Margaret Mazzella is a financial advisor at Bankers Life Advisory Services, Inc. with seven years of industry experience. She holds Series 63 and Series 65 licenses and has worked at Bankers Life Securities since 2018. In addition to her advisory role, she serves as a Branch Sales Manager at Bankers Life & Casualty, where she manages a team of agents and is involved in hiring and training. Mazzella is also an officer and shareholder of PB Roma's Inc., a corporation related to a now-closed restaurant. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals. The firm emphasizes customized asset allocation, tax efficiency, and a combination of fundamental, technical, and cyclical analysis to guide investment decisions.

Jeremy Gottlieb is a financial advisor at Integrated Wealth Concepts LLC with 37 years of industry experience. He holds a Series 63 designation and has worked at Integrated Wealth Concepts since 2019, previously spending seven years at Independent Financial Partners and 15 years with LPL Financial. Integrated Wealth Concepts serves individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a long-term investment approach with customized portfolios constructed from mutual funds, ETFs, equities, and fixed income.

Erik Nelson is a CFP®-certified financial advisor with 10 years of industry experience, currently serving at Corient. His prior roles include positions at Dowling & Yahnke, LLC, Weatherly Asset Management LP, and CIPW Service Company, LLC. Corient provides investment advisory and financial planning services to a wide range of clients, including individuals, high-net-worth clients, trusts, pension plans, and charitable organizations. The firm uses a goals-based, team investment approach combining in-house strategies with third-party manager solutions and employs risk management tools and alternative investments as appropriate.

Klindt Ginsberg is a financial advisor with D.A. Davidson & Co. in Carlsbad, CA, holding Series 63 and Series 66 credentials and offering 33 years of industry experience. He has been with D.A. Davidson since 2013. Ginsberg occasionally refers clients to his wife, a residential real estate agent. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including retirement plans, high-net-worth individuals, and charitable organizations. The firm follows fiduciary standards and offers services such as ERISA plan advisory, equity research, comprehensive financial planning, and a private wealth program for clients with significant net worth.

Mirko Lazenby is a financial advisor at PNC Wealth Management with 39 years of industry experience. He holds the CFP® and Series 63 designations. Prior to joining PNC in 2021, he worked at BBVA Securities Inc., BBVA Wealth Solutions Inc., BBVA Compass Insurance Agency, Inc., and COMPASS Bank over an 11-year span. Outside of finance, he is a co-owner of Lazenby Yoga, a yoga class provider in California. PNC Wealth Management offers retail brokerage and advisory services through model-based programs, including an invitation-only digital portfolio solution for employees. The firm’s approach utilizes approved model strategies implemented via mutual funds and ETFs, with portfolio management delegated to third parties and algorithm-driven risk assessment.

Steven Lipps is a financial advisor with Eagle Strategies (NY Life) based in San Diego, CA. He holds the ChFC® and Series 63 designations and has 26 years of industry experience. Prior to joining Eagle Strategies in 2022, Mr. Lipps has been associated with Nylife Securities LLC and New York Life Insurance Company since 1999. He is appointed with various outside insurance carriers for brokering non-registered insurance products. Eagle Strategies serves a diverse client base including individual investors, institutional sponsors, and retirement plans, providing financial planning, investment management, and retirement-plan advisory services primarily on a non-discretionary basis. The firm operates within an integrated New York Life affiliate structure and offers multiple program types tailored to client and plan sponsor objectives.

Long Nguyen is a financial advisor at Citigroup Global Markets with four years of industry experience. He holds the Series 63 and Series 65 designations. His prior experience includes roles at Fidelity Brokerage Services and Aston Carter. Citigroup Global Markets serves individual and institutional clients across a range of wealth segments, offering multi-asset, multi-manager investment strategies through discretionary and non-discretionary programs. The firm combines large institutional scale with in-house research and unique market roles, providing advisory services that include separately managed accounts, mutual funds, ETFs, and alternative investments.

Michael Muniz is a financial advisor with Integrated Wealth Concepts LLC in San Diego, CA, holding Series 63 and Series 65 licenses and possessing 19 years of industry experience. He has worked at Integrated Wealth Concepts since 2019 and previously spent four years with Lincoln Financial Advisors Corporation. Integrated Wealth Concepts serves a broad client base including individuals, high-net-worth clients, families, trusts, estates, businesses, and retirement plans through a network of independent advisors. The firm offers discretionary investment management, financial planning, family office, and retirement plan advisory services, employing a primarily long-term investment approach with customized portfolios and a range of model and wrap options.

Valdo Mota is a financial advisor at First Command Advisory Services with Series 63 and Series 65 credentials and no prior industry experience. He served in the United States Marine Corps for 22 years before joining First Command in 2026. First Command Advisory Services is an SEC-registered investment adviser that serves individuals, corporate, and charitable clients, with a focus on active-duty service members and their families. The firm offers financial planning and multiple wrap-fee asset management programs, utilizing a centralized Investment Management Team that designs and monitors model portfolios from approved fund partners and third-party managers.

Richard Soennichsen is a CFP® with 41 years of industry experience, currently serving at Independent Financial Group, LLC since 2024. His prior roles include tenures at Grove Point Advisors, LLC, Grove Point Investments, LLC, H. Beck, Inc., and AFA Advisor Services LLC. He is also a licensed California insurance agent with experience dating back to 1985. Independent Financial Group, LLC offers investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and institutional plans. The firm employs a combination of strategic asset allocation, multi-manager portfolios, and both passive and active exposures to develop client strategies through discretionary and non-discretionary management platforms.

Michael Mays is a financial advisor with Stratos Wealth Partners, Ltd. in San Diego, CA, holding Series 63 and Series 65 licenses and bringing 28 years of industry experience. He previously worked at Wells Fargo Clearing and UBS Financial Services. Outside of his advisory role, he serves as Treasurer and 50% shareholder of JSMD Wealth Management, Inc. Stratos Wealth Partners, Ltd. is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base including individuals, retirement plans, corporations, nonprofits, and institutional clients, offering a range of advisor-managed programs, financial planning services, and outsourced CIO solutions through an open-architecture platform integrating multiple third-party managers.

John Himmel is a financial advisor with Empower Advisory Group in Carlsbad, CA. He holds Series 63 and Series 66 licenses and has two years of industry experience. Prior to his current role, he has worked in various positions across financial services and mortgage companies. Empower Advisory Group provides financial planning and investment management primarily to employer-sponsored retirement plan sponsors and their participants, as well as certain retail brokerage clients. The firm’s services are integrated with Empower’s recordkeeping and administrative platforms and emphasize long-term portfolio returns and annual rebalancing.

David Delarosa is a financial advisor with Ameritas Advisory Services, LLC, holding Series 63 and Series 65 licenses and 18 years of industry experience. He has worked with Ameritas firms since 2008 and is also involved with Martinez Agency and Martinez & Winter, focusing on fixed insurance products. He operates a sole proprietorship, DeLaRosa Plan Administration, providing retirement plan informational return preparation. Ameritas Advisory Services, LLC offers investment advisory and planning services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and charitable organizations. The firm provides asset management and consulting through a variety of program platforms and integrates model portfolios, mutual funds, ETFs, and individual securities.

Troy Pearson is a financial advisor at Independent Financial Group, LLC with 29 years of industry experience. He holds Series 63 and Series 66 licenses and has been with Independent Financial Group since 2004. Independent Financial Group, LLC provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth clients, trusts, and corporate and pension plans. The firm offers a range of financial planning and portfolio management solutions, utilizing both firm- and third-party models to tailor investment strategies based on client risk tolerances.

David Cariani is a CFP® and CFA® with 18 years of industry experience. He is currently with Private Advisor Group, LLC, where he has worked since 2022, following roles at Centura Wealth Advisory, Reilly Financial Advisors, Merrill, and Valuevest Management Company II. Outside of his advisory work, Mr. Cariani operates under the business name Advanced Wealth Advisory, LLC and holds an insurance license, offering insurance products separately from his investment services. Private Advisor Group serves individuals, trusts, estates, charitable organizations, businesses, and retirement plans with discretionary and non-discretionary portfolio management, financial planning, and retirement plan consulting. The firm employs a fiduciary-based advisory model and utilizes technology platforms and third-party managers to implement a range of investment strategies.

Brian Solomon is a financial advisor with Kestra Advisory, holding Series 63 and Series 65 licenses and bringing 38 years of industry experience. Prior to joining Kestra in 2025, he spent 20 years with Independent Financial Group, Inc. and Independent Financial Group, LLC. Outside of his advisory role, he is the owner of Solomon Wealth Management, a tax and accounting firm, and serves on the board of the Boys and Girls Club of Northwest San Diego. Kestra Advisory Services provides investment advisory and retirement-plan consulting to a diverse client base, including plan sponsors, institutional, and individual clients. The firm offers a range of services from fiduciary consulting and plan-level investment advice to employee education and pooled plan solutions, supporting complex products within a supervisory framework and serving large institutional investors.

Jennifer Hart is a financial advisor with Stratos Wealth Partners, Ltd., holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. Her prior roles include positions at Morgan Stanley and Citigroup Global Markets. Hart is based in San Diego, CA, and has worked with both Stratos Wealth Partners and LPL Financial during her career. Stratos Wealth Partners is an SEC-registered enterprise adviser with approximately 379 advisors and $18.6 billion in assets under management. The firm serves a diverse client base, including individuals, retirement plans, corporations, nonprofits, and institutional clients, employing an open-architecture investment approach with multiple third-party platforms and offering both discretionary and non-discretionary portfolio management.

Cara Witt Landefeld is a financial advisor at Citigroup Global Markets with nine years of industry experience. She holds the Series 66 designation and has worked at firms including Merrill Lynch, Bank of America, and EquityBee prior to her current role. Citigroup Global Markets serves individual and institutional clients across various wealth segments, offering a range of investment advisory programs and execution services. The firm employs multi-asset, multi-manager strategies and combines large institutional scale with specialized market roles, including derivatives and futures services.

Constance Cook is a financial advisor with Commonwealth Financial Network, holding Series 63 and Series 66 credentials and 38 years of industry experience. She previously worked at Legacy Retirement Advisors and the Independent Financial Group. Cook is president of Cook Wealth Advisors, a private entity facilitating securities, advisory, and insurance business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 affiliated advisors and managing roughly $212.7 billion in client assets. The firm provides a broad adviser-support platform including managed-account programs, access to third-party asset managers, retirement consulting, and custody services.

Taylor Hindle is a CFP® professional with 10 years of industry experience. He is currently with Mariner Wealth Advisors, where he has worked since 2023. Prior to that, he held roles at Aldrich Wealth LP, Tate Asset Management, and Fidelity. He serves on the Board of Directors for Lifeline Community Services in Vista, CA. Mariner Wealth Advisors serves a diverse client base including individuals, high-net-worth households, pension plans, trusts, and charitable organizations, providing investment management, financial planning, and retirement plan consulting. The firm combines in-house research with third-party manager allocations and offers extensive tax, accounting, and family office services alongside traditional portfolio management.