Michael Davenport is a CFP® professional with 14 years of experience in the financial services industry. He is currently with Raymond James Financial Services Advisors, Inc. and has held prior roles at firms including Concourse Financial Group Securities Inc and Cetera Investment Advisers LLC. Located in Vestavia Hills, AL, Davenport’s background spans various advisory and consulting positions. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual, high-net-worth, institutional, and corporate clients. The firm offers tailored, non-discretionary planning using analytical tools and supports municipal and public-finance work through a unique affiliation with a municipal advisor.

Benjamin Garrison IV is a financial advisor with Stifel, holding a Series 66 designation and four years of industry experience. He has been with Stifel Nicholas & Company since 2021 and previously worked at The Booth Tuscaloosa. Garrison also has a background in education, having taught at the University of Alabama and The Lakeside School. Stifel serves a broad range of clients, including individuals, institutions, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach relies on proprietary forward-looking capital market assumptions and probabilistic modeling developed by its Investment Strategy Group.

Brian Held is a financial advisor with MassMutual Investors Services in Birmingham, AL, holding Series 63 and Series 65 credentials and 22 years of industry experience. He has been with MassMutual Investors Services and MassMutual Life Insurance Company since 2004. Outside of his advisory role, he is involved in real estate investment and assists with a family real estate business, in addition to working as an insurance broker specializing in life and disability insurance. MassMutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides financial planning, asset management, and educational seminars using firm-approved tools and structured, collaborative planning engagements.

Barbara Walker is a financial advisor with Morgan Stanley in Birmingham, AL, holding Series 63 and Series 65 credentials and bringing 31 years of industry experience. She has been with Morgan Stanley Smith Barney LLC since 2009. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individual and institutional clients with a range of advisory programs, including customized financial planning and estate strategies. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools and modeling techniques as part of its advisory process.

Aaron Winning is a financial advisor at Wells Fargo Clearing with six years of industry experience. He holds the Series 66 designation and has previously worked at United Capital Financial Advisers, U.S. Bancorp Investments, and PNC Bank. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both non-discretionary and discretionary services. The firm’s advisory process is IPS-driven and based on modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment menu.

Dylan Franklin is a financial advisor at Wells Fargo Clearing with Series 63 and Series 65 credentials. He has been in the industry for less than one year. Prior to joining Wells Fargo, he worked at Regions Bank and has entrepreneurial experience with Destinations To Travel, LLC and food service businesses. Wells Fargo Advisors is a national securities firm that provides investment advisory, financial planning, and retirement plan consulting services to individual, corporate, and institutional clients. The firm uses research and analytics to guide its investment approach and offers a range of brokerage and advisory solutions.

Ralph Anderson III is a Wealth Management Advisor at Merrill Lynch Wealth Management. He focuses on client areas including Family Wealth Management Strategies, Personal Retirement Planning, Philanthropic Planning, Portfolio Management Services, Socially Responsible, Values Based, and ESG Investing, as well as Retirement Income. He approaches financial planning with a personalized strategy designed to help clients pursue their long-term goals. Ralph actively participates in community service, following the Merrill tradition of engagement. His personal interests include cooking, spending time with his family, traveling, and watching movies. He has also been involved as a former Boy Scout Leader and is a member of professional organizations such as the American Numismatic Association and the Birmingham Sunrise Rotary Club. He holds a Bachelor's Degree from Birmingham-Southern College and maintains professional designations of CERTIFIED FINANCIAL PLANNER® (CFP) and Personal Investment Advisor (PIA).

Ryan Moulin is a financial advisor at Cetera with 17 years of industry experience. He holds a Series 66 designation and has been with Cetera and affiliated entities since 2013. Prior to and during his time at Cetera, he has also been associated with Regions Bank. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a multi-manager platform with various portfolio management and financial planning services, supporting both discretionary and non-discretionary account management.

John Williamson is a Series 66-registered financial advisor with Ameriprise in Birmingham, AL, with 26 years of industry experience. He has been with Ameriprise and its predecessor entities since 2005. Ameriprise Financial Services is a large, diversified advisory firm serving individual and institutional clients. The firm offers a specialized Premier Retirement Income service that provides written recommendation reports and ongoing retirement-income planning focused on income sources and tax-aware withdrawal strategies.

Stewart Parks is a financial advisor with MassMutual Investors Services in Birmingham, AL, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. He has been with MassMutual Investors Services since 2014 and is also associated with Massachusetts Mutual Life Insurance Co. Outside of his advisory role, Parks is involved as an agent in fixed life insurance sales and is a member of Veritas Financial Partners, LLC, a pass-through entity for expense and payroll management. MassMutual Investors Services, a subsidiary of MassMutual, provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations. The firm utilizes collaborative, goal-oriented planning supported by software tools and offers specialized programs including estate-settlement and employer-sponsored planning.

Dona Land is a financial advisor with Morgan Stanley in Birmingham, Alabama, holding Series 63 and 66 licenses and bringing 30 years of industry experience. She has worked at Morgan Stanley Smith Barney since 2009 and previously spent seven years with Citigroup Global Markets. Morgan Stanley Wealth Management serves individual and institutional clients by providing a range of advisory programs and tailored financial planning, managing approximately $2.74 trillion in client assets. The firm’s planning process uses structured discovery conversations and firm-approved tools, with clients responsible for plan implementation and updates.

Sarah Shannon is a Series 66-licensed financial advisor with STIFEL in Birmingham, AL, where she has worked since 2015. She has 12 years of industry experience. Outside of her advisory role, she serves as a chapter advisor for the Alpha Delta Pi Sorority at Samford University. Stifel serves a broad range of clients, including individuals, institutional clients, and charitable organizations, offering brokerage and investment advisory services. The firm’s investment approach utilizes proprietary methodologies developed by its Investment Strategy Group to provide asset allocation and planning analyses.

Christopher Cole is a financial advisor at Wells Fargo Clearing with 32 years of industry experience. He holds a Series 63 designation and has worked at Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s investment approach is IPS-driven and grounded in modern portfolio theory, serving plan sponsors with tailored solutions that include a broader range of financial products such as insurance-related vehicles and bank deposit sweep options.

Linda Hodges is a financial advisor with Wells Fargo Clearing in Birmingham, AL, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. She has been with Wells Fargo Clearing since 2016, following a year at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and grounded in modern portfolio theory, with a notable inclusion of insurance-related vehicles and bank deposit sweep options among its investment offerings.

Anthony Romano is a financial advisor at Raymond James & Associates with 17 years of industry experience. He holds the Series 66 designation and has been with Raymond James & Associates since 2013. The firm is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. Raymond James serves a diverse client base including individuals, institutions, pension plans, and charitable organizations, offering financial planning and investment consulting with a range of portfolio management styles and affiliated research.

James Creamer Jr. is a financial advisor at Wells Fargo Clearing with 33 years of industry experience. He holds Series 63 and Series 65 credentials and has been with Wells Fargo Clearing since 2016, following seven years at Wells Fargo Advisors LLC. Outside of his advisory role, he is a part-owner of a mobile home park investment company and a deep-sea charter business in Alabaster, Alabama. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. Their advisory process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related products and bank deposit sweep options among their investment offerings.

Michael Seeds is a financial advisor with Primerica Advisors in Birmingham, AL, holding Series 63 and Series 65 designations and bringing nine years of industry experience. He has been associated with PFS Investments Inc. since 2016 and Primerica Financial Services since 2015. In addition to advisory services, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, which features model-delivery strategies and separately managed account options for individual and high-net-worth clients. The firm employs a tiered wrap-fee structure and uses third-party asset managers and custodians to implement its investment models.

Cole Baker is a financial advisor at Morgan Stanley with nine years of industry experience. He has been with Morgan Stanley Smith Barney LLC since 2015 and holds a Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that serves both individual and institutional clients. The firm offers a range of advisory programs, including tailored financial planning supported by structured discovery processes and various analytical tools.

Justin Morganti is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and eight years of industry experience. His prior work includes roles at Advocacy Wealth Management, Hornor Townsend & Kent, and Penn Mutual Life Insurance. Outside of his advisory work, he is involved with Live Life Healthy LLC, focusing on insurance and benefits. Cambridge Investment Research Advisors serves a diverse client base including individuals, pension plans, charitable organizations, and retirement-plan sponsors by providing financial planning, investment management, and retirement advisory services through a network of independent professionals. The firm offers multiple investment platforms and proprietary model strategies alongside access to unaffiliated managers, with a distinctive focus on affiliated strategy disclosures and institutional features.

Sam Donnell is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings over 30 years of experience advising clients and their families, with a focus on building lifelong relationships. Sam works alongside business owners, offering knowledge in banking, cash flow, and lending solutions, as well as assisting high-net-worth individuals and families with wealth transfer and legacy planning. Sam earned a Bachelor's degree from the University of Alabama and holds the Personal Investment Advisor (PIA) designation. He is a second-generation Merrill advisor, with his family serving clients in the Birmingham area for more than six decades. Beyond his professional work, Sam is engaged in community service as a board member and past chairman of Kings Home, an organization supporting women, youth, and mothers with children at risk. He is active in Canterbury United Methodist Church, where he has served as board chairman, and volunteers with the Kiwanis Club of Birmingham. Sam and his wife, Lisa, live in Birmingham and enjoy spending time with their three adult children and granddaughter.