Darrell Alford is a ChFC® with 40 years of experience in the financial industry. He is currently with Independent Financial Partners, where he has worked since 2025. His prior experience includes roles at Triad Advisors, Resources Investment Advisors, and LPL Financial Corporation. Independent Financial Partners provides investment advisory, financial planning, trust, and retirement-plan services through a nationwide network of independent Investment Adviser Representatives. The firm supports a multi-advisor platform serving individual, charitable, corporate, and high-net-worth clients, with a notable focus on retirement-plan advisory and pension consulting.

Garrett Workmon is a CFP® with eight years of industry experience, currently serving as a financial advisor at Creative Planning since 2018. Prior to joining Creative Planning, he worked at Uber Technologies Inc. and H&R Block, and has experience with Wayzata Community Church and the University of Missouri - Columbia. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing and buy-and-hold strategies for long-term goals, supplemented by enhanced indexing and private market exposure.

Holly Salazar is a financial advisor with Valic Financial Advisors in San Diego, CA, holding a Series 66 designation and 20 years of industry experience. She has worked at Valic Financial Advisors since 2014 and is also an agent with Agia, focusing on non-securities insurance products. Valic Financial Advisors primarily serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers managed-account programs, financial planning, consulting, and brokerage services, utilizing Envestnet-developed UMA models to construct client portfolios.

David Applestein is a financial advisor with T. Rowe Price Advisory Services, Inc. He holds Series 63, Series 65, and Series 66 licenses and has 15 years of industry experience. His prior work includes positions at Wells Fargo, Fidelity, and Principal Securities Inc. T. Rowe Price Advisory Services offers a retirement-focused financial planning and investment management program for individual investors and households, utilizing proprietary mutual funds and ETFs with discretionary account management and an online planning tool.

Erick Von Berge is a financial advisor with Cerity Partners LLC, holding Series 63 and Series 65 designations and bringing 39 years of industry experience. His career includes roles at Von Berge Wealth Management Group, Laurel Wealth Advisors, Wells Fargo Clearing, and Prudential Equity Group. He is based in San Diego, CA. Cerity Partners serves a diverse client base including individuals, families, trusts, business entities, charitable institutions, and institutional investors, managing approximately $166.2 billion in client assets. The firm offers customized wealth management services and employs a client-specific investment framework that integrates quantitative screening, manager selection, and both third-party and direct security strategies, with access to alternative and private market solutions for qualified clients.

Eugene Choi is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding CFP® and ChFC® designations and over 14 years of industry experience. He previously worked at Dunham & Associates Investment Counsel, Inc. for eight years before joining his current firm. Wealth Enhancement Advisory Services provides financial planning, asset management, and retirement-plan consulting to individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and uses a diversified investment approach combining passive and active management with quantitative, momentum, and fundamental analysis.

Darek Williams is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 66 licenses and 10 years of industry experience. His prior roles include positions at Merrill, Bank of America, Unionbanc Investment Services, and Union Bank. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments, offering a range of multi-asset, multi-manager investment advisory programs and broker-dealer execution and custody services. The firm is notable for its combination of large institutional scale, in-house research capabilities, and specialized market roles such as swap dealer and futures commission merchant.

Junior Granados is a financial advisor with Voya Financial Advisors, Inc. in San Diego, CA, holding Series 63 and Series 65 licenses and having 21 years of industry experience. He has worked with various Voya entities since 2005, including Americorp Financial Group in 2018. Voya Financial Advisors, Inc. serves individuals, pension and profit-sharing plans, charitable organizations, and corporate clients through a comprehensive range of financial planning and portfolio management services. The firm employs a structure that blends investment policy statements, model allocations, and technology-enabled tools to provide both discretionary and non-discretionary management, operating as both an SEC-registered investment adviser and a FINRA-member broker-dealer.

Yuliya Brown is a CFP® and Series 66-registered financial advisor with six years of industry experience. She is currently with Farther and has previously worked at firms including LPL Financial, San Diego County Credit Union, Bank of America, Merrill, and Comerica Bank. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs an investment approach based on Modern Portfolio Theory, utilizing bespoke allocations and proprietary algorithmic model portfolios with automatic rebalancing, primarily investing in ETFs, mutual funds, individual equities, and fixed income.

April Schultz is a CFP® professional at Focus Partners Wealth, LLC with two years of industry experience. She previously worked at The Colony Group, LLC, HoyleCohen Wealth Management, LLC, CPA Financial Group, Inc., and NB Private Capital, LLC. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing investment management, financial planning, tax and compliance support, and family office services. The firm employs a long-term investment approach that combines active and passive strategies within a customized framework tailored to clients' risk tolerance, liquidity, and tax circumstances.

Abdiel Valenzuela is a financial advisor with Principal Financial Services holding Series 63 and Series 65 credentials and 31 years of industry experience. His prior work includes roles at Principal Life Insurance Company, RBC Capital Markets, Avantax Advisory Services, and Puplava Securities Inc. Principal Securities provides brokerage and registered investment advisory services to a diverse client base, including individual investors, retirement plans, trusts, estates, charitable organizations, corporations, and active-duty U.S. military personnel. The firm’s advisory services emphasize direct advisory programs, financial planning, retirement plan consulting, and access to third-party money manager solutions.

Hannah Zuilan is a financial advisor at Empower Advisory Group with 12 years of industry experience. She holds Series 63 and Series 65 licenses and previously worked at Nationwide Investment Services Corp for 12 years. Hannah is currently based in Chula Vista, CA. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage account holders. The firm’s approach includes integrated financial planning and managed account solutions, emphasizing long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

Sue Badgley is a financial advisor at Rockefeller Financial LLC with 40 years of industry experience. She holds Series 63 and Series 66 designations. Prior to joining Rockefeller Financial in 2020, she worked at Merrill for 39 years. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers portfolio management, financial planning, and consulting through a consolidated investment platform and operates as a registered broker-dealer, providing a range of investment and insurance services.

Douglas Shepard is a financial advisor with Eagle Strategies (NY Life) based in San Diego, CA. He holds Series 63 and Series 65 designations and has 27 years of industry experience, including 12 years with New York Life Insurance Company. Eagle Strategies serves a diverse client base including individual investors, institutional clients, and retirement plan sponsors, offering financial planning, investment management, and retirement-plan advisory services. The firm emphasizes tailored recommendations and manages a majority of its regulatory assets on a non-discretionary basis within an integrated New York Life affiliate structure.

Ezekiel Cortez I is a financial advisor with Empower Advisory Group holding a Series 66 designation and has one year of industry experience. Prior to joining Empower, he worked at Vail Resorts and Whole Foods Market. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, delivering services through an integrated model tied to Empower’s recordkeeping and administrative platforms. The firm emphasizes long-term portfolio returns and manages a large participant base relative to its advisor headcount.

Kevin Yang is a financial advisor with Empower Advisory Group in San Diego, CA, holding Series 63 and Series 66 credentials and two years of industry experience. He has been with Empower Advisory Group since 2025 and was previously affiliated with Empower Financial Services, Inc. from 2023. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to Empower Premier IRA and certain retail brokerage account holders. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

Elisabeth Cullington is a CFP® with 25 years of industry experience, currently with Focus Partners Wealth, LLC. She previously worked at The Colony Group, LLC for two years and HoyleCohen, LLC for sixteen years. Elisabeth is also associated with Connecticut General Life Insurance Company since 1984. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans by providing investment management, financial planning, tax and compliance support, family office and business management, and employee benefit retirement plan services. The firm uses a long-term investment approach with an enhanced open architecture combining active and passive strategies, customizing portfolios to client needs while offering discretionary and nondiscretionary account management.

Katherine Fries is a Certified Financial Planner® with 21 years of industry experience. She is currently with Beacon Pointe Advisors, LLC and previously spent over 17 years at The Family Firm. Beacon Pointe Advisors provides investment advisory and consulting services to a diverse range of individual and institutional clients. The firm employs a disciplined approach that includes allocating across third-party independent managers selected through a proprietary due-diligence process and offers a variety of services including discretionary wealth management, retirement plan consulting, and outsourced CIO solutions.

Arturo Mendez Vega is a financial advisor with Voya Financial Advisors, Inc. He holds Series 63 and Series 65 licenses and has 10 years of industry experience. His prior work includes roles at Empower Financial Services, TIAA-CREF, Tiaa, and Vanguard Marketing Corporation. Voya Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial offering financial planning, portfolio management, and retirement-plan advisory services to individuals, pension plans, charitable organizations, and corporate clients. The firm employs investment policy statements and model allocations, combining in-house and external strategists with technology-enabled tools to support both non-discretionary and discretionary management arrangements.

Adriana Pacheco is a financial advisor with VOYA Financial Advisors, Inc. She holds a Series 63 designation and has 23 years of industry experience. Prior to joining VOYA Financial Advisors in 2014, she worked at Voya Financial Partners, LLC and Planmember Securities Corporation. Outside of her advisory role, Adriana is a professional ballroom dancer who performs at events, competes, and occasionally teaches. VOYA Financial Advisors, Inc. is an enterprise-scale advisory and broker-dealer affiliate of Voya Financial that offers financial planning, portfolio management, and retirement advisory services to individuals, pension plans, charitable organizations, and corporations. The firm uses investment policy statements and model allocations, combining internal and external strategies with technology-enabled tools to implement recommendations, primarily on a non-discretionary basis.