John Colyer is a financial advisor with Primerica Advisors in Lititz, PA, holding Series 63 and Series 65 licenses and four years of industry experience. Prior to his advisory role, he worked in law enforcement at both the Caln Township and Huntington Police Departments. Outside of advising, he is involved in sales of home security, automation products, and loan referrals through affiliated Primerica companies. Primerica Advisors provides discretionary asset management primarily through its Lifetime Investment Program, which offers model-delivery strategies and selectively managed account options to individual and high-net-worth clients under a wrap-fee structure. The firm curates third-party asset managers and delegates trade execution to BNY Mellon Advisors, focusing on percentage-based tiered fee models rather than fixed fees.

Kevin Blacker is a financial advisor at Edward Jones with one year of industry experience. He holds a Series 66 designation and previously worked at Knouse Foods for 14 years. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients. The firm offers a range of advisory programs and investment strategies supported by a nationwide network of more than 23,700 financial advisors.

Ryan Lundy is the Resident Director at Merrill Lynch Wealth Management and leads the Lundy & Associates team. He focuses on enhancing and organizing clients' lives and finances through a comprehensive, goals-based approach to retirement and wealth planning. Ryan assists clients with various financial strategies including college education planning, family wealth management, legacy planning, and retirement income. Ryan holds a Bachelor of Science degree in Finance from Virginia Tech and an MBA from Penn State University. He joined Merrill Lynch Wealth Management in 2012 and has 16 years of experience in the financial services industry. He holds Series 7 and 66 FINRA registrations and is licensed as an agent for Life, Accident, and Health Insurance in Pennsylvania and New York. Ryan has earned several professional designations including Certified Investment Management Analyst (CIMA®), Chartered Retirement Planning Counselor (CRPC™), Certified Plan Fiduciary Advisor (CPFA), Personal Investment Advisor (PIA), and Retirement Accredited Financial Advisor (RAFA). Ryan is involved in professional and community organizations such as the East Hempfield Recreation Authority, the American Cancer Association, and the Boys and Girls Club of Lancaster. He resides in Lancaster with his wife Ashley and their three children. His personal interests include biking, chess, football, and golfing.

Matthew Goss is a financial advisor with Primerica Advisors in Lancaster, PA, holding Series 63 and Series 65 designations and 15 years of industry experience. He has worked with PFS Investments Inc. since 2011 and with Primerica Financial Services since 2010. Outside of his financial advisory work, Goss is employed as a plumbing technician at Mervin Zimmerman Inc., where he has worked since 2006. Primerica Advisors sponsors a wrap-fee asset management program serving individual investors, corporate, and charitable clients. The firm provides advisory services through a large network of advisors and utilizes model-delivery strategies managed by unaffiliated asset managers.

Tristan Hill is a financial advisor with LPL Financial in Lancaster, PA, holding Series 65 and Series 63 registrations and eight years of industry experience. His work history includes roles at CUNA Mutual Group, Santander Securities, Bank of America, and Merrill. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, credit unions, corporations, and charitable organizations through a national network of investment adviser representatives. The firm provides a range of advisory programs, financial planning, retirement plan consulting, and brokerage services, utilizing both discretionary and non-discretionary management alongside research from LPL Research and third-party subadvisors.

Ryan Nemshick is a financial advisor with LPL Financial in York, PA, holding a Series 66 designation and 21 years of industry experience. He previously worked at Wells Fargo Clearing and Wells Fargo Advisors LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers a range of advisory programs, financial planning, and brokerage services, utilizing both discretionary and non-discretionary management supported by proprietary and third-party research.

Michela Potocki is a financial advisor at Morgan Stanley with 16 years of industry experience. She has worked at Morgan Stanley and Morgan Stanley Private Bank, National Association since 2014 and 2015, respectively. Potocki holds Series 63 and Series 66 licenses. Morgan Stanley Wealth Management serves individual and institutional clients by offering a range of advisory programs, including tailored financial planning and estate planning strategies. The firm manages approximately $2.74 trillion in client assets and employs a structured planning process using firm-approved tools and modeling techniques.

James Williams is a financial advisor with Cambridge Investment Research Advisors, holding Series 63 and Series 66 licenses and 26 years of industry experience. His prior roles include working at PlanMember Securities Corporation and self-employment through James G. Williams and Williams Wealth Management. He serves on the finance committee of BVM (St. Mary's) Roman Catholic Church in Lancaster, PA. Cambridge Investment Research Advisors is a large SEC-registered firm that serves individuals, retirement-plan sponsors, and charitable organizations through a network of independent financial professionals. The firm offers a variety of investment management and financial planning services, including proprietary and third-party model strategies, with customizable approaches to meet client objectives.

Kathryn Gahres is a financial advisor at Morgan Stanley with a Series 66 designation and four years of industry experience. She previously worked at Wells Fargo Clearing for 14 years and had a role at Viva Good Life Inc. Morgan Stanley Wealth Management provides a range of advisory programs to individuals and institutional clients, offering tailored financial planning supported by firm-approved tools and investment research. The firm manages approximately $2.74 trillion in client assets and delivers services both directly and through Corporate Financial Planning agreements.

Sarah Darling is a financial advisor with LPL Financial, holding Series 63 and Series 65 licenses and bringing seven years of industry experience. She previously worked at Lincoln Financial Advisors Corporation and has experience with Aevidum Financial Services and HD Vest Investment Services. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations nationwide. The firm offers a range of advisory programs and financial planning services, utilizing both discretionary and non-discretionary management supported by LPL Research and third-party subadvisors.

Matthew Perrotti is a financial advisor at Edward Jones in Lancaster, PA, holding Series 63 and Series 66 licenses with one year of industry experience. His prior work history includes roles at The Sherwin-Williams Co. and The Prudential Insurance Company of America, among others. Edward Jones is a full-service wealth management firm serving over four million individual and institutional clients, offering a wide range of discretionary and non-discretionary investment strategies. The firm operates under a fiduciary standard and supports its services with a large national network of financial advisors and branch offices.

Larry Trego Jr. is a financial advisor with Raymond James Financial who holds Series 63 and Series 65 credentials and has 26 years of industry experience. He has worked at Raymond James Financial since 2009 and Fulton Bank since 2000. Outside of his advisory role, he is associated with Fulton Financial Advisors in a client advisory capacity. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a diverse client base, including individuals, high-net-worth clients, corporations, and institutions, utilizing tailored, non-discretionary planning supported by analytical tools and risk profiling.

Derrick Hamm is a financial advisor at LPL Financial with 27 years of industry experience. His prior roles include positions at SCF Investment Advisors, SCF Securities, and Williams Financial Group. He is also involved in music as an artist with Blackout Films. LPL Financial is a national SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations. The firm provides a range of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by in-house and third-party research.

David Sprenkle is a financial advisor with Raymond James Financial Services Advisors, Inc. He holds a Series 63 designation and has 35 years of industry experience. Prior to joining Raymond James, he worked at Janney Montgomery Scott, LLC for 13 years. He is also involved in Sprenkle Wealth Management LLC, a financial advisory business he owns. Raymond James Financial Services Advisors, Inc. provides financial planning, investment consulting, and advisory services to a wide range of clients including individuals, high-net-worth clients, pension plans, corporations, and institutions. The firm offers tailored, non-discretionary planning and consulting using analytical tools and supports its services through a large advisor network and affiliated firms.

Kenneth Hameloth is a Series 66-licensed financial advisor with Edward Jones, based in Manheim, PA. He has 19 years of industry experience, all of which has been with Edward Jones. Outside of his advisory role, he owns and maintains rental property in Manheim. Edward Jones is a full-service wealth management firm serving more than four million individual and institutional clients. The firm offers a range of advisory programs and investment solutions, supported by a nationwide network of financial advisors and branch offices.

Emily Sides is a financial advisor with LPL Financial in York, PA, holding a Series 66 designation and nine years of industry experience. She previously worked at RBC Wealth Management for seven years before joining LPL Financial in 2023. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations. The firm offers a range of advisory programs, financial planning, and brokerage services, providing both discretionary and non-discretionary management supported by proprietary and third-party research.

William Heird is a financial advisor at Ameriprise with one year of industry experience. He previously worked at Edward Jones for two years and has a background in healthcare, having been employed at Bozeman Health and the Advanced Vein and Laser Center. He holds a Series 66 designation. Ameriprise offers a retirement-income planning service designed for individuals approaching or in retirement who meet specific asset criteria. The firm provides written recommendation reports using a combination of research, modeling, and tax-efficiency analysis, supported by a centralized consulting team and recent algorithmic automation.

Frank Dogger is a financial advisor with LPL Financial based in Lancaster, PA. He holds the CFP® and ChFC® designations and has 46 years of industry experience. Prior to joining LPL Financial in 2025, Dogger worked at Cadaret, Grant & Co., Inc. for 21 years and has been involved with Lancaster Financial Group LLC since 2013. He is also a business owner outside of his advisory role. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a national network of investment adviser representatives. The firm offers financial planning, advisory programs, and retirement plan consulting with both discretionary and non-discretionary management, supported by research from LPL and third-party subadvisors.

Robert Bruner is a financial advisor with OSAIC, holding Series 63 and Series 66 designations and bringing 32 years of industry experience. His prior roles include positions at Woodbury Financial Services and Questar Capital. Outside of advising, he is involved in seasonal tax preparation and life insurance premium financing through his own firm, Bruner Wealth Management, and coaches basketball at Dayspring Christian Academy. OSAIC serves a diverse client base ranging from individual investors to institutions and offers integrated brokerage and advisory services with a focus on portfolio construction using asset-allocation tools, risk assessment, and access to multiple investment platforms and third-party managers.

David Herbst is a financial advisor with Raymond James Financial in York, PA, holding a Series 66 designation and six years of industry experience. His prior roles include positions at Charles Schwab, TD Ameritrade, and KCA Wealth Management. He is also involved with Integrity Wealth Strategies LLC in a support capacity. Raymond James Financial Services Advisors, Inc. offers financial planning, investment consulting, and advisory services to a diverse client base, including individuals, institutions, and charitable organizations. The firm uses analytical tools and risk profiling to provide tailored, non-discretionary planning and consulting, and it supports a broad network of advisors with municipal and public finance services.