Hailey Timeus is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. Prior to joining Merrill, she worked at the Arizona Department of Corrections. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Darryl Stalter is a financial advisor at Merrill with a Series 66 designation and six years of industry experience. He has been with Merrill since 2019 and previously worked at Verizon Wireless from 2014 to 2019. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies supported by internal and third-party managers for individuals, high-net-worth clients, and institutional investors.

Russell Priddy III is a financial advisor with Ameriprise in Shrewsbury, PA, holding Series 63 and Series 66 licenses and 21 years of industry experience. His prior roles include positions at Wells Fargo Clearing and PNC Investments. Ameriprise offers a retirement-income planning service focused on individuals nearing or in retirement with significant investable assets, delivering detailed, non-discretionary recommendations that incorporate research, modeling, and tax-efficiency analysis. The firm provides a broad range of advisory, brokerage, and insurance solutions through affiliated entities.

Steven Grenagle Jr. is a financial advisor with Merrill, holding a Series 66 designation and nine years of industry experience. He has worked at Merrill and Bank of America since 2014. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Julia Zimmermann is a financial advisor with Ameriprise Financial Services, holding Series 63 and Series 66 designations and 18 years of industry experience. She has been with Ameriprise since 2015, having previously worked at Cambridge Investment Research Advisors. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, known for its Premier Retirement Income service that provides written recommendation reports and ongoing retirement income planning focused on income sources and tax-aware withdrawal strategies.

C Emmerson Small is a CFP® professional with 42 years of industry experience, currently affiliated with Wells Fargo Clearing since 2016. Prior to this, Small worked at Morgan Stanley DW Inc. for 13 years. Wells Fargo Advisors is a national securities firm serving individual, corporate, and institutional clients with investment advisory services, financial planning, retirement plan consulting, and brokerage solutions. The firm manages approximately $671 billion in assets and employs over 14,000 financial advisors.

Amy Sommers is a financial advisor at Raymond James Financial with five years of industry experience. She holds a Series 66 designation and has previously worked at firms including Marshall Financial Group, Purshe Kaplan Sterling Investments, and Merrill. Prior to her financial career, she was employed at the U.S. Attorney's Office for the District of Maryland and the Maryland Department of Health. Outside of her advisory role, she supports operations at ClearPlan Wealth Management as a registered client service associate. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm emphasizes non-discretionary, tailored planning using analytical tools and supports clients through advisory programs and institutional consulting.

Brandon Cawley is a CFA® charterholder with three years of industry experience. He is currently with Osaic Wealth and previously worked at Lincoln Financial Advisors, Campbell Wealth Management, and New Century Advisors. Osaic Wealth serves a diverse client base including retail and institutional investors, retirement plan sponsors, charities, and corporate clients. The firm offers both brokerage and advisory services through a multi-advisor platform, emphasizing model-based asset allocation, portfolio optimization, and a range of customizable investment strategies.

Michael Ferris is a financial advisor with LPL Financial in Hunt Valley, MD, holding the ChFC® designation and securities licenses Series 63 and Series 65. He has 10 years of industry experience, including prior roles at Mass Mutual Investors Services and Northwestern Mutual. Outside of his advisory work, Ferris is involved in managing a family-owned farm in Kennedyville, MD. LPL Financial is a national broker-dealer and SEC-registered investment adviser offering advisory and brokerage services through a network of investment adviser representatives to individuals, retirement plan participants, banks, trust companies, and other institutions. The firm provides a range of financial planning and asset management solutions, utilizing various model portfolios and customized strategies.

William Summers is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding a Series 66 credential and four years of industry experience. His prior roles include positions at Wells Fargo Clearing and Nexus Systems, LLC. In addition to advising, he works as an insurance broker specializing in life, disability, long-term care, fixed annuities, and health insurance. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm provides comprehensive financial planning, asset management, and educational seminars, utilizing firm-approved tools to deliver detailed, goal-based recommendations through ongoing client relationships.

Eric Shadoff is a financial advisor at RBC Capital Markets with 14 years of industry experience. He holds Series 63 and Series 65 licenses and has worked at RBC Capital Markets since 2012 and City National Bank since 2017. Outside of his advisory role, he is an active owner involved in the maintenance of a rental property. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, and charitable organizations. The firm offers multiple advisory programs with customized investment strategies implemented through a combination of in-house and third-party managers.

Brian Davies is a financial advisor at Wells Fargo Advisors with seven years of industry experience. He holds a Series 66 designation and has previously worked at Raymond James & Associates and Founders Financial. Wells Fargo Advisors Financial Network is a large broker-dealer and registered investment adviser that provides investment and fee-based financial planning services to individuals, trusts, and institutional clients. The firm offers a broad range of planning services and uses proprietary research and tools to develop tailored client recommendations.

Cristina Kothari is a financial advisor with OSAIC, holding Series 63 and 66 licenses and bringing 14 years of industry experience. Her previous roles include positions at Lincoln Financial Advisors and LaSalle Investment Management Securities. She is also Associate Director at Maller Wealth Advisors. OSAIC Wealth serves a wide range of retail and institutional clients through a multi-advisor platform offering brokerage and advisory services that include financial planning, managed portfolios, third-party manager programs, and retirement plan consulting, supported by model-based asset allocation and portfolio optimization tools.

Benjamin Kellar is a financial advisor at UBS Financial Services Inc. with six years of industry experience. He holds a Series 66 designation and previously worked at Morgan Stanley. Kellar has been with UBS since 2017. UBS Financial Services Inc. serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research to tailor investment strategies to client goals and risk tolerances.

Matthew Conant is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding a Series 66 designation and five years of industry experience. Prior to joining UBS in 2021, he worked for seven years at The St. Paul's Schools. He serves as Treasurer for St. John the Baptist Episcopal Church in York, PA, where he manages the church’s financial affairs and coordinates with its Finance and Investment Committee. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor financial plans and portfolio management services. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory programs.

Perry Fong is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with RBC Capital Markets since 2009. Fong serves on the Board of Directors for Saint Agnes Healthcare, a faith-based full service hospital in Baltimore. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers, alongside integrated capital markets and lending capabilities.

Chris Fanto is a financial advisor with LPL Enterprise holding a Series 66 designation and three years of industry experience. His prior work includes roles at The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individual and high-net-worth investors as well as institutional clients. The firm utilizes model-driven investment implementation and offers access to third-party asset managers, financial planning, and various affiliated financial products and services.

Patrick Chairs is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and nine years of industry experience. He previously worked at Prudential Insurance Company of America and Pruco Securities, LLC, among other firms. Outside of his advisory role, he is involved with Clarity Wealth Management, a DBA for his LPL business. LPL Enterprise provides investment advisory and brokerage services to a diverse client base, including individuals, high-net-worth investors, retirement plans, and charitable entities. The firm’s investment approach is model-driven, utilizing portfolios developed by LPL’s Research Department and third-party strategists, and offers access to affiliated trust custody, insurance products, and a collateralized lending program.

Oliver Arnold is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 credentials and 17 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, Mass Mutual Investors Services, Massachusetts Mutual Life Insurance Company, and Metlife Securities. LPL Enterprise provides investment advisory and brokerage services to individual and high-net-worth investors, retirement plans, banks, corporate, and charitable entities. The firm employs a model-driven investment approach with access to third-party asset managers and offers services including financial planning, consulting, and insurance product sales through affiliated entities.

Nicholas Bonomolo is a financial advisor with Mass Mutual Investors Services, holding Series 66 and Series 63 licenses and bringing 11 years of industry experience. He previously worked with MetLife Securities and has been with Mass Mutual and its affiliates since 2016. Outside of his advisory role, he is the owner of Bonomolo Planning, LLC. Mass Mutual Investors Services is a broker-dealer and SEC-registered investment adviser serving individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers financial planning, asset management, and educational seminars, focusing on collaborative, goal-based planning without discretionary investment authority.