Grace Stinson is a financial advisor with Charles Schwab, holding Series 66 and Series 63 credentials and totaling six years of industry experience. She has worked at Charles Schwab since 2023 and previously at TD Ameritrade from 2020 to 2023. Before her financial services career, she held roles in academia and retail, including positions at Southern Methodist University and Anthropologie. Charles Schwab & Co., Inc. serves a broad client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary strategies and uses multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

John Lynch Jr. is a financial advisor with Charles Schwab, holding a Series 66 designation and bringing 20 years of industry experience. His career includes roles at Charles Schwab Bank, SSB, Charles Schwab & Co., Inc., and Wells Fargo Clearing and Bank. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a mix of non-discretionary and discretionary investment solutions using multi-asset model portfolios and provides centralized custody and operational support.

Lauren Carter is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and having 15 years of industry experience. She has worked at Charles Schwab and its affiliated entities since 2018 and previously was with TD Ameritrade from 2011 to 2018. Carter is also the owner and CEO of The Carter Enterprise Group LLC. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a non-discretionary client relationship model with access to discretionary separately managed accounts and offers a comprehensive range of advisory, brokerage, custody, and cash-sweep services.

Cedric Holland is a financial advisor with Charles Schwab based in Westlake, TX, holding Series 63 and Series 66 credentials and 16 years of industry experience. He previously worked at TD Ameritrade Investment Management, LLC and TD Ameritrade, Inc. over a period spanning 12 years. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separate managed accounts and offers centralized custody and integrated operational support.

Chad Markland is a financial advisor with Charles Schwab who holds Series 63 and Series 66 designations and has 13 years of industry experience. His prior work history includes positions at TD Ameritrade and Fidelity Investments. He is currently based in Westlake, TX. Charles Schwab & Co., Inc. serves a large client base, primarily high- and ultra-high-net-worth individuals, through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advice and access to discretionary separately managed accounts, supported by a centralized and integrated operational structure.

Keegan Wood is a financial advisor at Charles Schwab with 12 years of industry experience. He holds Series 63 and Series 66 licenses and has held roles at Charles Schwab Bank, TD Ameritrade, and Fisher Investments. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management using multi-asset model portfolios, supported by centralized custody and operational infrastructure.

Jack Benbow is a financial advisor with Charles Schwab, holding a Series 66 designation and one year of industry experience. He has worked with Charles Schwab since 2023 and also has prior involvement in sports-related community activities as a coach and event assistant for GolfTEC on the PGA Tour. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth clients through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services, combining non-discretionary advisory relationships with access to discretionary separately managed accounts and a structured alternative-investment offering.

Arnat Abzhanov is a financial advisor at Charles Schwab with Series 63 and Series 66 licenses and four years of industry experience. His prior roles include positions at TD Ameritrade, Halyk Finance, and four years as a self-employed advisor. Charles Schwab serves a large client base of primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment solutions supported by multi-asset model portfolios and a centralized operational structure.

Chih Cheng is a financial advisor at Charles Schwab with seven years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Charles Schwab since 2018, following prior roles at Fort Worth Community Credit Union. Outside of his advisory work, he owns Tengoku Shop, a retail business. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and related managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to affiliated discretionary separately managed accounts and offers a centralized, integrated approach to custody, brokerage, and advisory services.

Antonio Rodriguez is a financial advisor with Charles Schwab, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. He has worked at Charles Schwab since 2014 and at Charles Schwab Bank since 2019. Based in Westlake, TX, Rodriguez primarily serves clients through Schwab's integrated wealth management platform. Charles Schwab & Co., Inc. serves a large client base, mainly high- and ultra-high-net-worth individuals, offering advisory, brokerage, and custodial services through its Schwab Wealth Advisory program and affiliated managed accounts. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and provides multi-asset model portfolios supported by extensive research and centralized operational resources.

Andrew Bayang is a financial advisor with Charles Schwab & Co., Inc. in Westlake, TX, holding Series 63 and Series 66 licenses with seven years of industry experience. Prior to Schwab, he worked at TD Ameritrade for four years. Outside of his advisory role, he has worked as a driver for ride-sharing services Uber and Lyft. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals, offering wealth advisory, managed-account, and financial planning services through a combination of non-discretionary and discretionary investment approaches. The firm operates with an integrated structure that combines brokerage, custody, and advisory functions to support its clients.

Jennifer Burda is a financial advisor with Charles Schwab who holds Series 63 and Series 66 licenses and has 14 years of industry experience. Her prior roles include seven years at TD Ameritrade and various positions outside finance such as work with Nobel Learning/Merryhill Preschool and the Keller Independent School District. She is also involved in promoting health and wellness supplements through a separate business activity. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals with a combination of wrap fee programs, managed accounts, and financial planning services. The firm offers both non-discretionary and discretionary investment solutions through multi-asset model portfolios and maintains a large integrated operational structure supporting extensive client coverage.

Nina Nga Vu is a financial advisor with Charles Schwab who holds a Series 66 designation and has 23 years of industry experience. She has worked at Charles Schwab and its related entities since 2008, including her current role at Charles Schwab Bank SSB since 2022. Located in Westlake, TX, Vu has a longstanding career within the Schwab organization. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers both non-discretionary and discretionary investment guidance, utilizing multi-asset model portfolios and centralized operational support across a large client base.

Kris Morris is a financial advisor with J.P. Morgan Securities, holding Series 63 and Series 66 licenses and three years of industry experience. Prior to joining J.P. Morgan Securities in 2026, he worked at Bank of America/Merrill Lynch and Charles Schwab & Co, among other firms. J.P. Morgan Securities provides institutional consulting services to plan sponsors, corporations, and endowments, focusing on written asset allocation advice, investment manager searches, and customized performance reporting. The firm’s advisory process combines quantitative and qualitative research and incorporates ESG criteria, offering clients tailored recommendations while retaining final decision-making authority.

Cooper Brookhart is a financial advisor at Charles Schwab with Series 63 and Series 66 credentials and one year of industry experience. Prior to joining Schwab, he held positions at Morgan Stanley, Allstate, JPMorgan Chase Bank, and several other companies. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary advisory relationships alongside access to discretionary separately managed accounts, supported by multi-asset model portfolios and centralized operational infrastructure.

Scott Miller is a financial advisor at Ameriprise with 35 years of industry experience. He has held various roles within Ameriprise since 2005. Outside of his advisory work, he is the managing member of SM Watershed LLC and is involved with Pathsage LLC through a compensation-sharing arrangement. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, offering specialized retirement income planning services focused on dependable income sources and tax-aware withdrawal strategies.

William Foster is a financial advisor at Charles Schwab with Series 66 and Series 63 credentials and four years of industry experience. His prior roles include positions at Charles Schwab Bank, Sedgwick, Nationwide, JP Morgan Chase, Optum, Discover Financial, and Huntington Bank. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines non-discretionary advisory relationships with access to discretionary separately managed accounts and employs multi-asset model portfolios supported by research from the Schwab Center for Financial Research.

Justin Pasayan is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 licenses and bringing 13 years of industry experience. Prior to joining Schwab in 2020, he worked with USAA in various financial planning and investment management roles from 2014 to 2020. Charles Schwab & Co., Inc. serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. Schwab combines non-discretionary advisory relationships with access to discretionary separately managed accounts and offers multi-asset model portfolios supported by in-house research and alternative investment due diligence.

Nichelle Davis is a Series 66-registered financial advisor with Edward Jones in Haslet, TX, where she has worked since 2013, totaling 13 years of industry experience. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies and affiliated investment products through a nationwide network of financial advisors and branch offices.

Julian Harkless is a financial advisor with Charles Schwab in Westlake, TX, holding Series 63 and Series 66 designations and two years of industry experience. His recent work history is primarily with Charles Schwab Bank, Charles Schwab Premier Bank, and Charles Schwab & Co., Inc. prior to joining the firm. Charles Schwab & Co., Inc. serves a large client base that includes high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment management solutions supported by centralized supervisory, custody, and order-routing systems.