Elliot Kiersky is a financial advisor at UBS Financial Services with 27 years of industry experience. He holds Series 63 and Series 65 licenses and has been with UBS since 2009. Outside of his advisory role, he serves on the board of directors for the Jewish Foundation of Memphis, a philanthropic organization supporting Jewish families in the Memphis area. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, offering a broad range of capital markets and research resources.

Dustin Ellis is a financial advisor at Raymond James & Associates with 11 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at Raymond James in various capacities since 2015, as well as at Charles Schwab from 2018 to 2020. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, charitable organizations, and government entities, offering financial planning, advisory programs, and institutional consulting with a range of portfolio management styles and firm-supported research.

Elian Levatino is a CFP® with 13 years of experience at LPL Financial in Memphis, TN. He has been with LPL Financial since 2013. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Edwin Cultra III is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. His career includes roles at Northwestern Mutual Wealth Management Company and Mass Mutual Life Insurance Company. Outside of his advisory work, he is involved as a sales agent for Stewardshipp Planning Partners, focusing on life and health insurance. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm structures its planning engagements as annual, collaborative relationships using firm-approved software and offers various event-driven planning programs.

Jaime Munz is a financial advisor with Edward Jones in Collierville, TN, holding a Series 66 designation and four years of industry experience. Prior to joining Edward Jones, Munz worked for eight years at the YMCA of Memphis and the Mid-South. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets under management and offers a range of advisory strategies, including discretionary and non-discretionary wrap fee programs, separately managed accounts, and affiliated mutual funds.

Nicholas Mc Caleb is a financial advisor at Mass Mutual Investors Services with two years of industry experience. He holds the Series 66 designation and has previously worked at Cetera and Loflin Yard. Outside of finance, he was involved with the West Alabama Soccer Officials Association for two years. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars using firm-approved tools to analyze client goals and deliver written recommendations.

Clarence McClain is a financial advisor with LPL Financial in Memphis, TN, holding a Series 66 designation and nine years of industry experience. His prior roles include positions at First Horizon Advisors, Fidelity Investments, Cetera Investment Services, Raymond James, Regions Bank, and Northwestern Mutual. Outside of advising, he is the business owner of McClain Financial Group LLC and LMM Wellness LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and retirement plan consulting, providing both discretionary and non-discretionary management along with research and model portfolio options.

Brian Holladay is a Senior Financial Advisor with Merrill Lynch Wealth Management. He brings a comprehensive approach to wealth management by actively listening to clients and collaborating with them to develop strategies tailored to their individual needs. Brian integrates investment insights from Merrill Lynch with the banking services of Bank of America to address multiple aspects of his clients’ financial lives. With seventeen years of experience, Brian’s expertise includes equity compensation services, family wealth management strategies, legacy planning, small business strategies, and retirement income. He holds a Bachelor’s degree from the University of Mississippi and holds the Chartered Retirement Planning Counselor (CRPC) and Personal Investment Advisor (PIA) designations. Brian is also involved with the Boys and Girls Club of Greater Memphis. Brian and his wife Molly live in Memphis. Outside of his professional work, he enjoys basketball, football, golfing, skiing, and traveling. He has been recognized as part of the Williams Kinney Holladay & Associates team named to the Forbes Best-in-State Wealth Management Teams list in 2023 and 2024, as well as included in the Financial Times 401 Top Retirement Advisers list.

Thomas Lambert is a financial advisor at LPL Financial in Memphis, TN, holding a Series 66 designation. He joined LPL Financial in 2025 and has prior experience at First Horizon Bank, Morgan Stanley, and the University of Tennessee, Knoxville. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering financial planning, advisory programs, and retirement consulting.

John Matthews is a financial advisor with Mass Mutual Investors Services in Memphis, TN. He holds a Series 66 designation and has three years of industry experience. His prior work includes roles at MassMutual Life Insurance Company and Strategic Financial Partners, among others. Matthews also has experience outside of finance, having been employed at Mossy Oak Golf Course and in education at Mississippi State College and Jones County Jr. College. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs including wrap accounts and educational seminars, with financial planning engagements structured as annual, collaborative relationships focusing on client goals and investment strategy recommendations.

Crystal Buchholz is a financial advisor at Wells Fargo Clearing with seven years of industry experience. She holds the Series 66 designation and has worked at Wells Fargo Clearing and Wells Fargo Advisors in multiple roles since 2015, as well as a brief tenure at Morgan Stanley. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s advisory process is IPS-driven and includes a broad range of investment options, including insurance-related vehicles and bank deposit sweep programs.

Charles Mckinney is a financial advisor with LPL Financial based in Memphis, TN, holding a Series 66 designation and 17 years of industry experience. He has been with LPL Financial since 2021 and previously worked at Waddell & Reed, Inc. from 2009 to 2021. Outside of his advisory work, Mckinney is actively involved in youth lacrosse organizations and serves as a notary public. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning, advisory programs, and retirement plan consulting services, utilizing discretionary and non-discretionary management approaches along with research-supported model portfolios.

Charles Lynn III is a financial advisor with Wells Fargo Clearing in Memphis, TN. He holds Series 63 and Series 65 designations and has two years of industry experience. Prior to his current role, he worked at Wells Fargo Bank and has experience in other sectors including a position at Storyville Coffee. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, and retirement plan consulting. The firm manages approximately $671 billion in assets with more than 14,000 advisors and offers both brokerage and advisory solutions supported by extensive research and analytics.

Colin Miller is a ChFC® credentialed financial advisor with 34 years of industry experience, currently with Cambridge Investment Research Advisors. He has worked with Cambridge Investment Research, Inc. and Red Oak Capital Managers since 2007. Outside of his advisory role, Miller serves as Camp Commander for the Robert E. Lee Camp #1640 of the Sons of Confederate Veterans, a historical-focused civic group in Germantown, Tennessee. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent professionals, utilizing a range of portfolio management options and proprietary and third-party investment strategies.

Richard Coleman is a financial advisor at LPL Financial with 41 years of industry experience. He holds Series 63 and Series 66 designations and has worked previously at FTB Advisors, Inc. and First Tennessee Brokerage. Coleman is based in Memphis, TN. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations. The firm offers a wide range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by extensive research and technology tools.

Guy Loftin is a financial advisor with LPL Financial in Memphis, Tennessee, holding Series 63 and Series 66 credentials and having 43 years of industry experience. He has been with LPL Financial and its predecessor firm LINSCO Private Ledger since 2006. Outside of his advisory role, Loftin serves on the board of the Olive Branch Country Club in Mississippi. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory services, including discretionary and non-discretionary management, model portfolios, and institutional programs.

Charles Durham II is a financial advisor with Wells Fargo Clearing, holding a Series 66 designation and 24 years of industry experience. He has been with Wells Fargo Clearing since 2016 and previously worked at Wells Fargo Advisors, LLC from 2012 to 2016. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering investment policy statement preparation, investment recommendations, performance reporting, and participant education. The firm’s advisory approach is IPS-driven and incorporates a range of financial products, including insurance-related vehicles and bank deposit sweep options.

John Skinner is a Series 66-licensed financial advisor with Raymond James & Associates, based in Memphis, TN. He has 14 years of industry experience and has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning, investment consulting, and institutional fiduciary services with a primarily non-discretionary approach.

Stephen Chandler is a financial advisor with LPL Financial in Memphis, TN, holding a Series 66 designation and 10 years of industry experience. His prior roles include positions at Shoemaker Financial, Minnesota Life Insurance Co, and Securian Financial Service Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, retirement consulting, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Karen Doss is a financial advisor at Raymond James & Associates with 20 years of industry experience. She holds the Series 66 designation and has been with Raymond James & Associates since 2013. Raymond James & Associates is a large dual-registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and non-discretionary investment consulting supported by extensive research and multiple portfolio management styles.