Nicholas Loeffelman is a CFP® and holds a Series 65 license with four years of industry experience. He has been with Citrine Capital since 2021. Prior to his advisory role, he worked in various positions including at Intelliloan and operated a crepe cart business in Columbia, MO. Citrine Capital serves individual and high-net-worth clients as well as small businesses, providing investment management and comprehensive financial planning services. The firm employs a diversified, tax-aware investment approach within a Modern Portfolio Theory framework and offers continuous portfolio oversight alongside planning support and educational workshops.

Christopher Duong is a CFA® charterholder with 17 years of industry experience, currently serving as a financial advisor at Hollencrest Capital Management since 2007. He is involved with Double Eagle Partners, LLC as a hedge fund manager and provides advisory support to Vimtrek, LLC. Hollencrest Capital Management offers wealth management and consulting services to high-net-worth individuals, families, trusts, business owners, retirement plans, and institutional clients. The firm employs a Modern Portfolio Theory-based investment process, combining traditional and alternative investments with tax-aware strategies, and actively sponsors private funds and direct private investment transactions.

Allen Mellow is a financial advisor with KTF Investments, LLC, holding a Series 63 designation and 58 years of industry experience. He previously worked at UBS Financial Services for 41 years before joining KTF Investments in 2025. Outside of his advisory role, he serves as an executor of an estate. KTF Investments advises individuals, including high-net-worth clients, and retirement plans, providing financial planning and portfolio management through a wrap fee program. The firm customizes investment strategies based on client objectives and risk tolerance and manages approximately $700 million with a small advisory team.

Richard Riva is a financial advisor with Balboa Wealth Partners, Inc. He holds Series 63 and Series 65 licenses and has 33 years of industry experience. Prior to joining Balboa Wealth Partners, he worked at firms including Willow Cove Investment Group and LPL Financial. Outside of finance, Mr. Riva serves as an Executive Officer in the California Military Reserve and volunteers as a deputy sheriff with the Orange County Sheriff's Department. Balboa Wealth Partners is an SEC-registered investment adviser that provides portfolio management, financial planning, and retirement plan consulting to individuals, high-net-worth clients, trusts, estates, charities, businesses, and retirement plans. The firm manages over $1 billion in assets and employs a team-based approach using diversified strategies including low-cost mutual funds, ETFs, individual securities, and options.

Matthew Smith is a financial advisor at Newport Wealth Advisors, Inc. in Newport Beach, CA, holding a Series 66 designation with 13 years of industry experience. He has been with Newport Wealth Advisors and Centaurus Financial Inc. since 2015. Newport Wealth Advisors provides discretionary and non-discretionary investment management and personal financial planning to individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, corporations, and other business entities. The firm manages approximately $193 million in assets and utilizes a combination of fundamental, technical, and charting analysis to build globally diversified portfolios tailored to client Investment Policy Statements.

Laura Tarbox is a CFP® with 21 years of industry experience and has been associated with The Tarbox Group, Inc. since 1985. She is a California-licensed private fiduciary and provides expert witness, guardian, and trustee services through a sole proprietorship under Tarbox Private Fiduciary Services. Tarbox Family Office, Inc. is a fee-only, SEC-registered advisory firm serving high-net-worth individuals, trusts, foundations, and business entities. The firm offers integrated financial planning, family-office coordination, and discretionary investment management with a focus on institutional-style asset allocation, diversification, and tax awareness.

Walter Lapovich is a CFP® professional with 36 years of industry experience, currently serving as an advisor at Capital Synergy Partners since 2011. He holds Series 63 and Series 65 licenses. Outside of his advisory role, he is involved as a basketball referee and owns an insurance sales business. Capital Synergy Partners serves both non‑high‑net‑worth and high‑net‑worth individuals, offering portfolio management, financial planning, and third‑party money manager programs. The firm provides predominantly non‑discretionary advice and employs a combination of fundamental, technical, and cyclical investment analysis methods.

Russell Murdock is a CFA® charterholder and holds a Series 63 license, with 23 years of industry experience. He has worked at Seabreeze Capital Management, LLC since 2003 and joined Eclectic Associates, Inc. in 2026. Eclectic Associates, Inc. is a fee-only investment adviser that provides discretionary investment management and financial planning to individuals, trusts, retirement-plan participants, charities, and businesses. The firm manages over $1.4 billion in client assets through an 11-advisor team, focusing on diversified portfolios using Modern Portfolio Theory, long-term holdings, and periodic rebalancing.

Andrew Dintaman is a CFP® and Registered Investment Advisor with WealthPlan Investment Management LLC, where he has worked since 2025. He has four years of industry experience, including prior roles at OneDigital Investment Advisors LLC and WealthSource Partners, LLC. Outside of his advisory work, he is also involved in insurance sales. WealthPlan Investment Management LLC is an SEC-registered advisory firm with a team of 29 professionals managing approximately $2.18 billion in assets. The firm serves individuals, high-net-worth clients, pension plans, trusts, and institutional investors, offering comprehensive financial planning and investment management through model-based strategies and a range of investment vehicles.

Maxwell Gray is a financial advisor at Financial Advisors Network, Inc. with one year of industry experience. He holds a Series 65 designation and has prior work experience at Mercedes Benz at Laguna Niguel and Nike, Inc. before entering the financial advisory field. Financial Advisors Network serves individuals, high net worth clients, trusts, and retirement plan sponsors, offering portfolio management, financial planning, trustee services, and retirement plan consulting. The firm employs a diverse investment approach with strategies including growth, value, momentum, and tax-managed options, and provides clients with individualized portfolio management and periodic reviews.

Daniel Newman is a CFP® with seven years of industry experience, currently serving as an advisor at Miramontes Capital, LLC. He has worked at Miramontes Capital since 2026 and has held roles at AI Next Now, LLC and CrowdFood Inc. outside of his advisory career. Miramontes Capital provides investment advisory and financial planning services to individuals, high-net-worth clients, and pension or profit-sharing plans. The firm offers portfolio management through a wrap fee program and employs a blend of technical and fundamental investment analysis across various securities and time horizons.

Anika Wilson is a financial advisor at Spinnaker Investment Group, LLC with five years of industry experience. She holds a Series 65 designation and has worked at Spinnaker since 2020. Prior to joining Spinnaker, she spent five years at Pepperdine University. Spinnaker Investment Group serves a diverse client base including high-net-worth individuals, pension and profit-sharing plans, trusts, estates, charitable organizations, and corporations. The firm employs a diversified investment approach focused on asset allocation and client behavior, managing over $1 billion in assets and integrating insurance-related products and digital estate-planning tools.

Timothy Ryan is a financial advisor with Tarbox Family Office, Inc. in Newport Beach, CA, holding a Series 65 designation. He has one year of experience at Tarbox and previously worked eight years at Leonard Green & Partners, LP, following a year at PricewaterhouseCoopers LLLP. Tarbox Family Office serves high-net-worth individuals, trusts, estates, charitable organizations, and business entities through comprehensive financial planning and discretionary investment management. The firm employs an asset-class investing approach with institutional-grade portfolios tailored by risk/return profiles and offers family-office style coordination, including estate and philanthropic planning.

Robert Nathan is a Series 65-licensed financial advisor with Anchor Bay Private Wealth LLC in Tustin, CA, and has two years of industry experience. He has been associated with Anchor Bay Capital, Inc. since 2023 and is also the owner of printOne, a printing brokerage business he started in 1997. Anchor Bay Private Wealth LLC provides investment management, financial planning, and retirement-plan advisory services to individuals, business entities, and pension/profit-sharing plans. The firm employs model-based allocations and fundamental security analysis, serving a client base that includes high-net-worth individuals and institutional clients with ERISA-focused services.

Benjamin Durrant is a financial advisor at Provenio Capital with 11 years of industry experience. He has been with Provenio Capital Management Inc. since 2016. Durrant holds Series 63, Series 65, and Series 66 licenses. Provenio Capital advises high-net-worth individuals, trusts, foundations, family offices, businesses, and insurance companies on wealth management, financial planning, and portfolio construction, with a focus on alternative investments. The firm emphasizes a client-centric process documented in formal Investment Policy Statements and employs a diligence-led selection of third-party managers across multiple asset classes.

Claude Gaither is a financial advisor at Compak Asset Management with 35 years of industry experience. He has been with Compak Securities and Compak Asset Management since 2008. He holds Series 63 and Series 65 designations. Compak Asset Management is a multi-team registered investment adviser managing approximately $1.2 billion on a discretionary basis for over 1,000 clients. The firm employs model-driven asset-allocation strategies supported by an internal investment committee and offers financial planning and retirement-plan advisory services.

Roberto Romero Leon is a financial advisor at Mosley Wealth Management, Inc. in Anaheim, CA, holding a Series 65 designation with two years of industry experience. His prior roles include positions at Gideon Strategic Partners, Local Tax, Northwestern Mutual Investment Services LLC, and CFG Wealth Management. He is also active as an insurance agent with Mosley Insurance and Financial Services Inc. Mosley Wealth Management provides discretionary and non-discretionary investment management, financial planning, and consulting services to individuals, high-net-worth clients, and charitable organizations. The firm uses a top-down, macroeconomic asset-allocation strategy and incorporates financial planning at no additional fee.

Steve Friedman is a financial advisor with Financial Management Network Inc. He holds Series 63 and Series 65 licenses and has 31 years of industry experience. He has worked with FMN Capital Corporation and Financial Management Network, Inc. since 2011. Outside of advising, Friedman serves as CFO of Island Shade Shacks, a role he has held since 2011, and is involved in health insurance sales through JWC Group. Financial Management Network provides discretionary and nondiscretionary portfolio management, financial planning, and consulting services to individual and institutional clients. The firm employs a strategic asset allocation approach supported by historical risk/return analysis and probability-based planning, combined with targeted active management in specialized portfolio segments.

Jeffrey Wheeler is a financial advisor with The Wealth Collaborative, Inc. in Corona Del Mar, CA. He holds a Series 65 designation and has 24 years of industry experience, including 19 years at his current firm. The Wealth Collaborative serves high-net-worth individuals and business entities, particularly clients in the entertainment industry, providing discretionary investment management and wealth planning services. The firm manages approximately $702 million in discretionary assets and offers a three-level Private Client Program that emphasizes investment policy development and portfolio implementation using no-load mutual funds and ETFs.

Timothy Latimer is a financial advisor with Wealth Teams Alliance in Irvine, CA, holding Series 63 and Series 65 licenses and bringing nine years of industry experience. He has worked at W&S Brokerage Services and Western Southern Life since 2015. Wealth Teams Alliance serves individual and high-net-worth clients by providing discretionary portfolio management, comprehensive financial planning, and retirement-plan advisory and consulting services. The firm’s investment approach integrates asset allocation with technical analysis, employing both long- and short-term trading strategies, and offers a broader service platform through multiple offices, publications, and a wrap-fee program.