James Mckay is a financial advisor at OSAIC with 31 years of industry experience. He holds Series 63 and Series 65 credentials and has worked at Mass Mutual Investors Services and Massachusetts Mutual Life Insurance Company since 2016. Outside of advising, he is involved in commercial real estate sales and co-owns an LLC that manages a private aircraft. OSAIC Wealth, Inc. serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, and access to third-party managers. The firm employs firm-provided asset-allocation tools and supports both discretionary and non-discretionary account management.

Christopher Willis is a financial advisor with Raymond James Financial Services, Inc. in Raleigh, NC, holding a Series 66 designation and 18 years of industry experience. He previously worked at BB&T for 13 years before joining Pinnacle Financial Partners and Raymond James in 2020. Outside of his advisory role, Willis is a partner and certified flight instructor at Executive Flight Training & Services, LLC. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm emphasizes non-discretionary financial planning and investment consulting, utilizing a range of implementation options supported by firm research and an extensive affiliate network.

Mikki Kline is a financial advisor at Wells Fargo Clearing with 18 years of industry experience. She holds a Series 66 designation and has been with Wells Fargo Clearing since 2016, following two years at Wells Fargo Advisors LLC. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven and incorporates a broad range of financial products, including insurance-related vehicles and bank deposit sweep options.

William Gass III is a financial advisor at Edward Jones in Raleigh, NC, holding a Series 66 designation. He began his career at Edward Jones in 2025 and previously worked at Pella Carolina, INC for 13 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a range of discretionary and non-discretionary investment strategies and operates under a fiduciary standard.

Mark Wilkinson is a financial advisor with OSAIC in Raleigh, NC, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. Prior to joining OSAIC in 2025, he worked for 17 years at Lincoln Financial Securities Corporation. He is also active as an insurance agent marketing and servicing traditional life insurance and long-term care insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement consulting, and access to third-party managers. The firm employs a variety of quantitative tools and third-party platforms to construct and manage portfolios across multiple asset classes.

Dennis Cody is a financial advisor at Wells Fargo Clearing with Series 63 and Series 66 credentials and three years of industry experience. Prior to joining Wells Fargo, he worked at Charles Schwab Co., Inc. and served in the United States Navy for six years. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Xingyu Liu is a Financial Advisor at Merrill Lynch Wealth Management, serving the Carolina East Market. With over 11 years of experience in the financial industry, his background spans banking, lending, and wealth management sectors. Since joining Merrill Lynch in 2019 as a Client Associate in Florida, Xingyu worked alongside multiple Senior Financial Advisors before relocating to North Carolina and beginning his own advisory career in 2022. Xingyu holds a Master of Science in Economics from NC State University, obtained in 2010. He is a native Mandarin speaker and holds active FINRA Series 7 and 66 registrations, along with the Personal Investment Advisor (PIA) designation. His expertise includes wealth planning, client service, relationship management, and providing ongoing financial planning and advice to help high-net-worth clients preserve and grow their wealth responsibly and efficiently. Residing in Cary, NC, Xingyu enjoys reading, soccer, table tennis, tennis, and traveling. He also values spending time with his family. His professional philosophy emphasizes that financial success requires intentional planning, reflected in his approach to helping clients make informed decisions and stay on track toward their financial goals.

John Petercuskie is a financial advisor at Morgan Stanley with 15 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Morgan Stanley and Morgan Stanley Private Bank, N.A. since 2014. Morgan Stanley Wealth Management offers a wide range of advisory programs to individual and institutional clients, providing tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process uses structured discovery conversations and firm-approved tools to model outcomes without providing individual security recommendations as part of standalone plans.

Hugh Morris Jr. is a financial advisor at LPL Financial in Raleigh, NC, holding a Series 66 credential with eight years of industry experience. His prior roles include positions at JP Morgan Chase, J.P. Morgan Securities, Fisher Investments, and Bank of America. Outside of his advisory work, he operates a professional tax service, Morris Professional Tax Service. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing model portfolios and research resources to support diversified investment strategies.

William Griffin is a financial advisor with Wells Fargo Clearing in Raleigh, NC, holding Series 65 and Series 63 designations and 13 years of industry experience. He has been with Wells Fargo Clearing since 2019 and previously worked at WestEnd Advisors, LLC. Griffin serves as an investment committee member for Christ Church Raleigh. Wells Fargo Advisors is a national securities firm providing investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers a range of brokerage and advisory solutions supported by research from Wells Fargo Investment Institute and third-party sources.

Edward Pavel is a financial advisor with Wells Fargo Clearing in Raleigh, NC, holding Series 63 and Series 66 licenses and bringing 30 years of industry experience. His prior roles include positions at JP Morgan Chase Bank, N.A., JP Morgan Securities, LLC, and Citizens Securities, Inc. Wells Fargo Advisors serves individual, corporate, and institutional clients with investment advisory services, financial planning, wrap-fee programs, and retirement plan consulting. The firm manages approximately $671 billion in assets and leverages research from Wells Fargo Investment Institute to support its investment decisions.

Frederic Anders is a CFP® professional with 16 years of experience, currently serving as a financial advisor at Raymond James Financial in Raleigh, NC. He has worked at Raymond James and Pinnacle Financial Partners since 2020 and previously held roles at BB&T and its affiliates. Anders also works as a Licensed Bank Advisor at Pinnacle Bank, assisting clients with banking and investment needs and referring them to Raymond James advisors for investment services. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, and institutional entities. The firm provides financial planning and non-discretionary investment consulting, with a significant focus on advisory and implementation-support roles rather than discretionary management.

Nick Harrison is a Financial Consultant based in Raleigh, where he has been serving clients for over a decade. He currently works at Fidelity, a position he has held since 2022. Prior to this, he was Vice President Financial Consultant at Charles Schwab from 2020 to 2022, Senior Financial Consultant at TD Ameritrade from 2011 to 2020, Client Service Specialist at TD Ameritrade from 2009 to 2011, and Financial Advisor at Edward Jones from 2007 to 2008. Throughout his career, Nick has focused on building strong relationships with clients and their families, emphasizing trust and reliability. He partners with clients to understand their short- and long-term financial goals and co-creates customized financial plans tailored to their unique needs. Nick's personal interests include cars, fitness, football, golf, and soccer.

Malvea Jones is a financial advisor with Merrill in Raleigh, NC, holding a Series 66 credential and having seven years of industry experience. Prior to joining Merrill in 2018, Jones worked at Wells Fargo Bank for 13 years. Outside of her advisory role, she works part-time as a hotel front desk associate and is a consultant for Mary Kay products. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, plans, and charitable and corporate fiduciaries.

Willard Varnum II is a CFP® with 31 years of industry experience, currently serving at Wells Fargo Clearing since 2024. He previously spent nearly three decades at Morgan Stanley Private Bank, N.A. and its predecessor, Morgan Stanley Private Bank, National Association. Wells Fargo Clearing provides retirement plan consulting to qualified ERISA plans and non-qualified deferred compensation plans, offering both discretionary and non-discretionary services. The firm’s IPS-driven advisory process incorporates modern portfolio theory and includes a broad range of financial product offerings, such as insurance-related vehicles and bank deposit sweep options.

Jennifer Riley is a financial advisor at Thrivent Investment Management in Raleigh, NC, holding a Series 66 designation. She has prior work experience with EspriGas and Coca Cola Consolidated, Inc. and began her advisory career with Thrivent in 2025. Thrivent Investment Management provides Dedicated Planning Services to individuals, families, businesses, and nonprofit clients, offering comprehensive written recommendations across various planning topics. The firm integrates planning with managed-account programs through its WealthPlan option while maintaining separate service structures and does not offer portfolio management for institutional clients.

Gaurav Judge is a financial advisor at Morgan Stanley with eight years of industry experience. He holds the Series 66 designation and has worked at Morgan Stanley Private Bank, National Association since 2017. Prior to his career in finance, he was involved with Amorino Gelato and Coffee for five years. Morgan Stanley Wealth Management is a large SEC-registered investment adviser and broker-dealer that offers advisory programs and financial planning services to individuals and institutional clients. The firm manages approximately $2.74 trillion in client assets and utilizes structured planning tools such as the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Jonathan Perry is a CFP® with 15 years of experience in the financial industry. He currently works at Osaic and previously spent 13 years with Lincoln Financial Securities Corporation. In addition to his advisory role, Perry serves as a board member and assistant scoutmaster for the Boy Scouts of America Occoneechee Council. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisers. The firm offers integrated brokerage and investment advisory services, utilizing asset-allocation tools, risk-tolerance assessments, and automated rebalancing across various investment products.

Adam Whitesell is a financial advisor with Ameriprise in Raleigh, NC, holding a Series 66 designation and 19 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Ameriprise provides retirement-income planning services targeted at individuals near or in retirement who meet certain asset thresholds, offering written recommendations that address income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and tax analysis to develop these plans and delivers them through a centralized consulting team in partnership with financial advisors.

Collin Butler is a Planning Consultant focused on helping clients develop meaningful financial plans aligned with their personal goals and priorities. He works to understand what matters most to each client in order to create thoughtful, practical plans designed to support their vision for the future. Collin emphasizes building strong, trust-based relationships and providing a planning experience that is transparent, collaborative, and tailored to individual circumstances. His approach centers on gaining a deep understanding of clients' objectives and concerns to guide the financial planning process. Collin is committed to offering personalized service throughout the journey, ensuring that each plan reflects the unique situations of those he works with. Outside of his professional role, Collin has interests in fitness and golf.