John Dirks III is a financial advisor with Wells Fargo Advisors, holding a Series 66 designation and 21 years of industry experience. He has been with Wells Fargo Advisors Financial Network since 2016. Outside of his advisory work, he serves as the Parish Finance Council Chair at the Cathedral of Saint John the Baptist in Charleston, SC, where he advises on financial matters. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser affiliated with Wells Fargo, providing investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services, including cash-flow, retirement, and business-owner transition planning, using proprietary research and tools to develop tailored recommendations.

Dennis Klein is a financial advisor at UBS Financial Services with 42 years of industry experience. He holds a Series 63 designation and has been with UBS since 2009. Located in Kiawah Island, SC, his long tenure reflects extensive experience in the field. UBS Financial Services serves individual, corporate, and institutional clients by offering brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client strategies.

Clarence Blanton Jr. is a CFP® professional with 40 years of industry experience, currently affiliated with LPL Enterprise. He has held roles at several firms including Cambridge Investment Research Advisors, Dempsey Lord Smith, and Thrivent Investment Management. Outside of financial advising, he owns a charter boat company and serves on the board of the South Carolina Lutheran Retreat Centers. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and corporate entities. The firm’s investment approach is largely model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, with a notable presence in non-securities products and affiliated insurance and trust services.

Valetta Burgess is a financial advisor with LPL Enterprise, holding Series 65 and Series 63 licenses and two years of industry experience. Her prior roles include positions at First Command Advisory Services and Cornerstone Insurance Company, as well as military service with the South Carolina Army National Guard. She maintains an affiliation with the SC Army National Guard in a governmental capacity. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors, retirement plans, and corporate and charitable entities. The firm utilizes model-driven investment implementation and offers financial planning, access to third-party asset managers, and affiliated insurance and trust services.

Robert Morrow is a CFP® and ChFC® with 35 years of industry experience. He is currently with Cetera and has prior experience at Shoemaker Financial, Minnesota Life Insurance Company, and New England Securities. Outside of advisory work, he owns a real estate rental business focused on vacation rentals. Cetera Investment Advisers LLC is an SEC-registered adviser serving a broad client base including individuals, retirement plans, corporate, charitable, and institutional accounts. The firm offers a multi-manager platform with various portfolio management options and a wide range of program structures and custodial relationships.

Harlie Garcia is a financial advisor with Wells Fargo Advisors in Charleston, SC, holding a Series 63 designation and 32 years of industry experience. Prior to joining Wells Fargo Advisors in 2023, Garcia worked at Wells Fargo Clearing from 2016 to 2023. Outside of his advisory role, he is a trustee and guardian for his son and owns Henzo, LLC, an investment-related business. Wells Fargo Advisors Financial Network serves individuals, trusts, and institutional clients with a range of investment and financial planning services, utilizing proprietary research and planning tools to develop tailored recommendations. The firm offers specialized planning options and integrates advisory services with other financial products and referral channels.

Wendy Brewer is a financial advisor with Wells Fargo Clearing in Charleston, SC, holding the PFS™ designation along with Series 65 and Series 66 licenses. She has 13 years of industry experience and has been with Wells Fargo Clearing since 2016. Outside of her advisory role, she is co-owner of several business ventures with her spouse, including MOVE ON LLC and BREATHE IN BREATHE OUT LLC. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions, utilizing research from internal and third-party sources to apply diversification principles and modern portfolio theory.

Zachary Volousky is a financial advisor with LPL Financial in Charleston, SC, holding a Series 66 designation and possessing 12 years of industry experience. He has worked at LPL Financial and South Carolina Bank & Trust since 2014. LPL Financial is a national broker-dealer and SEC-registered investment adviser providing advisory and brokerage services through a large network of representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, combining advisory services with extensive non-advisory financial products and technology tools.

Alexa Alchevsky is a Planning Consultant at Fidelity Investments, based in the Mount Pleasant office. In her current role, she supports advisors by conducting annual plan reviews to help clients stay on track with their financial goals. Prior to this, she worked as a Relationship Manager at Fidelity Investments from 2024 to 2025. Alexa has a professional background focused on financial planning and client relationship management. Outside of work, she has interests in music, soccer, and traveling.

Richard Malinowski is a Financial Advisor specializing in wealth management and retirement planning at Merrill Lynch Wealth Management. He focuses on family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, and retirement income. He holds several professional designations, including Accredited Wealth Management Advisor (AWMA), Certified Plan Fiduciary Advisor (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Richard earned a Bachelor's Degree from the University of South Carolina. Outside of his professional work, Richard has interests in football, golfing, and running.

Jerome Hornowski is a financial advisor at UBS Financial Services with 46 years of industry experience. He has been with UBS since 2002 and holds Series 63 and Series 65 licenses. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, providing a broad range of financial solutions supported by proprietary research and capital markets expertise.

Cynthia Sellers is a financial advisor with Merrill, holding a Series 66 designation and 20 years of industry experience. She has worked at Merrill since 2004 and has been affiliated with Bank of America, N.A. since 2015. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Robert Stiles III is a financial advisor with Ameriprise in Mt Pleasant, SC, holding a Series 66 designation and 16 years of industry experience. He previously worked at Robert W Baird for six years before joining Ameriprise in 2020. Outside of his advisory role, he serves as Treasurer on the Board of Directors for the Health Guidance Center and is involved in independent insurance brokering and business administration through Bluestar Venture Group LLC. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning focused on dependable income sources and tax-aware withdrawal strategies. The firm’s approach includes a centralized retirement income service team that collaborates with financial advisors to provide tailored Recommendation Reports using proprietary research and third-party data.

Louis Falvo is a financial advisor with LPL Financial who holds Series 63 and Series 65 licenses and has 35 years of industry experience. He has previously worked at Merrill and has been involved with Good Life Advisors, LLC and Cross Roads Divorce Advisors, LLC, where he provides financial planning and consulting services related to divorce. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering a range of advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm supports its network of over 22,800 advisors with multiple investment programs and operational tools while managing more than $819 billion in discretionary assets.

Aaron Watkins is a CFP® professional with 17 years of industry experience, currently advising clients at Ameriprise since 2020. His prior experience includes roles at Bank of America, Merrill, and Ameriprise Financial Services Inc. He is also the owner and manager of Aaron Watkins Holdings, LLC, a business used to manage miscellaneous expenses related to financial planning. Ameriprise provides retirement-income planning services focused on clients approaching or in retirement, typically those with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations, supported by a centralized consulting team and algorithmic tools.

Ronald Warden is a financial advisor with Mass Mutual Investors Services in Mt Pleasant, SC, holding Series 63 and Series 65 licenses and bringing 32 years of industry experience. He has been affiliated with MassMutual Life Insurance Co and Mass Mutual Investors Services since 1996. Outside of his advisory role, Warden is involved in real estate sales and appraisals and operates a benefits group specializing in life, health insurance, and retirement plan communications. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides ongoing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analysis tools and structures its services to focus on investment strategy recommendations rather than specific product selections.

La Tasha Gandy is a financial advisor at Merrill with three years of industry experience and a Series 66 designation. She has been affiliated with Bank of America since 2010. Gandy serves on the boards of the Charleston Regional Development Alliance, the MUSC Foundation College of Nursing, and My Sister’s House Inc., a nonprofit focused on domestic violence support. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Derrick Boots is a Financial Advisor with Merrill Lynch Wealth Management. Supported by the resources of Merrill and Bank of America, he provides a comprehensive approach to wealth management that helps clients make informed financial decisions across various aspects of their financial lives. He focuses on building lasting relationships and offering thoughtful guidance as clients' goals and circumstances evolve. Derrick began his financial services career with Morgan Stanley and has entrepreneurial experience in the landscaping industry. He holds a degree in Finance from Michigan State University, which he completed with honors ahead of schedule. Additionally, he holds the Personal Investment Advisor (PIA) designation. Outside of work, Derrick is active and enjoys outdoor activities such as running marathons, playing pickleball, and bass fishing. He also appreciates exploring new restaurants with a particular interest in good barbecue.

Stephan Zacharkiw is a financial advisor with Morgan Stanley in Charleston, SC, holding Series 63 and Series 66 licenses and bringing 25 years of industry experience. He has worked at Morgan Stanley Private Bank since 2015 and has been with Morgan Stanley Smith Barney since 2009. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs that include tailored financial planning supported by firm-approved tools and methodologies.

Maxwell Huggins is a Senior Financial Advisor at Merrill Lynch Wealth Management. He specializes in family wealth management strategies, managing new wealth, personal retirement planning, portfolio management services, small business strategies, and sports & entertainment. His approach emphasizes connecting all aspects of a client's financial life to prioritize and pursue their most important goals. Maxwell holds a Bachelor's Degree from the University of South Carolina. He is a Personal Investment Advisor (PIA) and builds lasting relationships with a limited number of clients to develop customized, goals-based financial strategies. He collaborates with a team of specialists, leveraging the resources of a global financial institution to create strategies reflecting his clients' aspirations. He is involved in his community through organizations such as Habitat for Humanity, the Mt. Pleasant Chamber of Commerce, and the Mt. Pleasant Exchange Club. His personal interests include fishing, football, golfing, music, soccer, and surfing.