Jonathan Kelly is a financial advisor with J.P. Morgan Securities based in San Diego, CA. He holds a Series 66 designation and has been active in the financial services industry since 2025. Prior to joining J.P. Morgan, he held roles at LPL Enterprise, California Coast Credit Union, and other organizations. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on non-discretionary asset allocation advice, investment manager searches, and customized performance reporting, with centralized due diligence supporting its recommendations.

Yen Ho is a financial advisor at Merrill with a Series 66 designation and four years of experience in the industry. Prior to joining Merrill, Yen worked at Bank of America, N.A. and CVS, and also held positions at Diazyme Laboratories Affiliated and Mesa Community College. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies managed by internal teams and third-party managers, serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Joshua Silverman is a financial advisor with J.P. Morgan Securities in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. Prior to joining J.P. Morgan Securities in 2018, he worked at TD Ameritrade Investment Management, UBS Financial Services, and Wells Fargo Clearing. Outside of finance, he occasionally works as a disc jockey at events and local venues in Southern California. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a non-discretionary program focused on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process incorporates centralized due diligence combining quantitative and qualitative research and includes derivatives and commodities capabilities.

Patrick Klacka is a CERTIFIED FINANCIAL PLANNER™ professional with nine years of industry experience. He has worked at LPL Financial since 2024, following roles at 15 Equity LLC and Graham Investment Management Inc. Outside of his advisory work, Klacka owns several small businesses unrelated to investing, including entities focused on auto maintenance and logistics. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolios, third-party asset management, and institutional platforms, with advice delivered through a large network of investment adviser representatives using a range of discretionary and non-discretionary strategies.

Brian Hoyt is a CFP® and PFS™ with 24 years of industry experience. He is currently with LPL Financial and has worked at Tax & Capital Management 360 since 2011 and OSAIC Wealth Inc. from 2004 to 2025. In addition to his advisory role, he is involved in tax preparation and tax planning through Tax & Capital Management 360. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, supporting both discretionary and non-discretionary account management with a wide range of investment strategies.

Daniel Leicht is a Financial Advisor with Merrill Lynch Wealth Management, specializing in providing tailored financial planning and investment advisory services. As a CERTIFIED FINANCIAL PLANNER® professional and Personal Investment Advisor (PIA), he focuses on developing comprehensive strategies that align with clients' unique goals and priorities. His approach emphasizes trust, integrity, and transparent communication to help clients pursue objectives such as college education planning, retirement income, family wealth management, tax minimization, and legacy planning. Daniel holds a Bachelor’s degree in English from the University of Notre Dame and a Master of Business Administration from the University of San Diego. He is actively involved with the Notre Dame Club of San Diego, reflecting his engagement with his professional and local community. Outside of his work, Daniel enjoys baseball, basketball, golfing, running, spending time with his family, and traveling.

Michael Ressler is a financial advisor at J.P. Morgan Securities based in San Diego, CA, holding Series 63 and Series 66 designations with 20 years of industry experience. He has been with J.P. Morgan Securities since 2013 and also works with JPMorgan Chase Bank, N.A. since 2010. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients through a structured advisory program focused on asset allocation advice, investment manager searches, and customized performance reporting, supported by centralized due diligence and a combination of quantitative and qualitative research.

Kevin Berenzweig is a financial advisor with OSAIC in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 20 years of industry experience. His prior roles include positions at Woodbury Financial Services, Arbor Point Advisors, and Securities America entities. He is also the president of BSB Financial Services, Inc., which focuses on retirement planning. OSAIC Wealth serves a broad client base including retail investors, retirement plan sponsors, charities, and corporate clients through a multi-advisor platform offering brokerage and advisory services. The firm’s investment approach centers on model-based asset allocation, portfolio optimization, and a range of managed account programs supported by third-party managers and proprietary models.

Danielle Andrew is a financial advisor at Wells Fargo Clearing with 12 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Wells Fargo in various capacities since 2011. Outside of her advisory role, she works as a bartender at Reds Whites Brews in Ramona, CA. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Marianna Torreblanca is a Series 66-licensed advisor at J.P. Morgan Securities with six years of industry experience. Her prior roles include positions at Breitling, CJ Charles Jewelers, University of California - San Diego, and Tourneau. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, endowments, and other institutional clients, focusing on written asset allocation advice, investment manager and fund searches, and customized performance reporting, supported by a centralized due diligence process.

William Kelley is Vice President, Wealth Planner at Fidelity Investments, a role he has held since 2022. He has been with Fidelity Investments since 2005, progressing through various positions including Financial Consultant, Investments Representative, and Private Access Client Services Specialist. Prior to joining Fidelity, he gained experience in fund accounting and custody accounting roles at Investors Bank & Trust and State Street. With over a decade of experience in wealth planning, William focuses on building relationships to develop personalized and comprehensive financial plans that are regularly updated to reflect changing financial goals. He holds a California Insurance License. Outside of his professional work, William has interests in baseball, concerts, family activities, parenthood, and traveling.

Kaseem Wisdom is a financial advisor with Charles Schwab in San Diego, CA, holding CFP® and Series 66 designations and bringing nine years of industry experience. His career includes roles at Charles Schwab Bank, CHARLES SCHWAB and CO., INC., TD Ameritrade, and Scottrade. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance using multi-asset model portfolios and provides integrated brokerage, custody, and advisory services at scale.

Brian Kettmann is a financial advisor at Wells Fargo Advisors with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Morgan Stanley and J.P. Morgan Securities. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that offers investment and financial planning services to individuals, trusts, and institutional clients. The firm provides a broad range of planning services and integrates advisory offerings with other financial products and referral channels.

Enola Gay Kipte is a Series 66-registered financial advisor with Edward Jones in San Diego, CA, beginning her advisory career in 2025. Her prior experience includes roles at TD Bank N.A., Federal Savings Bank, and Andrews Federal Credit Union. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of discretionary and non-discretionary investment strategies supported by a nationwide network of financial advisors and branch offices.

John Skoblar is a financial advisor at Fidelity with one year of industry experience and holds the Series 66 designation. His prior work includes roles at Crowe LLC and Cal Poly Associated Students Inc. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction across a broad investable universe.

Virginia Panjvani is a financial advisor with Stifel, holding a Series 63 designation and 49 years of industry experience. She has worked at Stifel Nicolaus & Co Inc since 2018 and previously spent 30 years at UBS Financial Services. Based in San Diego, CA, she currently serves clients through Stifel’s platform. Stifel serves a broad range of clients, including individuals, institutional investors, and charitable organizations, offering brokerage and investment advisory services. The firm employs a proprietary investment methodology developed by its Investment Strategy Group, providing asset allocation and financial planning analyses that support client decision-making.

Carla Osbourne is a financial advisor at Stifel with 17 years of industry experience and holds a Series 66 credential. She has worked at Stifel Nicolaus & Co. Inc. since 2015. Outside of her advisory role, she is also a travel advisor and influencer with InteleTravel. Stifel serves a diverse client base including individuals, institutional clients, and charitable organizations, providing brokerage and investment advisory services. The firm’s investment approach is based on proprietary methodologies using forward-looking capital market assumptions and probabilistic modeling to assist clients in asset allocation and financial planning.

Toby Ferner is a financial advisor with Wells Fargo Clearing in San Diego, CA, holding a Series 66 designation and 25 years of industry experience. His prior experience includes roles at UBS Financial Services and Morgan Stanley DW Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory, financial planning, and retirement consulting services, managing approximately $671 billion in assets and employing over 14,000 advisors.

Travis Lewis is a financial advisor with LPL Financial, holding Series 63 and Series 66 licenses and over 23 years of industry experience. He has worked at several firms including Commonwealth Financial Network and Securities America Advisors, Inc. In addition to his advisory work, Lewis co-owns several businesses related to tourism and charter services in Ketchikan, Alaska. LPL Financial is a national broker-dealer and SEC-registered investment adviser that provides a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers various financial planning and investment management solutions through a large network of advisors supported by research, technology tools, and a comprehensive platform including related financial products and services.

Ryan Rose is a financial advisor with LPL Financial in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 16 years of industry experience. His prior roles include positions at Cetera and Foresters Financial Services. He is also involved in group insurance through Chubb. LPL Financial is a national broker-dealer and registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, including financial planning and model portfolio programs, supported by a large network of advisors and various institutional platforms.