Stephen Taylor I is a financial advisor at Wells Fargo Clearing with 22 years of industry experience. He holds the Series 63 and Series 65 designations and previously worked at BancWest Investment Services for 20 years and LPL Financial for one year. Outside of his advisory work, he has a 50% ownership in a rental property in Cameron Park, California. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advice. The firm’s advisory process is guided by investment policy statements and modern portfolio theory, and it includes a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Melanie Morat is a financial advisor at Thrivent Investment Management with seven years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Thrivent Financial and Thrivent Investment Management since 2017. Thrivent Investment Management delivers Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm provides holistic, goal-based analyses and offers clients the option to combine planning with managed-account programs while maintaining separate services.

Jeremy Maurer is a financial advisor with Wells Fargo Clearing in Roseville, CA, holding Series 63 and Series 65 licenses and 16 years of industry experience. He has worked with Wells Fargo in various capacities since 2008, including roles at Wells Fargo Advisors LLC and Wells Fargo Bank, N.A. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and provides both brokerage and advisory solutions.

Robert Groth is a CFP® and holds a Series 66 license with five years of industry experience. He is currently with Fidelity Investments and has prior experience at RBC Capital Markets, Bank of America, Merrill Lynch, and City National Bank. Strategic Advisers LLC, a Fidelity Investments company, provides investment management and advisory services to retail and institutional clients, including charitable funds and registered investment companies. The firm employs a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios and manages oversight through affiliated and unaffiliated sub-advisers.

Ashley Tangeraas is a financial advisor at Thrivent Investment Management with 10 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at Thrivent Financial since 2019. Prior to her current role, she was employed by the State of California for 11 years. Tangeraas also maintains a California real estate broker's license for personal and family use. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients through a network of financial advisors. The firm offers holistic, goal-based financial analyses and planning without discretionary trading authority, focusing on topics such as retirement, estate, and tax planning.

Rena Li is a financial advisor at OSAIC with 27 years of industry experience. She holds Series 63 and Series 66 licenses and previously worked at Woodbury Financial Services for 14 years. In addition to her advisory role, she operates a sole proprietorship introducing traditional life and health insurance and non-variable annuities tailored to clients’ needs. OSAIC serves a diverse client base, including individual and high-net-worth investors, pension plans, corporations, and charitable organizations, through a large network of affiliated advisers. The firm offers integrated brokerage and investment advisory services, utilizing various tools and platforms to construct portfolios across multiple asset classes.

Brandon Williams is a financial advisor at Equitable Advisors with one year of industry experience. He holds the Series 66 designation and previously worked at Richmond American Homes for seven years. Equitable Advisors provides financial planning, retirement consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations. The firm employs a network of Investment Adviser Representatives and offers various advisory programs through third-party managers and its SAM program.

Bruce Woodbury is a financial advisor with LPL Financial in Rancho Cordova, CA, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior roles include positions at Edward Jones and RJ Holdings, Inc. In addition to advisory services, he is involved with Woodbury Insurance Services, which offers fixed insurance products, and Woodbury Tax Service. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of investment adviser representatives, serving individuals, retirement plans, banks, trust companies, and institutions with a range of investment and financial planning solutions.

Gary Kneifl is a financial advisor with Edward Jones in Roseville, CA, holding the CFP®, ChFC®, and Series 66 designations. He has 14 years of industry experience, all with Edward Jones since 2012. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients with a broad range of advisory programs, including discretionary and non-discretionary wrap fee strategies, separately managed accounts, and affiliated mutual funds. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of over 23,000 financial advisors and 15,000 branch offices.

Kirsten Barnett is a financial advisor at Fidelity with 12 years of industry experience. She holds Series 63 and Series 66 designations and has worked at Fidelity Investments, Bank of America, Merrill, and Sutter Health. She is part of Strategic Advisers LLC, a Fidelity Investments company that provides investment management and advisory services to retail and institutional clients, including discretionary portfolio management and fund advisory. The firm uses a blend of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction to manage model portfolios and investment products.

Robert Mc Mahon is a CFP® with 11 years of industry experience. He is currently with Cetera and its affiliates, having joined in 2026 after a decade at Edward Jones and a year at LPL Financial. He serves as a non-profit board member with Toastmasters. Cetera Investment Advisers LLC is a large SEC-registered adviser that supports a nationwide network of independent advisors serving individuals, retirement plans, corporate and charitable clients, and institutional accounts, offering a range of portfolio management, financial planning, and retirement services.

Judith Davidson is a financial advisor with Merrill in Roseville, CA, holding Series 63 and Series 66 designations and bringing 26 years of industry experience. She has worked at Merrill Lynch since 2000 and Bank of America since 2009. Outside her advisory role, she volunteers with CASA (Child Advocates of El Dorado County), a nonprofit supporting children in foster care. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Rachel Eaton is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 21 years of industry experience. Her prior roles include positions at Bank of America, Merrill, and Wells Fargo Advisors LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and uses research from Wells Fargo Investment Institute along with third-party data to evaluate investment options based on diversification and modern portfolio theory.

Lynnell Reese is a financial advisor at Wells Fargo Advisors with 22 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo in various capacities since 2009. Outside of her financial advisory role, she is involved in food delivery through DoorDash. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that serves individuals, trusts, and institutional clients. The firm offers a broad range of investment and financial planning services, including cash-flow, retirement, education, and niche planning areas, using proprietary research and planning tools.

Marie Ahola is a financial advisor with Robert W. Baird & Co. in Roseville, CA, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. She has been with R.W. Baird since 2009. She is also involved in managing several rental properties outside of her advisory role. The DDK Group, a team within Robert W. Baird’s Private Wealth Management practice, serves individuals, families, pensions, corporations, and institutional clients by providing tailored financial planning and portfolio management services that include discretionary and non-discretionary management, separately managed accounts, and overlay strategies.

James Deppner is a financial advisor at Merrill with eight years of industry experience. He holds Series 63 and Series 66 licenses and has worked at firms including Bank of America, Wells Fargo, U.S. Bancorp Investments, and J.P. Morgan. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Olivia Kaplan is a financial advisor at Robert W. Baird & Co. with 11 years of industry experience. She holds a Series 66 designation and has worked at firms including Morgan Stanley and Fidelity prior to joining Baird in 2016. Outside of her advisory role, she is a property owner with her spouse. The DDK Group, a team within Baird’s Private Wealth Management department, serves individuals, including high-net-worth clients, as well as corporate and business clients, pensions, and charitable organizations. The firm offers a variety of services such as financial planning, portfolio management, and custody and brokerage services, utilizing a combination of manager-traded and model-traded strategies supported by internal research and artificial intelligence tools.

Edmardo Tomei III is a CFP® certified financial advisor with over 25 years of industry experience. He is currently with Cetera and has previously worked at Next Financial Group Inc. Tomei is also the owner and senior wealth manager of PWA Financial, where he has provided financial planning and retirement plan services since 2003. Additionally, he works as an insurance agent selling life, annuities, and long-term care products. Cetera Investment Advisers LLC is a nationwide SEC-registered advisory firm serving individual, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, ERISA retirement services, and access to third-party money managers.

Erik Feest is a financial advisor at Morgan Stanley with 11 years of industry experience. He holds a Series 66 designation and has been with Morgan Stanley Private Bank and Morgan Stanley since 2016. Outside of his advisory work, he is a partner at Lakeside Equestrian Center, LLC, an agricultural and recreational business in Loomis, California. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients. The firm offers tailored financial planning and a range of advisory programs, managing approximately $2.74 trillion in client assets.

Matthew Baumann is a CFP® professional with 14 years of industry experience, currently advising at Fisher Investments since 2016. He previously worked at Creative Planning for one year. Baumann is a passive owner of a salon business and co-owns a vending machine operation in the Greater Portland Area. Fisher Investments serves a global client base that includes institutional and high-net-worth private clients, offering discretionary portfolio management across various asset classes. The firm utilizes a centralized Investment Policy Committee to construct diversified portfolios, employing tax-aware strategies and risk management techniques.