David Murphy is a financial advisor with Truist Advisory Services in Orlando, FL, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has been with Truist Advisory Services and its affiliated entities since 2018, including roles at BB&T Investments and BB&T Securities prior to the formation of Truist. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations. The firm utilizes both discretionary and non-discretionary manager relationships and integrates third-party platforms and AI-enabled research tools to support its investment processes.

Richard Malmberg is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding Series 63 and Series 65 licenses and having 27 years of industry experience. He has worked at Schwab Wealth Advisory and Charles Schwab since 2019 and was previously self-employed and associated with Stratos Wealth Partners and LPL Financial. Outside of his advisory role, he is the owner of a real estate property in Orlando. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients in the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates within the Schwab ecosystem, using standard asset allocation models and research tools, with final investment decisions made by clients.

Leon Kearse is a financial advisor with Eagle Strategies (New York Life) in Maitland, FL, holding a Series 66 designation and 11 years of industry experience. His prior roles include positions at Equity Services, National Financial Services Group, Park Avenue Securities, Guardian Life Insurance, and JPMorgan Securities. He has served in the United States Army Reserves since 2008. Eagle Strategies serves individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated representatives. The firm emphasizes tailored recommendations across various program types and manages the majority of its assets on a non-discretionary basis.

Ryan Evans is a CFP® with 27 years of experience in the financial services industry. He has been with Kestra Advisory since 2016 and has also worked at Kestra Investment Services, LLC since 2002. In addition to his advisory roles, he is the founder and president of Evolve Advisor Group and a partner in a commercial property management business. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse range of institutional and individual clients, including large plan sponsors. The firm offers services such as fiduciary consulting, plan design, investment advice, and employee education, supporting both discretionary and non-discretionary engagements through multiple management platforms.

David Peck is a Series 66-licensed financial advisor with Truist Advisory Services in Winter Park, FL. He has 23 years of industry experience, including roles at SunTrust Advisory Services and Suntrust Investment Services, Inc. for over a decade each. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships with consulting services and utilizes third-party platforms and AI-enabled tools for investment research and manager due diligence.

Bryan Velasco is a financial advisor with Empower Advisory Group based in Winter Springs, FL. He holds Series 63 and Series 65 designations and has eight years of industry experience. His prior roles include positions at Robinhood Financial, U.S. Bancorp Investments, Bank of New York Mellon, and GWN Securities. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as to certain retail brokerage account holders. The firm integrates its services with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Camuel Buzan is a financial advisor with First Command Advisory Services holding Series 65 and Series 63 licenses and has two years of industry experience. Prior to his advisory role, he spent ten years at Tata Consultancy Services Corp. He is based in Orlando, FL. First Command Advisory Services, Inc. is an SEC-registered investment adviser serving individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, delivering investment management through a centralized team that selects and monitors model portfolios and third-party managers.

Brian Dost is a CFP® with 23 years of industry experience, currently serving as a financial advisor at Schwab Wealth Advisory Inc. since 2015. He has also been affiliated with Charles Schwab & Co., Inc. since 2010. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering financial reviews, retirement planning, and investment recommendations across various asset classes. The firm operates as an internal advisory unit within the Schwab ecosystem, delivering advice based on Schwab’s asset allocation models and research tools while leaving final trading decisions to clients.

Austin Mitchell is a financial advisor with Truist Advisory Services in Winter Park, Florida. He holds Series 63 and Series 66 licenses and has two years of industry experience. Prior to joining Truist, he worked at Charles Schwab and has experience in event management and billiard services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers a range of services including asset allocation, fiduciary support, and a manager-selection program, utilizing both discretionary and non-discretionary approaches supported by third-party platforms and AI-enabled research tools.

Evan Luchs is a financial advisor at Schwab Wealth Advisory with Series 65 and Series 63 licenses and four years of industry experience. He has worked at Charles Schwab since 2021 and previously held roles at Aflac, LSQ, and Moe's Southwest Grill. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice through Charles Schwab’s platform, offering services such as annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s standard asset allocation models and research tools. The firm operates within the Schwab ecosystem and does not charge clients directly, distinguishing its approach from many other enterprise wealth managers.

Philip Hallford is a CFP® with 26 years of industry experience, currently serving as an advisor at Schwab Wealth Advisory in Orlando, FL. He has been with Schwab Wealth Advisory since 2015 and has worked at Charles Schwab & Co., Inc. since 2003. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews, retirement planning, and investment recommendations utilizing Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not charge clients directly for its services.

Kevin Murphy is a financial advisor at Schwab Wealth Advisory with 27 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Charles Schwab since 1999, serving Schwab Wealth Advisory since 2012. Outside of his advisory role, he is a Class A member of Tiger Bay Farms, LLC, a venture formed to purchase and operate a tree farm in Florida. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, delivering services such as financial reviews, retirement planning, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Michael Cline is a financial advisor with Schwab Wealth Advisory Inc. in Orlando, FL, holding Series 63 and Series 66 licenses and bringing 16 years of industry experience. He has worked at Charles Schwab & Co., Inc. since 2008 and with Schwab Wealth Advisory since 2012. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning discussions, and investment recommendations across various asset classes. The firm uses standardized asset allocation models and Schwab research tools, delivering advice without discretionary trading authority and typically outsourcing discretionary management to affiliated or third-party managers.

Quienton Reynolds is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 19 years of industry experience. He has been with Charles Schwab and its affiliated entities since 2008. Outside of his advisory work, he is involved in a family moving business based in St. Petersburg, Florida. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice within the Schwab Wealth Advisory program, offering financial reviews, planning discussions, and investment recommendations using Schwab’s research tools and standard asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not directly charge clients fees.

Todd Healy is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 66 licenses. He has 25 years of industry experience and has been with Charles Schwab since 2000, including 14 years at Schwab Wealth Advisory. Outside of his advisory role, he serves as an assistant baseball coach for the Lake Brantley High School junior varsity team. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its Schwab Wealth Advisory program, using Schwab’s asset allocation models and research tools. The firm conducts annual reviews and offers a range of investment recommendations while leaving final trading decisions to clients.

Katherine Gonzalez is a financial advisor with Valic Financial Advisors in Orlando, FL, holding a Series 66 designation and beginning her advisory career in 2025. Her prior experience includes roles in education and community organizations, such as Orange County Public Schools and the Central Florida Language Academy. She is also appointed as an agent to sell non-securities insurance products for AGIA. Valic Financial Advisors is an SEC-registered investment adviser and FINRA-member broker-dealer serving primarily U.S. individuals, including high net worth clients, and employer-sponsored retirement participants. The firm offers portfolio management and financial planning services through a large network of advisors, utilizing discretionary unified managed accounts and a variety of centralized technology and model solutions.

Stephen Mackall is a financial advisor with Hightower Advisors, holding Series 63 and Series 65 designations and bringing 19 years of industry experience. He previously worked at Resource Consulting Group for nine years before joining Hightower Advisors in 2024. Based in Orlando, FL, he currently serves clients through Hightower’s enterprise platform. Hightower Advisors provides investment advisory and planning services to a diverse range of individual and institutional clients, including pension plans, charitable organizations, corporations, and trusts. The firm’s approach emphasizes manager selection and multi-manager solutions, utilizing affiliated and third-party managers, proprietary research, and a variety of investment vehicles to construct customized portfolios.

Judah Ben Ernst is a financial advisor with Planmember Securities Corporation, holding a Series 66 credential and 18 years of industry experience. He is involved with multiple business ventures, including serving as president of Ernst & Associates Inc and working with Bencor, Inc., a 401(a) plan provider. Planmember Securities Corporation provides retirement-plan advisory services to employers and participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm uses a top-down strategic asset allocation framework and manages unitized, risk-based mutual fund portfolios ranging from conservative to aggressive while offering education and support services to plan sponsors and participants.

Mehdey Baker is a financial advisor with Schwab Wealth Advisory in Orlando, FL, holding a Series 66 designation and eight years of industry experience. He has worked at Charles Schwab & Co., Schwab Wealth Advisory Inc., Merit Financial Group, LPL Financial, Bank of America, Merrill, and New York Life Insurance Company. Outside of his advisory role, he owns FLUFFY TECH LABS LLC, a small business involving an independent artist, animator, and software engineer. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations using Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within Charles Schwab & Co., delivering advice without discretionary trading authority and distinguishing itself through unique operational features compared to other enterprise wealth managers.

Robert Nejman is a CFP®-certified financial advisor with 23 years of industry experience. He has been with Truist Advisory Services since 2016 and has worked with Truist Investment Services since 2010. Nejman is involved as a capital investor in a recreational vehicle and boat storage facility. Truist Advisory Services provides investment consulting and advisory services to individuals, corporations, retirement plan sponsors, and charitable organizations. The firm offers asset allocation, fiduciary support, and manager-selection programs, utilizing a combination of discretionary and non-discretionary strategies with oversight from dedicated research and investment teams.