been with EP Wealth Advisors in Torrance, CA since 2015. EP Wealth Advisors is a registered investment adviser serving individuals, including high-net-worth clients, corporate and business clients, and retirement plans. The firm provides wealth management, discretionary portfolio management, financial planning, and ancillary services such as tax preparation and estate-document preparation for eligible clients, offering customized model portfolios and ongoing monitoring using a mix of analytical approaches and various investment strategies.

Clinton Demming is a financial advisor with EP Wealth Advisors, holding Series 63 and Series 66 licenses and 22 years of industry experience. He has previously worked at Foresters Equity Services and The Holben Group, LLC, where he is also involved in property management. EP Wealth Advisors is a registered investment adviser serving individuals, corporate clients, and retirement plans. The firm offers wealth management, discretionary portfolio management, and financial planning services, utilizing customized model portfolios and a range of investment strategies including fundamental, technical, and cyclical analysis.