Carmen Hill is a Series 66-licensed financial advisor with 14 years of industry experience. She has worked at Citigroup Global Markets Inc. since 2017 and previously held roles at The Leaders Group Inc. and Dennis Hill/The Leaders Financial Group. Citigroup Global Markets Inc. serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs alongside broker-dealer execution and custody services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs, supported by internal standards and oversight committees.

Franklin Gould is a financial advisor with Empower Advisory Group in San Antonio, TX, holding Series 65 and Series 63 licenses and 18 years of industry experience. His prior roles include positions at Advised Assets Group, GWFS Equities, Capital Group - American Funds Distributors, FJY Financial, Unified Trust / American Trust, and Pentegra Retirement Services. Outside of finance, he is co-owner of Botanical Pug, a retail business selling CBD and essential oil products. Empower Advisory Group provides financial planning and investment management primarily for employer-sponsored retirement plan sponsors and their participants, as well as for Empower Premier IRA and retail brokerage account clients. The firm uses an integrated model aligned with Empower’s recordkeeping and administrative platforms, focusing on long-term portfolio returns and client savings rates.

Deryck Woods II is a financial advisor at D.A. Davidson & Co. with two years of industry experience and holds a Series 66 credential. His prior roles include positions at Northwestern Mutual Investment Services LLC and Northwestern Mutual Life Insurance Company. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, individual investors, charitable organizations, and corporate clients. The firm offers various advisory services under fiduciary standards, including ERISA retirement plan advice and comprehensive financial planning solutions, and is notable for its municipal advisory activities and affiliated custodial entities.

Alexandra Almendarez is a Series 66-licensed financial advisor with two years of industry experience, currently affiliated with Commonwealth Financial Network and Dempsey Wealth Management, LLC. Her prior experience includes roles at Equitable Advisors, LLC and Robert Half. She is also involved in fixed insurance sales, dedicating a portion of her professional time to this activity. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and hundreds of thousands of clients. The firm offers a comprehensive adviser-support platform that includes managed-account programs, third-party asset manager access, retirement consulting, and custody services.

Amanda Dowdy Gustafson is a financial advisor with Citigroup Global Markets, holding Series 63 and Series 65 credentials and bringing 23 years of industry experience. She has been with Citigroup Global Markets since 2007, based in San Antonio, TX. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering multi-asset, multi-manager investment programs alongside broker-dealer execution and custody services. The firm combines large institutional scale with specialized market roles and customized advisory solutions.

Aaron Holder is a CFP® with 16 years of industry experience, currently affiliated with GWN Securities Inc. in San Antonio, TX, where he has worked since 2016. He also holds insurance licenses and offers life, health, and fixed annuity insurance aligned with clients' financial goals. GWN Securities provides investment advisory and related services to individual and corporate clients through various managed account programs and financial planning offerings. The firm combines discretionary portfolio management with model-based allocations and permits representatives to select or replace sub-advisers, employing both traditional and tactical trading strategies.

Mark Menendez is a financial advisor with PNC Wealth Management, holding Series 63 and Series 66 credentials and bringing 20 years of industry experience. His prior roles include positions at BBVA Compass Insurance Agency, Bbva Wealth Solutions, Bbva Securities, and COMPASS Bank, all between 2014 and 2021. Outside of his advisory work, he is the owner of Prestige Worldwide Development LLC. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an online, discretionary model account available by invitation to employees. The firm employs algorithm-driven risk assessments to guide investment strategy and utilizes third-party managers for portfolio execution and proxy voting.

Ryan Faulkner is a financial advisor with Eagle Strategies (NY Life) based in San Antonio, TX, holding Series 63 and Series 66 licenses. He has 14 years of industry experience, including roles at Eagle Strategies since 2019, Nylife Securities LLC since 2012, and New York Life Insurance since 2011. Eagle Strategies serves a diverse client base including individual investors, defined contribution and defined benefit plans, charitable, and corporate clients. The firm provides financial planning, investment management, and retirement-plan advisory services through a broad network of affiliated advisers, emphasizing tailored solutions and primarily managing assets on a non-discretionary basis.

Patricia Lawyer is a financial advisor at Rockefeller Financial LLC with 30 years of industry experience. She holds Series 63 and Series 65 licenses and has previously worked at Bank of America and Merrill. Rockefeller Financial LLC serves ultra-high and high-net-worth individuals, families, family offices, charities, corporations, and retirement plans, providing wealth management, financial planning, portfolio management, and retirement plan consulting. The firm integrates wealth, trust, and insurance services through the Rockefeller Global Family Office platform and acts as a placement agent for private funds and access vehicles.

Reese Macgregor is a financial advisor at Citigroup Global Markets with three years of industry experience. He has been with Citigroup since 2017, following a prior role at Citibank. Outside of his advisory work, he owns a small business creating and selling custom-designed cups, tumblers, coasters, and keychains. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies through both discretionary and non-discretionary programs, supported by internal oversight and a combination of institutional-scale resources and specialized market roles.

Gina Hughes is a financial advisor at Kestra Advisory with 11 years of industry experience. She holds a Series 66 designation and previously worked at Edward Jones for eight years before joining Kestra in 2022. Outside of her advisory work, she manages a short-term rental property in San Antonio. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a broad range of institutional and individual clients, including plan sponsors. The firm offers services such as fiduciary consulting, plan design, and employee education, and serves large institutional investors, including sovereign wealth funds.

Etienne Goods is a CFP® professional with 10 years of industry experience currently affiliated with GWN Securities Inc. in San Antonio, TX. He has held roles at Ameritas Investment Corp., CCF Investments, and Capital Choice Financial Services. In addition to his advisory work, Goods operates Goods Financial Services, LLC, where he is a licensed agent for life and health insurance as well as fixed and indexed annuities. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients with discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios. The firm offers a range of managed-account programs and model portfolios, including traditional and active strategies, and manages approximately $3.65 billion across more than 37,000 client accounts.

Jeffrey Doss is a financial advisor with Transamerica Financial Advisors in San Antonio, TX, holding Series 65 and Series 63 licenses and nine years of industry experience. He previously worked at Santa Fe Financial, LLC for three years before joining Transamerica Financial Advisors and World Financial Group in 2017. He is also involved with KP Property Ventures LLC. Transamerica Financial Advisors serves a broad client base including individual investors, pension and profit-sharing plans, trusts, estates, and charitable organizations. The firm offers a combination of advisory and broker-dealer services, utilizing proprietary and third-party model portfolios with both discretionary and non-discretionary program options.

Catherine Cole is a financial advisor with Bankers Life Advisory Services, Inc. in San Antonio, TX, holding Series 63 and Series 66 credentials and bringing nine years of industry experience. She has been with Bankers Life Advisory Services since 2019 and has prior experience with affiliated entities including Bankers Life Securities Inc and Bankers Life and Casualty Company. Outside of her advisory role, she is a partner at Caro Circle LLC, where she manages real estate investments. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, periodic rebalancing, and a blend of fundamental, technical, and cyclical analysis to guide investment decisions.

Elizabeth Hernandez is a financial advisor at Citigroup Global Markets with eight years of industry experience. She holds a Series 66 credential and previously worked at JP Morgan Securities LLC and QVC, Inc. Outside of her financial advisory role, she provides home health care services through her business, Life Span. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and brokerage services. The firm employs multi-asset, multi-manager strategies with a combination of discretionary and non-discretionary programs and maintains unique market roles, including operating as a security-based swap dealer and futures commission merchant.

Victoria Espinoza is a financial advisor at Citigroup Global Markets with 19 years of industry experience. She holds the Series 63 and Series 66 designations and has been with Citigroup Global Markets since 2007. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a broad range of investment advisory programs and broker-dealer services. The firm employs multi-asset, multi-manager strategies through discretionary and non-discretionary programs and operates with notable institutional scale and specialized market roles.

James Augustine is a financial advisor with Rockefeller Financial LLC, holding a Series 66 designation and 27 years of industry experience. He worked at UBS Financial Services for 17 years before joining Rockefeller Financial in 2021. Rockefeller Financial LLC serves ultra-high and high-net-worth individuals, families, family offices, charities, corporations, and retirement plans by providing wealth management, financial planning, portfolio management, and retirement plan consulting. The firm integrates wealth, trust, and insurance services and offers access to alternative investments and private funds through a recapitalized ownership structure with significant institutional minority owners.

Kaley Morgan is a financial advisor with SPC in San Antonio, TX, holding a Series 66 designation and three years of industry experience. She has been with SPC and Parkland Securities, LLC since 2023. In addition to her advisory role, she conducts retirement seminars for U.S. federal government employees and provides holistic retirement and financial services including life insurance and fixed products. SPC serves a diverse client base including individual investors, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and ERISA-related retirement services through a large network of advisers, employing discretionary management strategies alongside nondiscretionary and direct-at-fund options.

Jeanine Payne is a CFP® professional with 16 years of experience in the financial advisory industry. She is currently with Sanctuary Advisors, LLC and has prior experience as a self-employed advisor as well as with Sanctuary Securities, Inc. based in San Antonio, TX. Sanctuary Advisors, LLC offers investment advisory and financial planning services to a diverse client base, including individuals, corporations, and charitable organizations. The firm operates as part of Sanctuary Wealth, providing a wide range of discretionary and non-discretionary solutions through a large network of independent advisers and affiliated services.

Sylvan Gomez is a financial advisor at Citigroup Global Markets with 24 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at firms including USAA and Frost Investment Services prior to joining Citigroup. Outside of his advisory role, he is actively involved as a guitarist and singer in a band called Lawndarts and Alcohol. Citigroup Global Markets serves individual and institutional clients across multiple wealth segments and offers a wide range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with unique market roles and arrangements.