Suren Tonoyan is a Vice President and Financial Consultant at Fidelity Investments, a role he has held since 2015. Prior to this, he worked as a Financial Advisor at JP Morgan Securities from 2013 to 2015 and as a Financial Consultant at Axa Advisors from 2011 to 2012. Throughout his career, Suren has focused on providing personalized and comprehensive financial planning to his clients. Suren holds a California Insurance License, which supports his work in financial consulting and advising. He is committed to being a trusted partner for his clients, aiming to empower them to make informed decisions and work toward their financial goals.

Daniel Medina is a financial advisor with LPL Financial in Westlake Village, CA, holding a Series 66 designation and seven years of industry experience. His prior roles include positions at Securities America Advisors, National Planning Corporation, and Investors Advantage Corp. Outside of advising, he hosts a fitness radio show and has involvement with West LA Poker. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm offers financial planning, advisory programs, and retirement consulting, utilizing discretionary and non-discretionary management alongside model portfolios and research from multiple sources.

Todd Barnes is a CFP®-certified financial advisor with 27 years of industry experience, currently practicing at Wells Fargo Clearing since 2016. Prior to this, he worked at Wells Fargo Advisors, LLC from 2013 to 2016. He is also involved with the Harvard Business School Alumni association, serving as secretary for the General Management Program. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Sherith Squires is a financial advisor with Thrivent Investment Management in Thousand Oaks, CA, holding Series 63 and Series 66 licenses and 35 years of industry experience. She has worked with Thrivent Financial for Lutherans and Thrivent Investment Management since 2002. Outside of her advisory role, she is a joint owner of a commercial office building leased to multiple tenants, including other Thrivent representatives. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, delivering holistic, goal-based financial analyses and planning without discretionary trading authority. The firm’s services include a model-based approach to comprehensive financial planning and an optional managed-account program under a consolidated billing system called “WealthPlan.”

Ryan Maley is a CFP® professional with 21 years of experience in the financial industry. He is currently with Wells Fargo Clearing and has previously worked at Merrill, Unionbanc Investment Services, and MUFG Union Bank. Maley serves as an active board member of Food Share of Ventura County, a local food bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Stephen Michener is a financial advisor at Wells Fargo Clearing with 31 years of industry experience. He holds Series 63 and Series 65 designations and has been with Wells Fargo in various capacities since 2011. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is driven by investment policy statements and modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options in its investment menus.

Sean Mc Grath is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and having 23 years of industry experience. Prior to joining LPL Financial in 2025, he worked for Western International Securities, Inc. for 16 years. He volunteers with the Newport Harbor Baseball Association in Newport Beach, CA. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs and financial planning services, providing both discretionary and non-discretionary management along with access to model portfolios, research, and various portfolio management technologies.

David Allen is a financial advisor at Stifel with 26 years of industry experience. He holds Series 63 and Series 66 licenses and previously worked for Fahnestock & Co. Inc. for 22 years. Stifel serves a diverse client base including individuals, institutions, and municipal entities, offering brokerage and investment advisory services supported by a proprietary investment strategy methodology developed by its Investment Strategy Group.

Steven Anderson is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 credentials and 39 years of industry experience. His prior experience includes nine years at D.A. Davidson & Co. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Abiel Acosta is a CFP® professional with 21 years of industry experience. He has been with OSAIC since 2025 and previously worked at Lincoln Financial Advisors Corp for 19 years. Acosta is involved in insurance sales, including traditional life, disability, and long-term care insurance, as well as fixed and indexed annuities. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and investment advisory services with a range of portfolio construction tools and access to third-party money managers.

Nicole Bain is a Financial Consultant at Fidelity Investments, a position she has held since 2021. She began her career at Fidelity in 2018, progressing through roles including Financial Representative, Investment Consultant, and Investor Center Intern. In her role, Nicole focuses on constructing customized financial plans that align with her clients' unique needs and goals, emphasizing transparency and collaboration. She aims to develop wealth planning strategies that benefit clients and their families both now and in the future. Nicole holds a California Insurance License. Outside of work, she has interests in beach activities, family, fitness, parenthood, pets, and Pilates.

Kevin Deegan is a CFP® professional based in Westlake Village, CA, with 45 years of industry experience. He has worked at OSAIC Wealth, Inc. since 2023 and previously spent 34 years at Royal Alliance Associates, Inc. OSAIC Wealth, Inc. serves a diverse client base including retail and institutional investors, offering integrated brokerage and advisory services through a large network of advisors. The firm utilizes various asset-allocation tools and third-party platforms to manage portfolios that include a broad range of investment products.

John Cross is a financial advisor at Fisher Investments with 15 years of industry experience. He holds a Series 65 designation and has been with Fisher Investments since 2007. Fisher Investments serves a global client base including institutional investors, foundations, and high-net-worth individuals, providing discretionary portfolio management across equity, fixed-income, and blended mandates. The firm uses a centralized investment approach with quantitative and qualitative research to construct diversified portfolios and employs tax-aware and risk management strategies.

Thomas Miller is a CFP®-certified financial advisor with 44 years of industry experience. He has worked at LPL Financial since 2021 and previously held roles at Miller Manocchio Inc, John Miller, various insurance carriers for W&R Insurance Agencies, and Waddell & Reed, Inc. His activities include acting in a fiduciary capacity through The Miller Trust and managing several investment-related business entities. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a diverse client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by research from internal and third-party sources.

Kristofer Pettit is a financial advisor at Cetera with 19 years of industry experience. He holds Series 63 and Series 66 designations and has worked at multiple firms, including Girard Securities and First Allied Securities. Pettit is also a licensed insurance agent and serves as a trustee for a spousal lifetime access trust. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and consulting services through a nationwide network of independent advisors and features a multi-manager platform with various program options and affiliations.

Miguel Noriega is a CFP®-certified financial advisor with Edward Jones, based in Oxnard, CA, and has 17 years of industry experience. He has been with Edward Jones since 2008. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with approximately $1.01 trillion in assets under management. The firm offers a range of advisory programs and investment strategies, operating under a fiduciary standard and supported by a nationwide network of over 23,700 financial advisors.

Katherine Toth is a financial advisor at Wells Fargo Clearing with six years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing Services, LLC since 2011. Outside of her advisory role, she owns and operates Emotional Support Turtles, a business that creates and sells crocheted crafts online. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among its investment offerings.

Mahyar Mohammadzadeh is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 65 licenses and seven years of industry experience. His prior roles include positions at Ameriprise Financial Services LLC and Bankers Life entities. Outside of his advisory duties, he is involved in health insurance trials with Blue Shield of California. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Alexander Franklin is a financial advisor with Ameriprise in West Hills, CA, holding Series 63 and Series 65 licenses and bringing 29 years of industry experience. He has been with Ameriprise and its affiliates since 2009. Outside of advising, he is a 50% owner of a retail franchise business, The UPS Store #2906, in Calabasas, CA. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research-driven modeling and tax-efficient strategies. The firm serves clients through a centralized consulting team and offers a broad range of advisory, brokerage, and insurance solutions typical of large institutional firms.

Nancy Chappell is Vice President and Financial Consultant at Fidelity Investments. She works with high net worth individuals to develop customized and comprehensive financial plans that support informed decision-making. Nancy collaborates with clients to gain insight and clarity regarding their priorities and the financial tools and resources available through Fidelity. Nancy has been a Financial Consultant at Fidelity Investments since 2018. Prior to that, she worked as a Financial Advisor at Morgan Stanley from 2015 to 2018. She holds a California Insurance License.