Russell Kuchera is a financial advisor with LPL Financial in Bear, Delaware, holding Series 63 and Series 65 credentials and bringing 29 years of industry experience. His prior work includes roles at M&T Bank and Citizens Securities, Inc. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives, offering a range of advisory programs and retirement plan consulting services.

Brandon Miller is a financial professional with Cetera and holds a Series 66 designation, with three years of industry experience. He has worked with Cetera, Cetera Wealth Services, LLC, and Diamond State Financial Group since 2023, and previously was employed at Securian Financial Service and Minnesota Life Insurance Company in 2023. Outside of his advisory role, he has been involved with Dutch-Way Farm Market since 2005. Cetera Investment Advisers LLC is an SEC-registered firm that serves a diverse client base including individuals, retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a range of portfolio management and retirement services through a multi-manager platform with access to various investment strategies and program structures.

Keith Kepplinger is a financial advisor at Morgan Stanley with six years of industry experience. He has held roles at Morgan Stanley Smith Barney LLC, Bank of America, Merrill, and J.P. Morgan Securities, among others. Outside of financial advising, he is a passive owner of several outpatient mental health franchises through Ellie Mental Health and High Horse Ventures LLC. Morgan Stanley Wealth Management serves both individual and institutional clients, offering a range of advisory programs including tailored financial planning supported by firm-approved tools and analyses. The firm manages approximately $2.74 trillion in client assets and provides both direct and corporate financial planning services.

Connor Hollick is a financial advisor at LPL Financial with the Series 66 designation and two years of industry experience. His prior work includes roles at DealerFlex and Financial House, as well as teaching experience at Temple University. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of representatives. The firm provides financial planning, advisory programs, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management approaches supported by in-house and third-party research.

William Brennan is a CFP® professional affiliated with OSAIC, based in Newark, DE, with 41 years of industry experience. He previously worked at Securities America Advisors and Securities America Inc. He is also the owner of Brennan Financial Group and co-owner of The Inn at Westwynd Farm, a horse farm and inn. OSAIC serves a broad client base including individual, high-net-worth, institutional, and charitable clients through a large network of advisers offering integrated brokerage, advisory, and portfolio management services. The firm employs a variety of investment tools and third-party platforms to construct portfolios including stocks, bonds, mutual funds, ETFs, and alternative investments.

Jennifer Valentine is a financial advisor at Osaic with Series 66 credentials and one year of industry experience. Prior to joining Osaic Wealth Inc, she worked at Lindenberg Financial and spent 19 years at Learning Express Academy. She currently serves as a relationship manager at Lindenberg Financial, where she acts as the main point of contact for clients and coordinates with internal teams. Osaic Wealth Inc serves a diverse client base, including retail and institutional investors, through a large network of affiliated advisers and multiple advisory platforms. The firm employs various portfolio construction tools and offers integrated brokerage, investment advisory services, and access to third-party money managers.

Joseph Garrity is a financial advisor with LPL Enterprise in Newark, Delaware, holding Series 63 and Series 65 credentials and 12 years of industry experience. His prior roles include positions at Citizens Bank and First Citizens Community Bank. He also sells Medicare Supplement and Medicare Advantage insurance policies through United Healthcare. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, and institutional clients, offering financial planning, advisory services, and access to various brokerage and insurance products through an integrated platform.

Michael Schoenleber is a financial advisor with Raymond James Financial, holding Series 63 and Series 65 licenses and bringing 30 years of industry experience. He has worked with Raymond James Financial Services Advisors, Inc. since 2011 and has been associated with Fulton Bank and Raymond James Financial Services, Inc. since 2009. Schoenleber also serves as a financial advisor with Fulton Financial Advisors. Raymond James Financial Services Advisors, Inc. serves a diverse client base including individual investors, high-net-worth clients, pension plans, charitable organizations, and municipal entities. The firm provides financial planning and non-discretionary investment consulting, with a distinctive focus on advisory and implementation-support services rather than delegated management.

William Smith II is a Series 66-licensed financial advisor at Ameriprise with 24 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Outside of his advisory role, he coordinates youth wrestling tournaments and serves as secretary on the board of directors for the Oxford Wrestling Alliance. Ameriprise Financial Services is a large, diversified firm serving individual and institutional clients, with a specialized retirement income service that provides written recommendation reports and ongoing planning focused on dependable income and tax-aware withdrawal strategies.

Kevin Noguez Ochoa is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. He has previously worked at Bank of America, N.A. and Kendal at Longwood. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, and institutional investors. The firm integrates with Bank of America’s corporate platform, providing access to a broad set of financial products and services.

Gabriella Savage is a financial advisor at Merrill with five years of industry experience. She holds the Series 66 designation and has worked at Merrill since 2020. Her prior experience includes roles at Open Systems Healthcare Inc, The Riggin Group of RE/MAX, and Wells Fargo. In an additional role, she serves as a trustee for a family irrevocable trust. Merrill provides managed account services through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to a broad range of clients including individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries. The firm is integrated with Bank of America, providing access to a wide set of financial products and services.

Mitch Fryling is the Vice President, Wealth Planner at Fidelity, a role he has held since 2025. He has a comprehensive background in financial advising and planning, having worked with several firms including Fidelity Investments, Mallard Advisors, Capital One Investing, Vanguard, and Scotiabank. His professional experience spans roles such as Financial Consultant, Financial Adviser, Senior Financial Adviser, Financial Analyst, and Retirement Specialist. Throughout his career, Mitch has focused on understanding clients' financial goals and creating actionable, personalized plans. His approach emphasizes education and comprehensiveness tailored to the unique needs and circumstances of each client. Mitch's expertise includes wealth planning and financial consulting. Outside of his professional work, Mitch enjoys activities such as beach outings, fitness, kayaking, reading, running, and soccer.

Arnoldo Lezama is a financial advisor at Merrill with a Series 66 designation and three years of industry experience. His prior work includes roles at Bank of America and Mercedes-Benz of Hunt Valley. He is also a general partner and managing member of an HR consulting firm based in Aberdeen, MD. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering model-based and discretionary investment strategies to individuals, high-net-worth clients, pension and profit-sharing plans, charitable organizations, and corporate fiduciaries.

Daniel Thompson is a financial advisor with Merrill in Wilmington, Delaware, holding Series 63 and Series 65 credentials and bringing 38 years of industry experience. He has been with Merrill and Bank of America since 2016. Outside of his advisory role, Thompson is involved with several Delaware nonprofits, including serving on the steering committee for the Delaware Museum of Art’s endowment fundraising, the development committee for the Kalmar Nyckel tall ship, and as a board member of the Biggs Museum in Dover. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies for individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Karen Poore is a financial advisor with Mass Mutual Investors Services in Wilmington, Delaware, holding Series 63 and Series 65 licenses and bringing 35 years of industry experience. She has worked at MassMutual Life Insurance Company since 2016 and at MetLife Securities from 2015 to 2017. Outside of her advisory role, she is also involved in an outside insurance business focusing on group health. MassMutual Investors Services, LLC is a broker-dealer and SEC-registered investment adviser that provides financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers a range of programs and educational seminars, using firm-approved tools to analyze client goals and deliver written recommendations within annual planning engagements.

Aaron Turner is a financial advisor with LPL Financial, holding Series 63 and Series 65 credentials and 28 years of industry experience. He previously worked at Hornor, Townsend & Kent, Inc. and Penn Mutual for 18 years each. Outside of his advisory role, he is also active as a non-variable insurance agent with Rockwell Insurance Agency and 1847 Financial. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, and retirement consulting services, utilizing discretionary and non-discretionary management along with research from multiple sources to support diversified investment strategies.

Kimberlee Orth is a financial advisor with Ameriprise, holding a Series 63 designation and bringing 38 years of industry experience. She has been with Ameriprise and its predecessor firms since 1987. Orth serves on the board of Ministry of Caring Inc., a nonprofit organization based in Wilmington, Delaware. Ameriprise provides retirement-income planning services targeting individuals nearing or in retirement with substantial investable assets, delivering tailored recommendations that incorporate income sources, Social Security options, and tax-efficient withdrawal strategies. The firm combines research, modeling, and adaptive withdrawal advice to support clients, primarily through managed accounts.

Brendan Murphy is a CFP® professional with nine years of industry experience currently advising clients at Edward Jones in West Chester, PA. Prior to joining Edward Jones in 2017, he served in the US Navy for ten years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, with approximately $1.01 trillion in assets under management. The firm offers a wide range of advisory strategies and affiliated investment products, operating under a fiduciary standard across its extensive national network.

Sherie Higgins is a financial advisor with Mass Mutual Investors Services, holding a Series 66 license and bringing 11 years of industry experience. She has been with MML Investors Services since 2015 and Mass Mutual Life Insurance Company since 2014. In addition to her advisory work, Higgins serves as an adjunct professor at Eastern University, teaching part-time in an accelerated adult learning environment. Mass Mutual Investors Services, LLC operates as a broker-dealer and SEC-registered investment adviser, providing financial planning and asset management services to individuals, business owners, trusts, estates, charitable organizations, and employers. The firm offers collaborative, annual financial planning engagements using firm-approved analytical tools and also features event-driven planning services such as divorce and estate-settlement planning.

Cindy Garrity is a financial advisor with LPL Enterprise in Newark, DE, holding Series 63 and Series 65 credentials and bringing 17 years of industry experience. Her prior roles include positions at UBS Financial Services, Bank of America N.A., Merrill, and Citizens Securities INC. LPL Enterprise serves a diverse client base, including individuals, retirement plans, charitable organizations, corporations, and institutional clients. The firm offers a range of financial planning, advisory, and brokerage services, leveraging a platform that integrates adviser programs with insurance products and co-investment opportunities.