Jonathan Chapman is a financial advisor with Equitable Advisors in Centerville, OH, holding a Series 66 designation and 14 years of industry experience. He has been with Equitable Advisors since 2012 and previously worked at AXA Advisors LLC. Outside of his advisory role, Chapman serves as Treasurer and Board Member for Miami Valley Housing Opportunities, Inc., and is the local chapter president of Game Changers BNI. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and a broad range of third-party asset managers. The firm uses a hybrid referral and implementation model combining advisory and brokerage channels to tailor services based on client goals, risk tolerance, and time horizon.

Charlie Pool is a financial advisor with LPL Financial in Centerville, OH, holding a Series 63 designation and 29 years of industry experience. He previously worked at ValMark Advisers, Inc. and Valmark Securities, Inc. for over a decade. Outside of his advisory role, he is a partner and owner of a commercial real estate entity that owns the building housing his wealth management office. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of financial planning and advisory programs, including discretionary and non-discretionary management, with access to research and model portfolios from LPL Research and third-party subadvisors.

Sydney Cotton is a financial advisor at Morgan Stanley with eight years of industry experience. Prior to joining Morgan Stanley in 2018, Cotton worked for three years at Wells Fargo Advisors. Cotton holds the Series 66 designation. Morgan Stanley Wealth Management is an SEC-registered investment adviser and broker-dealer serving individuals and institutional clients with a range of advisory programs, including tailored financial planning supported by firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and offers services through both direct individual plans and Corporate Financial Planning agreements.

Brian Schultz is a financial advisor at Cambridge Investment Research Advisors in Dayton, OH, holding the ChFC® designation with 32 years of industry experience. He has been with Cambridge since 2014 and also serves as president of Financial Directions Inc., an independent insurance agency. Additionally, he is involved in a fur harvesting business as the owner of Brian K Schultz. Cambridge Investment Research Advisors serves a wide range of clients including individuals, pension and profit-sharing plans, and charitable organizations. The firm offers financial planning, investment management, retirement plan advisory, and financial wellness services through independent Financial Professionals, utilizing various portfolio management strategies and platform arrangements tailored to client objectives.

Timothy Schmale is a CFP® and Series 66 holder with eight years of experience in the financial services industry. He has been with Edward Jones since 2017 and previously worked for GM Financial from 2010 to 2017. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a range of advisory programs and investment strategies. The firm manages approximately $1.01 trillion in assets and operates a nationwide network of more than 23,700 financial advisors.

Harry Williamson is a financial advisor at Raymond James Financial with 33 years of industry experience. He holds a Series 63 designation and has been with various branches of Raymond James since 2010. Williamson is also the owner of Williams Wealth Advisors, LLC, a non-investment-related support company based in Dayton, OH. Raymond James Financial Services Advisors, Inc. provides financial planning and investment consulting to a diverse clientele, including individuals, high-net-worth clients, corporations, and institutional investors, using tailored, non-discretionary approaches supported by analytical tools and risk profiling.

Jennifer Cumming is a financial advisor at UBS Financial Services with 29 years of industry experience. She holds Series 63 and Series 65 credentials and previously worked at Merrill for 17 years before joining UBS in 2024. UBS Financial Services serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including fee-based financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services, utilizing proprietary research and model-based asset allocations to tailor strategies to clients’ goals and risk tolerances.

David Holtz is a financial advisor at OSAIC with 29 years of industry experience. He has held positions at FSC Securities Corporation, First Advisors, Inc., and Ffp Securities, Inc. He also operates a sole proprietorship focused on brokerage of fixed life and annuities and manages tax preparation services. OSAIC serves a diverse client base including individual, high-net-worth, institutional, and charitable clients through a large network of affiliated advisors and multiple advisory platforms, offering integrated brokerage, investment advisory, and wealth management services.

Steven Wise is a Certified Financial Planner (CFP®) with 14 years of industry experience, currently serving at J.P. Morgan Securities. He has held roles at firms including BBS Investments, LLC and Hensley's, and is involved as an owner and partner in a flooring business and a commercial real estate entity. Additionally, he is an investor in a sports card trading company. J.P. Morgan Securities provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, offering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory capabilities with brokerage and investment management services, delivering recommendations on a non-discretionary basis while clients maintain final decision authority.

John Abbott is a financial advisor with Primerica Advisors in Centerville, OH, holding a Series 63 designation and 28 years of industry experience. He has been with Primerica Advisors since 1997 and with Primerica Financial Services since 1996. Outside of his advisory role, he is involved in the sale of loan products and home-related services through affiliated companies. Primerica Advisors provides discretionary asset management through its Lifetime Investment Program, offering model-delivery strategies and discretionary separately managed account options primarily for individual and high-net-worth clients. The firm uses an independent due-diligence process for asset manager selection and employs a tiered wrap fee structure rather than fixed fees.

Roger Rucker is a financial advisor with Primerica Advisors in Dayton, OH, holding a Series 63 designation and 32 years of industry experience. His work history includes roles at Universal Technology Corporation and long-term affiliations with PFS Investments Inc. and Primerica Financial Services. Outside of his advisory role, he is involved in sales of loan products and home-related services through affiliated companies. Primerica Advisors offers discretionary asset management through its Lifetime Investment Program, serving individual and high-net-worth clients with model-delivery strategies and discretionary separately managed account options. The firm curates third-party asset managers and employs a tiered wrap-fee structure, focusing on personalized portfolio management rather than institutional pension or profit-sharing plans.

Ricky Bowman is a financial advisor with Ameriprise in Waynesville, Ohio, holding a Series 63 designation and 32 years of industry experience. He has been with Ameriprise and its related entity since 2005. Outside of his advisory role, he is involved in business ownership through Ampex LLC. Ameriprise offers a retirement-income planning service targeting individuals approaching or in retirement with substantial investable assets, providing detailed recommendation reports that address income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis to support clients, with a focus on assets held in Ameriprise Managed Accounts.

David Moyer is a financial advisor at UBS Financial Services with one year of industry experience. He holds a Series 66 designation and has worked at UBS since 2023. Prior to his current role, he was involved with Campus Crusade for Christ and held various positions at companies including Total Wealth Planning, DoorDash, and Instacart. Outside of advising, he has worked delivering groceries for Instacart. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory services, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management and provides a broad range of capital markets services.

Joshua Weiland is a financial advisor at Stifel with 22 years of industry experience and holds the Series 66 designation. He has been with Stifel Nicolaus & Co. since 2013. Outside of his advisory role, he serves on the board of the University of Dayton’s Davis Center for Portfolio Management, advising students on their management of a portion of the university’s endowment, and is also a board member of the Kettering Sister City nonprofit organization. Stifel serves a wide range of clients, including individuals, institutional clients, and charitable organizations, providing both brokerage and investment advisory services. The firm uses a proprietary investment methodology developed by its Investment Strategy Group that incorporates forward-looking capital market assumptions and probabilistic modeling to guide asset allocation and planning analyses.

David Criner is a financial advisor with Raymond James & Associates, holding Series 63 and Series 65 licenses and bringing 43 years of industry experience. He has been with Raymond James & Associates, Inc. since 2009. Raymond James & Associates, Inc. is a large, dually registered broker-dealer and SEC-registered investment adviser managing approximately $501 billion in assets. The firm serves a wide range of clients, including individuals, institutional investors, charitable organizations, and municipal entities, offering financial planning, non-discretionary investment consulting, and institutional fiduciary solutions.

Ronald Ginter is a financial advisor with Ameriprise in Miamisburg, OH, holding a Series 66 designation and 27 years of industry experience. He has been with Ameriprise and its affiliated entities since 2006. Outside of advising, he is co-owner of LoRo Mountain, LLC, a real estate business. Ameriprise provides retirement-income planning services targeted at individuals nearing or in retirement with significant investable assets, combining research, modeling, and tax-efficiency analysis to deliver personalized, non-discretionary recommendations through a centralized consulting team.

Tanya Munn is a financial advisor with Morgan Stanley in Centerville, OH, holding a Series 63 designation and 25 years of industry experience. She has been with Morgan Stanley Smith Barney since 2009 and previously worked at Citigroup Global Markets beginning in 2005. Outside of her advisory role, she is involved with Intele Travel Inc in a sales and marketing capacity. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning utilizing firm-approved tools and methodologies. The firm manages approximately $2.74 trillion in client assets and provides services that include relationships with investment companies and private funds.

Anshu Vohra is a Financial Advisor at Merrill Lynch Wealth Management. She has been active in the financial services industry since 2007 and joined Merrill Lynch in 2026. Anshu works with individuals, families, and business owners to develop personalized strategies focused on wealth accumulation, retirement planning, and long-term financial confidence. Her approach involves understanding clients' short-term and long-term goals to create tailored financial plans aimed at navigating complex financial decisions with clarity and confidence. Before joining Merrill Lynch, Anshu gained experience in tax and financial planning through positions at CareSource, ATSG Inc., and Equitable Financial Advisors. Her background in taxation influences her comprehensive approach to wealth management, emphasizing thorough analysis and disciplined planning. She holds a Master of Accountancy degree from Wright State University in Dayton, Ohio, and is a Personal Investment Advisor (PIA). Outside of her professional career, Anshu enjoys biking, cooking, dancing, gardening, hiking, interior decorating, reading, traveling, watching movies, and practicing yoga. She and her husband, Amit, whom she married in 2004, have two sons. They are engaged in their community through active donations of time and talents to local organizations.

Caroline Pratt is a financial advisor at UBS Financial Services with two years of industry experience. She holds a Series 66 designation and has worked at UBS Financial Services since 2019. Prior to entering the financial industry, she was employed at the University of Alabama and Troy High School. UBS Financial Services serves individual, corporate, and institutional clients through a range of brokerage and investment advisory services. The firm combines institutional trading capabilities with wealth management, offering tailored financial planning and portfolio management supported by proprietary research and model-based asset allocations.

Kinsey Kinder is a Series 66-licensed financial advisor at Ameriprise in Dayton, Ohio, with four years of industry experience. Prior to joining Ameriprise in 2021, Kinsey worked at LCNB National Bank and Neaton. Kinsey also serves as an Associate Financial Advisor with Beyond Wealth Advisors, LLC, a private wealth advisory practice affiliated with Ameriprise. Ameriprise Financial Services is a large advisory firm serving individual and institutional clients, offering specialized retirement income planning that includes written recommendation reports and ongoing annual advice focused on income sources and tax-aware withdrawal strategies.