Cristina Kothari is a financial advisor at OSAIC with 14 years of industry experience. She holds Series 63 and Series 66 credentials and has previously worked at LaSalle Investment Management Securities, LLC and Lincoln Financial Advisors, Inc. She is also an Associate Director at Maller Wealth Advisors. OSAIC serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations through a large network of affiliated advisors and multiple advisory platforms. The firm offers integrated brokerage and advisory services, employing asset-allocation tools and third-party solutions to construct portfolios across various asset classes.

Benjamin Kellar is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding a Series 66 designation and six years of industry experience. He has worked at UBS Financial Services since 2017 and previously spent time at Morgan Stanley and Johns Hopkins University. UBS Financial Services serves individual, corporate, and institutional clients through a combination of brokerage and investment advisory services. The firm uses proprietary capital market assumptions and research from its Chief Investment Office and UBS Global Research to tailor financial plans and portfolio management to clients’ goals and risk tolerances.

Matthew Conant is a financial advisor with UBS Financial Services in Hunt Valley, MD, holding a Series 66 designation and five years of industry experience. Prior to joining UBS in 2021, he worked for seven years at The St. Paul's Schools. He serves as Treasurer for St. John the Baptist Episcopal Church in York, PA, where he manages the church’s financial affairs and coordinates with its Finance and Investment Committee. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, combining proprietary capital market research and model-based asset allocations to tailor financial plans and portfolio management services. The firm integrates institutional trading capabilities with wealth management services and offers a broad range of capital markets and advisory programs.

Perry Fong is a financial advisor with RBC Capital Markets, LLC, holding Series 63 and Series 65 credentials and bringing 41 years of industry experience. He has been with RBC Capital Markets since 2009. Fong serves on the Board of Directors for Saint Agnes Healthcare, a faith-based full service hospital in Baltimore. RBC Wealth Management, a division of RBC Capital Markets, serves a broad client base including individual investors, institutions, and charitable organizations. The firm offers various advisory programs with tailored strategies implemented through a combination of in-house and third-party investment managers, alongside integrated capital markets and lending capabilities.

Chris Fanto is a financial advisor at LPL Enterprise with a Series 66 credential and two years of industry experience. Prior to joining LPL Enterprise, he held positions at The Prudential Insurance Company of America and Pruco Securities LLC. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients through advisory and brokerage channels. The firm offers financial planning, access to model wealth portfolios, third-party asset management, and a range of brokerage and insurance products.

Patrick Chairs is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and nine years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, Worthington Financial Partners, Equity Services Inc, and GolfTEC North Bethesda. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers financial planning, advisory and brokerage services, access to model portfolios and third-party asset management programs, combining adviser programs with the sale of financial products including insurance through affiliated entities.

Oliver Arnold is a financial advisor with LPL Enterprise, holding Series 63 and Series 65 licenses and 17 years of industry experience. His prior roles include positions at Prudential Insurance Company of America, Pruco Securities, Mass Mutual, and Metlife Securities. Arnold also has an ongoing affiliation with Prudential-sponsored non-variable insurance products. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering advisory and brokerage services. The firm combines investment advisory programs with brokerage and insurance product sales on an integrated platform, utilizing LPL’s research, model portfolios, and third‑party asset managers.

Nicholas Bonomolo is a financial advisor with Mass Mutual Investors Services in Hunt Valley, MD, holding Series 66 and Series 63 licenses and having 11 years of industry experience. He has worked at Mass Mutual Investors Services since 2017 and previously at MetLife Securities. Outside of advising, he owns Bonomolo Planning, LLC. MML Investors Services, LLC is a broker-dealer and SEC-registered investment adviser subsidiary of MassMutual that provides financial planning and asset management services to individuals, business owners, trusts, and charitable organizations using firm-approved tools and collaborative planning processes.

Brandon Hoppenstein is a financial advisor at Merrill with a Series 66 designation and one year of industry experience. His prior work includes positions at Bank of America, Ledyard Law LLC, and various roles at Towson University. He has also been involved in entrepreneurial ventures such as Joe Blow Tees and Papi's Tacos. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, corporations, and charitable organizations.

Zachary Claypool is a financial advisor at Merrill with nine years of industry experience. He holds Series 63 and Series 66 designations and has been with Merrill since 2016. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm serves individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations using model-based and discretionary investment strategies developed by internal and third-party managers.

Kyle Golley is a financial advisor at Merrill with a Series 66 designation and less than one year of industry experience. His prior work history includes roles at Northwestern Mutual, Redners, OS Restaurant Services, and other companies across various sectors. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.

Joseph Nickerson is a financial advisor at Merrill with 10 years of industry experience. He holds the Series 63 and Series 66 designations and previously worked at T. Rowe Price from 2012 to 2021. Nickerson is based in Hunt Valley, Maryland. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Anthony Sparacino is a financial advisor at Merrill with a Series 66 designation and four years of industry experience. His work history includes roles at Bank of America, Merrill, and several positions outside the financial sector, including involvement with Team Maryland Lacrosse and US Sports Camps. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutions.

Jason Connor is a financial advisor at UBS Financial Services with 15 years of industry experience. He holds a Series 66 designation and has been with UBS since 2012. Outside of his advisory role, he serves on the board of directors for Sportsboosters of Maryland, a nonprofit organization focused on donating sporting equipment. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services to tailor investment plans based on proprietary research and capital market assumptions.

Lawrence Adam III is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He previously worked at Deutsche Bank Securities Inc and has served as a professor at Loyola University Maryland since 2018. Raymond James & Associates is a large, dual-registered broker-dealer and SEC-registered investment adviser serving a broad client base including individuals, institutions, and charitable organizations. The firm offers financial planning and investment consulting with a range of portfolio management styles, municipal advisory services, and specialized employer consulting programs.

Daniel Colligan is a financial advisor with Merrill in Hunt Valley, MD, holding Series 63 and Series 66 credentials and 16 years of industry experience. He has worked at Bank of America and Merrill for the past 10 years. Outside of his advisory role, he works as a consultant and independent contractor delivering goods for Walmart Spark. Merrill, together with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program. The firm offers model-based and discretionary investment strategies for individuals, high-net-worth clients, pension and profit-sharing plans, corporations, and charitable organizations.

Michelle Roeseke is a financial advisor at Edward Jones with 18 years of industry experience. She holds the Series 66 designation and has been with Edward Jones since 2007. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm manages approximately $1.01 trillion in assets and offers a range of advisory programs, including discretionary and non-discretionary strategies, separately managed accounts, and affiliated mutual funds, operating under a fiduciary standard.

Stephen Moran is a financial advisor at LPL Financial with 23 years of industry experience. He holds Series 65 and Series 66 licenses and previously worked at Mass Mutual Investors Services and MassMutual Life Insurance Company for over two decades. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides various advisory programs, financial planning, retirement consulting, and brokerage services with both discretionary and non-discretionary management options.

Kimberly Grelli is a financial advisor at RBC Capital Markets with 9 years of industry experience. She holds Series 63 and Series 65 designations and has worked at City National Bank since 2021, in addition to her ongoing role at RBC Wealth Management since 2012. RBC Wealth Management, a division of RBC Capital Markets, LLC, serves a diverse client base including individual investors, institutions, pension plans, corporations, and charitable organizations. The firm offers various advisory programs that provide portfolio management, financial planning, custody, and brokerage services, utilizing both in-house and third-party investment managers and model providers.

Angela Candelaria is a financial advisor at Merrill with a Series 66 designation and over 16 years of experience in the industry. She has been with Merrill since 2010. Merrill, along with its affiliate Managed Account Advisors LLC, provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions Program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, and institutional investors.