Jeffrey Evans is a financial advisor with Merrill based in Hunt Valley, MD, holding a Series 66 designation and 7 years of industry experience. He has been with Merrill since 2017. Outside of his advisory role, he manages several rental properties. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering both model-based and discretionary investment strategies for a diverse range of clients including individuals, high-net-worth investors, and institutions.

Kevin Fusco is a financial advisor with Raymond James Financial Services Advisors, Inc., holding Series 63 and Series 65 licenses and bringing 24 years of industry experience. He has been with Raymond James since 2012. Outside of his advisory role, he serves as Vice President of Fusco Financial Associates, Inc. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to individual and high-net-worth clients, pension plans, corporations, charitable organizations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports a broad network of advisors with various specialized programs and institutional services.

Bryan Angelilli is a financial advisor at Cambridge Investment Research Advisors with two years of industry experience and a Series 66 designation. He has worked at Cambridge Investment Research since 2023 and has additional experience as an adjunct history professor at Harford Community College, where he has taught since 2010. Angelilli is also involved in coaching youth sports through the Fallston Recreation Council. Cambridge Investment Research Advisors is a large SEC-registered firm serving a diverse client base including individuals, retirement plans, charitable organizations, and trusts. The firm offers financial planning, investment management, and retirement advisory services through a network of independent Financial Professionals, utilizing a range of portfolio management options and proprietary investment models.

Sean Tully is a financial advisor with RBC Capital Markets in Hunt Valley, MD, holding Series 63 and Series 65 licenses and having 32 years of industry experience. He has worked at RBC Capital Markets since 2009 and has been with City National Bank since 2017. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutions, corporations, and charitable organizations. The firm offers various advisory programs with discretionary and non-discretionary management, tailoring strategies to clients’ risk profiles and utilizing in-house and third-party investment managers.

Kaitlyn Young is a financial advisor with Merrill, holding a Series 66 designation and nine years of industry experience. She has been with Merrill since 2017 and previously worked at Genworth Financial, Inc. and Randolph-Macon College. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Michael Geppi Jr. is a financial advisor at LPL Enterprise with a Series 66 credential and one year of industry experience. His prior work includes roles at KPMG and Washington Gas Light, as well as retail and service positions. Outside of advisory work, he is involved in non-variable insurance sales through an insurance agency in Timonium, MD. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage services. The firm offers access to model portfolios, third-party asset management, and a range of financial products, combining advisory programs with insurance sales and lending solutions.

Terri Jones is a financial advisor with Merrill, holding a Series 66 designation and nine years of industry experience. She has worked with Merrill since 2016 and is also employed by Bank of America, N.A. since 2017. Outside of her advisory role, she serves as a board member for the Maryland SPCA, contributing to the development committee focused on donor relations. Merrill provides managed account services through its affiliate Managed Account Advisors LLC, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Synquai Johnson is a financial advisor at Merrill with a Series 66 designation and two years of industry experience. Prior to joining Merrill, Johnson held positions at Amazon and various other companies, and has been affiliated with the University of Phoenix since 2023. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers a range of model-based and discretionary investment strategies serving individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

David Massey is a financial advisor at Raymond James & Associates with one year of industry experience. He previously worked at T. Rowe Price for five years and attended the University of Maryland. Outside of his advisory role, Massey serves as an independent contractor sports official for adult recreational kickball and soccer games. Raymond James & Associates is a large broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves individuals, institutions, and various organizations, providing financial planning, investment consulting, and institutional fiduciary solutions with a range of portfolio management styles and affiliated research resources.

Robert Ellrich is a CFP® professional with 20 years of industry experience. He currently works at Osaic and previously spent 20 years at Lincoln Financial Advisors Corp. Ellrich is also president of Ellrich Wealth Advisors, LLC and conducts insurance activities related to accident, health, disability, long-term care, and life insurance. Osaic Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension plans, corporations, and charitable organizations. The firm offers a range of integrated brokerage and advisory services, utilizing a variety of investment vehicles and third-party platforms to construct portfolios managed on discretionary or non-discretionary bases.

Jason D Addario is a financial advisor with LPL Enterprise holding the Series 66 designation and beginning his advisory career in 2025. Prior to joining LPL Enterprise, he worked at Flora Food Group and Sherwin-Williams and has been involved with USSF as a coach in sports and fitness since 2013. Outside of his advisory role, he remains active in coaching sports and fitness activities. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of advisory and brokerage services, leveraging a combination of proprietary research, model portfolios, and third-party management options.

Samuel Shinn is a financial advisor at Cambridge Investment Research Advisors with three years of industry experience. He holds Series 65 and Series 63 licenses. His prior experience includes roles at LPL Financial and Northrop Grumman Corporation. Cambridge Investment Research Advisors is a large SEC-registered firm serving individuals, pension plans, charitable organizations, trusts, and retirement-plan sponsors. The firm offers financial planning, investment management, and retirement plan advisory services through a network of independent professionals, utilizing a range of portfolio management and model-based solutions tailored to client objectives.

Frank Duncan is a financial advisor with LPL Financial in Timonium, MD, holding the ChFC® designation along with Series 63 and 65 licenses. He has 28 years of industry experience and has been associated with LPL Financial since 2009. Since 2020, he has also operated Maryland Financial Group, Inc., an independent registered investment advisory firm. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a large network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

Patrick Pollard is a CFP® professional with 32 years of industry experience, currently serving at RBC Capital Markets since 2024. He previously worked at Bank of America, N.A. and Merrill Lynch, with overlapping tenures spanning over two decades. He is a board member and part of the investment sub-committee for the Community Foundation of Harford County, serves on the board of the Greater Bel Air Community Foundation, and is chairman of the Greater Harford Committee, a business advocacy group in Harford County, MD. RBC Wealth Management, a division of RBC Capital Markets, LLC, provides a range of advisory programs and portfolio management services to individuals, institutional clients, corporations, and charitable organizations. The firm employs customized strategies using both in-house and third-party investment managers, with various program structures and services including financial planning, custody, and brokerage.

Christopher Pellegrino is a CFA® charterholder and registered investment advisor affiliated with LPL Financial in Hunt Valley, MD, with five years of industry experience. Prior to joining LPL Financial in 2022, he worked at Carefirst from 2016 to 2022. In addition to his advisory role, he is the owner of two Amazon sales businesses based in Arnold, MD. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary portfolio management, supported by research and model portfolios from LPL and third-party subadvisors.

Brian Slattery is a Senior Financial Advisor at Merrill Lynch Wealth Management and a member of The Slattery Wealth Management Group. He focuses on retirement planning and offers expertise in areas including college education planning, family wealth management strategies, legacy planning, managing new wealth, personal retirement planning, portfolio management services, small business strategies, socially responsible and ESG investing, tax minimization, and retirement income. Brian graduated from Stony Brook University with a Bachelor's Degree and a Master's Degree in Accounting in 2020. He worked as a part-time Client Associate at Merrill from 2016 while pursuing his education and entered Merrill's Financial Advisor Training program in 2021 before becoming a Financial Advisor. Born and raised in Smithtown, Brian played college lacrosse at SUNY Oswego and continues to play in adult recreational leagues. His personal interests include golfing, music, skiing, and spending time with his family.

Thomas O'Conor is a CFP® with 12 years of industry experience, currently serving as a financial advisor at Wells Fargo Advisors since 2020. Prior to this, he worked at Bank of America and Merrill from 2013 to 2020. He is also involved in private wealth management through his ownership in Thomas O'Connor LLC and partial ownership and co-trustee roles in SCO Wealth Management, LLC. Wells Fargo Advisors Financial Network is a broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services tailored to clients meeting a net-worth threshold, utilizing Wells Fargo’s research and planning tools to develop tailored recommendations.

Edward Campbell III is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 credentials and over 20 years of industry experience. His career includes roles at firms such as Commonwealth Financial Network, Legacy Planning Partners, and Securian Financial Services. He is also involved with East Coast Advisory, a business activity outside his primary firm. Cambridge Investment Research Advisors serves a diverse client base including individuals, retirement plans, charitable organizations, and trusts, offering financial planning, investment management, and retirement advisory services. The firm employs a range of investment approaches, including proprietary model strategies and access to unaffiliated managers, with customizable discretionary and non-discretionary portfolio management options.

David Johnson is a Wealth Management Advisor at Merrill Lynch Wealth Management, where he develops financial strategies and provides advice tailored to individuals, families, and businesses. He focuses on understanding clients' short- and long-term financial objectives to deliver customized solutions. With over 25 years of experience in the finance and accounting fields, David combines a detailed-oriented approach with expertise gained from roles including 13 years at T. Rowe Price and his work at Merrill Lynch. His areas of focus include college education planning, divorce transition planning, family wealth management strategies, investment consulting for defined contribution plans, personal retirement planning, portfolio management, tax minimization, and retirement income. David holds an MBA from Johns Hopkins University and a Bachelor's Degree from West Virginia University. He is certified as a CERTIFIED FINANCIAL PLANNER® (CFP), CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). He participates in professional organizations such as Delta Sigma Pi - Business Fraternity, Harford Business Roundtable for Education, and Harford County Chamber of Commerce. Residing in the Fallston, MD area with his wife and two daughters, David is involved in the local community, including participation with Fallston High School's Cougar Boosters. His personal interests include golfing, hiking, soccer, spending time with family, and traveling.

Norman Townsend III is a CFP® with 26 years of industry experience, currently serving as a financial advisor at Raymond James & Associates since 2020. He previously worked at Fidelity Personal and Workplace Advisors and Fidelity Investments. Outside of his advisory role, he is an executive performance coach at the Team Performance Institute, focusing on leadership and team development. Raymond James & Associates is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a diverse client base including individuals, institutions, and municipal entities, offering financial planning and consulting services that emphasize tailored, non-discretionary advice supported by in-depth analysis and a broad range of portfolio management styles.