Travis Veenhuis is a CFP® professional with three years of industry experience, currently with Zhang Financial. His prior experience includes roles at SGH Wealth Management and a work history connected to Kalamazoo College. Zhang Financial is a multi-advisor, fee-only investment adviser managing approximately $8.37 billion in assets. The firm serves individuals, charities, corporations, and government entities with a range of portfolio management and advisory services, employing a combination of fundamental, technical, and cyclical analysis alongside internally developed model portfolios.

Connor Sturgess is a CFP®-certified financial advisor with seven years of industry experience. He is currently with Level Four Advisory Services and has prior experience at Raymond James Financial Services. Sturgess also supports financial advisory operations through his role with Financial Independence, LLC. Level Four Advisory Services is an SEC-registered investment adviser managing approximately $6.5 billion and serving individuals, corporations, retirement plans, and municipal entities. The firm offers financial planning, asset management, retirement-plan consulting, and uses model portfolios along with multiple custodians and third-party providers to implement client mandates.

Shoumya Saha is a financial advisor at Asset Allocation Strategies, LLC with 17 years of industry experience. She holds Series 65 and Series 63 credentials and has worked with GLP Investment Services and GLP and Associates. In addition to her advisory role, she is involved in life insurance and fixed/index annuity sales through GLP & Associates and owns a consulting firm focused on insurance products. Asset Allocation Strategies, LLC serves a broad retail client base including individuals, high-net-worth clients, and plan sponsors, providing discretionary and non-discretionary portfolio management, financial planning, and retirement-plan consulting. The firm employs quantitative techniques and model portfolios to construct strategic allocations and monitors accounts on an ongoing basis.

John Stein is a CFA® charterholder with 16 years of industry experience. He is currently with Arax Advisory Partners, LLC and previously worked at Schechter Investment Advisors, LLC for ten years. He also receives referral fees for clients he refers to other investment advisory firms. Arax Advisory Partners is a multi-team wealth manager overseeing approximately $26.5 billion in assets across more than 200 advisors, serving individuals, high-net-worth clients, family offices, institutions, and retirement plans. The firm employs a combination of internal portfolio management, third-party models, and tailored asset allocation to meet client objectives, including the use of performance-based fee structures and private fund management.

Kory Frost is a CFP® with 13 years of industry experience, currently serving as a financial advisor at Summit Financial, LLC. He previously worked at UBS Financial Services for 10 years and spent time at both Purshe Kaplan Sterling Investments and Private Client Services. Frost also serves on the Planning Commission for the City of South Lyon. Summit Financial, LLC is a multi-team advisory firm managing approximately $26.35 billion in assets with 216 advisors serving around 17,800 clients. The firm offers a range of investment advisory and portfolio management programs, combining discretionary and consultative services to meet diverse client needs.

Stefan Ropp is a financial advisor with Asset Allocation Strategies, LLC, holding a Series 66 designation and seven years of industry experience. He has been with Asset Allocation Strategies since 2018 and is also involved with GLP Investment Services, LLC and GLP & Associates, LLC. Outside of advisory work, he acts as an insurance agent specializing in life insurance and fixed/index annuity sales and servicing. Asset Allocation Strategies, LLC serves individual and high-net-worth clients as well as plan sponsors, providing portfolio management, financial planning, and retirement-plan consulting. The firm employs quantitative techniques and strategic asset allocation models to construct and maintain portfolios, offering services on both discretionary and non-discretionary bases.

Steven Cook is a financial advisor with Capital Analysts in Southfield, MI, holding Series 63 and 65 licenses and bringing 33 years of industry experience. His career includes longstanding roles at Lincoln Investment Planning Inc and several life insurance companies, along with 40 years as a teacher and department chair at Allen Park Public Schools. He is also involved in health insurance sales and operates a web-based business offering fixed annuities targeting CD holders. Capital Analysts serves a diverse client base, including individual and high-net-worth investors, retirement plans, trusts, and charitable organizations, providing discretionary and non-discretionary portfolio management through in-house managed models and third-party managers. The firm maintains a fiduciary role, offers automated rebalancing and tax-aware options, and supports a network of independent advisors with various outside business activities.

Andrew Lampela is a financial advisor at Thurston Springer Advisors with one year of industry experience. He holds a Series 66 designation and has previously worked at Fratarcangeli Wealth Management and Jackson National. Thurston Springer Advisors serves a diverse client base including individuals, corporations, charitable institutions, and retirement plans, offering financial planning, portfolio management, and retirement-plan consulting. The firm employs a range of investment strategies such as Tactical Momentum and Earnings Momentum, and manages accounts primarily on a discretionary basis.

Loran Coffman is a financial advisor with RFG Advisory, LLC, holding Series 63, Series 65, and Series 66 designations and bringing 34 years of industry experience. He has previously worked at Financial Engines Advisors L.L.C., EF Legacy Securities, LLC, and Edelman Financial Services, LLC. Coffman is also the owner and founder of Route Financial Group, a registered investment advisory business. RFG Advisory is a multi-team registered investment adviser with approximately 178 advisors managing around $8 billion for more than 17,000 clients. The firm offers portfolio management, financial planning, retirement plan consulting, and access to both proprietary and third-party investment strategies, typically managing assets on a discretionary basis using a combination of active and passive models with a focus on risk management.

Cameron Roehl is a CFP® and holds a Series 65 license with 11 years of industry experience. He has been with Plante Moran Financial Advisors since 2013. Plante Moran Financial Advisors, LLC provides investment advisory, financial planning, and estate planning services to a diverse client base including individuals, charitable organizations, corporations, and trusts. The firm emphasizes strategic asset allocation and manager selection, utilizing fundamental, technical, and cyclical analysis along with a proprietary equity market valuation model, managing a significant portion of its assets on a non-discretionary basis.

Jeffrey Kaplan is a CFP® with 25 years of industry experience, currently associated with Capital Analysts in Farmington Hills, MI. He has been with Lincoln Investment since 2012 and operates KKA Financial Services, LLC, a financial services business. Kaplan is also a licensed insurance agent providing life, health, long-term care, and disability insurance, and he serves as a managing member of an estate planning LLC and functions as a trustee on various matters. Capital Analysts serves a diverse client base including individuals, high-net-worth investors, retirement plans, trusts, and corporate clients. The firm offers discretionary and non-discretionary portfolio management, utilizing an in-house Investment Management & Research team and proprietary screening tools, with a focus on customizable advisory services and fiduciary accountability.

Mitchell Bonnett is a CFP® with 38 years of industry experience, currently serving at Madison Avenue Securities, LLC since 2022. His prior roles include positions at Cambridge Investment Research Advisors and LPL Financial, where he worked for over two decades. Outside of his advisory work, he is a vice president and co-owner of Wealth Creation Strategies Inc. and serves as class treasurer for the West Point Class of 1965. Madison Avenue Securities, LLC provides investment advisory and related services to individuals, charitable institutions, foundations, trusts, and employer-sponsored retirement plans. The firm manages approximately $2.0 billion in assets and offers a range of portfolio management and consulting services through multiple account platforms.

John Cruse is a Series 66 licensed financial advisor with six years of industry experience. He has worked at Lincoln Investment since 2019 and previously spent five years with United Shore. He is affiliated with Capital Analysts, a multi-team firm serving a diverse client base that includes individual and high-net-worth investors, retirement plans, trusts, foundations, charitable organizations, and corporate clients. The firm provides discretionary and non-discretionary portfolio management through custom portfolios, third-party managers, and ERISA retirement plan advisory services, supported by an in-house investment management and research team.

Kenneth Coe is a financial advisor with Creative Financial Designs, Inc., holding Series 63 and Series 65 credentials and bringing 50 years of industry experience. His prior work includes roles at Integrated Capital Management, Purshe Kaplan Sterling Investments, and First Heartland Capital, Inc. In addition to his advisory work, he is involved in the sale and servicing of fixed insurance products. Creative Financial Designs serves individual, corporate, and institutional clients with discretionary and non-discretionary investment management, financial planning, and modular consulting. The firm employs asset-class model allocations across multiple risk levels and offers specialized strategies, including Biblically Responsible Investing, supported by third-party research and an Executive Investment Committee.

Jonathan Mafrice is a financial advisor at Foundations Investment Advisors LLC with a Series 65 credential and one year of industry experience. His prior work includes roles at Detroit Financial, as self-employed, and at EYEBLOC LLC. Foundations Investment Advisors is a multi-advisor registered investment adviser managing approximately $10.1 billion for nearly 29,615 clients. The firm serves individuals, trusts, estates, and registered investment companies through a network of almost 300 investment adviser representatives, offering portfolio management, financial planning, retirement-plan support, and sub-advisory services.

Muata Mahluli is a CFP® professional with 28 years of experience, currently serving as a financial advisor at Facet. He has worked at Facet Wealth since 2020 and has prior experience at Charles Schwab and TIAA-CREF. Mahluli serves on the Board of Directors for The Detroit Recovery Project, a nonprofit focused on supporting individuals and communities affected by co-occurring mental illness and substance use disorders. Facet is a multi-team firm serving individual members across a wide range of wealth levels through tiered subscription-based financial planning and implementation services. The firm delivers holistic financial advice using a Total Financial Life Resources framework and offers discretionary investment management primarily through ETFs, with fixed subscription fees rather than percentage-based asset management charges.

Andrew Harr is a financial advisor with Capital Analysts in Southfield, MI, holding Series 63 and Series 65 designations and 23 years of industry experience. He has been affiliated with Lincoln Investment since 2010. In addition to his advisory role, he serves as a trainer for newly appointed insurance agents at Consolidated Financial, focusing on the 403(b) market with an emphasis on suitability and product knowledge. Capital Analysts serves a diverse client base including individual and high-net-worth investors, retirement plans, trusts, and corporate clients. The firm provides discretionary and non-discretionary portfolio management through various programs and utilizes an in-house Investment Management & Research team to guide investment decisions.

William Wallbank is a financial advisor at Signal Advisors Wealth, LLC with 13 years of industry experience. He holds a Series 65 designation and has previously worked at Focus Partners Wealth, Kovitz Investment Group Partners, and Telemus Capital. Signal Advisors Wealth operates a turnkey asset management platform serving independent RIAs, co-branded investment adviser representatives, and their retail clients. The firm utilizes a primarily top-down, tactical asset allocation approach supplemented by fundamental, quantitative, and technical analysis, while advisors maintain responsibility for client relationships and suitability.

James Clark is a financial advisor with Packerland Brokerage Services, Inc. in Detroit, MI, holding CFP® and ChFC® designations and over 32 years of industry experience. His prior roles include positions at Avantax and HD Vest, and he also owns Clark Financial Services LLC, where he reviews family and business client insurance coverages. Packerland Brokerage Services serves individuals, charities, corporations, and retirement plan sponsors, offering financial planning, portfolio management, and advisory program access through a combination of firm-managed portfolios, wrap programs, and third-party arrangements. The firm is dually registered as an SEC investment adviser and FINRA broker-dealer, managing over $900 million in client assets.

Eric Dahlberg is a CFA® charterholder with 13 years of industry experience, currently serving as a financial advisor at Plante Moran Financial Advisors in Southfield, MI. He has been with Plante Moran Financial Advisors since 2012. Plante Moran Financial Advisors provides investment advisory, financial planning, and estate planning services to individual investors, charitable organizations, corporations, banks, trusts, estates, and other business entities. The firm employs strategic asset allocation, written investment policy statements, and a combination of fundamental, technical, and cyclical analysis, managing a majority of its assets on a non-discretionary basis with client collaboration on discretionary authority.