Chang Li is a financial advisor at Cetera with nine years of industry experience. He holds Series 63 and Series 66 designations. His prior roles include positions at Merrill, Bank of America, Charles Schwab, Scottrade, and Wind Information Hong Kong. Cetera Investment Advisers LLC serves a broad client base including individuals, retirement plans, corporate, charitable, and institutional clients. The firm offers portfolio management, financial planning, and access to a range of model portfolios and third-party managers through a multi-manager platform.

Karen Yasukawa is a financial advisor with Raymond James & Associates in Honolulu, HI, holding Series 63 and Series 65 credentials and bringing 40 years of industry experience. Her previous firms include UBS Financial Services, where she worked for 10 years. Outside of advising, she serves as a committee member for the nonprofit Legacy of Life, involved in budget and investment reviews. Raymond James & Associates is a large dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base, including individuals, institutions, and municipal entities, offering financial planning and consulting with a range of portfolio management styles supported by affiliated research and sub-advisers.

Kalen Hamada is a financial advisor with Equitable Advisors in Honolulu, HI, holding a Series 66 designation and one year of industry experience. Prior to joining Equitable Advisors, he worked at Shawn Hamada and OSAIC, and he serves on the board of Nakata Electrical, Inc., an electrical contracting company. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to a diverse client base including individuals, pension and profit-sharing plans, corporations, and charitable organizations. The firm utilizes a range of advisory models and third-party asset managers to deliver customized investment solutions.

Mitchell Chong is a financial advisor at OSAIC with four years of industry experience. He holds a Series 66 designation and has worked previously with First Insurance Company of Hawaii, Royal Alliance, Ronald A. Ota & Associates, and Sugiki Portis Eye Center. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers and multiple advisory platforms. The firm offers integrated brokerage and investment advisory services, financial planning, and access to third-party money managers, utilizing various portfolio construction tools and both discretionary and non-discretionary account management.

Donna Kakazu is a financial advisor with Primerica Advisors in Honolulu, HI, holding Series 63 and Series 65 licenses and having 21 years of industry experience. She has worked with Primerica Financial Services and PFS Investments Inc. since 2004 and has also held positions at the Department of Education since 2007. Outside of her advisory role, she is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management to individual and high-net-worth clients through its Lifetime Investment Program, which offers model-delivery strategies and limited separately managed account options within a wrap-fee structure. The firm curates third-party asset managers and employs an operational model that includes independent due diligence and delegated trading through BNY Mellon Advisors.

Scott Butera is a financial advisor with UBS Financial Services in Honolulu, HI, holding Series 63 and Series 65 credentials and bringing 28 years of industry experience. He has been with UBS since 2010. Outside of advisory work, he manages Positive Living LLC, a motivational website and related media business. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, combining institutional trading capabilities with wealth management. The firm employs model-based asset allocations and proprietary research to tailor financial plans aligned with clients’ goals and risk tolerances.

Gareth Kaneshiro is a financial advisor at Edward Jones with 35 years of industry experience. He holds Series 63 and Series 65 designations and has previously worked at Ameriprise Financial Services Inc. and Bankoh Investment Services, Inc. prior to joining Edward Jones in 2020. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients, offering a range of advisory programs and investment solutions supported by a nationwide network of approximately 23,701 financial advisors and 15,121 branch offices.

Jeffrey Ling is a financial advisor with MassMutual Investors Services who holds a Series 66 designation and has 19 years of industry experience. He has worked at MML Investors Services Inc. and MassMutual Life Insurance since 2006. Outside of advising, he serves as a notary public and holds an insurance agent position. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars, utilizing firm-approved software and collaborative, annual planning relationships.

Kelly Shota is a CFP® and ChFC® professional with 25 years of experience in the financial services industry. She currently works at Morgan Stanley in Honolulu, HI, having previously spent 11 years at Edward Jones. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving both individual and institutional clients with a broad range of advisory programs and tailored financial planning services. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and scenario modeling as part of its financial planning process.

Manuel Dayao Jr. is a financial advisor with Equitable Advisors, holding Series 63, 65, and 66 licenses and 45 years of industry experience. He has been with Equitable Advisors since 1999 and was previously associated with Axa Advisors. Outside of his advisory work, he is a photographer specializing in weddings and events and volunteers with the Honolulu Zoo and Honolulu Boy Choir. He also serves as the golf coordinator for the University of Hawaii Alumni Association, organizing golf outings several times a year. Equitable Advisors provides financial planning, retirement plan consulting, and asset-management services to individuals, pension plans, corporations, and charitable organizations. The firm offers a range of programs through its network of Investment Adviser Representatives, utilizing both proprietary and third-party investment solutions.

Lori Ann Shizuko Nishimura is a financial advisor with UBS Financial Services in Honolulu, HI, holding a Series 66 designation and 21 years of industry experience. She previously worked at Morgan Stanley before joining UBS in 2014. She serves as President and a member of the Board of Directors for the Kapahulu Center in Honolulu, an organization focused on community support and independence. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services, combining institutional trading capabilities with wealth management offerings delivered by a network of financial advisors.

Kevin Higa is a Wealth Management Advisor with Merrill Lynch Wealth Management, based in Honolulu, Hawaii. He works alongside his brother in the Higa Group to provide investment management, wealth planning, and consulting services to individual and institutional clients. Kevin leverages the resources of Merrill Lynch and Bank of America to deliver personalized wealth management strategies tailored to clients’ financial goals. Kevin has been in the financial services industry since 2005. Before joining Merrill Lynch in 2015, he spent ten years at a local bank working with institutional clients including insurance companies, unions, corporations, and non-profit organizations. His areas of expertise include institutional investment consulting, services for endowments, foundations and non-profits, personal retirement planning, and individual and corporate investment strategies. Kevin holds a Bachelor's degree from Babson College and professional designations including Certified Investment Management Analyst (CIMA) and Personal Investment Advisor (PIA). Kevin participates in community organizations such as the Foundation for Maryknoll School, Hui Makaala Okinawan Club, and Oahu Country Club. Outside of work, he enjoys baseball, boating, fishing, golfing, surfing, yoga, and spending time with his family. He was inducted into the Babson College Athletics Hall of Fame in 2011 for baseball and values his experiences traveling and working abroad.

Bart Fujimoto is a CFP® professional with 26 years of experience in the financial services industry. He has been with LPL Financial since 2012 and previously worked at Bancwest Investment Services, Inc. for nine years. Fujimoto holds Series 63 and Series 65 licenses and is based in Honolulu, HI. LPL Financial is a national broker‑dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms, supported by a large network of investment adviser representatives.

Taylor Tameta Arenas is a financial advisor at Charles Schwab with a Series 66 designation and one year of industry experience. Prior to joining Charles Schwab and Charles Schwab Bank, SSB, Arenas held various roles in multiple industries, including positions at Philz Coffee, Apple Inc., Doordash Inc., Nordstrom, and Footlocker. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships and access to discretionary separately managed accounts, supported by multi-asset model portfolios and a centralized operational structure.

Rose Lakalaka is a financial advisor with Equitable Advisors in Honolulu, HI, holding a Series 66 designation and eight years of industry experience. She has worked at Equitable Advisors since 2017 and previously at AXA Advisors LLC. Outside of her advisory role, she is involved in the modeling and acting industry through the Kathy Muller Talent and Modeling Agency. Equitable Advisors serves individuals, pension and profit-sharing plans, corporations, and charitable organizations by providing financial planning, retirement plan consulting, and asset-management programs. The firm employs a variety of advisory models, including third-party and proprietary solutions, and offers ERISA fiduciary services to qualified plans.

Rie Shoji is a CFP®-certified financial advisor with 15 years of industry experience, currently with Charles Schwab in Honolulu, HI. Her prior experience includes roles at Ameriprise, Cetera Investment, LPL, and American Savings Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory models with access to discretionary separately managed accounts and employs a multi-asset model portfolio approach supported by Schwab’s Center for Financial Research.

Sandra Smiley is a financial advisor with Ameriprise in Kaneohe, HI, holding a Series 63 designation and bringing 40 years of industry experience. She has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored advice, primarily for clients with assets held in Ameriprise Managed Accounts.

Karli Hamada is a financial advisor with Equitable Advisors in Honolulu, HI, holding a Series 66 designation and eight years of industry experience. Her prior roles include positions with Pacific Financial Partners LLC and Royal Alliance Associates, INC. She serves as a board member for Nakata Electrical Inc., a non-investment related role. Equitable Advisors provides financial planning, retirement plan consulting, and asset management services to individuals, pension plans, corporations, and charitable organizations, utilizing a range of third-party advisory programs and discretionary management models.

Rhodora Pagay is a financial advisor at Ameriprise with 26 years of industry experience. She holds Series 63 and Series 66 licenses and has been with Ameriprise and its affiliated entities since 2016. Based in Honolulu, HI, she currently serves clients through Ameriprise’s institutional platform. Ameriprise provides retirement-income planning services primarily for individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations through a centralized consulting team.

Tanya Tarampi is a financial advisor at Cetera with 14 years of industry experience. She holds Series 63 and Series 66 registrations and has prior experience with firms including Raymond James Financial Services and BancWest Investment Services. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform featuring discretionary and non-discretionary portfolio management, financial planning, and access to third-party money managers.