Christopher Caldwell is a financial advisor with Raymond James & Associates in Memphis, TN, holding Series 63 and Series 65 licenses and bringing 39 years of industry experience. He has been with Raymond James & Associates since 2013. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser overseeing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, pension and profit-sharing plans, and charitable organizations, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Milton Knowlton is a ChFC® credentialed financial advisor with Mass Mutual Investors Services in Memphis, TN, bringing 56 years of industry experience. He has been affiliated with MML Investors Services, Inc. since 1982 and held a related broker-dealer registration since 1983. Outside his advisory role, he serves as treasurer for Memphians Care, a local organization that collects food for the Metropolitan Inter-Faith Association, and is involved in life settlement services through Knowlton Benefit Consultants, Inc. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser affiliated with MassMutual. The firm provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers, using collaborative, annual planning engagements supported by firm-approved analytical tools.

John Shamblin is a CFP® professional with seven years of industry experience, currently serving as a financial advisor at OSAIC. He has prior experience with Shoemaker Financial and Securian Financial Services. Outside of his advisory role, he has been involved with Funtime Skateland for several years. OSAIC Wealth, Inc. serves a diverse client base including individual, high-net-worth, pension, corporate, and charitable clients through a broad network of financial advisers. The firm provides integrated brokerage and advisory services, utilizing asset-allocation tools and third-party managers to construct portfolios across various asset classes.

Walter Roop is a financial advisor with LPL Financial in Germantown, TN, holding Series 63 and Series 65 licenses and having 38 years of industry experience. He worked at Fortis Investors, Inc. for 32 years before joining LPL Financial in 2024. Outside of his advisory role, he is the owner of Bolin Grove Farms, LLC, a non-investment-related business. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers financial planning, model portfolio programs, third-party asset management, and institutional platforms, with advice delivered primarily by investment adviser representatives who implement various strategies on a discretionary or non-discretionary basis.

Evan Fischer is currently the Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2023. He has been with Fidelity Investments since 2010, progressing through roles including Investments Representative and Financial Consultant. Prior to joining Fidelity, Evan worked as a Financial Advisor at Edward Jones from 2007 to 2010. Throughout his career, Evan has partnered with clients and their families to build, implement, and maintain long-term financial plans across various market conditions. His approach centers on understanding clients' priorities to develop personalized strategies aligned with their goals, values, and vision for the future. He holds an Arkansas Insurance License. Outside of his professional work, Evan enjoys biking, movies, parenthood, pets, soccer, and swimming.

Edward Felsenthal is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding 57 years of industry experience. He has been with Mass Mutual Investors Services since 2017 and has a long career history including roles at Massachusetts Mutual Life Insurance Company, MetLife Securities Inc., and his own firm, Felsenthal Planning & Service, which he has operated since 1963. In addition to advising, Mr. Felsenthal is actively involved in insurance services and serves as president of Hemisphere General Insurance Group, Inc. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that offers financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes collaborative annual financial planning engagements using firm-approved software to analyze client goals and recommends investment strategies without discretionary authority.

William Morgan is a financial advisor at LPL Financial with 38 years of industry experience. He holds a Series 63 designation and has worked at First Tennessee Brokerage, Inc. since 1994, with additional experience at Ftb Advisors, Inc. in 2013. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plan participants, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, including financial planning, model portfolio programs, and institutional platforms, supported by advanced research and operational tools.

Ginger Shackelford is a financial advisor with Raymond James Financial in Memphis, TN, holding Series 63 and 66 licenses and bringing 18 years of industry experience. Prior to joining Raymond James, she worked at Apple Inc. from 2015 to 2020. Outside of her advisory role, she is an associate at Swain Wealth Partners LLC, where she supports account opening, trading, and client assistance. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, corporations, and institutions. The firm employs tailored, non-discretionary planning using analytical tools to align investment strategies with client goals and offers specialized municipal and public finance services.

Chandler Gagnon is a financial advisor with Mass Mutual Investors Services in Memphis, TN, holding Series 63 and Series 65 licenses and possessing 10 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities, Inc. He is also an independent insurance agent specializing in dental and group disability income, fixed annuities, life, accident, health, long-term care, and Medicare-related products. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser that serves individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars utilizing firm-approved software to analyze client goals and provide written recommendations.

Jeffrey Elsworth is a financial advisor at Edward Jones in Collierville, TN, holding Series 63 and Series 66 credentials with 22 years of industry experience, all of which has been with Edward Jones since 2004. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets through a nationwide network of more than 23,700 advisors and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds.

Paul Melton is a financial advisor with LPL Financial in Memphis, TN, holding Series 63 and Series 66 licenses and bringing 41 years of industry experience. His prior roles include positions at Waddell & Reed, INC., Stevens Melton Trust, and 6060 Group LLC. Outside of advising, he is involved with St. Marks United Methodist Church, where he contributes regularly as a volunteer. LPL Financial is a national broker-dealer and SEC-registered investment adviser that serves individuals, retirement plans, banks, trust companies, and institutions. The firm offers a wide range of advisory and brokerage services, employing a mix of model portfolios, third-party managers, and customized strategies.

Amy Wade is a financial advisor with Raymond James & Associates in Memphis, TN, holding a Series 63 designation and 30 years of industry experience. She has been with Raymond James & Associates since 2012. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutional investors, and public entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Charles Sudduth is a financial advisor with Raymond James Financial, holding a Series 66 designation and possessing 16 years of industry experience. His prior work includes roles at Guaranty Investment Corp., Guaranty Financial Services, and LPL Financial. He serves as Vice President at Guaranty Bank & Trust in addition to his advisory duties. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, high-net-worth clients, pension and profit-sharing plans, corporations, charitable organizations, and institutional clients. The firm offers tailored non-discretionary planning and consulting, supports institutional consulting and portfolio management, and maintains specialized programs such as municipal advisory services and SIMPLE IRA Employer Advisory & Consulting Services.

Christopher Murray is a financial advisor at Ameriprise in Memphis, TN, holding a Series 66 designation with 10 years of industry experience. He has been with Ameriprise and its affiliate Ameriprise Financial Services, Inc. since 2014. Ameriprise offers a retirement-income planning service aimed at individuals approaching or in retirement who meet specific eligibility criteria. The firm provides written Recommendation Reports that address income sources, Social Security claiming options, and tax-smart withdrawal strategies, using a combination of research, modeling, and algorithmic tools overseen by a dedicated consulting team.

Luke Stallings is a financial advisor at Raymond James Financial Services Advisors, Inc. with four years of industry experience. He holds Series 63 and Series 66 licenses and has held roles at Raymond James entities and FirstBank, as well as prior experience at Indigo Ag and AmeriCorps. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base including individuals, institutions, and charitable organizations. The firm offers tailored, non-discretionary planning and consulting using risk profiling and modeling tools, and supports municipal and public finance work through a unique municipal advisor affiliation.

Gary Hinson Jr. is a financial advisor with Morgan Stanley, holding a Series 66 designation and bringing 24 years of industry experience. His career includes roles at Morgan Stanley Private Bank, Morgan Stanley Smith Barney, Citigroup Global Markets Inc., and Wells Fargo Clearing. He is based in Memphis, TN. Morgan Stanley Wealth Management serves individual and institutional clients with a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured financial planning process using approved tools and market simulations.

Carson Stimpson is a financial advisor with Mass Mutual Investors Services, holding Series 63 and Series 65 designations and 10 years of industry experience. He has worked at Ameriprise Financial Services Inc and Axa Advisors, LLC prior to joining his current firm in 2022. Mass Mutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides ongoing financial planning and offers asset management, wrap and money-manager programs, and educational seminars.

Stephanie Mcever is a Senior Financial Advisor at Merrill Lynch Wealth Management, where she has been part of the team since 1998. In her role, she leads client relationship management and provides portfolio analytics, risk management strategies, cash flow diagnostics, as well as retirement and long-term planning forecasting. Stephanie also manages the team's community efforts and coordinates relationships with professional money managers. Her areas of expertise include college education planning, corporate and employee benefits, services for endowments, foundations, and non-profits, managing new wealth, personal retirement planning, philanthropic planning, small business strategies, and women and wealth. Stephanie holds the Certified Plan Fiduciary Advisor (CPFA) designation, as well as credentials as a Personal Investment Advisor (PIA) and Retirement Benefits Consultant (RBC). She earned a Bachelor's degree in Marketing and International Business from Baylor University and a Master's degree in Marketing from the University of Memphis. Stephanie is actively involved with community organizations including Briarcrest Christian School, March of Dimes, and St. Jude. She also supports local performing arts and educational organizations, such as Poplar Pike Arts. Outside of work, she enjoys spending time with her family, traveling, fishing, hiking, playing volleyball, and listening to music. Stephanie was named to the Forbes "Top Women Wealth Advisors Best-in-State" list for 2026, and her team, Bolton and Associates, has been recognized in Forbes' "Best-in-State Wealth Management Teams" list every year since 2023.

James Gower is a financial advisor with Cetera, holding a Series 66 designation and three years of industry experience. His prior roles include positions at Minnesota Life Insurance Company and Securian Financial Services Inc. Outside of his advisory work, he has been involved with Lucy Baptist Church and operated a personal lawn care business. Cetera Investment Advisers LLC is an SEC-registered firm serving individual, corporate, and institutional clients through a nationwide network of over 10,000 advisors. The firm offers a range of portfolio management and financial planning services, utilizing a multi-manager platform with discretionary and non-discretionary options.

William Kirksey is a financial advisor with Cetera based in Memphis, TN, holding Series 63 and Series 66 credentials and 30 years of industry experience. He has been with Cetera and its affiliates since 2014, including a tenure at Regions Bank beginning the same year. Cetera Investment Advisers LLC operates as an SEC-registered advisor serving a broad client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and financial planning services through a multi-manager platform with access to both affiliated and third-party managers, supporting diverse program structures and custodial relationships.