Joseph Garrison is a CFP® professional with 21 years of experience in financial advising. He has worked at Wealthspire Advisors since 2018 and previously spent 14 years with Strategic Wealth Management Group, LLC. Outside of his advisory role, Mr. Garrison serves as a board member and Treasurer for Leadership Howard County, Inc., a nonprofit focused on community leadership development. Wealthspire Advisors serves a diverse client base including individuals, corporations, retirement plans, and nonprofit organizations, providing wealth management, financial planning, and trustee services. The firm employs a relationship-driven, customized investment approach emphasizing diversified, institutional-style asset allocation and ongoing portfolio review.

Jacob Linden is a financial advisor at T. Rowe Price Advisory Services, Inc. with three years of industry experience. He holds Series 66 and Series 63 licenses and has previously worked in various roles including at Whiting Turner Contracting Company and Colorado College. T. Rowe Price Advisory Services, Inc. offers a retirement advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households focused on retirement goals. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing asset-location strategies, tax-aware rebalancing, and Monte Carlo simulations for financial planning.

Lora Ingrid Untalan is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds Series 63 and Series 66 licenses and has 15 years of industry experience. Her prior work includes roles at E*TRADE Securities LLC and Financial Intelligence. T. Rowe Price Advisory Services, Inc. provides the T. Rowe Price Retirement Advisory Service, which offers nondiscretionary financial planning, retirement income planning, and discretionary investment management primarily for individual investors and households focused on retirement. The firm uses model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and Monte Carlo simulations to produce financial plans and retirement income projections.

Nony Persichitti is a financial advisor at T. Rowe Price Advisory Services, Inc. with Series 66 credentials and two years of industry experience. Prior roles include positions at Truist and T. Rowe Price, as well as work in the hospitality sector and education. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management primarily for individual investors and households, utilizing model portfolios invested exclusively in T. Rowe Price mutual funds and ETFs. The firm combines goals-based planning with an online interactive tool and offers telephone access to advisors.

Zachary Riese is a financial advisor at T. Rowe Price Advisory Services, Inc. with nine years of industry experience. He holds a Series 66 designation and has worked at T. Rowe Price since 2017, following prior roles at PNC Investments and PNC Bank. T. Rowe Price Advisory Services offers a retirement-focused advisory program that combines nondiscretionary financial planning and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, employing model portfolios and tax-aware strategies to support retirement goals.

Justin Carpenter is a financial advisor at T. Rowe Price Advisory Services, Inc. with seven years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at Merrill, Wells Fargo, and Capital One. T. Rowe Price Advisory Services offers the Retirement Advisory Service, which provides retirement-focused financial planning and discretionary investment management primarily using T. Rowe Price mutual funds and ETFs. The firm serves individual investors and households with a goals-based approach supported by online tools and advisor access.

Solomon Nabdoya is a financial advisor with Bankers Life Advisory Services, Inc., holding a Series 66 designation and beginning his advisory career in 2025. Prior to joining Bankers Life Advisory, he worked in senior living and the food service industry. He is also a 1099 agent for Bankers Life and Casualty Company, authorized to write Medicare Supplement, annuity, life, health, and long-term care insurance products. Bankers Life Advisory Services, Inc. provides discretionary portfolio management and investment consulting primarily to mass-affluent and high-net-worth individuals, focusing on customized asset allocation, tax efficiency, and a combination of fundamental and technical analysis in portfolio management.

Grant Williams is a financial advisor at T. Rowe Price Advisory Services, Inc. with seven years of industry experience. He holds Series 63 and Series 66 credentials. Prior to joining T. Rowe Price in 2018, he worked in educational roles at Manheim Township School District and Lincoln Intermediate Unit 12 from 2016 to 2018. T. Rowe Price Advisory Services offers a retirement-focused advisory program combining nondiscretionary financial planning, retirement income planning, and discretionary investment management using proprietary mutual funds and ETFs. The firm serves individual investors and households, utilizing model portfolios and tax-aware strategies delivered through a combination of telephone access and an online planning tool.

David Bowen is a financial advisor at T. Rowe Price Advisory Services, Inc. with 17 years of industry experience. He holds Series 63 and Series 66 licenses and has worked at T. Rowe Price since 2020, with prior roles at Mariner Finance, Allstate Insurance Co, and MetLife Securities Inc. T. Rowe Price Advisory Services offers retirement-focused financial planning and discretionary investment management to individual investors and households, using proprietary mutual funds and ETFs alongside goal-based planning tools and Monte Carlo simulations. The firm serves clients with approximately $250,000 or more in investable assets.

Jaylen Fuller is a financial advisor at T. Rowe Price Advisory Services, Inc. He holds Series 63 and Series 66 licenses and has three years of industry experience. His prior roles include work at Performance Dynamics and Pulse Check Plus LLC, and he has been affiliated with T. Rowe Price since 2022. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, using proprietary mutual funds and ETFs within a goals-based framework supported by online tools and telephone access to advisors.

Linnea Cullings is a financial advisor with T. Rowe Price Advisory Services, Inc., holding Series 63 and Series 66 licenses and having 17 years of industry experience. She has worked at T. Rowe Price from 2006 to 2018 and returned in 2019, with experience at David McCabe and Pruco Securities LLC during the same year. T. Rowe Price Advisory Services offers a retirement advisory program for individual investors and households, combining goals-based financial planning, retirement income planning, and discretionary investment management primarily using proprietary mutual funds and ETFs. The firm emphasizes tax-aware strategies and uses Monte Carlo simulations for retirement income projections.

Jeffrey Burns is a CFP® professional with 21 years of industry experience and has been with T. Rowe Price Advisory Services, Inc. since 2016. Prior to joining T. Rowe Price, he held positions at Securian Capital of the Chesapeake, Minnesota Life Insurance Co, and Securian Financial Services Inc. Outside of his advisory role, he serves as Treasurer for Hanover Area Little League in Pennsylvania. T. Rowe Price Advisory Services, Inc. offers a retirement-focused advisory program that combines nondiscretionary financial planning with discretionary investment management, primarily utilizing proprietary mutual funds and ETFs. The firm serves individual investors and households, emphasizing model portfolio allocations and tax-aware strategies to meet clients’ retirement goals.

Constance Weil is a financial advisor with T. Rowe Price Advisory Services, Inc. She holds the Series 63 and Series 66 designations and has 33 years of industry experience. Weil has been with affiliated T. Rowe Price entities since 1992. Outside of her advisory work, she serves as secretary for Consult Your CFO, a non-investment-related business based in Sykesville, MD. T. Rowe Price Advisory Services, Inc. provides the Retirement Advisory Service to individual investors and households focused on retirement goals, combining nondiscretionary financial planning, retirement income planning, and discretionary investment management. The firm manages portfolio allocations exclusively in T. Rowe Price mutual funds and ETFs, employing tax-aware rebalancing and tactical strategies, and delivers plans and ongoing reviews through an interactive online tool with telephone advisor support.

Tara Brummell is a CFP® professional with 11 years of industry experience currently advising at Truist Advisory Services. She previously worked at T. Rowe Price and Bank of America, among other firms. Brummell serves on the Community Leadership Board for the Y in Central Maryland and is a prospective board member of the Maryland chapter of the Exit Planning Exchange. Truist Advisory Services provides investment consulting and advisory services to individuals, businesses, retirement plan sponsors, and charitable organizations, utilizing a combination of discretionary and non-discretionary management approaches supported by third-party platforms and dedicated oversight teams.

Jonathan Charles Paez is a financial advisor with T. Rowe Price Advisory Services, Inc. in Owings Mills, MD, holding Series 66 and Series 63 licenses and having seven years of industry experience. He has been with T. Rowe Price since 2018 and previously worked at Allied Universal Security Services and Anne Arundel Medical Center. T. Rowe Price Advisory Services, Inc. provides retirement-focused financial planning and discretionary investment management to individual investors and households, utilizing model portfolios composed of proprietary mutual funds and ETFs. The firm combines goals-based planning with an online platform and financial advisor access, serving clients with approximately $250,000 or more in investable assets.

Gloria Makino is a financial advisor at Independent Financial Group, LLC with two years of industry experience. She holds the Series 66 designation and has previously worked at Commonwealth Financial Network. Prior to her financial career, she worked as a performing artist for nearly three decades. Independent Financial Group, LLC is a dual-registered broker-dealer and SEC-registered investment adviser serving individuals, charities, corporations, and plan sponsors. The firm offers a range of advisory programs through its AccessPoint platform and third-party asset managers, managing approximately $11.3 billion in regulatory assets.

Brian Keeney is a CFP®-certified financial advisor at Beacon Pointe Advisors, LLC with two years of industry experience. He has worked at Beacon Pointe Advisors since 2024 and previously operated Keeney Financial Group. Outside of finance, he has experience in the hospitality industry and education. Beacon Pointe Advisors provides wealth advisory, financial planning, retirement-plan platform services, and outsourced chief investment officer solutions to individual and institutional clients. The firm employs a combination of active and passive investment strategies, utilizing third-party independent managers and proprietary private funds as part of its comprehensive portfolio management approach.

Zachary Reichenbach is a CFA® charterholder with experience at Kestra Advisory Services LLC since 2025. His prior roles include positions at Paradigm Forensics, LLC, Vallit Advisors, LLC, and Ellin & Tucker. Kestra Advisory Services provides investment advisory and retirement-plan consulting to plan sponsors and a broad mix of institutional and individual clients, offering services such as fiduciary consulting, plan design, and employee education. The firm manages approximately $79.8 billion in assets and serves a diverse client base that includes sovereign wealth funds.

Jordan Hucht is a CFP® and ChFC® affiliated with Commonwealth Financial Network, with 16 years of industry experience. He has worked with Commonwealth since 2016 and previously was with MML Investors Services Inc. from 2010 to 2016. Outside of his advisory role, he is a co-owner of Vision Wealth Partners, an entity involved in selling fixed insurance products and operating securities and advisory business. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of nearly 2,900 advisors and managing approximately $213 billion in client assets. The firm provides a comprehensive adviser-support platform that includes managed-account programs, access to third-party asset managers, and back-office services across a range of investment products.

Tony Perry is a financial advisor with Truist Advisory Services, holding Series 63 and Series 66 credentials and possessing 22 years of industry experience. He has worked at SunTrust Advisory Services since 2016 and has been self-employed since 2009. Truist Advisory Services provides investment consulting and advisory services to individuals, corporate and business clients, retirement plan sponsors and participants, and charitable organizations. The firm combines discretionary manager relationships and non-discretionary consulting, utilizing third-party platforms and AI-enabled research tools for investment oversight and manager selection.