Thomas Howard is a CFP®-certified financial advisor with 14 years of industry experience. He is currently with Creative Planning and has prior experience at Bedell Frazier Investment Counselling, ZRC Wealth Management, Lodestar Private Asset Management, Howard Financial Consulting, and Ameriprise. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals and institutional clients. The firm employs a financial-planning-led investment approach that incorporates low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Chad Miles is a financial advisor with OSAIC Institutions, INC. in Walnut Creek, CA, holding Series 63 and Series 65 designations and 28 years of industry experience. His prior work includes positions at First Bank, Infinex Investments, BancWest Investment Services, Bank of the West, Mass Mutual Life Insurance Company, and Equitable Advisors. Outside of advisory services, he has experience as a landlord of investment-related real estate in San Francisco. OSAIC Institutions serves a diverse client base including individuals, trusts, estates, charitable organizations, and corporations, offering customized advisory and financial planning services. The firm provides both discretionary and non-discretionary portfolio management with a range of investment tools and access to alternative platforms, supported by an integrated network of affiliated services and third-party managers.

Michael Gandy is a financial advisor at Mercer Global Advisors Inc. in Walnut Creek, CA, holding the CFP® and CFA® designations with eight years of industry experience. His prior roles include positions at Van Eck Securities Corporation, MSCI, Great Lakes Advisors, Fremont Bank, and LPL Financial. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments, offering a range of investment advisory, financial, tax, retirement, estate planning, and family office services. The firm employs a globally diversified investment approach based on Modern Portfolio Theory, utilizing low-cost ETFs, index funds, separate account managers, and direct indexing, along with specialized programs and tax-management strategies.

Long Tran is a CFP® and Series 66 registered financial advisor with 11 years of industry experience. He is currently with Creative Planning and has previously worked at Compound Planning, Lido Advisors, Bnt Holdings, Mission Wealth Management, and Wells Fargo Clearing. Creative Planning provides wealth management, financial planning, and retirement-plan advisory services to a diverse client base, including high-net-worth individuals, pension plans, trusts, and corporations. The firm employs a financial-planning-led investment approach that emphasizes low-cost indexing, buy-and-hold strategies, and selective private market exposure.

Mark Bates is a CFP® professional with 12 years of experience in financial advising. He has worked at Focus Partners Wealth, LLC since 2025, following seven years at Adero Partners, LLC and five years at Vista Wealth Management, LLC. Focus Partners Wealth serves a diverse client base including individuals, families, charitable organizations, corporations, and institutional retirement plans. The firm employs a long-term investment approach with attention to tax and fee sensitivity, utilizing a combination of active and passive strategies, third-party managers, private funds, and tactical overlays, while customizing portfolios to clients’ specific risk, liquidity, and tax situations.

Christina Talbot is a CFP®-certified financial advisor with 14 years of industry experience. She has worked at Mercer Global Advisors Inc. since 2026 and previously spent 12 years at Destination Wealth Management. Mercer Global Advisors serves individuals, families, small business owners, plan sponsors, foundations, non-profits, and endowments with investment advisory and financial planning services. The firm employs a Modern Portfolio Theory-based approach, emphasizing globally diversified, risk-appropriate portfolios using a variety of investment vehicles and specialized programs.

Anis Salah is a financial advisor at Rockefeller Financial LLC with eight years of industry experience. He holds a Series 66 designation and has worked at First Republic Bank and its affiliated firms from 2010 to 2024, followed by J.P. Morgan Securities before joining Rockefeller Capital Management in 2024. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, retirement plans, foundations, and corporations. The firm offers discretionary and non-discretionary portfolio management, financial planning, and consulting, and operates as a registered broker-dealer with capabilities including securities transactions, variable insurance products, placement, and investment banking services.

Paula Frank is a financial advisor with Empower Advisory Group in Benicia, CA, holding Series 63 and Series 65 licenses and having 20 years of industry experience. Her prior roles include positions at GWFS Equities, Inc., Equitable Advisors, and Morgan Stanley DW Inc. Outside of advising, she owns Being Frankish, Inc., a company that markets recyclable aluminum straws to promote sustainable product use. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, along with Empower Premier IRA and certain retail brokerage clients. The firm’s approach integrates financial planning with recordkeeping and administrative platforms, emphasizing long-term portfolio returns and annual rebalancing within plan lineups selected by plan sponsors.

John Hohman is an investment advisor representative with Kestra Advisory Services, LLC, where he has worked since 2016. He holds Series 63 and Series 65 licenses and has 30 years of industry experience. He also serves as a Regional Managing Director at NFP CA Insurance Services, Inc., overseeing multiple offices. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a wide range of institutional and individual clients. The firm offers services including fiduciary consulting, plan design, and investment advice, managing approximately $79.8 billion in assets and serving large institutional investors such as sovereign wealth funds.

Meredith Henry Jr. is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding Series 63 and Series 66 designations and bringing 19 years of industry experience. His prior roles include positions at Allianz Global Investors and DWS Distributors. Wealth Enhancement Advisory Services provides financial planning, asset management, retirement-plan consulting, and referrals to managed account investment managers for individuals, high-net-worth clients, corporations, and retirement plans. The firm manages over $122 billion in assets and employs a diversified, risk-class based investment process combining passive and active strategies overseen by an internal Investment Committee.

Christopher Lee is a Series 65 licensed financial advisor with Schwab Wealth Advisory, Inc. He has over 14 years of industry experience, including a long tenure at Allspring Global Investments. He is based in Walnut Creek, California. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice and financial planning to clients enrolled in the Schwab Wealth Advisory program and certain Charles Schwab & Co.-referred clients. The firm uses standardized asset-allocation models and internal research tools to guide investment selection, with trades executed only upon client authorization.

David Zook is a financial advisor with Ameritas Advisory Services, LLC, holding a Series 66 designation and 16 years of industry experience. He has been associated with Ameritas in various capacities since 2010 and operates an independent insurance agency through David White & Associates, selling fixed insurance products. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses, offering asset management, financial planning, and retirement plan advisory across multiple program platforms.

Brett Agnew is a CFP® with 27 years of industry experience, currently serving at Hightower Advisors since 2026. He previously worked at Journey Strategic Wealth LLC and Northwestern Mutual Wealth Management Company among other firms. Hightower Advisors provides investment advisory and planning services to a diverse client base, including individuals, institutions, and pooled investment vehicles. The firm’s approach emphasizes manager selection and multi-manager solutions, incorporating both affiliated and third-party managers along with proprietary research and varied investment options.

Bradley Tarter is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked with Ameritas in various capacities since 2006 and is also a senior partner at David White & Associates, where he is licensed as an independent insurance agent to sell fixed insurance products. Ameritas Advisory Services, LLC provides investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, charitable organizations, and businesses. The firm combines model portfolios, mutual funds, ETFs, and individual securities while leveraging multiple program platforms and third-party technology to offer a range of discretionary and non-discretionary investment solutions.

Minou Rhoades is a financial advisor at Focus Partners Wealth, LLC with 10 years of industry experience. She holds a Series 65 designation and has previously worked at Adero Partners, LLC and Vista Wealth Management, LLC. Outside of her advisory role, she manages a rental property. Focus Partners Wealth serves individuals, families, charitable organizations, corporations, and institutional retirement plans, providing customized investment management and financial planning services with a long-term, tax- and fee-sensitive investment approach that combines active and passive strategies.

Edna Reyes is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 13 years of industry experience. Her background includes work with multiple firms such as AmeriTrust Mortgage and various insurance and financial education enterprises. Reyes is also involved in educational efforts related to estate planning and group employee benefits. Transamerica Financial Advisors serves a diverse client base including individuals, pension plans, trusts, and corporations, offering both advisory and broker-dealer services through proprietary and third-party investment models. The firm operates as both a registered investment adviser and a broker-dealer, with a range of program options and significant assets under management.

Brandy Savage is a financial advisor with Wealth Enhancement Advisory Services, LLC, holding a Series 66 designation and five years of industry experience. Her career includes roles at EP Wealth Advisors, Summitry, LLC, Fidelity Brokerage Services, Bank of America, Merrill, and prior legal work at the Law Offices of Anthony W. Gibbs & Doric Trust. Wealth Enhancement Advisory Services, LLC is an SEC-registered enterprise advisory firm serving a diverse client base including individuals, trusts, estates, charitable organizations, corporations, and retirement plans. The firm offers financial planning, asset management, and specialized consulting, utilizing a strategic investment approach that combines passive and active management guided by an internal Investment Committee.

Trevor Christiansen is a financial advisor at Sanctuary Advisors, LLC with three years of industry experience. He holds the Series 66 designation and has worked previously at Frank Rimerman & Co and Sanctuary Securities, Inc. Trevor has a background in both advisory and accounting-related roles. Sanctuary Advisors, LLC serves a diverse client base including individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers portfolio management, financial planning, and retirement consulting through over 400 independent advisers using a variety of investment strategies and third-party platforms.

Cassandra Anderson is a financial advisor at Valic Financial Advisors with 23 years of industry experience. She holds the CFP® and CFA® designations, along with Series 63 and Series 65 licenses. Her prior work includes roles at Sensiba San Filippo Financial Advisers, The Strategic Financial Alliance, Inc., Banc of America Investment Services, Inc., and Ifmg Securities, Inc. Outside of her advisory role, she is involved with Agia, where she handles non-securities insurance products. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth and ultra-high net worth clients, as well as employer-sponsored retirement participants. The firm offers portfolio management, financial planning, and unified managed account programs, leveraging centralized technology and model solutions across a large network of advisors.

Jeremy Niederstadt is a CFP® and ChFC® with 28 years of experience in the financial services industry. He has worked at Merrill and Bank of America, N.A. before joining Sanctuary Advisors, LLC in 2020. He serves on a homeowners association board, handling recording of voting results and board meetings. Sanctuary Advisors, LLC provides investment advisory and financial planning services to individuals, corporations, pension and profit-sharing plans, trusts, estates, and charitable organizations through a network of more than 400 independent advisers. The firm offers a range of portfolio management and consulting solutions, employing multiple analytical approaches and maintaining a fiduciary standard when a written advisory agreement is in place.