Breck Fullmer is a financial advisor with Commonwealth Financial Network, holding a Series 63 designation and 26 years of industry experience. He has worked at John Hancock Mutual Life, Signator Investors, and Huntsman Cancer Institute since 1999. Outside of his advisory work, he is involved in several business ventures, including ownership interests in financial and real estate entities. Commonwealth Financial Network is a registered investment adviser that supports a national network of approximately 2,950 advisors and their clients. The firm offers a variety of advisory programs and services, providing operational, trading, technology, and compliance support while allowing advisors discretion in portfolio construction.

Preston Bailey is a Series 66-licensed financial advisor with one year of industry experience, currently affiliated with Osaic Advisory Services, LLC. His prior experience includes roles at Cetera, Renaissance Financial, and UMB Fund Services. Outside of his advisory work, he is a limited partner in a family cattle grazing ranch. Osaic Advisory Services, LLC is an SEC-registered enterprise advisor serving a diverse range of clients, including individuals, pension plans, corporations, charitable entities, and sovereign wealth funds. The firm offers various investment programs and consulting services, utilizing a combination of fundamental and technical analysis, tactical trading, and alternative investment strategies.

Brian Worley is a Certified Financial Planner (CFP®) with 20 years of industry experience. He currently works as a wealth advisor at Sequoia Financial Group, L.L.C. His prior experience includes roles at The Martin Worley Group, Cambridge Investment Research Advisors, and Cetera Wealth Services, LLC. Outside of his advisory work, he serves on the investment committee of the National Ability Center, a nonprofit supporting disabled children, and participates in a local scholarship committee that awards funds to graduating high school seniors. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and related consulting services to a diverse client base, including individuals, family offices, corporations, and charitable organizations. The firm uses a combination of model portfolios and customized solutions, employing various investment vehicles and regular portfolio reviews to meet client objectives.

Jerod Andersen is a financial advisor with SPC based in Cottonwood Heights, UT, holding Series 63 and Series 65 licenses and bringing 27 years of industry experience. He has been with Parkland Securities since 2014 and serves as president of Andersen Retirement & Insurance Concepts Inc. and managing member of Legacy Financial Group LLC, where he sells health, life, fixed annuities, and fixed index annuities through various insurance companies. SPC serves a diverse client base including individuals, high-net-worth households, charitable organizations, corporations, and employer-sponsored retirement plans. The firm offers portfolio management, financial planning, and a range of ERISA-related retirement plan services, delivering primarily discretionary management with options for nondiscretionary arrangements and direct-at-fund management.

Devon Widdison is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and bringing 14 years of industry experience. He has worked at Transamerica since 2012 and has held roles at WealthWave and DebtMerica. Outside of finance, he operates Silver Reflections Photography, a part-time photography business he has run since 2004. Transamerica Financial Advisors serves individual investors, retirement plans, trusts, estates, charitable organizations, and businesses through a large advisor network and multiple platform programs. The firm’s advisory approach primarily uses model portfolios and third-party managers while offering a range of investment and retirement services.

Shandon Johnson is a CFP® and Series 65–licensed financial advisor with eight years of industry experience. He has worked at Sequoia Financial Group, L.L.C. since 2025 and previously spent eight years with The Martin Worley Group. Prior to his advisory career, he held positions at Cabela's and Utah Valley University. Sequoia Financial Advisors, LLC provides wealth planning, investment management, retirement-plan advisory, and consulting services to a diverse client base including individuals, family offices, corporations, and charitable organizations. The firm combines model and custom portfolio management overseen by an Investment Policy Committee, utilizing a range of investment vehicles and research methodologies.

Christy Roe is a financial advisor with Commonwealth Financial Network, holding a Series 66 designation and 13 years of industry experience. Her prior roles include positions at Securities America Advisors, Inc. and OSAIC. Outside of advisory work, she is involved in fixed insurance sales and is a co-owner of WCM Holdings, LLC, a commercial real estate management entity. Commonwealth Financial Network is a registered investment adviser serving a national network of approximately 2,950 advisors and their clients. The firm provides a range of advisory programs and support services, including discretionary model portfolios and multiple program structures, while acting as a back-office and platform provider.

Tyler Pettit is a financial advisor at D.A. Davidson & Co. with 19 years of industry experience. He has been with D.A. Davidson since 2010 and holds the Series 66 designation. D.A. Davidson & Co. provides investment advisory and brokerage services to a diverse client base, including employer-sponsored retirement plans, individuals, charitable organizations, and corporations. The firm operates under fiduciary standards and offers a range of services such as retirement plan advisory, financial planning, equity research, and a Private Wealth program for high-net-worth clients.

Julie Abrams is a financial advisor with Brookstone Capital Management LLC, holding Series 63 and Series 66 licenses and bringing 10 years of industry experience. She has worked at several firms including Accurate Wealth Management, Secure Investment Management, and J.D. Mellberg Financial, and has been president and owner of Abrams Financial Group since 2005, where she is involved in insurance sales. Brookstone Capital Management is an SEC-registered adviser that provides fee-based asset management and financial planning services through a turnkey asset management platform and wrap-fee program. The firm serves a diverse client base, including individuals, retirement plans, corporations, charitable organizations, other RIAs, sovereign wealth funds, and banking institutions, offering investment management primarily on a discretionary basis through various model portfolios and managed accounts.

Zachary Bitner is a CFP® with eight years of experience in the financial services industry. He is affiliated with Commonwealth Financial Network and previously worked at Alta Capital Management for eleven years. Bitner is co-owner of Roni Ranch, LLC, a commercial real estate management entity in Utah. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser supporting a national network of approximately 2,900 advisors and managing over $212 billion in client assets. The firm offers a range of managed account programs, third-party asset manager access, and comprehensive back-office support.

Mitchell Simkins is a financial advisor at Farther with 18 years of industry experience. He holds a Series 66 designation and has worked at Farther Finance Advisors since 2023. His prior experience includes roles at Goldman Sachs Personal Financial Management and Miller Financial Inc. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform combined with direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke allocations and proprietary algorithmic model portfolios, focusing primarily on ETFs, mutual funds, individual equities, and fixed income.

John Forsgren is a financial advisor with GWN Securities Inc. in South Jordan, Utah, holding a Series 66 designation and 20 years of industry experience. He previously worked at Interactive Financial Advisors from 2013 to 2017. Outside of his advisory role, Forsgren is part owner of Blackridge Financial Group LLC and is involved in managing the office property where his firm operates. GWN Securities is an SEC-registered investment adviser and broker-dealer serving individual and business clients, including high-net-worth individuals. The firm offers discretionary managed accounts, financial planning, and access to third-party sub-advisers and model portfolios, utilizing a range of investment strategies including traditional asset allocation and legacy market-timing approaches.

Dalton Place is a financial advisor with Transamerica Financial Advisors, holding Series 63 and Series 65 licenses and having two years of industry experience. He has worked at several firms, including Pack Tax and NIAX, and is the owner of The Sweet Place LLC, which operates two co-branded franchise food service locations in Utah. Dalton participates in a networking referral group that meets regularly for business and community activities. Transamerica Financial Advisors serves a broad client base ranging from individual investors to large institutional clients, offering a variety of advisory and brokerage services including proprietary and third-party managed model portfolios with both discretionary and non-discretionary options.

Justin Bitner is a financial advisor with Commonwealth Financial Network in Salt Lake City, UT, holding the CFP® and ChFC® designations and possessing 31 years of industry experience. He has been with Commonwealth Financial Network since 2002, following a one-year tenure at Signator Investors, Inc. Outside of his advisory work, Bitner is involved in family partnerships and manages several private entities related to securities and investments. Commonwealth Financial Network is a dual-registered broker/dealer and SEC-registered investment adviser serving a national network of approximately 2,900 advisors and managing roughly $213 billion in client assets. The firm offers a broad adviser-support platform with discretionary and nondiscretionary managed-account programs, access to third-party asset managers, and a variety of investment options including mutual funds, ETFs, and individual securities.

Nick Bapis is a financial advisor with Rockefeller Financial LLC and holds a Series 63 designation. He has 53 years of industry experience, including prior roles at Hightower Advisors, Axiom Capital Management, and Rock & Co. He serves as a trustee or co-trustee for several client accounts, including family members and close family friends, without compensation. Rockefeller Financial LLC serves high-net-worth and ultra-high-net-worth individuals, families, family offices, and institutional clients. The firm offers portfolio management, financial planning, and consulting services while operating as a registered broker-dealer with capabilities in securities transactions, variable insurance products, and investment banking.

Benjamin Pettit is a financial advisor with Eagle Strategies (NY Life) in South Jordan, UT, holding Series 63 and Series 66 licenses and bringing three years of industry experience. His career includes roles at Ettington Financial Group, Nylife Securities LLC, and New York Life. Eagle Strategies serves a diverse range of individual and institutional clients, providing financial planning, investment management, and retirement-plan advisory services through a large network of affiliated representatives. The firm emphasizes tailored recommendations across multiple program types and manages the majority of its assets on a non-discretionary basis.

Tracy Kennard is a financial advisor with TIAA-CREF in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing 33 years of industry experience. Prior to joining TIAA-CREF in 2023, Kennard worked at Fidelity Personal and Workplace Advisors and Fidelity Brokerage Services LLC. Outside of advising, Kennard and his wife own a long-term rental property currently occupied by family. TIAA-CREF Individual & Institutional Services provides financial planning and discretionary managed account programs to individuals, trusts, estates, partnerships, corporate entities, and small retirement plans, often serving clients with existing relationships through TIAA-administered employer retirement plans. The firm distinguishes between point-in-time planning services and ongoing discretionary management, offering both model and customized portfolio options under a fiduciary standard.

John Bingham is a financial advisor with Transamerica Financial Advisors, holding Series 65 and Series 63 licenses and five years of industry experience. He has worked with several affiliated firms since 2020 and is also the author of the book *Starting Over Starting Late or Both*, which is available for retail sale. Transamerica Financial Advisors serves a diverse client base, including individual investors, pension plans, trusts, and corporations. The firm provides both advisory and broker-dealer services through a variety of proprietary and third-party investment programs, with discretionary and non-discretionary options.

Andrew Ellis is a financial advisor with Key Investment Services LLC, holding Series 63 and Series 65 credentials and eight years of industry experience. He has worked at Key Investment Services and KeyBank in various capacities since 2015. Key Investment Services LLC is an SEC-registered investment adviser and wrap-fee program sponsor providing portfolio management and model-based advisory products to individuals, trusts, estates, small businesses, and institutional plan clients through a network of financial professionals. The firm utilizes a multi-provider model combining discretionary implementation and strategist portfolio design, with notable integration of KeyCorp affiliates for additional advisory and banking services.

Kara Weston is a financial advisor with Valic Financial Advisors in Salt Lake City, UT, holding Series 63 and Series 65 licenses and bringing eight years of industry experience. She has worked at Valic Financial Advisors since 2017 and also holds a position with Agia focused on non-securities insurance products. Outside of her advisory work, she and her husband produce and sell baked goods as a hobby. Valic Financial Advisors serves U.S.-domiciled individual investors, including high-net-worth and ultra-high-net-worth clients, as well as corporate and retirement-plan participants. The firm offers discretionary managed-account programs, financial planning, and brokerage services, utilizing Envestnet-developed UMA models and providing options such as Tax Overlay and Impact (ESG) Overlay services.