Kathleen Edwards is a financial advisor at Cetera with 2 years of industry experience and holds the PFS™ designation. She is also a partner and Director of Accounting and Tax at Arrow Advisory, where she leads the tax and accounting team, reviews income tax returns, and implements tax planning strategies. Her prior work includes roles at Avantax Advisory Services and NCGS, Inc. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, retirement plan, charitable, and institutional clients through a nationwide network of over 10,000 independent advisors. The firm offers a range of portfolio management and financial planning services, operating a multi-manager platform with various program options and extensive custodial relationships.

James Vance is a Series 66 registered financial advisor with Wells Fargo Clearing, based in Charleston, SC, with 14 years of industry experience. His prior roles include positions at Bank of America and Merrill. He serves as a trustee for his father’s trust. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm utilizes research and analytics to guide investment decisions and offers a range of brokerage and advisory solutions.

Ellerie Walker is a Series 66-licensed financial advisor with 15 years of industry experience. She is currently with Cetera and has previously worked at Commonwealth Financial Group, Securian Financial Services, and Minnesota Life Insurance Co. Cetera Investment Advisers LLC is an SEC-registered adviser serving individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management, financial planning, and consulting services through a multi-manager platform with access to affiliated and third-party managers.

Angele Gerten is a financial advisor with Primerica Advisors in Summerville, SC, holding Series 63 and Series 65 licenses and bringing 10 years of industry experience. She has worked with PFS Investments Inc. since 2016 and with Primerica Financial Services since 2003. Gerten is also the owner of Gerten & Associates, LLC, which is used for Primerica business purposes. Primerica Advisors is a large-scale firm serving primarily individual investors, including high-net-worth clients, as well as corporate and charitable clients. The firm manages a wrap-fee asset management program that utilizes model-delivery strategies developed by unaffiliated asset managers and offers a range of portfolio models including those focused on cryptocurrency exposure.

Kayla Bailey is a Planning Consultant who collaborates with Financial Consultants to support clients in achieving confidence about their financial futures. She focuses on making financial planning approachable and ensuring clients feel supported throughout the process. Her professional experience includes roles as a Relationship Manager at Fidelity Investments in 2025, a Financial Representative at Fidelity Investments from 2023 to 2025, and a Financial Representative at Western and Southern in 2023.

Nicholas Penna is a financial advisor with Raymond James Financial Services Advisors, Inc., holding a Series 66 designation and having 15 years of industry experience. He previously worked at Morgan Stanley for eight years before joining Raymond James in 2019. He also serves as an independent contractor financial advisor for IronRidge Wealth Management Group. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individual, high-net-worth, institutional, and charitable clients. The firm offers tailored non-discretionary planning and uses a variety of analytical tools to support client goals.

Blair Rice is a financial advisor with Mass Mutual Investors Services in Charleston, South Carolina. He holds Series 63 and Series 65 licenses and has 29 years of industry experience. He has worked with MML Investors Services, Inc. and Massachusetts Mutual Life Insurance Company since 1996. Outside of his advisory role, he is involved as a sales agent in health and life insurance. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, utilizing firm-approved tools to provide written recommendations through collaborative annual planning engagements.

Conor Duggan is a financial advisor with Merrill in Mount Pleasant, SC, holding Series 63 and Series 65 licenses and eight years of industry experience. His prior roles include positions at JPMorgan Securities LLC, JPMorgan Chase Bank NA, and Regions Bank. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal teams and third-party managers.

Karyn Cavanaugh is a CFA® charterholder and holds a Series 66 license, with five years of industry experience. She has worked at Ameriprise since 2020 and previously spent nine years at Voya. In addition to her advisory role, she serves as Chief Investment Officer for Carolinas Wealth Management Inc. in Mount Pleasant, SC. Ameriprise provides retirement-income planning services focused on individuals nearing or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver personalized, written recommendation reports through a centralized consulting team.

Jack Di Muzio is a financial advisor at OSAIC with two years of industry experience. He holds Series 63 and Series 65 licenses and previously worked at Lincoln Financial Securities Corporation and Total Quality Logistics. Outside of his advisory role, he is also involved with Alpha Omega Wealth Partners, where he sells and services various insurance products including disability insurance and annuities. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable investors through a large network of advisers and multiple platforms. The firm offers a range of financial services, employing asset-allocation tools and third-party solutions to construct portfolios across various asset classes.

Lance Paulson is a financial advisor with Wells Fargo Advisors in Charleston, SC, holding a Series 66 designation and with 22 years of industry experience. His prior roles include positions at Wells Fargo Clearing and Wells Fargo Advisors dating back to 2013. He is also a 50% owner of Paulson Wealth Management, LLC, an investment-related business in Evergreen, CO. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser serving individuals, trusts, and institutional clients with a wide range of financial planning and investment services. The firm provides tailored recommendations supported by proprietary research and planning tools, with a broad offering that includes specialized services such as business-owner transition and special-needs planning.

Sean Ludwick is a financial advisor with LPL Financial located in Mount Pleasant, SC. He holds a Series 66 designation and has been active in the industry since 2025. Prior to his current role, he served in the United States Air Force from 2018 to 2022 and has experience with organizations such as The Citadel and Charleston Retirement Planning. LPL Financial is a national broker-dealer and SEC-registered investment adviser that offers advisory and brokerage services to individuals, retirement plan participants, banks, trust companies, and institutions. The firm provides a range of financial planning and investment management options, including model portfolios, third-party asset management, and institutional platforms.

William Davis is a CFP® professional with 10 years of industry experience, currently serving at Charles Schwab. His career includes roles at Charles Schwab Bank, TD Ameritrade Inc, and Fidelity Brokerage Services LLC. Charles Schwab & Co., Inc. primarily serves high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program, offering a combination of non-discretionary and discretionary investment services supported by multi-asset model portfolios and centralized operational infrastructure.

Charles Hitchcock is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 18 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, LLC, and Allstate Insurance Company. He is also president of Hitchcock Financial Group Inc., a business entity related to tax and investment services. LPL Enterprise provides investment advisory and brokerage services to a wide range of clients, including individuals, high-net-worth investors, retirement plans, and corporate and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and it offers financial planning, access to third-party asset managers, and participation in a wrap program.

Park Dougherty is a financial advisor with Robert W. Baird & Co. in Charleston, SC, holding Series 63 and Series 65 licenses and bringing 41 years of industry experience. Prior to joining Baird in 2018, he worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. Outside of his advisory role, he owns a private music archive of his great-uncle’s compositions and serves as treasurer for a folk song preservation society and a college alumni association. He is part of the DDK Group within Robert W. Baird’s Private Wealth Management department, which serves individuals, corporate and business clients, pensions, profit-sharing plans, and charitable organizations. The firm offers a broad range of services including financial planning, portfolio management, separately managed accounts, and incorporates internal research and technology in its advisory process.

Eric Snyder is a financial advisor with Morgan Stanley in Charleston, SC, holding Series 65 and Series 66 credentials and nine years of industry experience. He has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2017, and previously spent four years at Wood Group. Morgan Stanley Wealth Management provides a wide range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by structured discovery processes and firm-approved tools. The firm manages approximately $2.74 trillion in client assets and delivers financial plans that incorporate modeling techniques such as Secular Return Estimates and Monte Carlo simulations.

Cole Bridges is a Wealth Management Planning Consultant at Fidelity Investments, where he supports clients by gathering and discussing financial planning information, handling service requests, and coordinating with all parties involved in the planning process. He prioritizes ensuring clients receive the highest level of care to accomplish their financial tasks and goals. Cole has worked at Fidelity Investments in various roles since 2018, beginning as a Workplace Planning Consultant and progressing through positions including Personalized Planning and Advice Representative and Investment Management Consultant before becoming a Wealth Management Planning Consultant in 2026. His experience spans client advisory and investment management support within the organization. Outside of his professional role, Cole has personal interests that include camping, concerts, golf, music, painting, and snowboarding.

Marc Howard is a financial advisor at UBS Financial Services with six years of industry experience. He holds the Series 66 designation and has previously worked at Wells Fargo Private Bank and BNY Mellon Wealth Management. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory services, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management, offering proprietary research and a broad array of capital markets services.

Andrew Ross Jr. is a financial advisor at Edward Jones with a Series 66 designation and two years of industry experience. He previously worked at Professional Financial Services from 2006 to 2023, with a one-year gap in employment. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a variety of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Dustin Laporte is a CFP® professional with 31 years of experience in the financial services industry. He currently works at OSAIC and previously spent nine years at American Portfolios Financial Services, Inc. Outside of advising, he is involved in nonprofit leadership as the 2nd Vice Chair and Investment Committee Chair of the Girl Scouts of Eastern South Carolina Board of Directors and leads a weekly Bible study while authoring Christ-centered teachings. OSAIC serves a diverse client base including individuals, high-net-worth investors, pension plans, corporations, and charitable organizations through a large network of advisers. The firm provides integrated brokerage and advisory services with a focus on asset allocation, risk tolerance, and portfolio construction across a range of investment types, supporting both discretionary and non-discretionary accounts.