William Murray is a financial advisor with Primerica Advisors in San Jose, CA, holding Series 63 and Series 65 registrations and 23 years of industry experience. He has been with Primerica Advisors and Primerica Financial Services since 2003. Outside of advisory services, he is involved in sales of home security, automation, and loan products through affiliated companies. Primerica Advisors sponsors a wrap-fee asset management program primarily serving individual investors, including both non-high-net-worth and high-net-worth clients, as well as corporate and charitable clients. The firm delivers advisory services through a large network of advisors using model-based investment strategies managed by third-party asset managers.

Jarrad Di Maggio is a financial advisor with RBC Capital Markets in San Jose, CA, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at Securian Financial Services, Farmers Insurance, and Summit Financial Group. He is the owner of D5 Solutions, a consulting firm that supports insurance agents and financial advisors in expanding their outreach and enhancing relationship management. RBC Wealth Management serves a diverse client base including individual investors, institutions, and charitable organizations, offering customized advisory programs with discretionary and non-discretionary portfolio management tailored to each client’s risk profile.

Charles Lawson is a financial advisor at UBS Financial Services with 18 years of industry experience. He holds the Series 66 designation and has been with UBS since 2010. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering proprietary research and a broad suite of capital markets solutions.

Ruhi Mistry is a Financial Advisor based in San Jose, working with Merrill Lynch Wealth Management. She focuses on client areas including Corporate Benefits, LGBT Wealth Planning, Liquidity Management, Managing New Wealth, Personal Retirement Planning, Socially Responsible and ESG Investing, Women and Wealth, and Retirement Income. Ruhi is committed to helping individuals and families gain clarity around their finances and improve their financial well-being. Ruhi believes that financial health is a crucial aspect of overall well-being that is often overlooked. She works to empower clients by understanding their unique circumstances, enabling them to make informed decisions and achieve financial goals they may have thought unattainable. Her mission is to help clients build a solid financial foundation to live well today and create the future they envision. She holds a Personal Investment Advisor (PIA) designation and earned her education from the University of California, Santa Cruz. Outside of her professional work, Ruhi enjoys biking, music, and traveling.

Amy Roat is a financial advisor at Ameriprise with four years of industry experience. She holds the Series 66 designation and has been with Ameriprise since 2015. Outside of her advisory role, she participates in studio maintenance shifts at a Corepower yoga studio. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Flora Kam is a CFP® professional with 22 years of industry experience, currently serving at Mass Mutual Investors Services since 2017. Her career includes 13 years at METLIFE Securities and ongoing roles at MassMutual Life Insurance. In addition to her advisory work, she manages existing health insurance clients and conducts annual plan reviews. MassMutual Investors Services, LLC is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, and charitable organizations, employing firm-approved tools and collaborative planning processes.

Jacob Cadena is a financial advisor with Mass Mutual Investors Services in San Jose, CA, holding a Series 66 designation and four years of industry experience. His prior work includes roles at LPL Financial LLC, Robert W. Baird & Co Inc, New York Life Insurance Co, and Greenpeace International. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning, asset management, and educational seminars, using firm-approved tools and structured planning engagements.

Paul King is a financial advisor with LPL Financial in Campbell, California, holding the CFP® designation and securities licenses Series 63 and Series 65. He has 38 years of industry experience, including over three decades with LPL Financial and King Wealth Planning, Inc. Since 2025, he has been associated with Pence Financial Group LLC. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services to individuals, institutions, and retirement plans. The firm offers a range of financial planning and investment management solutions, utilizing model portfolios, third-party subadvisors, and customized strategies across various asset classes.

James Park is a financial advisor with Ameriprise in San Jose, CA, holding Series 63 and Series 65 credentials and 28 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 1999. Ameriprise provides a retirement-income planning service designed for individuals approaching or in retirement who meet specific eligibility criteria, combining research, modeling, and tax-efficiency analysis to deliver written recommendation reports. The firm serves a large client base and offers a broad range of advisory, brokerage, and insurance solutions through affiliated companies.

Peter Signor is a financial advisor with Wells Fargo Clearing in San Jose, CA, holding a Series 66 designation and 17 years of industry experience. His prior roles include positions at J.P. Morgan Securities, Chase Investment Services Corp., and Edward Jones. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm combines research from its internal Wells Fargo Investment Institute with third-party sources and offers both brokerage and advisory solutions.

Lauro Hernandez Cabral is an Investment Consultant at Fidelity Investments, where he assists clients in wealth planning by simplifying complex financial decisions. He has over a decade of experience in the financial services industry, providing personalized plans to clients and their families focused on their long-term goals. His career includes roles such as Relationship Manager and Financial Representative at Fidelity Investments, as well as Relationship Banker at Wells Fargo. Lauro holds a California Insurance License. Outside of his professional work, Lauro enjoys baseball, football, running, outdoor adventures, cars, and family activities.

Asa Chao is a financial advisor with Morgan Stanley in San Jose, CA, holding a Series 66 license and eight years of industry experience. He has been with Morgan Stanley since 2016 and previously worked at American Duty Free Center from 2010 to 2016. Morgan Stanley Wealth Management serves individual and institutional clients with a variety of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and market outcome modeling.

Robert Wheeler is a Financial Advisor with Merrill Lynch Wealth Management. He focuses on helping clients gain a clear understanding of their financial situation, both past and present, to develop personalized strategies aimed at pursuing their long-term goals. His approach is grounded in principles of respect, integrity, collaboration, honesty, and empathy. His areas of expertise include college education planning, retirement income, philanthropic planning, portfolio management services, and small business strategies among others. Robert holds professional designations such as CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He is a member of the Financial Planning Association and the National Association of Plan Advisors. Robert earned both his Bachelor's and Master's degrees from Golden Gate University. He also holds two Associate's degrees from West Valley College and a High School Diploma from Los Gatos High School. Outside of his professional work, he dedicates time to volunteering within his community and enjoys activities such as biking, hiking, ice hockey, music, running, traveling, watching movies, and writing.

Rita Rothstein is a financial advisor at Morgan Stanley with 26 years of industry experience. She holds a Series 66 designation and has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Based in San Jose, CA, her career has been focused on serving clients within Morgan Stanley’s wealth management platform. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that offers a wide range of advisory programs to individuals and institutions. The firm provides tailored financial planning using structured discovery processes and firm-approved tools, managing approximately $2.74 trillion in client assets.

Ruoyun Liang is a financial advisor at Charles Schwab with a Series 66 designation and four years of industry experience. Prior to joining Charles Schwab in 2021, Liang worked at Trumpet Behavioral Health and held roles at Sky Resource Trading Co. LTD. and Aldo Shoes. Liang’s background also includes five years at The University of British Columbia. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary advisory relationships and access to discretionary separately managed accounts, providing multi-asset model portfolios, written advice policies, and due diligence on alternative investments.

Alexander Chin is a financial advisor with LPL Financial in Fremont, CA, holding a Series 66 designation and one year of industry experience. His prior experience includes roles at DCN Wealth Management, Sorrento Pacific Financial, LLC, and operating his own practice. Outside of finance, he works as a professional golfer and coach. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a range of advisory and brokerage services, utilizing model portfolios, third-party subadvisors, and customized strategies, supported by technology and a broad platform that includes insurance and credit services.

Frank Auyeung is a financial advisor with Morgan Stanley in Cupertino, CA, holding Series 63 and Series 65 designations and bringing 34 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and with Morgan Stanley Smith Barney since 2012, following prior roles at Wells Fargo and Banc of America Investment Services. Outside of his advisory work, Auyeung is involved as a partner in a property management business. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a broad range of advisory programs including tailored financial planning supported by firm-approved tools and a structured process.

Qingyin You is a financial advisor with Wells Fargo Clearing, holding Series 63 and Series 66 designations and 19 years of industry experience. Prior to joining Wells Fargo in 2020, Qingyin worked at HSBC Bank USA and HSBC Securities from 2013 to 2020. Outside of advising, Qingyin provides in-home supportive services as a caregiver. Wells Fargo Clearing offers retirement plan consulting for qualified ERISA and non-qualified deferred compensation plans, providing both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and incorporates a wide range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Aaron Chung is a financial advisor with Morgan Stanley in San Jose, CA, holding Series 63 and Series 66 licenses with 11 years of industry experience. His prior experience includes roles at Edward Jones, Fidelity Investments, Tesla Motors, Merrill Lynch, and Wells Fargo Advisors. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients. The firm offers a range of advisory programs focused on tailored financial planning supported by firm-approved tools and methodologies.

Sneh Jolly is a financial advisor at Osaic with 11 years of industry experience. She holds Series 63 and Series 65 licenses. Her prior experience includes roles at Wells Fargo Clearing and Wells Fargo Bank, N.A., as well as Securities America Advisors. Outside of her advisory role, she operates an LLC dedicated to proprietary trading of her personal capital. Osaic Wealth serves a diverse client base, including retail and institutional investors, through a multi-advisor platform offering brokerage and advisory services. The firm emphasizes model-based asset allocation and portfolio optimization, supporting a range of investment strategies and third-party manager options.