Vincent Sommese is a Series 66-licensed financial advisor at Morgan Stanley with four years of industry experience. Before joining Morgan Stanley Smith Barney LLC in 2021, he worked in education for 14 years and held various roles including a position with the Oakland Athletics in 2021. Morgan Stanley Wealth Management provides a wide range of advisory programs to individual and institutional clients, offering tailored financial planning and managing approximately $2.74 trillion in client assets. The firm’s financial planning process incorporates firm-approved tools and modeling techniques without providing individual security recommendations in standalone plans.

Michael Benjaminson is a financial advisor with LPL Financial, holding Series 63 and Series 65 designations and bringing 31 years of industry experience. He has been with LPL Financial since 2005 and previously worked at Osaic FA, Inc. from 2001 to 2005. Benjaminson operates MDB Wealth Group, Inc., which focuses on non-variable insurance activities. LPL Financial is a national broker-dealer and SEC-registered investment adviser serving individuals, retirement plan participants, banks, trust companies, and other institutions. The firm offers a range of advisory and brokerage services, including financial planning, model portfolio programs, third-party asset management, and institutional platforms.

Alice Wilms is a financial advisor at Edward Jones with six years of industry experience. She holds a Series 66 designation and previously worked at New York Life and Thrivent Financial, in addition to consulting and self-employed roles. Wilms serves on the board of Save World Children, a nonprofit where she focuses on building partnerships and raising awareness. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs, managed solutions, and affiliated investment products, operating under a fiduciary standard with approximately $1.01 trillion in assets under management.

Deepa Venkatachalam is a Series 66-licensed financial advisor with seven years of industry experience. She currently works at J.P. Morgan Securities and has prior experience at Wells Fargo and Morgan Stanley. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors through its Institutional Consulting Services program, using quantitative asset-allocation modeling and centralized due diligence combined with an ESG eligibility framework.

Julie Nguyen is a financial advisor at J.P. Morgan Securities with 15 years of industry experience. She holds Series 63 and Series 66 licenses and has worked at J.P. Morgan Securities since 2015, following prior roles at Merrill and Morgan Stanley. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, combining quantitative asset-allocation modeling with centralized due diligence and applying an ESG eligibility framework in its recommendations.

Alan Day is a financial advisor at J.P. Morgan Securities with six years of industry experience. He holds Series 63 and Series 66 designations and has worked within various divisions of JPMorgan Chase since 2013. J.P. Morgan Securities provides investment consulting and advisory services primarily to institutional clients and retirement plan sponsors, utilizing a process that combines quantitative asset-allocation modeling with centralized due diligence and an ESG eligibility framework. The firm delivers these services on a non-discretionary basis through a select group of Wealth Advisors.

Peter Waldron is a financial advisor with Osaic who holds a Series 66 license and has 22 years of industry experience. He worked at Lincoln Financial Advisors for 21 years before joining Osaic in 2025. Outside of his advisory role, he manages Trailblazer Wealth LLC and serves as a manager and general partner of Waldrone Partners LLC, as well as owning and managing term life insurance activities through Eggers, LLC. Osaic Wealth, Inc. serves a diverse range of clients, including individual investors, institutions, and charitable organizations, offering a variety of integrated brokerage, advisory, and financial planning services. The firm employs asset-allocation tools and multiple investment platforms to deliver tailored portfolio management solutions.

Nathalya Wolf is a financial advisor at J.P. Morgan Securities with 16 years of industry experience. She holds the Series 63 and Series 66 designations and has worked at J.P. Morgan Securities since 2012 and JPMorgan Chase Bank from 2009 to 2018. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm delivers advisory services alongside affiliated brokerage, distribution, and investment management capabilities.

Neelofar Hossaini is a financial advisor with Wells Fargo Clearing in Danville, CA, holding a Series 63 designation and eight years of industry experience. She has held various roles within Wells Fargo entities since 2014. Outside of her advisory work, she is an authorized signer for a local hair salon’s business accounts in case of emergencies. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary investment advisory services. The firm’s process is IPS-driven and incorporates modern portfolio theory, with a notable inclusion of insurance-related investment options and bank deposit sweep programs.

Steven Kay is a financial advisor at Cetera with 44 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at Cetera and its related entities since 2013, as well as Pension Planners Securities, Inc. from 2003 to 2008. In addition to his advisory role, he is involved in fixed life and health insurance through his business, Steve Kay Financial. Cetera Investment Advisers LLC is an SEC-registered firm serving individuals, employer-sponsored retirement plans, corporate, charitable, and institutional clients. The firm offers a multi-manager platform with discretionary and non-discretionary portfolio management, financial planning, and access to various third-party and affiliated investment solutions.

Nathan Chan is a financial advisor at Mass Mutual Investors Services with three years of industry experience. He holds a Series 66 designation and has previously worked at Saint Luke's Health System and the University of Missouri Kansas City School of Pharmacy. Mass Mutual Investors Services, LLC is a subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm emphasizes annual, collaborative financial planning engagements and offers a range of programs including educational seminars and specialized event-driven planning services.

Kingman Lowe is a financial advisor with Morgan Stanley in Pleasanton, CA, holding Series 63 and Series 65 licenses and possessing 27 years of industry experience. He has been with Morgan Stanley since 2009 and also works with Morgan Stanley Private Bank, National Association since 2015. Outside of his advisory role, he serves as Secretary with the WA Sung Service Club and is a partner on the advisory board of the Aptos III Group. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer that provides advisory programs and financial planning services to both individual and institutional clients, managing approximately $2.74 trillion in client assets. The firm utilizes structured planning tools and a comprehensive approach involving the Global Investment Committee’s Secular Return Estimates and Monte Carlo simulations.

Lovely Agnihotri is a financial advisor with Wells Fargo Clearing who holds Series 63 and Series 66 licenses and has 10 years of industry experience. Her background includes roles at HSBC Securities (USA) Inc., Cathay Bank, and Wells Fargo Bank, with periods spent as a stay-at-home parent. Wells Fargo Advisors is a national securities firm that provides investment advisory services, financial planning, and retirement plan consulting to individual, corporate, and institutional clients. The firm manages approximately $671 billion in assets and offers both brokerage and advisory solutions supported by research and analytics from Wells Fargo Investment Institute and third-party sources.

Nicholas Economos is a Wealth Management Advisor at Merrill Lynch Wealth Management. He has over 20 years of experience providing financial advice and portfolio management services to high net-worth individuals, businesses, endowments, and foundations. Nick manages his own personalized and defined investment strategies on a discretionary basis, which may include individual stocks and bonds, Merrill Lynch model portfolios, and third-party investment strategies. He focuses on areas such as divorce transition planning, family wealth management strategies, personal retirement planning, individual and corporate investment strategy, tax minimization, and serving women and wealth. Nick graduated cum laude from California Polytechnic State University with a bachelor's degree in Business, concentrating in Finance, while playing varsity soccer. He holds multiple professional designations including CERTIFIED FINANCIAL PLANNER (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Chartered Retirement Planning Counselor (CRPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He has been named to Forbes' "Best-in-State Wealth Advisors" list annually from 2018 through 2024. His team has been trained by the Ritz Carlton leadership group to provide attentive and high-quality client service. Outside of his professional work, Nick is a four-time Ironman triathlete and enjoys basketball, biking, golfing, running, soccer, and swimming. He lives in Alamo, California with his wife Melissa and their three children. He is involved with organizations such as Compassion International, New Life Church, Build a Bike, Invest in Hope (Helping our Patriots everywhere), and Monte Vista High School.

Min Deng is a CFP® with 19 years of industry experience, currently serving as a financial advisor at Charles Schwab in San Ramon, CA. She has been with Charles Schwab and Charles Schwab Bank since 2013. Outside of her advisory role, she is connected to a retail business partnership involved in the application for an Offsale Beer and Wine Retail license in Richmond, CA. Charles Schwab serves primarily high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm combines a scale-driven, integrated structure with both non-discretionary and discretionary investment management options.

Katalina Stimpfig is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill in 2023, she worked in education at several institutions including Las Positas College and Venture High School. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for a range of individual and institutional clients.

Wing Sze Wincy Yung is a financial advisor at UBS Financial Services with eight years of industry experience. She holds the Series 66 designation and has worked at UBS entities since 2005, including UBS Financial Services Inc. since 2017. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and leverages proprietary research and model-based asset allocations to tailor client plans.

Matthew Guillaume is a financial advisor with Wells Fargo Advisors in Orinda, CA. He holds a Series 66 designation and has been in the industry since 2023, with prior experience at JPMorgan Chase & Co and First Republic Bank. Wells Fargo Advisors Financial Network provides investment and financial planning services to individuals, trusts, and institutional clients through a broad range of specialized planning options. The firm integrates advisory services with various financial products and offers recommendations supported by proprietary research and planning tools.

Htet Htet Aung is a financial advisor with Fidelity Investments, holding a Series 66 designation and two years of industry experience. Prior to joining Fidelity, Htet worked at Charles Schwab and JPMorgan Chase. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, including discretionary and non-discretionary portfolio management and fund advisory services. The firm uses a combination of proprietary fundamental research, quantitative analysis, and algorithmic portfolio construction, supporting its advisory role to multiple registered investment companies and delivering model portfolios to intermediary platforms.

Natalie Leininger is a CFP® professional with 40 years of industry experience. She is currently with OSAIC and has previously worked at Securities America Advisors, National Planning Corporation, and Sterling Financial Services. Outside of her advisory role, she owns a divorce planning service. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm provides a range of integrated brokerage and advisory services utilizing asset-allocation tools, risk assessments, and multiple third-party platforms to manage portfolios across various investment types.