Sandra Matson is a financial advisor at Ameriprise with two years of industry experience. She previously worked at Edward Jones for seven years. Outside of her advisory role, she has involvement in real estate ownership unrelated to investment activities. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria. The firm provides comprehensive advisory, brokerage, and insurance solutions through affiliated entities and employs a centralized consulting team to deliver non-discretionary, research-driven retirement income recommendations.

Jason Artof is a CFP® with 21 years of experience in the financial services industry. He has worked at LPL Financial since 2022 and previously spent 11 years with Wells Fargo Advisors Financial Network LLC. Artof also acts in a fiduciary capacity for a 401(k) business associated with his LPL practice. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients nationwide, offering financial planning, advisory programs, retirement plan consulting, and brokerage services through a large network of investment adviser representatives.

Craig Johnson is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 45 years of industry experience. He previously worked for Western International Securities, Inc. for 10 years before joining LPL Financial in 2025. He serves as a board member for the Tri-counties Regional Center, a nonprofit organization based in Santa Barbara, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by research and model portfolios.

Joel Chitiea is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 46 years of industry experience. He previously worked with Wells Fargo Advisors Financial Network LLC for 15 years before joining LPL Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a broad range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and retirement plan consulting.

James Shipe is a financial advisor with Cetera, holding a Series 66 designation and seven years of industry experience. He previously worked at Edward Jones for six years and has experience in emergency medical services prior to his financial career. Outside of his advisory role, he serves as an elected board member of the Rotary Club of Westlake Village. Cetera Investment Advisers LLC provides advisory services through a large nationwide network of independent advisors, serving individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with a range of portfolio management and consulting services, supporting both discretionary and non-discretionary account structures.

Brett Goldberg is a financial advisor with LPL Financial in Westlake Village, CA. He holds the Series 66 designation and has 25 years of industry experience, including nine years at Wells Fargo Advisors prior to joining LPL Financial in 2025. Outside of his advisory role, he is the owner of BG Concepts, LLC, which operates a wine storage business in Boise, ID. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm offers a range of advisory programs, financial planning, and retirement consulting, utilizing discretionary and non-discretionary management with access to model portfolios and third-party research.

Jerome Belkin is a financial advisor at Wells Fargo Advisors with 33 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Charles Schwab Bank for 13 years. Outside of his advisory role, he serves as Vice President of the Fairfield Homeowners Association in Camarillo, CA. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Cecilia Ramos is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 licenses and bringing 12 years of industry experience. She previously worked at JPMorgan Chase Bank and JP Morgan Securities LLC from 2013 to 2022 before joining Wells Fargo in 2022. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, participant education, and plan benchmarking. The firm’s advisory approach is IPS-driven and grounded in modern portfolio theory, with options for both non-discretionary and discretionary plan management, including insurance-related investment vehicles and bank deposit sweep options.

Richard Ryan is a financial advisor with Morgan Stanley, holding a Series 63 designation and over 45 years of industry experience. He has been with Morgan Stanley since 2009, including roles at Morgan Stanley Private Bank and Morgan Stanley Smith Barney. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a variety of advisory programs and financial planning services, managing approximately $2.74 trillion in client assets.

Christian Gomez is a financial advisor at J.P. Morgan Securities with one year of industry experience. He holds Series 65 and Series 66 designations and has previously worked at Genter Capital Management, Capital Research and Management Company, and JPMorgan Chase Bank. Gomez also spent time affiliated with the University of Southern California and California Lutheran University. J.P. Morgan Securities LLC provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Armen Doyan is a financial advisor with Morgan Stanley in Westlake Village, CA, holding a Series 66 designation and possessing eight years of industry experience. He has been with Morgan Stanley since 2017, including work at Morgan Stanley Private Bank, N.A. before his current role. Morgan Stanley Wealth Management provides a broad range of advisory services to individuals and institutions, offering customized financial planning supported by structured processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers services through various programs, including those for corporate clients.

Heghine Kirakosyan is a financial advisor with Ameriprise in Santa Barbara, CA, holding a Series 66 designation and 13 years of industry experience. She has been with Ameriprise and its related entities since 2011. Outside of her advisory role, she owns HLSH Hospitality, Inc., a catering business specializing in boba teas and smoothies for events. Ameriprise provides a range of advisory, brokerage, and insurance services, including a specialized retirement-income planning service for clients with significant investable assets. The firm’s approach integrates research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary retirement income recommendations.

Michael Price is a CFP® with over 22 years of industry experience and has been with Edward Jones since 2003. He operates out of Agoura Hills, CA. Outside of his advisory role, he is involved in managing commercial and residential rental properties. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients across various segments. The firm offers a range of advisory programs and investment strategies supported by a large network of financial advisors and branch offices nationwide.

Eric Schrager is a financial advisor at Morgan Stanley with 17 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley since 2016. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and modeling techniques. The firm manages approximately $2.74 trillion in client assets and provides services through Financial Advisors and its Estate Planning Strategies Group.

Brendan Lynch is a Wealth Management Advisor at Merrill, specializing in serving the complete financial needs of current and former private business owners, executives, and their families. He utilizes a comprehensive range of resources across Merrill and Bank of America to provide advice in global wealth strategies, pre- and post-liquidity event planning, estate planning services, legacy planning, and access to structured credit. Brendan also has experience identifying and offering access to alternative investment opportunities intended to complement clients' core financial strategies. Brendan began his financial services career in 2010 with roles at UBS Financial Services and Morgan Stanley, where he worked as an analyst for private wealth teams before joining the BHB Group in 2022. He holds the Chartered Alternative Investment Analyst designation, the CERTIFIED FINANCIAL PLANNER® certification, and the Certified Exit Planning Advisor designation. Brendan graduated from San Diego State University with a degree in financial services and studied at the University of Oxford through a GE-Reagan Foundation Scholarship. Originally from Vancouver, Canada, Brendan has lived internationally in Scotland, New Zealand, and other locations. He enjoys spending time with his family and participates in activities such as adventure sports, boxing, football, ice hockey, photography, pickleball, reading, and traveling.

Brian Amirian is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 17 years of industry experience. He previously worked at J.P. Morgan Securities for 10 years before joining Wells Fargo Clearing in 2022. Outside of his advisory role, Amirian has been involved with Westlake Brewing & Libations since 2018. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s process is IPS-driven and incorporates a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

William Walters is a financial advisor with LPL Financial in Camarillo, CA, holding 42 years of industry experience. He previously worked at Lifetime Planning, Inc. for 15 years before joining LPL Financial in 2011. Outside of his financial advisory work, Walters operates a part-time handyman business. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting, offering both discretionary and non-discretionary management supported by research and model portfolios.

Devin Stevenson is a financial advisor at Fidelity with 15 years of industry experience. He holds the Series 66 designation and has been with Fidelity Investments and its affiliated entities since 2012. Strategic Advisers LLC, a Fidelity Investments company, offers investment management and advisory services to retail and institutional clients, including Charitable Gift Funds and registered investment companies. The firm uses a combination of fundamental research, quantitative analysis, and algorithmic portfolio construction, and is notable for its registration as a commodity pool operator and advisory role to multiple registered investment funds.

George Burke Jr. is a financial advisor with UBS Financial Services in Westlake Village, CA, holding Series 63 and Series 65 licenses. He has 40 years of industry experience, including 20 years with UBS. He serves as a director of the City Market of Los Angeles, a real estate investment trust, where he attends board meetings annually. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining institutional trading capabilities with wealth management services supported by proprietary research and model-based asset allocations.

Audra Reed is a financial advisor with Wells Fargo Clearing, holding a Series 63 designation and bringing 21 years of industry experience. She worked at Merrill for 10 years before joining Wells Fargo Clearing in 2019. Outside of her advisory role, she serves as president of the Royal High School Girls Lacrosse Booster Club in Simi Valley, CA. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.