Phillip Law is a CFA® charterholder and holds a Series 65 license with two years of industry experience. He has worked at Warren Street Wealth Advisors, LLC since 2018, with a three-year tenure at Capital Group preceding that. Warren Street Wealth Advisors serves individuals, pension and profit-sharing plans, corporations, and investment-company clients by providing portfolio management, financial planning, and pension consulting. The firm constructs customized and model portfolios, using a combination of fundamental, technical, and modern-portfolio theory analyses, and acts as sub-adviser to ETFs employing derivatives-based overlay strategies.

John Prichard is a CFA® charterholder with 23 years of industry experience. He has been with Knightsbridge Asset Management since 1998 and is currently part of the Knightsbridge Wealth Management team in Newport Beach, CA. Knightsbridge Wealth Management is an independent, employee-owned investment adviser serving individual and institutional clients, including high-net-worth individuals and retirement plan sponsors. The firm employs a blend of tactical and strategic asset allocation with active risk management across multiple equity and income strategies, and manages its own wrap-fee program as well as a private fund focused on California Carbon Allowances.

Neal Quon is a financial advisor at API Financial Advisors, LLC with 21 years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Next Financial Group Inc for 18 years. In addition to his advisory role, he is involved in the sales and service of insurance products through Neal Quon Insurance - Retire Different. API Financial Advisors, LLC serves individual and high-net-worth clients with financial planning, discretionary portfolio management, and participant account management. The firm implements individualized portfolios using model strategies maintained by an affiliated sub-adviser and employs a combination of technical and fundamental investment analysis across various product types.

Jack Stemper is a CFP® professional with 20 years of industry experience, currently serving as an advisor at Ducere Wealth Management since 2025. He previously worked at First Foundation Advisors for 19 years. Stemper is a minority owner in a biomedical private company, Ostentus. Ducere Wealth Management provides discretionary investment management, comprehensive financial planning, and advanced tax and estate planning primarily for high-net-worth and ultra-high-net-worth clients. The firm emphasizes a long-term strategic asset allocation approach with tax-efficient techniques and incorporates alternative investments and third-party manager programs for accredited investors and qualified purchasers.

Luis Garcia Estrada is a financial advisor at BCU Wealth Advisors, LLC with six years of industry experience. He holds a Series 66 designation and has previously worked at firms including LPL Financial, Premier America Credit Union, Bank of America, Merrill, and Wells Fargo. BCU Wealth Advisors, LLC provides portfolio management, financial planning, and investment consultation to individuals, high-net-worth clients, trusts, estates, and charitable organizations. The firm manages approximately $653.6 million in discretionary assets, employs a core-plus-satellite investment approach, and offers a substantial wrap fee program with institutional managers and customized strategies.

Martin Lombrano is a financial advisor at Miramontes Capital, LLC with 34 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at firms including LPL Financial and Financial Advocates Investment Management. Outside of his advisory work, he serves as treasurer for the nonprofit Promise Land Living. Miramontes Capital advises individuals, high-net-worth clients, and retirement plans, offering financial planning, portfolio management, and 529 account services. The firm manages assets on both discretionary and non-discretionary bases and employs a range of investment strategies, including long- and short-term trading, ETFs, mutual funds, and options.

Michael Allbee is a CFP® and holds a Series 65 license with 18 years of industry experience. He has been with Benefit Financial Services Group since 2016. Benefit Financial Services Group serves individual investors, families, corporations, trusts, charitable organizations, and retirement plan sponsors, offering wealth management, institutional pension consulting, and tax-related services. The firm focuses on diversified, outcome-oriented portfolios and provides ERISA fiduciary services for retirement plans while leveraging relationships through its affiliation with Focus Financial Partners.

Gary Hitzler is a financial advisor with Tempus Wealth Planning, LLC, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He worked at Ameriprise Financial Services, Inc. for 13 years before joining Tempus Wealth Planning in 2022. Tempus Wealth Planning serves individual and high-net-worth clients, as well as corporate and retirement-plan sponsors, offering asset management, comprehensive portfolio management, financial planning, and retirement plan consulting. The firm uses a client-specific investment process with continuous monitoring and periodic rebalancing, employing both fundamental and technical analysis, and may utilize derivatives, options strategies, and margin in certain managed accounts.

Brandon Welch is a CFP® professional with 12 years of industry experience, currently serving as an investment advisor representative at Newport Wealth Advisors, Inc. He has held roles at various firms including Centaurus Financial, Inc. and MVP Realty Advisors. Outside of advisory work, he is president of Catab Enterprises, Inc., a company involved in sponsorship sales and race car driver management. Newport Wealth Advisors provides investment management and financial planning services to a diverse client base, including individuals, pensions, trusts, and corporations. The firm offers both discretionary and non-discretionary portfolio management with ongoing supervision and regular reviews, and may engage third-party advisers to manage portions of client assets.

Sandra Goins is a Senior Financial Advisor at Merrill Lynch Wealth Management with 16 years of experience in the financial services industry. She specializes in family wealth management strategies, liquidity management, managing new wealth, personal retirement planning, portfolio management services, small business strategies, women and wealth, tax minimization, and retirement income. Sandra works closely with her clients to develop personalized financial strategies and provides customized personal wealth analyses to help clients stay on track with their financial goals in a changing market environment. A San Diego native, Sandra earned a bachelor's degree with a double major in Sociology and History from the University of California system and holds an MBA from the California State University system. She is a CERTIFIED FINANCIAL PLANNER (CFP). Outside of work, Sandra enjoys baseball, camping, cooking, dancing, music, running, soccer, traveling, volleyball, and yoga.

Paul Oh is a financial advisor at Balboa Wealth Partners, Inc. with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has previously worked at Citi Personal Wealth Management, BancWest Investment Services, AXA Advisors, and Chase Bank. Balboa Wealth Partners is an SEC-registered investment adviser serving individuals, high-net-worth clients, trusts, estates, charitable organizations, businesses, and retirement plans. The firm employs a long-term, diversified investment approach using low-cost mutual funds, ETFs, individual securities, and options while managing over $1 billion in client assets through a team-based structure.

Rudy Dahbura is a financial advisor with West Wealth Group, LLC in Irvine, CA, holding a Series 66 designation and 13 years of industry experience. He has worked at multiple firms, including Ensemble Wealth Management and Securities America Inc. In addition to his advisory role, Dahbura is involved in insurance sales. West Wealth Group provides investment advisory, asset management, and financial planning services to individuals, trusts, estates, charitable organizations, small businesses, and retirement plans. The firm manages over $600 million in discretionary assets, employing a networked operating model and a blend of investment strategies, while also offering ancillary services such as tax preparation and estate-document assistance.

Mitchel Needelman is a CFA® charterholder with 20 years of industry experience. He has been with Needleman Asset Management since 2002. He is part of Spectrum Asset Management Inc, an SEC-registered investment adviser managing approximately $640 million for around 305 clients, including individuals, trusts, foundations, corporations, and retirement plans. The firm offers discretionary portfolio management across equity and fixed-income strategies, financial planning, and sub-advisory services, employing a blend of fundamental, technical, and cyclical analysis tailored to client objectives.

Antonia Lipovac is a financial advisor at Benefit Financial Services Group with six years of industry experience. She holds the Series 66 designation and has worked previously at Commonwealth Financial Network, Frank Deptola & Associates, the US Small Business Administration, and Stratos Wealth Partners. Outside of her advisory role, she is a part-time financial manager at Worldwide Construction Services, Inc., a construction firm owned by her family. Benefit Financial Services Group serves a diverse client base including individuals, families, corporations, and retirement plan sponsors, offering wealth management, financial planning, and institutional pension consulting. The firm emphasizes diversified, outcome-oriented portfolios and provides a range of services including tax preparation, ERISA fiduciary roles, and access to ESG and alternative investment options.

James Garrison is a CFA® charterholder with 10 years of industry experience. He has been with Knightsbridge Wealth Management since 2025 and was previously with First Foundation Advisors from 1999 to 2025. Knightsbridge Wealth Management is an independent, employee-owned investment adviser serving individual and institutional clients, including high-net-worth individuals and retirement plan sponsors. The firm combines tactical and strategic asset allocation with fundamental and technical analysis across multiple strategies and emphasizes active risk management and tax-aware approaches for taxable accounts.

Ulrich Keller Jr. is a CFP® with 35 years of industry experience. He has been with Ducere Wealth Management since 2025, following a 35-year tenure at First Foundation Advisors. Keller also provides financial consulting services on a part-time basis to Ostentus Therapeutics, a healthcare company in Newport Beach, CA. Ducere Wealth Management serves high-net-worth and ultra-high-net-worth individuals, families, business owners, and select corporations, focusing on accredited investors and qualified purchasers. The firm employs a long-term strategic asset allocation approach with tax-efficient investment strategies and offers access to alternative investments and third-party manager programs.

Chase Eagan is a financial advisor at Spinnaker Investment Group, LLC with one year of industry experience. He holds the Series 66 designation and previously worked at LPL Financial, Cadaret, Grant & Co., Inc., and several other firms. Outside of his advisory work, he has operated Eagan's Regal Evergreens for ten years. Spinnaker Investment Group is a registered investment adviser serving individuals, trusts, estates, charitable organizations, corporations, and institutional clients. The firm offers financial planning, discretionary investment management, and retirement plan consulting, focusing on asset allocation and a combination of fundamental and macro analysis.

Ty Neubauer is a financial advisor at Spectrum Asset Management Inc with eight years of industry experience. He holds a Series 65 designation and has been with Spectrum Asset Management since 2012. Neubauer previously worked at the University of California, Riverside from 2015 to 2017. Spectrum Asset Management is an SEC-registered investment adviser managing approximately $640 million for around 305 clients, including individuals, trusts, foundations, corporations, and retirement plans. The firm offers discretionary portfolio management using a blend of fundamental, technical, and cyclical analysis across equity and fixed-income strategies, with model portfolios tailored to client objectives.

Landon Yoshida is a financial advisor at Apriem Advisors with 21 years of industry experience. He holds the Series 66 designation and has been with Apriem Advisors since 2011. In addition to his advisory role, he works as an independent insurance agent for Apriem Insurance Services, advising on insurance questions and handling policy sales and renewals. Apriem Advisors is a team-based firm serving high-net-worth and ultra-high-net-worth individuals, families, 501(c)(3) non-profits, and plan participants. The firm offers customized portfolio management, retirement plan advisory, charitable investment services, and financial and estate planning, using a mix of tactical and passive investment strategies tailored to clients’ circumstances.

Alan Ebright is a financial advisor with Check Capital Management Inc. based in Costa Mesa, CA. He holds Series 63 and Series 65 licenses and has 13 years of industry experience. Prior to joining Check Capital Management in 2022, he worked at Hodges Capital Management, Inc. and Fisher Investments. Check Capital Management provides discretionary portfolio management, financial planning, and retirement cash-flow planning for individuals, high-net-worth clients, retirement plans, and corporate clients. The firm follows a long-term, fundamentals-based investment philosophy influenced by a Warren Buffett style approach and manages portfolios across distinct programs, including the Blue Chip Investor Fund.