Joseph Vita is a financial advisor with Cetera, holding Series 66 and Series 63 licenses and over 55 years of industry experience. His career includes roles at Cetera Wealth Services, LPL Financial, Trilogy Capital, and National Planning Corporation. He is also involved with Winchester Financial Group, where he serves as an investment advisor representative focusing on investments, financial planning, and insurance. Cetera Investment Advisers LLC is an SEC-registered firm that serves individuals, employer-sponsored retirement plans, corporate and charitable clients, and institutional accounts. The firm offers a variety of portfolio management and financial planning services through a nationwide network of independent advisors, utilizing a multi-manager platform with discretionary and non-discretionary account options.

Oluwatofunmi Ochi is a financial advisor at Charles Schwab with 10 years of industry experience. She holds Series 63 and Series 65 designations and has worked at Charles Schwab and Charles Schwab Bank since 2021, following prior roles at Citizens Bank and Citizens Securities. Charles Schwab & Co., Inc. serves a large client base primarily composed of high- and ultra-high-net-worth individuals through its Schwab Wealth Advisory wrap fee program and affiliated managed-account and financial planning services. The firm offers a combination of non-discretionary and discretionary investment guidance with multi-asset model portfolios, supported by centralized supervisory, custody, and order-routing systems.

Jay Lynch is the Vice President and Wealth Planner at Fidelity Investments, a position he has held since 2018. He has been with Fidelity since 2004, progressing through roles including Financial Representative, Investments Representative, and Financial Consultant. With 22 years of experience, Jay specializes in helping clients protect, grow, and transfer their wealth, focusing on personalized financial planning. Throughout his career at Fidelity, Jay has developed expertise in wealth management and financial planning. He emphasizes a client-centered approach, working closely with individuals and families to achieve their financial goals. His professional journey reflects a commitment to leveraging Fidelity's resources to serve his clients effectively.

Jeffrey Arouth is a financial advisor with Ameriprise in Salem, MA, holding Series 63 and Series 65 designations and bringing 27 years of industry experience. Before joining Ameriprise in 2021, he worked at Salem Five Cents Savings Bank and LPL Financial from 2010 to 2021. Ameriprise offers a retirement-income planning service tailored for clients approaching or in retirement with substantial investable assets, providing detailed recommendation reports based on research, modeling, and tax analysis. The firm combines advisory, brokerage, and insurance solutions through affiliated entities, with a focus on managed accounts and algorithmic support in its retirement income planning.

Justin Knight is an Investment Consultant at Fidelity Investments, a role he has held since 2026. He specializes in partnering with individuals and families to develop financial plans tailored to their unique goals and needs, focusing on building and maintaining retirement and investment strategies that provide confidence and clarity for both the present and long term. Justin has accumulated a range of experience within Fidelity Investments, having held positions including Planning Consultant from 2024 to 2026, Relationship Manager in 2024, Financial Representative from 2023 to 2024, and Customer Relationship Advocate from 2022 to 2023. This progression reflects his extensive involvement in client-facing roles related to investment and financial planning services. Outside of his professional work, Justin enjoys a variety of outdoor activities including boating, football, golf, outdoor adventures, and skiing.

Kavitha Ledwig is a financial advisor with LPL Enterprise, holding a Series 66 credential and one year of industry experience. She has prior experience in real estate services through Dave Ledwig Real Estate, where she has been involved since 2015. LPL Enterprise serves a diverse client base including individuals, retirement plans, charitable organizations, corporations, and institutional clients, offering financial planning, access to model portfolios, third-party asset management, and a range of brokerage and insurance products through its integrated platform.

Andrew Lefebvre is a CFP® professional with 24 years of experience in financial advisory. He is currently affiliated with OSAIC and previously worked at Vaillancourt & Lefebvre Wealth Management, Vaillancourt & Pescatore Financial Group, and Sagepoint Financial, Inc. Lefebvre is also an enrolled agent and partner at VL Accounting, LLC, where he provides tax preparation, filing, advice, and planning services. OSAIC Wealth, Inc. serves a diverse client base including individual and high-net-worth investors, pension and profit-sharing plans, corporations, and charitable organizations. The firm provides integrated brokerage and advisory services, financial planning, and access to various managed account solutions through a large network of affiliated advisers.

Patrick Kiritsy is currently a Branch Leader at Fidelity Investments, where he leads a team of financial professionals focused on partnering with families to develop sound and sustainable financial plans. His role includes supporting his team to create client experiences that meet a high standard of care and professionalism. Patrick has held several positions at Fidelity Investments, including Team Leader roles in Executive Services and Workplace Planning & Advice, as well as positions such as Help Desk representative in Workplace Planning & Advice and Workplace Planning Consultant. These roles have contributed to his expertise in financial planning and leadership within the company. Outside of work, Patrick has interests in fitness, golf, music, pets, running, and traveling.

Thomas Clay is a financial advisor at OSAIC with 29 years of industry experience. He holds the Series 63, Series 65, and Series 66 credentials. Clay has worked with Questar Asset Management and Questar Capital Corporation and has been self-employed providing financial planning and asset management services. He also owns New Perspective Financial, where he develops financial plans and offers insurance products including fixed annuities and life insurance. OSAIC serves a broad mix of retail and institutional clients through a large network of affiliated advisers, providing integrated brokerage and advisory services and utilizing firm-provided asset allocation tools and third-party managed account solutions.

Daniella Iannuzzi is a Vice President and Financial Consultant at Fidelity Investments. She has been with Fidelity Investments since 2018, progressing through various roles including Fixed Income Operations Analyst, Financial Representative, Relationship Manager, Planning Consultant, Financial Consultant, and currently Vice President Financial Consultant. In her current role, Daniella partners with individuals and families to develop personalized wealth plans tailored to their unique financial needs. Her approach focuses on helping clients make sound financial decisions through all of life's ups and downs, with an emphasis on establishing trust and building long-term relationships. Daniella's extensive experience within Fidelity Investments spans operations, client relationship management, and financial consultation, providing her with a comprehensive understanding of financial planning and investment strategies.

Brian Rossano is Senior Resident Director at Merrill Lynch Wealth Management. He brings over 30 years of experience serving affluent individuals and corporations, with a focus on wealth preservation and growth through tailored financial advisory relationships. Brian’s expertise includes retirement planning, legacy planning, executive compensation, equity compensation services, and corporate retirement benefits consulting. He previously served as Branch Manager of the Beverly, MA office and spent 22 years working with Merrill clients from Boston, specializing in managing stock option and 401(k) plans. Brian holds several professional designations including CERTIFIED PLAN FIDUCIARY ADVISOR (CPFA), Equity Plan Consultant (EPC), Personal Investment Advisor (PIA), and Retirement Benefits Consultant (RBC). He earned his bachelor's degree from Hartwick College. Brian is involved in community organizations such as the Elks and St. Peters Club. His approach centers on creating customized wealth management strategies based on a comprehensive understanding of clients’ financial situations, priorities, and risk tolerance. Outside of work, he enjoys boating, running, and traveling.

Devin Ralph is an Investment Consultant at Fidelity Investments, a position he has held since 2024. He has worked in various roles at Fidelity, including Financial Representative, Investment Solutions Representative I & II, and Customer Relationship Advocate since 2022. In his role, Devin partners with clients to help them make educated decisions aligned with their financial goals. He focuses on helping clients pursue growth, preservation, and distribution of wealth, aiming to provide financial flexibility in retirement.

Nicholas Zaccardi is a financial advisor at Raymond James & Associates with 12 years of industry experience. He holds a Series 66 designation and previously worked at Bank of America and Merrill. Raymond James & Associates provides financial planning and investment consulting to a diverse client base, including individuals, retirement plans, corporate and charitable entities, and government clients. The firm offers tailored financial plans and investment recommendations through both non-discretionary and discretionary programs, and has specialized capabilities in public finance and municipal services.

Iverson Qiu is a financial advisor at LPL Financial with Series 66 registration and two years of industry experience. Prior to joining LPL Financial, he worked at Wellington Management for one year and has an academic background from Northeastern University. LPL Financial is a registered investment adviser and broker-dealer serving a broad range of clients including individuals, retirement plans, financial institutions, corporations, and nonprofits. The firm offers diverse advisory programs, financial planning, and retirement plan consulting supported by proprietary and third-party research and portfolio management services.

Berklee Vaillancourt is a Wealth Management Planning Consultant at Fidelity Investments. In this role, Berklee partners with clients and their Wealth Management Advisors to address unique service and planning needs. Berklee has held multiple positions at Fidelity Investments since 2018, including Planning Consultant, Relationship Manager, Financial Representative, and Customer Relationship Advocate. This progression reflects experience across various facets of client relationship management and financial planning within the firm.

Christopher Arrigg is a Senior Financial Advisor at Merrill Lynch Wealth Management in Burlington, Massachusetts. He works with business owners, C-suite executives, high-net-worth families, and fast-growing professionals to assist with complex financial decisions involving liquidity events, concentrated equity, family wealth planning, retirement, and tax-efficient strategies. His approach emphasizes planning first, helping clients organize their financial lives and achieve their long-term goals through informed decision-making. He also serves as a Portfolio Manager and Retirement Benefits Consultant, managing personalized strategies that may include various investment options. Christopher holds the Certified Plan Fiduciary Advisor (CPFA) designation, is a Personal Investment Advisor (PIA), and a Retirement Benefits Consultant (RBC). He earned his Bachelor's Degree from Bentley University and completed his high school education at Austin Preparatory School. He is involved with the Bentley Greater Boston Alumni Chapter and graduated Magna Cum Laude from Bentley University. Outside of his professional role, Christopher participates in community activities with Lazarus House Ministries, Inc. His personal interests include adventure sports, baseball, basketball, chess, cooking, golfing, photography, spending time with family, traveling, and watching movies.

Ryan Fabrizio is a financial advisor at Fidelity with a Series 66 designation and no prior industry experience. His previous roles include work at Care Hospice and Dos Lobos American Taqueria. Fidelity’s Strategic Advisers LLC provides investment management and advisory services to retail and institutional clients, utilizing a blend of fundamental research, quantitative analysis, and algorithmic portfolio construction to develop model portfolios across mutual funds, ETFs, and ETPs. The firm also holds distinctive registrations and serves as an advisor to multiple registered investment companies.

James Mccarthy is a financial advisor at OSAIC with 21 years of industry experience. He holds the Series 63 and Series 66 designations and has worked at Saltbox Financial since 2009 and Royal Alliance since 2005. Outside of finance, he is a pilot for Delta Air Lines, flying Boeing 767 routes primarily based out of JFK. OSAIC serves a wide range of retail and institutional clients through a large network of affiliated advisers, offering integrated brokerage and advisory services, financial planning, retirement plan consulting, and access to third-party money managers. The firm utilizes various asset-allocation tools and supports both discretionary and non-discretionary account management across diverse investment strategies.

Giordanio Nevil is a CFP® with eight years of industry experience, currently affiliated with Cetera in Woburn, MA. He has held roles at Cetera and its affiliates since 2019 and previously worked at Foresters Financial Services and Hudson Financial Group. Nevil is co-owner of Peak Path Retirement Advisors, a business associated with Cetera. Cetera Investment Advisers LLC is an SEC-registered firm serving a broad client base that includes individuals, retirement plans, and institutional accounts. The firm offers a multi-manager platform with discretionary and non-discretionary management options, supporting a range of investment strategies and program structures.

Jacob Fudge is a Series 66-licensed financial advisor with Morgan Stanley, based in Middleton, MA, with six years of industry experience. He has worked with Morgan Stanley since 2018, including a role at Morgan Stanley Private Bank, N.A. from 2022 to present. Prior to his financial services career, he was employed at the Golf Club at Turner Hill. Morgan Stanley Wealth Management serves both individual and institutional clients, providing tailored financial planning and advisory programs. The firm employs a structured planning process that utilizes proprietary tools and models, managing approximately $2.74 trillion in client assets.