Travis Payne is a financial advisor with PlanMember Securities Corporation based in Oviedo, FL, holding Series 63 and Series 65 registrations and accumulating 18 years of industry experience. He has operated Payne Retirement and Payne Financial Group since 2017 and is involved with U S Employees Benefits Service Group, LLC, a company focused on insurance, benefits administration, and investments. PlanMember Securities Corporation provides retirement-plan advisory services to employers and plan participants, acting as an ERISA Section 3(38) fiduciary for many plans. The firm offers participant-level investment options through risk-based mutual fund portfolios and supports clients with education, personalized planning, and separation counseling.

Raymond Throne II is a financial advisor with Eagle Strategies (NY Life) based in Maitland, FL, holding Series 63 and Series 65 licenses and boasting 52 years of industry experience. He has been affiliated with New York Life and NYLife Securities since 1973 and has operated Ray Throne & Associates since 2007. In addition to his advisory work, he manages independent sales of New York Life products and brokers non-registered insurance products under his own DBA. Eagle Strategies serves a diverse clientele including individual investors, retirement plans, and institutional clients, offering financial planning, investment management, and retirement-plan advisory services. The firm provides tailored advice through various program types, primarily on a non-discretionary basis, and operates within the integrated New York Life affiliate structure.

Christopher Campos is a CFP® professional with 19 years of experience in the financial services industry. He has been with Truist Advisory Services since 2016 and also works with Truist Investment Services. Outside of his advisory role, he is a member manager of an entity related to potential rental properties. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary manager relationships and third-party platforms to support its AMC Advantage program.

Adriel Irizarry is a financial advisor at Fifth Third Securities, Inc. in Orlando, FL, holding Series 63 and Series 65 credentials with eight years of industry experience. He has been with Fifth Third Securities since 2017 and has worked at Fifth Third Bank since 2015. Outside of his advisory role, he manages a rental property in Gotha, FL. Fifth Third Securities provides brokerage and investment advisory services through its Passageway Managed Account Program to individuals, charitable organizations, corporate clients, and institutional investors. The firm offers multiple discretionary managed-account options and features such as direct indexing and tax-overlay services, operating as a wholly owned subsidiary of Fifth Third Bank.

Matthew Labar is a financial advisor at Schwab Wealth Advisory, Inc. based in Orlando, FL. He holds the Series 66 designation and has two years of industry experience. Prior to joining Schwab Wealth Advisory in 2025, he worked at Charles Schwab from 2021 and held positions at Berkshire Hathaway Guard, Sherwin-Williams, and Dick's Sporting Goods. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering clients annual financial reviews, retirement and planning discussions, and investment recommendations using Schwab’s asset allocation models and research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and generally does not exercise discretionary trading authority.

Natalie Kotroba is a financial advisor with Schwab Wealth Advisory, holding Series 63 and Series 66 licenses and bringing 26 years of industry experience. She has been with Charles Schwab and its affiliates since 2004, including seven years at Schwab Wealth Advisory. In addition to her advisory role, she serves as a member of the finance committee board at St. Mary Magdalen Catholic School, where her children attend. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice to clients enrolled in its program, delivering recommendations based on Schwab’s asset allocation models and research tools. The firm conducts annual reviews and offers investment guidance without discretionary trading authority, operating as an internal advisory unit within the Schwab ecosystem.

Chelsea Owens is a financial advisor at Schwab Wealth Advisory with 10 years of industry experience. She holds Series 66 and Series 63 licenses and has worked within the Schwab organization since 2014, including roles at Schwab Private Client Investment Advisory, Inc. from 2016 to 2020. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations based on Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem, with advisors recommending allocations while clients make final trading decisions.

Ryan Shim is a financial advisor at Truist Advisory Services with 29 years of industry experience. He holds Series 63 and Series 66 credentials and has worked at BB&T Securities, SunTrust Investment Services, and SunTrust Advisory Services. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm uses a combination of discretionary manager relationships and non-discretionary consulting, supported by third-party platforms and AI-enabled research tools, to deliver its services.

Rene Aranda is a CFP® professional with 24 years of industry experience, currently serving at Schwab Wealth Advisory since 2025. His prior roles include positions at Charles Schwab and USAA, with over a decade of experience in financial planning and investment management. Outside of finance, he is involved in retail distribution for AdvoCare, a health and wellness company. Schwab Wealth Advisory provides non-discretionary fiduciary investment advice through the Schwab Wealth Advisory program, offering annual financial reviews and investment recommendations based on standardized asset allocation models and Schwab research tools. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority.

Emanuel Guillen is a CFP® and holds a Series 66 license, currently serving as a financial advisor at Schwab Wealth Advisory in Orlando, FL. He has two years of industry experience, including roles with Schwab Wealth Advisory and Charles Schwab since 2023. Prior to this, he worked in education and was involved with the Sea King Seafood Market and Waverly Woods Golf Club. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as financial reviews, retirement planning, and investment recommendations. The firm operates within the Schwab ecosystem using standard asset allocation models and research tools, with advice delivered through an internal advisory unit rather than direct client billing.

Shane Mahadeo is a financial advisor with Transamerica Financial Advisors holding a Series 66 designation and two years of industry experience. His prior work includes roles at USHEALTH Advisors Orlando, World Financial Group Insurance Agency, and several entrepreneurial ventures such as Mahindra Enterprises Inc. and Mahasha Mobile Car Detailing INC. Transamerica Financial Advisors serves a diverse client base including individual investors, pension plans, trusts, charitable organizations, and corporations. The firm offers both advisory and broker-dealer services through proprietary and third-party investment models, managing over $2 billion in assets under management as of the end of 2025.

William Dudley is a financial advisor at Integrity Alliance, LLC with five years of industry experience. He holds a Series 66 credential and has worked with Lion Street Financial as well as independently as a sales contractor. Outside of advisory roles, Dudley consults for small pharmaceutical companies and is involved with LifeRoc Capital, assisting clients with life settlement transactions. Integrity Alliance is a large advisor network serving individual investors, corporations, and qualified retirement plans. The firm offers a range of portfolio management and financial planning services, employing diverse investment approaches and supports both advisory and brokerage functions.

Mayada Soufan is a financial advisor with Truist Advisory Services in Winter Park, FL, holding Series 63 and Series 66 designations and having 14 years of industry experience. She has worked with Truist Advisory Services and its affiliated firms since 2016. Outside of her advisory role, she serves in honorary capacities related to her husband's automotive sales and home building businesses. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm employs a combination of discretionary and non-discretionary approaches, supported by third-party manager relationships and AI-enabled research tools.

Jacob Haynie is a ChFC® credentialed financial advisor with three years of industry experience. He is currently with Eagle Strategies (NY Life) and has previous experience at NYLIFE Securities LLC and New York Life Insurance. Prior to his advisory career, he worked in education, including roles at Shepherd University and Robinson Secondary School. Eagle Strategies serves a diverse client base, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated advisers. The firm offers multiple program types and emphasizes tailoring recommendations to client objectives and retirement plan sponsor criteria, managing most assets on a non-discretionary basis.

Kirby Massey is a financial advisor with Schwab Wealth Advisory, holding a Series 66 designation and five years of industry experience. His prior roles include positions at Charles Schwab & Co., Addition Financial, and the University of Central Florida. Massey is based in Orlando, FL. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews, retirement planning, and investment recommendations. The firm delivers advice through standard asset allocation models and Schwab research tools, with final investment decisions made by clients.

Alexa Oliver is a financial advisor at Rockefeller Financial LLC with two years of industry experience. She holds the Series 66 designation and previously worked at FS Investments from 2021 to 2024. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, institutional clients, and retirement plans. The firm offers a range of portfolio management and financial planning services through its Private Advisor model and consolidated investment platform, combining discretionary, non-discretionary, and model-delivery solutions across multiple asset classes.

Scott Free is a financial advisor with Schwab Wealth Advisory and holds Series 63 and Series 65 licenses. He has 12 years of industry experience, with prior roles at Freedom Resources and USAA financial entities. Schwab Wealth Advisory, Inc. provides non-discretionary fiduciary investment advice to clients enrolled in the Schwab Wealth Advisory program, offering services such as annual financial reviews and investment recommendations based on Schwab’s research tools and asset allocation models. The firm operates as an internal advisory unit within the Schwab ecosystem and does not exercise discretionary trading authority.

Renee Maloney is a CFP®-certified financial advisor with 17 years of industry experience, currently practicing at Truist Advisory Services. She has been with SunTrust Advisory Services and affiliated entities since 2016. Outside of her advisory work, she owns a vacation home used as a rental property in Holmes Beach, Florida. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm offers services including asset allocation and investment policy analysis, fiduciary support, and a manager-selection program that integrates third-party managers and proprietary research tools.

Jhoanny Garcia Cardenas is a Series 66-licensed financial advisor with 21 years of industry experience. She has worked at Truist Advisory Services since 2018 and has prior experience at firms including Wells Fargo Clearing and Ameriprise. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm offers asset allocation and investment policy analysis, fiduciary support, and utilizes a combination of discretionary manager relationships and non-discretionary consulting supported by third-party platforms and AI-enabled research tools.

Liza Bonet is a financial advisor at Truist Advisory Services with 20 years of industry experience. She holds Series 63 and Series 66 designations and has been with SunTrust Advisory Services since 2016. Outside of her advisory role, she manages residential rental properties in San Juan, Puerto Rico. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate clients, retirement plan sponsors, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, supported by AI-enabled research tools and supervisory oversight, and operates with a high degree of inter-affiliate integration.