CP Cheng is a Planning Consultant at Fidelity Investments, where they collaborate with clients to develop customized financial plans tailored to the unique needs of individuals and families. Cheng is committed to maintaining a high level of integrity and professionalism in client relationships and aims to provide quality information, services, and products to support clients in achieving their financial goals. Cheng joined Fidelity Investments in 2020, progressing from Financial Representative to Relationship Manager before assuming the current role as Planning Consultant in 2023. Prior to Fidelity, Cheng held positions as Sales Manager at MassMutual and Partner at New York Life. Cheng holds a California Insurance License and is proficient in French, Mandarin, and Taiwanese. Outside of work, Cheng has interests in movies, museums, pets, and traveling.

Bryan Le is a financial advisor with Wells Fargo Clearing based in San Jose, CA, holding Series 63 and Series 66 licenses and possessing 10 years of industry experience. His prior roles include positions at Fidelity Investments, Morgan Stanley, and E*Trade Securities. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s approach is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Daniel Williamson is a financial advisor with Charles Schwab in Los Gatos, CA, holding Series 63 and Series 66 licenses and 18 years of industry experience. He has worked at Charles Schwab and Charles Schwab Bank since 2012 and was previously with Fidelity from 2010 to 2012. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management, utilizing multi-asset model portfolios and a formal alternative investment program.

Clifton Santikul is a financial advisor at RBC Capital Markets with 29 years of industry experience. He holds Series 63 and Series 65 licenses and has worked previously at Morgan Stanley and Morgan Stanley Private Bank. Based in San Jose, CA, he has been with RBC Capital Markets since 2021. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with a range of portfolio management, financial planning, and brokerage services tailored to client risk profiles, utilizing both in-house and third-party investment managers.

Alex Preisser is a Series 66-licensed financial advisor with Charles Schwab in Sunnyvale, CA, with two years of industry experience. He previously worked for the Department of the Air Force and Outdoor Rec Ramstein. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance using multi-asset model portfolios and a centralized operational structure.

Neil Parekh is a financial advisor at RBC Capital Markets with 19 years of industry experience. He holds a Series 66 designation and has previously worked at Wells Fargo Clearing Services and Morgan Stanley Private Bank. He is based in San Jose, CA. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with customizable portfolio management and financial planning services, utilizing both in-house and third-party investment managers.

Michael Vukson is a CFP® certificant with 30 years of experience in the financial services industry. He is currently with Wells Fargo Clearing, where he has worked since 2016. His prior experience includes roles at A. G. Edwards & Sons, Inc. and Morgan Stanley DW Inc. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs more than 14,000 financial advisors.

Xiaoyi Tang is a financial advisor at Charles Schwab with one year of industry experience. Tang holds the CFA® designation along with Series 65 and Series 63 licenses. Prior to joining Charles Schwab and Charles Schwab Bank, Tang worked at E Fund Management Co. Ltd. for eight years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to affiliated discretionary SMAs and a formal alternative-investment offering.

Ella Zarren is a Financial Consultant at Fidelity Investments, where she has been serving since 2019. She works primarily with high net worth families in Silicon Valley, focusing on comprehensive family wealth planning to support financial independence. Ella is supported by a team of professionals to assist clients throughout their wealth planning journey. Her experience at Fidelity includes roles as a Financial Representative, Relationship Manager, Planning Consultant, and currently as a Financial Consultant, reflecting a progression of responsibilities and expertise in financial advisory services. She holds a California Insurance License. Outside of her professional career, Ella has personal interests that include baseball, board games, family activities, singing, traveling, and yoga.

Nathan Peyzner is a Financial Consultant at Fidelity Investments, where he supports and guides families through their financial journeys. He focuses on building strong relationships and making financial planning approachable by offering clear communication and thoughtful strategies. Nathan has been with Fidelity Investments since 2020, holding various roles including Financial Representative, Relationship Manager, Investment Consultant, and currently Financial Consultant. He holds a California Insurance License. Outside of his professional work, Nathan enjoys family activities, visiting museums, outdoor adventures, skiing, tennis, and traveling.

Emilio De Sousa is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 65 designations and bringing 32 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015, Morgan Stanley Smith Barney since 2010, and previously at Wells Fargo Investments from 2001 to 2010. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a broad range of advisory programs, including tailored financial planning supported by firm-approved tools and processes. The firm manages approximately $2.74 trillion in client assets and offers both direct and corporate financial planning services.

William Murray is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 registrations and 23 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2003. Outside of advisory services, he is involved in sales of home security, automation, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors using model-based investment strategies managed by third-party asset managers.

Jarrad Di Maggio is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at Securian Financial Services, Farmers Insurance, and Summit Financial Group. He is the owner of D5 Solutions, a consulting firm that supports insurance agents and financial advisors in expanding their outreach and enhancing relationship management. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering customized advisory programs with discretionary and non-discretionary portfolio management tailored to each client’s risk profile.

Charles Lawson is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds the Series 66 designation and has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering proprietary research and a broad suite of capital markets solutions.

Ruhi Mistry is a Financial Advisor based in San Jose, working with Merrill Lynch Wealth Management. She focuses on client areas including Corporate Benefits, LGBT Wealth Planning, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Socially Responsible and ESG Investing, Women and Wealth, and Retirement Income. Ruhi is committed to helping individuals and families gain clarity around their finances and improve their financial well-being. Ruhi believes that financial health is a crucial aspect of overall well-being that is often overlooked. She works to empower clients by understanding their unique circumstances, enabling them to make informed decisions and achieve financial goals they may have thought unattainable. Her mission is to help clients build a solid financial foundation to live well today and create the future they envision. She holds a Personal Investment Advisor (PIA) designation and earned her education from the University of California, Santa Cruz. Outside of her professional work, Ruhi enjoys biking, music, and traveling.

Amy Roat is a financial advisor at Ameriprise with four years of industry experience. She holds the Series 66 designation and has been with Ameriprise since 2015. Outside of her advisory role, she participates in studio maintenance shifts at a Corepower yoga studio. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Flora Kam is a CFP® professional with 22 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. Her career includes 13 years at METLIFE Securities and ongoing roles at MassMutual Life Insurance. In addition to her advisory work, she manages existing health insurance clients and conducts annual plan reviews. MassMutual Investors Services, LLC is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, employing firm-approved tools and collaborative planning processes.

Victor Acevedo is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 65 licenses and bringing 15 years of industry experience. He has worked within JPMorgan Chase and its affiliates since 2018 and previously spent seven years at UnionBanc Investment Services. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. Their advisory process combines quantitative and qualitative research, using forward-looking capital market assumptions to build model asset allocations.

Jacob Cadena is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding a Series 66 designation and four years of industry experience. His prior work includes roles at LPL Financial LLC, Robert W. Baird & Co Inc, New York Life Insurance Co, and Greenpeace International. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved tools and structured planning engagements.

Paul King is a financial advisor with LPL Financial in Campbell, California, holding the CFP® designation and securities licenses Series 63 and Series 65. He has 38 years of industry experience, including over three decades with LPL Financial and King Wealth Planning, Inc. Since 2025, he has been associated with Pence Financial Group LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, institutions, and retirement plans. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.