Clare Mertz is a financial advisor at LPL Financial with 32 years of industry experience. She has previously worked at Wealthone LLC and had multiple tenures at LPL Financial. In addition to her advisory role, she works as a freelance writer. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, banks, corporations, and charitable organizations through a broad network of investment adviser representatives. The firm offers various advisory programs, retirement plan consulting, and brokerage services, utilizing model portfolios, third-party subadvisors, and advanced technologies in its investment approach.

Scott Miller is a financial advisor with Ameriprise in Athens, NY, holding a Series 66 designation and 21 years of industry experience. He has been with Ameriprise and its affiliated entities since 2005. Ameriprise offers a retirement-income planning service focused on individuals approaching or in retirement who meet specific asset criteria, providing written Recommendation Reports that cover income sources, Social Security options, and tax-smart withdrawal strategies. The firm combines research, modeling, and tax-efficiency analysis in its approach and delivers recommendations through a centralized consulting team in partnership with financial advisors.

Kathryn Peterson is a CFP® and holds a Series 66 license with 12 years of industry experience. She has been with Ameriprise since 2011, currently serving clients from Mechanicville, NY. Outside of her financial advisory role, she coaches a youth soccer team for her daughter's local club on a volunteer basis. Ameriprise is a large institutional firm offering a retirement-income planning service designed for individuals approaching or in retirement with significant investable assets. The firm combines research, modeling, and tax-efficiency analysis to deliver tailored, non-discretionary recommendations primarily for clients with Ameriprise-managed accounts.

Nicholas Scammacca is a financial advisor with LPL Financial, holding a Series 66 designation and 11 years of industry experience. Prior to joining LPL Financial in 2025, he was with Next Financial Group Inc for 11 years. He is also involved in non-investment business activities, including Capital Asset Management and non-variable insurance. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, financial institutions, corporations, and charitable organizations through a national network. The firm offers financial planning, advisory programs, retirement plan consulting, brokerage services, and access to model portfolios and research from multiple sources.

George Amedore III is a CFP® with 10 years of experience in financial advising, currently with Ameriprise. His prior roles include positions at Refined Financial LLC, AlphaStar Capital Management, and The AYCO Company, L.P./Mercer Allied. Outside of his advisory work, he serves as Stewardship Pastor on the Board of Directors for Redemption Church NY and holds a board position with WTRWAY. Ameriprise provides retirement-income planning services primarily for individuals with significant investable assets, combining research, modeling, and tax-efficient strategies to deliver customized, non-discretionary recommendations through a centralized consulting team.

Zachary Rockmore is a financial advisor at UBS Financial Services with seven years of industry experience. He holds the Series 66 designation and has been with UBS since 2018. Prior to UBS, he worked at Numina Capital Management, L.P., and has additional experience related to managing a family trust focused on estate and asset management. UBS Financial Services serves individual, corporate, and institutional clients with a range of brokerage and investment advisory services, including fee-based financial planning and portfolio management. The firm integrates institutional trading capabilities with wealth management and offers proprietary research to tailor investment plans to clients’ goals and risk tolerances.

Michael Coleman is a Wealth Management Advisor engaged in providing tailored financial guidance. He focuses on building strong client relationships to deliver customized wealth management advice and personalized service. By working closely with clients, he develops investment strategies that align with their individual objectives, ensuring a clear understanding of the associated risks and rewards. He holds multiple professional designations, including Certified Investment Management Analyst (CIMA), Certified Private Wealth Advisor (CPWA), Chartered Retirement Plans Specialist (CRPS), and Personal Investment Advisor (PIA). Michael earned a Bachelor of Science degree in Economics from Siena College.

Morgan Chimento is a financial advisor at Merrill with six years of industry experience. He holds the Series 66 designation and previously worked at Bank of America from 2016 to 2019. Outside of his advisory role, he engages in mystery shopping and creates compensated TikTok content focused on books, motherhood, and volunteering. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies to individuals, high-net-worth clients, pension plans, charitable organizations, and corporate fiduciaries.

Thomas Mcdonald Sr. is a financial advisor with Raymond James & Associates, holding a Series 63 designation and bringing 40 years of industry experience. He previously worked at Janney Montgomery Scott for 24 years before joining Raymond James in 2026. Mcdonald serves on the Finance Committee of Blessed Sacrament Church in Albany, NY, assisting with the church's financial matters on a voluntary basis. Raymond James & Associates, Inc. is a dually registered broker-dealer and SEC-registered investment adviser with over $500 billion in assets under management and more than 5,400 financial advisors. The firm offers wealth advisory planning and investment consulting to a broad client base, including individuals, institutions, and government entities, and is noted for its involvement in municipal and public finance services.

Scott Solomon is a financial advisor with LPL Financial in Albany, NY, holding Series 63 and Series 65 licenses and bringing 26 years of industry experience. His prior work includes 19 years at Hrc Investment Services, Inc. and a concurrent role at Pioneer Savings Bank since 2021. LPL Financial is an SEC-registered investment adviser and broker-dealer serving individuals, retirement plans, institutions, and charitable organizations through a national network of advisers. The firm offers a variety of advisory programs, financial planning, and retirement consulting, utilizing both discretionary and non-discretionary management supported by research and model portfolios.

James Ross is a financial advisor with Equitable Advisors in Latham, NY, holding a Series 66 designation and seven years of industry experience. He previously worked at Manchester Capital Management and Axa Advisors LLC before joining Equitable Advisors in 2018. Ross also serves as an administrator or executor of estates and as a trustee of trusts for both family and non-family members. Equitable Advisors serves individual investors, retirement plan sponsors, corporations, and charitable organizations by providing financial planning, retirement-plan support, and access to asset management through LPL programs and third-party asset managers. The firm employs a hybrid referral and implementation model, combining advisory and brokerage channels to tailor services based on clients’ goals, risk tolerance, and time horizon.

Peter Gregory is a financial advisor with RBC Capital Markets in Waterford, NY, holding a Series 66 designation and 18 years of industry experience. He has worked at RBC Capital Markets since 2008 and at City National Bank since 2016. Gregory serves as an officer on the Board of Directors for the Sunnyview Hospital Foundation and holds board and committee roles with local nonprofit and religious organizations. RBC Wealth Management, a division of RBC Capital Markets, serves individual, institutional, corporate, and charitable clients with a range of advisory programs that include discretionary and non-discretionary portfolio management, financial planning, custody, and brokerage services. The firm customizes investment strategies based on client risk profiles and employs both internal and third-party managers to implement diversified portfolios.

John Conaway is a financial advisor with LPL Financial in Albany, NY, holding Series 63 and Series 65 licenses and with 26 years of industry experience. He has been with LPL Financial since 2011. Outside of his advisory role, he co-owns Pure Cleaning Services LLC. LPL Financial is an SEC-registered investment adviser and broker-dealer serving a broad client base including individuals, retirement plans, banks, and charitable organizations. The firm offers a variety of advisory programs, retirement plan consulting, and brokerage services while providing discretionary and non-discretionary management supported by in-house and third-party research.

Susan Brown is a Series 66-registered financial advisor with UBS Financial Services in Albany, NY, bringing 19 years of industry experience. She has been with UBS Financial Services Inc. since 2009. UBS Financial Services Inc. serves individual, corporate, and institutional clients through brokerage and investment advisory offerings, including financial planning and portfolio management. The firm combines institutional trading capabilities with wealth management services and utilizes proprietary research and model-based asset allocations to tailor client solutions.

Shilin Yin, CFP®, is a Wealth Management Advisor at Merrill Lynch Wealth Management. She began her career as a Financial Advisor Associate at Morgan Stanley and joined Merrill Lynch Wealth Management in 2013. Supported by a team of specialists from Merrill and Bank of America in investments, estate planning services, philanthropy, and lending, she focuses on helping clients grow and preserve their wealth through challenging economic and market cycles and major life events. As a qualified Portfolio Manager, Shilin follows a disciplined and sustainable process emphasizing prudent risk management, long-term growth, tax efficiency, and transparency. She offers qualified investors alternative investments such as private equity and real assets to enhance portfolio diversification beyond traditional stocks and bonds. Shilin is a native Mandarin Chinese speaker and holds the CERTIFIED FINANCIAL PLANNER (CFP®), Certified Investment Management Analyst (CIMA®), Certified Private Wealth Advisor (CPWA®), and Chartered Retirement Planning Counselor (CRPC™) designations. She is a graduate of Temple University and holds an MBA in International Business from California State University. Shilin and her husband, Brett, live in Mariaville, NY. She is a member of the Investment & Wealth Institute™ and a member of the Bank of America Upstate New York Diversity & Inclusion Council. Her personal interests include cooking, hiking, and traveling.

Kate Curcio is a financial advisor at RBC Capital Markets in Albany, NY, with 11 years of industry experience. She holds a Series 66 designation and has been with RBC Capital Markets since 2014. RBC Wealth Management, a division of RBC Capital Markets, serves a diverse client base including individual investors, institutional clients, pension and profit-sharing plans, corporations, and charitable organizations. The firm offers various advisory programs featuring portfolio management, financial planning, and brokerage services, utilizing a combination of in-house and third-party investment managers to tailor strategies to clients’ risk profiles.

Joseph Gravini is a CFP® with 26 years of industry experience, currently serving at Wells Fargo Clearing since 2019. His prior experience includes roles at Morgan Stanley Private Bank, N.A. and Morgan Stanley Smith Barney LLC. Outside of his advisory work, he officiates high school basketball games and serves as Chair of the Finance Committee for the Albany Symphony Orchestra. Wells Fargo Clearing provides retirement plan consulting services to qualified ERISA and non-qualified deferred compensation plans, offering both discretionary and non-discretionary solutions. The firm’s advisory process is IPS-driven, grounded in modern portfolio theory, and includes a broader set of financial products such as insurance-related vehicles and bank deposit sweep options.

Kelly Chavez Laprade is a financial advisor with J.P. Morgan Securities, holding a Series 66 designation and five years of industry experience. Her career includes roles at Bank of America, Merrill, and Citizens Securities, Inc. prior to joining J.P. Morgan. J.P. Morgan Securities LLC provides institutional consulting services to corporations, foundations, and defined contribution plan sponsors, delivering asset allocation advice, investment manager searches, and customized performance reporting through a select group of Wealth Advisors. The firm combines large institutional advisory operations with brokerage and investment management capabilities.

Dianne Funigiello is a financial advisor with UBS Financial Services in Albany, NY, holding Series 63 and Series 65 licenses and possessing 25 years of industry experience. Her prior roles include positions at Northwestern Mutual Investment Services, Merrill Lynch, Key Private Bank, and HSBC. She is a partial owner of a real estate LLC used for personal estate planning purposes. UBS Financial Services serves individual, corporate, and institutional clients through a variety of brokerage and advisory offerings, combining institutional trading capabilities with wealth management services and leveraging proprietary research and model-based asset allocations.

Jonathan Turnock is a financial advisor with Merrill in Albany, NY, holding a Series 66 designation and eight years of industry experience. He has worked with Bank of America and Merrill since 2015. Outside of his advisory role, Turnock serves as a board member of the Niskayuna Soccer Club, where he helps organize teams and plan soccer-related activities. Merrill provides managed account services to Bank of America fiduciary clients through the Select Portfolio Solutions program, offering a range of model-based and discretionary investment strategies. The firm serves a broad client base including individuals, high-net-worth clients, and institutional investors, leveraging its integration with Bank of America’s corporate platform.